Columbia Community Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Columbia Community Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Columbia Community Credit Union Po Box 324 Vancouver, WA 98666 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,218 |
| Total Mortgage Loan Application Amount | $573,320,000 |
| Average Mortgage Loan Application Amount | $203,400 |
| Highest Mortgage Loan Application Amount | $13,945,000 |
| Average Applicant Income | $117,200 |
| Highest Applicant Income | $1,869,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Columbia Community Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Columbia Community Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Columbia Community Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Columbia Community Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Columbia Community Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Columbia Community Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark County Washington | 2,630 | $ 450,720,000 | $ 171,000 | $ 112,000 |
| Cowlitz County Washington | 113 | $ 22,715,000 | $ 201,000 | $ 107,000 |
| Multnomah County Oregon | 108 | $ 19,760,000 | $ 182,000 | $ 131,000 |
| Clackamas County Oregon | 59 | $ 15,275,000 | $ 258,000 | $ 140,000 |
| Washington County Oregon | 46 | $ 9,960,000 | $ 216,000 | $ 168,000 |
| Pierce County Washington | 28 | $ 4,420,000 | $ 157,000 | $ 146,000 |
| Skamania County Washington | 24 | $ 5,110,000 | $ 212,000 | $ 118,000 |
| King County Washington | 23 | $ 3,435,000 | $ 149,000 | $ 181,000 |
| Snohomish County Washington | 21 | $ 2,545,000 | $ 121,000 | $ 126,000 |
| Lewis County Washington | 15 | $ 2,185,000 | $ 145,000 | $ 112,000 |
| Pacific County Washington | 10 | $ 1,430,000 | $ 143,000 | $ 88,000 |
| Thurston County Washington | 10 | $ 1,110,000 | $ 111,000 | $ 83,000 |
| Spokane County Washington | 9 | $ 3,605,000 | $ 400,000 | $ 166,000 |
| Franklin County Washington | 7 | $ 1,535,000 | $ 219,000 | $ 121,000 |
| Klickitat County Washington | 7 | $ 1,555,000 | $ 222,000 | $ 132,000 |
| Deschutes County Oregon | 6 | $ 1,680,000 | $ 280,000 | $ 429,000 |
| Marion County Oregon | 6 | $ 580,000 | $ 96,000 | $ 130,000 |
| Mason County Washington | 6 | $ 670,000 | $ 111,000 | $ 92,000 |
| Clatsop County Oregon | 5 | $ 1,715,000 | $ 343,000 | $ 199,000 |
| Columbia County Oregon | 5 | $ 525,000 | $ 105,000 | $ 122,000 |
| Tillamook County Oregon | 5 | $ 2,935,000 | $ 587,000 | $ 190,000 |
| Kitsap County Washington | 5 | $ 1,525,000 | $ 305,000 | $ 113,000 |
| Lane County Oregon | 4 | $ 370,000 | $ 92,000 | $ 105,000 |
| Maricopa County Arizona | 3 | $ 505,000 | $ 168,000 | $ 246,000 |
| Wasco County Oregon | 3 | $ 265,000 | $ 88,000 | $ 97,000 |
| Yamhill County Oregon | 3 | $ 425,000 | $ 141,000 | $ 91,000 |
| Grays Harbor County Washington | 3 | $ 335,000 | $ 111,000 | $ 143,000 |
| Hawaii County Hawaii | 2 | $ 280,000 | $ 140,000 | $ 88,000 |
| Lincoln County Oregon | 2 | $ 780,000 | $ 390,000 | $ 54,000 |
| Benton County Washington | 2 | $ 330,000 | $ 165,000 | $ 118,000 |
| Kenai Peninsula County Alaska | 1 | $ 615,000 | $ 615,000 | $ 518,000 |
| Pima County Arizona | 1 | $ 405,000 | $ 405,000 | $ 254,000 |
| El Dorado County California | 1 | $ 15,000 | $ 15,000 | $ 144,000 |
| Mendocino County California | 1 | $ 75,000 | $ 75,000 | $ 179,000 |
| Riverside County California | 1 | $ 455,000 | $ 455,000 | $ 130,000 |
| San Diego County California | 1 | $ 205,000 | $ 205,000 | $ 178,000 |
| San Luis Obispo County California | 1 | $ 705,000 | $ 705,000 | $ 240,000 |
| Siskiyou County California | 1 | $ 65,000 | $ 65,000 | $ 69,000 |
| Arapahoe County Colorado | 1 | $ 105,000 | $ 105,000 | $ 150,000 |
| Eagle County Colorado | 1 | $ 405,000 | $ 405,000 | $ 650,000 |
| Jefferson County Colorado | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
| Maui County Hawaii | 1 | $ 45,000 | $ 45,000 | $ 101,000 |
| Ada County Idaho | 1 | $ 335,000 | $ 335,000 | $ 117,000 |
| Bonner County Idaho | 1 | $ 655,000 | $ 655,000 | $ 166,000 |
| Boundary County Idaho | 1 | $ 575,000 | $ 575,000 | $ 253,000 |
| Canyon County Idaho | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| Kootenai County Idaho | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Gallatin County Montana | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
| Lancaster County Nebraska | 1 | $ 215,000 | $ 215,000 | $ 265,000 |
| Douglas County Oregon | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| Hood River County Oregon | 1 | $ 55,000 | $ 55,000 | $ 322,000 |
| Jefferson County Oregon | 1 | $ 195,000 | $ 195,000 | $ 41,000 |
| Klamath County Oregon | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Malheur County Oregon | 1 | $ 155,000 | $ 155,000 | $ 146,000 |
| Polk County Oregon | 1 | $ 2,235,000 | $ 2,235,000 | $ 0 |
| Umatilla County Oregon | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Williamson County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 187,000 |
| Denton County Texas | 1 | $ 245,000 | $ 245,000 | $ 151,000 |
| Travis County Texas | 1 | $ 325,000 | $ 325,000 | $ 54,000 |
| Iron County Utah | 1 | $ 425,000 | $ 425,000 | $ 75,000 |
| Weber County Utah | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Chelan County Washington | 1 | $ 115,000 | $ 115,000 | $ 139,000 |
| Clallam County Washington | 1 | $ 85,000 | $ 85,000 | $ 197,000 |
| Jefferson County Washington | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Lincoln County Washington | 1 | $ 315,000 | $ 315,000 | $ 74,000 |
| Skagit County Washington | 1 | $ 335,000 | $ 335,000 | $ 140,000 |
| Whitman County Washington | 1 | $ 135,000 | $ 135,000 | $ 239,000 |
| Yakima County Washington | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for Columbia Community Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,088 | $76,600,000 | $70,000 | $1,005,000 | $119,000 | $1,869,000 |
| Refinancing | 751 | $155,195,000 | $206,000 | $1,225,000 | $109,000 | $1,060,000 |
| Cash-out Refinancing | 501 | $143,415,000 | $286,000 | $2,905,000 | $103,000 | $913,000 |
| Other Purpose | 445 | $35,225,000 | $79,000 | $525,000 | $122,000 | $1,140,000 |
| Home Purchase | 433 | $162,885,000 | $376,000 | $13,945,000 | $133,000 | $1,472,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,474 | $416,780,000 | $168,000 | $2,045,000 | $116,000 | $1,869,000 |
| Not Provided | 367 | $61,165,000 | $166,000 | $1,205,000 | $122,000 | $1,060,000 |
| Hispanic | 141 | $23,485,000 | $166,000 | $705,000 | $104,000 | $900,000 |
| Asian | 129 | $25,645,000 | $198,000 | $975,000 | $127,000 | $720,000 |
| Black or African American | 49 | $6,825,000 | $139,000 | $675,000 | $95,000 | $255,000 |
| American Indian or Alaskan Native | 29 | $5,375,000 | $185,000 | $1,005,000 | $118,000 | $913,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $1,900,000 | $135,000 | $355,000 | $97,000 | $196,000 |
| Not applicable | 10 | $31,540,000 | $3,154,000 | $13,945,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,193 | $563,145,000 | $176,000 | $13,945,000 | $117,000 | $1,869,000 |
| FHA-insured (Federal Housing Administration) | 17 | $6,405,000 | $376,000 | $675,000 | $88,000 | $156,000 |
| VA-guaranteed (Veterans Administration) | 8 | $3,770,000 | $471,000 | $1,005,000 | $95,000 | $217,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,060 | $390,750,000 | $189,000 | $13,945,000 | $119,000 | $1,472,000 |
| Application Denied By Financial Institution | 605 | $70,045,000 | $115,000 | $995,000 | $103,000 | $900,000 |
| Application Approved But Not Accepted | 276 | $64,910,000 | $235,000 | $1,005,000 | $118,000 | $1,869,000 |
| Application Withdrawn By Applicant | 227 | $38,995,000 | $171,000 | $1,205,000 | $122,000 | $840,000 |
| File Closed For Incompleteness | 38 | $3,290,000 | $86,000 | $255,000 | $146,000 | $1,140,000 |
| Preapproval Approved but not Accepted | 9 | $3,835,000 | $426,000 | $545,000 | $110,000 | $189,000 |
| Preapproval Denied by Financial Institution | 3 | $1,495,000 | $498,000 | $615,000 | $114,000 | $139,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,610 | $501,780,000 | $192,000 | $13,945,000 | $120,000 | $1,869,000 |
| Other | 393 | $34,505,000 | $87,000 | $745,000 | $103,000 | $900,000 |
| Unverifiable Information | 118 | $11,260,000 | $95,000 | $545,000 | $119,000 | $402,000 |
| Debt-To-Income Ratio | 45 | $12,695,000 | $282,000 | $785,000 | $54,000 | $166,000 |
| Credit History | 32 | $7,040,000 | $220,000 | $545,000 | $85,000 | $273,000 |
| Collateral | 15 | $3,575,000 | $238,000 | $755,000 | $143,000 | $629,000 |
| Employment History | 3 | $855,000 | $285,000 | $405,000 | $120,000 | $172,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $1,610,000 | $805,000 | $995,000 | $168,000 | $212,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Columbia Community Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Columbia Community Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.