Colony Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Colony Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Colony Bank 302 South Main St. Fitzgerald, GA 31750 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 713 |
| Total Mortgage Loan Application Amount | $80,430,000 |
| Average Mortgage Loan Application Amount | $109,666 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $63,000 |
| Highest Applicant Income | $3,915,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Colony Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Colony Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Colony Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Colony Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Colony Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Colony Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ben Hill County Georgia | 81 | $ 4,540,000 | $ 56,000 | $ 31,000 |
| Lowndes County Georgia | 52 | $ 5,641,000 | $ 108,000 | $ 75,000 |
| Coffee County Georgia | 50 | $ 3,379,000 | $ 67,000 | $ 68,000 |
| Tift County Georgia | 46 | $ 5,882,000 | $ 127,000 | $ 46,000 |
| Brooks County Georgia | 38 | $ 1,958,000 | $ 51,000 | $ 74,000 |
| Chatham County Georgia | 37 | $ 12,487,000 | $ 337,000 | $ 156,000 |
| Dodge County Georgia | 34 | $ 1,723,000 | $ 50,000 | $ 42,000 |
| Turner County Georgia | 34 | $ 1,518,000 | $ 44,000 | $ 42,000 |
| Crisp County Georgia | 32 | $ 2,065,000 | $ 64,000 | $ 180,000 |
| Colquitt County Georgia | 30 | $ 1,601,000 | $ 53,000 | $ 40,000 |
| Wilcox County Georgia | 30 | $ 1,584,000 | $ 52,000 | $ 46,000 |
| Worth County Georgia | 25 | $ 1,818,000 | $ 72,000 | $ 54,000 |
| Muscogee County Georgia | 24 | $ 8,350,000 | $ 347,000 | $ 21,000 |
| Dougherty County Georgia | 22 | $ 8,289,000 | $ 376,000 | $ 112,000 |
| Houston County Georgia | 21 | $ 2,330,000 | $ 110,000 | $ 14,000 |
| Cook County Georgia | 19 | $ 2,026,000 | $ 106,000 | $ 57,000 |
| Irwin County Georgia | 17 | $ 636,000 | $ 37,000 | $ 88,000 |
| Lee County Georgia | 14 | $ 1,602,000 | $ 114,000 | $ 72,000 |
| Upson County Georgia | 11 | $ 472,000 | $ 42,000 | $ 102,000 |
| Thomas County Georgia | 8 | $ 1,065,000 | $ 133,000 | $ 15,000 |
| Berrien County Georgia | 7 | $ 264,000 | $ 37,000 | $ 68,000 |
| Treutlen County Georgia | 7 | $ 157,000 | $ 22,000 | $ 55,000 |
| Bryan County Georgia | 5 | $ 1,520,000 | $ 304,000 | $ 37,000 |
| Dooly County Georgia | 4 | $ 135,000 | $ 33,000 | $ 39,000 |
| Lanier County Georgia | 4 | $ 694,000 | $ 173,000 | $ 55,000 |
| Bulloch County Georgia | 3 | $ 346,000 | $ 115,000 | $ 84,000 |
| Sumter County Georgia | 3 | $ 247,000 | $ 82,000 | $ 335,000 |
| Bay County Florida | 2 | $ 393,000 | $ 196,000 | $ 22,000 |
| Franklin County Florida | 2 | $ 543,000 | $ 271,000 | $ 0 |
| Hamilton County Florida | 2 | $ 112,000 | $ 56,000 | $ 39,000 |
| Appling County Georgia | 2 | $ 54,000 | $ 27,000 | $ 8,000 |
| Bibb County Georgia | 2 | $ 342,000 | $ 171,000 | $ 86,000 |
| Echols County Georgia | 2 | $ 74,000 | $ 37,000 | $ 0 |
| Effingham County Georgia | 2 | $ 81,000 | $ 40,000 | $ 67,000 |
| Glynn County Georgia | 2 | $ 225,000 | $ 112,000 | $ 352,000 |
| Gwinnett County Georgia | 2 | $ 107,000 | $ 53,000 | $ 60,000 |
| Laurens County Georgia | 2 | $ 54,000 | $ 27,000 | $ 33,000 |
| Mitchell County Georgia | 2 | $ 73,000 | $ 36,000 | $ 48,000 |
| Peach County Georgia | 2 | $ 66,000 | $ 33,000 | $ 43,000 |
| Pike County Georgia | 2 | $ 128,000 | $ 64,000 | $ 192,000 |
| Pulaski County Georgia | 2 | $ 264,000 | $ 132,000 | $ 76,000 |
| Quitman County Georgia | 2 | $ 158,000 | $ 79,000 | $ 46,000 |
| Lee County Alabama | 1 | $ 52,000 | $ 52,000 | $ 34,000 |
| Russell County Alabama | 1 | $ 64,000 | $ 64,000 | $ 41,000 |
| Madison County Florida | 1 | $ 50,000 | $ 50,000 | $ 32,000 |
| Taylor County Florida | 1 | $ 26,000 | $ 26,000 | $ 50,000 |
| Atkinson County Georgia | 1 | $ 38,000 | $ 38,000 | $ 31,000 |
| Baker County Georgia | 1 | $ 110,000 | $ 110,000 | $ 56,000 |
| Bleckley County Georgia | 1 | $ 139,000 | $ 139,000 | $ 148,000 |
| Charlton County Georgia | 1 | $ 55,000 | $ 55,000 | $ 239,000 |
| Clayton County Georgia | 1 | $ 53,000 | $ 53,000 | $ 59,000 |
| Crawford County Georgia | 1 | $ 33,000 | $ 33,000 | $ 60,000 |
| Decatur County Georgia | 1 | $ 40,000 | $ 40,000 | $ 67,000 |
| DeKalb County Georgia | 1 | $ 108,000 | $ 108,000 | $ 27,000 |
| Early County Georgia | 1 | $ 18,000 | $ 18,000 | $ 48,000 |
| Harris County Georgia | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Jeff Davis County Georgia | 1 | $ 100,000 | $ 100,000 | $ 73,000 |
| Macon County Georgia | 1 | $ 8,000 | $ 8,000 | $ 47,000 |
| Meriwether County Georgia | 1 | $ 10,000 | $ 10,000 | $ 33,000 |
| Pickens County Georgia | 1 | $ 21,000 | $ 21,000 | $ 129,000 |
| Pierce County Georgia | 1 | $ 30,000 | $ 30,000 | $ 23,000 |
| Randolph County Georgia | 1 | $ 53,000 | $ 53,000 | $ 32,000 |
| Seminole County Georgia | 1 | $ 107,000 | $ 107,000 | $ 20,000 |
| Troup County Georgia | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| Ware County Georgia | 1 | $ 21,000 | $ 21,000 | $ 306,000 |
| Transylvania County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 66,000 |
| Beaufort County South Carolina | 1 | $ 4,000,000 | $ 4,000,000 | $ 0 |
Mortgage Loan Application Detail Totals for Colony Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 374 | $44,017,000 | $117,000 | $4,000,000 | $79,000 | $3,915,000 |
| Home Purchase | 246 | $26,684,000 | $108,000 | $2,042,000 | $52,000 | $958,000 |
| Home Improvement | 93 | $9,729,000 | $104,000 | $3,977,000 | $58,000 | $350,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 428 | $31,723,000 | $74,000 | $1,191,000 | $79,000 | $958,000 |
| Not applicable | 144 | $40,782,000 | $283,000 | $4,000,000 | $0 | $0 |
| Black or African American | 95 | $4,360,000 | $45,000 | $358,000 | $52,000 | $217,000 |
| Hispanic | 19 | $910,000 | $47,000 | $251,000 | $67,000 | $320,000 |
| Asian | 18 | $2,095,000 | $116,000 | $695,000 | $172,000 | $1,305,000 |
| Not Provided | 8 | $524,000 | $65,000 | $156,000 | $543,000 | $3,915,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $36,000 | $36,000 | $36,000 | $48,000 | $48,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 697 | $78,822,000 | $113,000 | $4,000,000 | $67,000 | $3,915,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $903,000 | $100,000 | $190,000 | $35,000 | $53,000 |
| FHA-insured (Federal Housing Administration) | 4 | $346,000 | $86,000 | $131,000 | $57,000 | $103,000 |
| VA-guaranteed (Veterans Administration) | 3 | $359,000 | $119,000 | $214,000 | $35,000 | $51,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 524 | $63,784,000 | $121,000 | $3,977,000 | $73,000 | $3,915,000 |
| Application Denied By Financial Institution | 129 | $11,818,000 | $91,000 | $4,000,000 | $43,000 | $250,000 |
| Application Withdrawn By Applicant | 32 | $2,560,000 | $80,000 | $536,000 | $50,000 | $136,000 |
| Application Approved But Not Accepted | 27 | $2,223,000 | $82,000 | $251,000 | $84,000 | $350,000 |
| File Closed For Incompleteness | 1 | $45,000 | $45,000 | $45,000 | $71,000 | $71,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Colony Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Colony Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.