Columbia State Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Columbia State Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Columbia State Bank 1301 A Street Tacoma, WA 98402 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,983 |
| Total Mortgage Loan Application Amount | $787,735,000 |
| Average Mortgage Loan Application Amount | $320,833 |
| Highest Mortgage Loan Application Amount | $7,135,000 |
| Average Applicant Income | $131,500 |
| Highest Applicant Income | $9,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Columbia State Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Columbia State Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Columbia State Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Columbia State Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Columbia State Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Columbia State Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pierce County Washington | 372 | $ 75,580,000 | $ 203,000 | $ 137,000 |
| King County Washington | 308 | $ 169,770,000 | $ 551,000 | $ 329,000 |
| Marion County Oregon | 244 | $ 51,920,000 | $ 212,000 | $ 157,000 |
| Clackamas County Oregon | 161 | $ 39,165,000 | $ 243,000 | $ 154,000 |
| Washington County Oregon | 119 | $ 24,855,000 | $ 208,000 | $ 128,000 |
| Lincoln County Oregon | 114 | $ 25,200,000 | $ 221,000 | $ 91,000 |
| Multnomah County Oregon | 112 | $ 28,580,000 | $ 255,000 | $ 154,000 |
| Snohomish County Washington | 107 | $ 31,775,000 | $ 296,000 | $ 175,000 |
| Clark County Washington | 99 | $ 31,615,000 | $ 319,000 | $ 176,000 |
| Kitsap County Washington | 95 | $ 30,735,000 | $ 323,000 | $ 204,000 |
| Lane County Oregon | 74 | $ 17,260,000 | $ 233,000 | $ 167,000 |
| Deschutes County Oregon | 64 | $ 16,310,000 | $ 254,000 | $ 207,000 |
| Clatsop County Oregon | 61 | $ 16,595,000 | $ 272,000 | $ 89,000 |
| Kootenai County Idaho | 58 | $ 17,160,000 | $ 295,000 | $ 109,000 |
| Bonner County Idaho | 55 | $ 10,535,000 | $ 191,000 | $ 97,000 |
| Thurston County Washington | 52 | $ 10,260,000 | $ 197,000 | $ 145,000 |
| Yamhill County Oregon | 45 | $ 10,105,000 | $ 224,000 | $ 109,000 |
| Polk County Oregon | 44 | $ 6,050,000 | $ 137,000 | $ 89,000 |
| Umatilla County Oregon | 42 | $ 5,750,000 | $ 136,000 | $ 88,000 |
| Klickitat County Washington | 41 | $ 6,795,000 | $ 165,000 | $ 118,000 |
| Spokane County Washington | 40 | $ 7,120,000 | $ 178,000 | $ 103,000 |
| Whitman County Washington | 35 | $ 6,165,000 | $ 176,000 | $ 91,000 |
| Wasco County Oregon | 32 | $ 5,790,000 | $ 180,000 | $ 90,000 |
| Tillamook County Oregon | 31 | $ 6,705,000 | $ 216,000 | $ 167,000 |
| Lewis County Washington | 30 | $ 9,200,000 | $ 306,000 | $ 138,000 |
| Skagit County Washington | 30 | $ 9,570,000 | $ 319,000 | $ 120,000 |
| Yakima County Washington | 23 | $ 4,055,000 | $ 176,000 | $ 124,000 |
| Mason County Washington | 22 | $ 3,590,000 | $ 163,000 | $ 144,000 |
| Canyon County Idaho | 21 | $ 9,635,000 | $ 458,000 | $ 106,000 |
| Walla Walla County Washington | 21 | $ 3,215,000 | $ 153,000 | $ 73,000 |
| Shoshone County Idaho | 20 | $ 2,090,000 | $ 104,000 | $ 104,000 |
| Linn County Oregon | 20 | $ 2,300,000 | $ 115,000 | $ 82,000 |
| Cowlitz County Washington | 20 | $ 4,120,000 | $ 206,000 | $ 300,000 |
| Jefferson County Oregon | 19 | $ 3,125,000 | $ 164,000 | $ 79,000 |
| Ada County Idaho | 18 | $ 5,510,000 | $ 306,000 | $ 97,000 |
| Hood River County Oregon | 18 | $ 3,490,000 | $ 193,000 | $ 211,000 |
| Malheur County Oregon | 18 | $ 1,230,000 | $ 68,000 | $ 87,000 |
| Payette County Idaho | 17 | $ 1,345,000 | $ 79,000 | $ 78,000 |
| Adams County Washington | 17 | $ 2,015,000 | $ 118,000 | $ 82,000 |
| Boundary County Idaho | 14 | $ 2,520,000 | $ 180,000 | $ 66,000 |
| Benton County Washington | 13 | $ 5,495,000 | $ 422,000 | $ 143,000 |
| Island County Washington | 13 | $ 4,165,000 | $ 320,000 | $ 635,000 |
| Washington County Idaho | 12 | $ 1,470,000 | $ 122,000 | $ 53,000 |
| Kittitas County Washington | 11 | $ 3,305,000 | $ 300,000 | $ 200,000 |
| Whatcom County Washington | 11 | $ 3,675,000 | $ 334,000 | $ 135,000 |
| Twin Falls County Idaho | 9 | $ 905,000 | $ 100,000 | $ 230,000 |
| Franklin County Washington | 9 | $ 1,525,000 | $ 169,000 | $ 56,000 |
| Benton County Oregon | 8 | $ 2,550,000 | $ 318,000 | $ 67,000 |
| Nez Perce County Idaho | 6 | $ 1,120,000 | $ 186,000 | $ 99,000 |
| Grant County Washington | 5 | $ 515,000 | $ 103,000 | $ 65,000 |
| Sacramento County California | 4 | $ 1,820,000 | $ 455,000 | $ 225,000 |
| Gooding County Idaho | 4 | $ 540,000 | $ 135,000 | $ 29,000 |
| Pacific County Washington | 4 | $ 460,000 | $ 115,000 | $ 207,000 |
| Maricopa County Arizona | 3 | $ 875,000 | $ 291,000 | $ 362,000 |
| San Luis Obispo County California | 3 | $ 1,225,000 | $ 408,000 | $ 58,000 |
| Blaine County Idaho | 3 | $ 935,000 | $ 311,000 | $ 404,000 |
| Latah County Idaho | 3 | $ 405,000 | $ 135,000 | $ 4,847,000 |
| Lewis County Idaho | 3 | $ 2,135,000 | $ 711,000 | $ 49,000 |
| Owyhee County Idaho | 3 | $ 225,000 | $ 75,000 | $ 73,000 |
| Crook County Oregon | 3 | $ 1,315,000 | $ 438,000 | $ 52,000 |
| Asotin County Washington | 3 | $ 555,000 | $ 185,000 | $ 114,000 |
| Chelan County Washington | 3 | $ 335,000 | $ 111,000 | $ 133,000 |
| Grays Harbor County Washington | 3 | $ 685,000 | $ 228,000 | $ 118,000 |
| San Juan County Washington | 3 | $ 1,245,000 | $ 415,000 | $ 192,000 |
| Stevens County Washington | 3 | $ 315,000 | $ 105,000 | $ 93,000 |
| Pima County Arizona | 2 | $ 710,000 | $ 355,000 | $ 795,000 |
| Pinal County Arizona | 2 | $ 720,000 | $ 360,000 | $ 533,000 |
| Riverside County California | 2 | $ 320,000 | $ 160,000 | $ 102,000 |
| Idaho County Idaho | 2 | $ 210,000 | $ 105,000 | $ 80,000 |
| Valley County Idaho | 2 | $ 550,000 | $ 275,000 | $ 280,000 |
| Sanders County Montana | 2 | $ 300,000 | $ 150,000 | $ 128,000 |
| Clark County Nevada | 2 | $ 760,000 | $ 380,000 | $ 164,000 |
| Coos County Oregon | 2 | $ 680,000 | $ 340,000 | $ 119,000 |
| Douglas County Oregon | 2 | $ 500,000 | $ 250,000 | $ 57,000 |
| Harney County Oregon | 2 | $ 110,000 | $ 55,000 | $ 33,000 |
| Josephine County Oregon | 2 | $ 90,000 | $ 45,000 | $ 142,000 |
| Klamath County Oregon | 2 | $ 640,000 | $ 320,000 | $ 88,000 |
| Jefferson County Washington | 2 | $ 500,000 | $ 250,000 | $ 84,000 |
| Berkeley County West Virginia | 2 | $ 250,000 | $ 125,000 | $ 108,000 |
| Mohave County Arizona | 1 | $ 105,000 | $ 105,000 | $ 11,000 |
| Yuma County Arizona | 1 | $ 245,000 | $ 245,000 | $ 81,000 |
| El Dorado County California | 1 | $ 275,000 | $ 275,000 | $ 39,000 |
| Los Angeles County California | 1 | $ 635,000 | $ 635,000 | $ 657,000 |
| Orange County California | 1 | $ 155,000 | $ 155,000 | $ 90,000 |
| San Diego County California | 1 | $ 455,000 | $ 455,000 | $ 232,000 |
| Arapahoe County Colorado | 1 | $ 505,000 | $ 505,000 | $ 105,000 |
| Douglas County Colorado | 1 | $ 265,000 | $ 265,000 | $ 504,000 |
| Kauai County Hawaii | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Elmore County Idaho | 1 | $ 55,000 | $ 55,000 | $ 126,000 |
| Gem County Idaho | 1 | $ 325,000 | $ 325,000 | $ 89,000 |
| Jefferson County Idaho | 1 | $ 345,000 | $ 345,000 | $ 181,000 |
| Graves County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Jackson County Missouri | 1 | $ 285,000 | $ 285,000 | $ 327,000 |
| Gallatin County Montana | 1 | $ 905,000 | $ 905,000 | $ 0 |
| Missoula County Montana | 1 | $ 215,000 | $ 215,000 | $ 48,000 |
| Wake County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 83,000 |
| Baker County Oregon | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Columbia County Oregon | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Jackson County Oregon | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Lake County Oregon | 1 | $ 225,000 | $ 225,000 | $ 443,000 |
| Morrow County Oregon | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Bexar County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 395,000 | $ 395,000 | $ 129,000 |
| Fairfax County Virginia | 1 | $ 285,000 | $ 285,000 | $ 153,000 |
| Clallam County Washington | 1 | $ 225,000 | $ 225,000 | $ 223,000 |
| Columbia County Washington | 1 | $ 255,000 | $ 255,000 | $ 132,000 |
| Garfield County Washington | 1 | $ 265,000 | $ 265,000 | $ 58,000 |
| Okanogan County Washington | 1 | $ 155,000 | $ 155,000 | $ 112,000 |
| Skamania County Washington | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Sublette County Wyoming | 1 | $ 15,000 | $ 15,000 | $ 139,000 |
Mortgage Loan Application Detail Totals for Columbia State Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 728 | $213,430,000 | $293,000 | $6,405,000 | $202,000 | $9,600,000 |
| Home Improvement | 680 | $103,200,000 | $151,000 | $2,155,000 | $150,000 | $2,803,000 |
| Home Purchase | 610 | $224,720,000 | $368,000 | $7,135,000 | $159,000 | $2,599,000 |
| Other Purpose | 485 | $72,305,000 | $149,000 | $2,005,000 | $135,000 | $2,300,000 |
| Cash-out Refinancing | 391 | $114,125,000 | $291,000 | $2,705,000 | $143,000 | $5,052,000 |
| Not Applicable | 89 | $59,955,000 | $673,000 | $2,965,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,218 | $469,110,000 | $211,000 | $4,005,000 | $152,000 | $7,205,000 |
| Not Provided | 282 | $93,130,000 | $330,000 | $2,705,000 | $235,000 | $9,600,000 |
| Not applicable | 260 | $179,520,000 | $690,000 | $7,135,000 | $0 | $0 |
| Hispanic | 95 | $15,165,000 | $159,000 | $1,225,000 | $96,000 | $757,000 |
| Asian | 85 | $22,795,000 | $268,000 | $1,205,000 | $195,000 | $1,685,000 |
| Black or African American | 17 | $3,105,000 | $182,000 | $505,000 | $171,000 | $605,000 |
| American Indian or Alaskan Native | 16 | $2,410,000 | $150,000 | $325,000 | $99,000 | $443,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $2,500,000 | $250,000 | $605,000 | $261,000 | $859,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,897 | $761,105,000 | $262,000 | $7,135,000 | $163,000 | $9,600,000 |
| VA-guaranteed (Veterans Administration) | 74 | $23,510,000 | $317,000 | $785,000 | $87,000 | $277,000 |
| FHA-insured (Federal Housing Administration) | 10 | $2,590,000 | $259,000 | $365,000 | $83,000 | $130,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $530,000 | $265,000 | $325,000 | $46,000 | $64,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,576 | $424,590,000 | $269,000 | $7,135,000 | $191,000 | $9,600,000 |
| Application Denied By Financial Institution | 977 | $211,025,000 | $215,000 | $3,755,000 | $119,000 | $2,300,000 |
| Application Withdrawn By Applicant | 202 | $52,360,000 | $259,000 | $2,045,000 | $152,000 | $1,586,000 |
| Loan Purchased By The Institution | 89 | $59,955,000 | $673,000 | $2,965,000 | $0 | $0 |
| Application Approved But Not Accepted | 55 | $13,465,000 | $244,000 | $525,000 | $149,000 | $747,000 |
| File Closed For Incompleteness | 38 | $10,520,000 | $276,000 | $975,000 | $127,000 | $444,000 |
| Preapproval Denied by Financial Institution | 35 | $12,115,000 | $346,000 | $1,505,000 | $121,000 | $498,000 |
| Preapproval Approved but not Accepted | 11 | $3,705,000 | $336,000 | $655,000 | $122,000 | $359,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,971 | $564,595,000 | $286,000 | $7,135,000 | $184,000 | $9,600,000 |
| Debt-To-Income Ratio | 382 | $86,530,000 | $226,000 | $2,005,000 | $81,000 | $678,000 |
| Credit History | 206 | $36,010,000 | $174,000 | $3,755,000 | $117,000 | $2,300,000 |
| Collateral | 150 | $23,960,000 | $159,000 | $1,505,000 | $148,000 | $1,057,000 |
| Credit Application Incomplete | 141 | $34,565,000 | $245,000 | $2,135,000 | $172,000 | $1,685,000 |
| Other | 58 | $18,090,000 | $311,000 | $1,355,000 | $173,000 | $1,293,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 27 | $11,705,000 | $433,000 | $1,505,000 | $223,000 | $1,062,000 |
| Unverifiable Information | 25 | $7,385,000 | $295,000 | $1,215,000 | $148,000 | $550,000 |
| Employment History | 23 | $4,895,000 | $212,000 | $1,505,000 | $62,000 | $271,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Columbia State Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Columbia State Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.