Comerica Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006

Comerica Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Comerica Bank
500 Woodward Ave - Mc 3352
Detroit, MI 48226
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,611
Total Mortgage Loan Application Amount $793,072,000
Average Mortgage Loan Application Amount $197,000
Highest Mortgage Loan Application Amount $9,750,000
Average Applicant Income $133,000
Highest Applicant Income $9,999,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Comerica Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Comerica Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2006 breaks down Comerica Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Comerica Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Comerica Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Comerica Bank's mortgage activity for 2006.

Mortgage Loan Application Totals for Comerica Bank by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Wayne County Michigan 1,259 $ 70,190,000 $ 55,000 $ 61,000
Oakland County Michigan 646 $ 119,452,000 $ 184,000 $ 135,000
Macomb County Michigan 636 $ 37,852,000 $ 59,000 $ 71,000
Dallas County Texas 204 $ 42,191,000 $ 206,000 $ 117,000
Jackson County Michigan 138 $ 12,454,000 $ 90,000 $ 64,000
Kent County Michigan 135 $ 12,625,000 $ 93,000 $ 69,000
Harris County Texas 129 $ 18,214,000 $ 141,000 $ 110,000
Washtenaw County Michigan 123 $ 25,690,000 $ 208,000 $ 91,000
Muskegon County Michigan 91 $ 7,804,000 $ 85,000 $ 64,000
Livingston County Michigan 57 $ 8,314,000 $ 145,000 $ 114,000
Palm Beach County Florida 55 $ 29,313,000 $ 532,000 $ 163,000
Ingham County Michigan 49 $ 4,932,000 $ 100,000 $ 82,000
Kalamazoo County Michigan 49 $ 6,004,000 $ 122,000 $ 76,000
Fort Bend County Texas 48 $ 5,498,000 $ 114,000 $ 133,000
Broward County Florida 46 $ 10,979,000 $ 238,000 $ 88,000
Calhoun County Michigan 42 $ 2,209,000 $ 52,000 $ 49,000
Tarrant County Texas 39 $ 6,848,000 $ 175,000 $ 168,000
Los Angeles County California 36 $ 57,735,000 $ 1,603,000 $ 1,029,000
Ottawa County Michigan 36 $ 3,746,000 $ 104,000 $ 75,000
Lapeer County Michigan 32 $ 5,502,000 $ 171,000 $ 107,000
Collin County Texas 29 $ 5,480,000 $ 188,000 $ 152,000
Denton County Texas 29 $ 5,041,000 $ 173,000 $ 216,000
Gladwin County Michigan 23 $ 1,448,000 $ 62,000 $ 48,000
Santa Clara County California 22 $ 21,276,000 $ 967,000 $ 424,000
Travis County Texas 22 $ 4,431,000 $ 201,000 $ 191,000
Collier County Florida 21 $ 15,149,000 $ 721,000 $ 425,000
St. Clair County Michigan 20 $ 2,077,000 $ 103,000 $ 92,000
Maricopa County Arizona 17 $ 19,008,000 $ 1,118,000 $ 1,119,000
Sarasota County Florida 17 $ 11,922,000 $ 701,000 $ 199,000
Lenawee County Michigan 17 $ 1,075,000 $ 63,000 $ 78,000
Eaton County Michigan 16 $ 2,029,000 $ 126,000 $ 88,000
Monroe County Michigan 16 $ 1,811,000 $ 113,000 $ 76,000
Allegan County Michigan 15 $ 3,290,000 $ 219,000 $ 85,000
Genesee County Michigan 15 $ 2,836,000 $ 189,000 $ 108,000
Orange County California 13 $ 11,854,000 $ 911,000 $ 443,000
Lee County Florida 13 $ 9,696,000 $ 745,000 $ 331,000
Barry County Michigan 11 $ 1,698,000 $ 154,000 $ 98,000
Riverside County California 10 $ 11,188,000 $ 1,118,000 $ 1,313,000
Ellis County Texas 10 $ 2,726,000 $ 272,000 $ 114,000
Montgomery County Texas 10 $ 2,327,000 $ 232,000 $ 130,000
Galveston County Texas 9 $ 836,000 $ 92,000 $ 112,000
San Diego County California 8 $ 6,787,000 $ 848,000 $ 448,000
Miami-Dade County Florida 8 $ 3,670,000 $ 458,000 $ 176,000
Clare County Michigan 8 $ 820,000 $ 102,000 $ 81,000
Clinton County Michigan 8 $ 900,000 $ 112,000 $ 76,000
Midland County Michigan 8 $ 1,049,000 $ 131,000 $ 122,000
Kaufman County Texas 8 $ 1,372,000 $ 171,000 $ 99,000
San Bernardino County California 7 $ 4,112,000 $ 587,000 $ 657,000
Leelanau County Michigan 7 $ 2,842,000 $ 406,000 $ 265,000
Brazoria County Texas 7 $ 632,000 $ 90,000 $ 98,000
San Francisco County California 6 $ 5,108,000 $ 851,000 $ 405,000
Emmet County Michigan 6 $ 1,178,000 $ 196,000 $ 190,000
Chatham County North Carolina 6 $ 1,846,000 $ 307,000 $ 83,000
Rockwall County Texas 6 $ 469,000 $ 78,000 $ 107,000
Kern County California 5 $ 645,000 $ 129,000 $ 558,000
Antrim County Michigan 5 $ 1,254,000 $ 250,000 $ 101,000
Cheboygan County Michigan 5 $ 3,288,000 $ 657,000 $ 275,000
Mecosta County Michigan 5 $ 557,000 $ 111,000 $ 63,000
Williamson County Texas 5 $ 644,000 $ 128,000 $ 197,000
San Luis Obispo County California 4 $ 2,385,000 $ 596,000 $ 1,522,000
San Mateo County California 4 $ 11,340,000 $ 2,835,000 $ 269,000
Santa Cruz County California 4 $ 1,720,000 $ 430,000 $ 219,000
Indian River County Florida 4 $ 3,284,000 $ 821,000 $ 363,000
Cook County Illinois 4 $ 2,173,000 $ 543,000 $ 480,000
Bay County Michigan 4 $ 637,000 $ 159,000 $ 101,000
Ionia County Michigan 4 $ 462,000 $ 115,000 $ 46,000
Newaygo County Michigan 4 $ 484,000 $ 121,000 $ 66,000
Shiawassee County Michigan 4 $ 358,000 $ 89,000 $ 75,000
Yavapai County Arizona 3 $ 3,246,000 $ 1,082,000 $ 280,000
Alameda County California 3 $ 1,387,000 $ 462,000 $ 91,000
Monterey County California 3 $ 2,033,000 $ 677,000 $ 120,000
Pitkin County Colorado 3 $ 6,210,000 $ 2,070,000 $ 604,000
Hillsborough County Florida 3 $ 1,426,000 $ 475,000 $ 153,000
Martin County Florida 3 $ 507,000 $ 169,000 $ 91,000
Monroe County Florida 3 $ 3,184,000 $ 1,061,000 $ 614,000
Pinellas County Florida 3 $ 1,837,000 $ 612,000 $ 224,000
Sumter County Florida 3 $ 671,000 $ 223,000 $ 166,000
Berrien County Michigan 3 $ 56,000 $ 18,000 $ 54,000
Hillsdale County Michigan 3 $ 150,000 $ 50,000 $ 52,000
Montmorency County Michigan 3 $ 345,000 $ 115,000 $ 66,000
Oceana County Michigan 3 $ 545,000 $ 181,000 $ 126,000
Roscommon County Michigan 3 $ 393,000 $ 131,000 $ 86,000
Saginaw County Michigan 3 $ 346,000 $ 115,000 $ 130,000
St. Joseph County Michigan 3 $ 500,000 $ 166,000 $ 175,000
Van Buren County Michigan 3 $ 1,214,000 $ 404,000 $ 190,000
Sevier County Tennessee 3 $ 1,012,000 $ 337,000 $ 0
Henderson County Texas 3 $ 2,616,000 $ 872,000 $ 437,000
Johnson County Texas 3 $ 69,000 $ 23,000 $ 126,000
Cochise County Arizona 2 $ 460,000 $ 230,000 $ 82,000
Napa County California 2 $ 4,200,000 $ 2,100,000 $ 2,327,000
Eagle County Colorado 2 $ 4,270,000 $ 2,135,000 $ 929,000
Summit County Colorado 2 $ 2,656,000 $ 1,328,000 $ 602,000
Brevard County Florida 2 $ 644,000 $ 322,000 $ 257,000
Polk County Florida 2 $ 454,000 $ 227,000 $ 107,000
Cobb County Georgia 2 $ 2,049,000 $ 1,024,000 $ 315,000
Blaine County Idaho 2 $ 2,300,000 $ 1,150,000 $ 911,000
Alpena County Michigan 2 $ 141,000 $ 70,000 $ 15,000
Arenac County Michigan 2 $ 253,000 $ 126,000 $ 170,000
Charlevoix County Michigan 2 $ 702,000 $ 351,000 $ 29,000
Crawford County Michigan 2 $ 220,000 $ 110,000 $ 99,000
Grand Traverse County Michigan 2 $ 1,386,000 $ 693,000 $ 421,000
Mackinac County Michigan 2 $ 710,000 $ 355,000 $ 210,000
Manistee County Michigan 2 $ 343,000 $ 171,000 $ 65,000
Montcalm County Michigan 2 $ 138,000 $ 69,000 $ 96,000
Clark County Nevada 2 $ 480,000 $ 240,000 $ 281,000
Nueces County Texas 2 $ 394,000 $ 197,000 $ 313,000
Mohave County Arizona 1 $ 188,000 $ 188,000 $ 0
Pima County Arizona 1 $ 370,000 $ 370,000 $ 0
Pinal County Arizona 1 $ 691,000 $ 691,000 $ 2,427,000
Cleburne County Arkansas 1 $ 380,000 $ 380,000 $ 24,000
Imperial County California 1 $ 204,000 $ 204,000 $ 0
Marin County California 1 $ 94,000 $ 94,000 $ 125,000
Mendocino County California 1 $ 495,000 $ 495,000 $ 98,000
Mono County California 1 $ 670,000 $ 670,000 $ 744,000
Placer County California 1 $ 3,650,000 $ 3,650,000 $ 0
Sacramento County California 1 $ 181,000 $ 181,000 $ 0
Tuolumne County California 1 $ 313,000 $ 313,000 $ 197,000
Archuleta County Colorado 1 $ 388,000 $ 388,000 $ 990,000
Charlotte County Florida 1 $ 740,000 $ 740,000 $ 553,000
Flagler County Florida 1 $ 250,000 $ 250,000 $ 194,000
Highlands County Florida 1 $ 110,000 $ 110,000 $ 115,000
Lake County Florida 1 $ 130,000 $ 130,000 $ 21,000
Marion County Florida 1 $ 2,600,000 $ 2,600,000 $ 2,091,000
Orange County Florida 1 $ 580,000 $ 580,000 $ 295,000
DeKalb County Georgia 1 $ 315,000 $ 315,000 $ 83,000
Ada County Idaho 1 $ 216,000 $ 216,000 $ 391,000
Valley County Idaho 1 $ 1,108,000 $ 1,108,000 $ 1,098,000
DuPage County Illinois 1 $ 235,000 $ 235,000 $ 100,000
Allen County Indiana 1 $ 440,000 $ 440,000 $ 235,000
Hamilton County Indiana 1 $ 750,000 $ 750,000 $ 86,000
Tippecanoe County Indiana 1 $ 153,000 $ 153,000 $ 0
St. Charles County Louisiana 1 $ 48,000 $ 48,000 $ 52,000
Anne Arundel County Maryland 1 $ 1,040,000 $ 1,040,000 $ 0
Calvert County Maryland 1 $ 200,000 $ 200,000 $ 50,000
Berkshire County Massachusetts 1 $ 2,000,000 $ 2,000,000 $ 1,607,000
Alcona County Michigan 1 $ 175,000 $ 175,000 $ 93,000
Benzie County Michigan 1 $ 337,000 $ 337,000 $ 317,000
Branch County Michigan 1 $ 288,000 $ 288,000 $ 173,000
Huron County Michigan 1 $ 144,000 $ 144,000 $ 135,000
Iron County Michigan 1 $ 88,000 $ 88,000 $ 42,000
Kalkaska County Michigan 1 $ 160,000 $ 160,000 $ 95,000
Luce County Michigan 1 $ 185,000 $ 185,000 $ 212,000
Ogemaw County Michigan 1 $ 8,000 $ 8,000 $ 77,000
Otsego County Michigan 1 $ 320,000 $ 320,000 $ 116,000
Sanilac County Michigan 1 $ 14,000 $ 14,000 $ 32,000
Ramsey County Minnesota 1 $ 300,000 $ 300,000 $ 67,000
Washoe County Nevada 1 $ 6,050,000 $ 6,050,000 $ 1,695,000
Bergen County New Jersey 1 $ 1,000,000 $ 1,000,000 $ 185,000
Bernalillo County New Mexico 1 $ 116,000 $ 116,000 $ 321,000
Rio Arriba County New Mexico 1 $ 252,000 $ 252,000 $ 321,000
Santa Fe County New Mexico 1 $ 3,640,000 $ 3,640,000 $ 2,030,000
Mecklenburg County North Carolina 1 $ 350,000 $ 350,000 $ 215,000
New Hanover County North Carolina 1 $ 780,000 $ 780,000 $ 250,000
Wake County North Carolina 1 $ 416,000 $ 416,000 $ 181,000
Watauga County North Carolina 1 $ 348,000 $ 348,000 $ 826,000
Yancey County North Carolina 1 $ 592,000 $ 592,000 $ 309,000
Lorain County Ohio 1 $ 184,000 $ 184,000 $ 57,000
Portage County Ohio 1 $ 70,000 $ 70,000 $ 19,000
Oklahoma County Oklahoma 1 $ 135,000 $ 135,000 $ 43,000
Multnomah County Oregon 1 $ 1,000,000 $ 1,000,000 $ 0
Washington County Rhode Island 1 $ 600,000 $ 600,000 $ 751,000
Bandera County Texas 1 $ 670,000 $ 670,000 $ 263,000
Bastrop County Texas 1 $ 40,000 $ 40,000 $ 38,000
Burnet County Texas 1 $ 700,000 $ 700,000 $ 0
Grayson County Texas 1 $ 294,000 $ 294,000 $ 707,000
Hays County Texas 1 $ 212,000 $ 212,000 $ 118,000
Hood County Texas 1 $ 90,000 $ 90,000 $ 120,000
Hunt County Texas 1 $ 73,000 $ 73,000 $ 46,000
Kerr County Texas 1 $ 460,000 $ 460,000 $ 263,000
Lipscomb County Texas 1 $ 61,000 $ 61,000 $ 18,000
San Saba County Texas 1 $ 1,200,000 $ 1,200,000 $ 764,000
Van Zandt County Texas 1 $ 94,000 $ 94,000 $ 29,000
Waller County Texas 1 $ 70,000 $ 70,000 $ 119,000
Washington County Texas 1 $ 622,000 $ 622,000 $ 240,000
Wood County Texas 1 $ 260,000 $ 260,000 $ 402,000
Summit County Utah 1 $ 301,000 $ 301,000 $ 0
Fairfax County Virginia 1 $ 465,000 $ 465,000 $ 93,000
Jefferson County Washington 1 $ 228,000 $ 228,000 $ 191,000
Outagamie County Wisconsin 1 $ 208,000 $ 208,000 $ 420,000

Mortgage Loan Application Detail Totals for Comerica Bank in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,183 $430,167,000 $197,000 $9,750,000 $123,000 $9,999,000
Home Improvement 1,525 $16,009,000 $10,000 $500,000 $65,000 $504,000
Home Purchase 903 $346,896,000 $384,000 $8,350,000 $211,000 $4,483,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,841 $455,203,000 $160,000 $8,350,000 $115,000 $3,498,000
Black or African American 760 $31,246,000 $41,000 $800,000 $54,000 $720,000
Not Provided 441 $205,865,000 $466,000 $9,750,000 $337,000 $9,999,000
Not applicable 239 $58,730,000 $245,000 $8,000,000 $34,000 $187,000
Hispanic 222 $24,334,000 $109,000 $2,000,000 $85,000 $2,427,000
Asian 78 $16,086,000 $206,000 $2,000,000 $142,000 $1,265,000
American Indian or Alaskan Native 28 $1,493,000 $53,000 $280,000 $57,000 $124,000
Native Hawaiian or Other Pacific Islander 2 $115,000 $57,000 $73,000 $163,000 $168,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,589 $789,738,000 $172,000 $9,750,000 $121,000 $9,999,000
FHA-insured (Federal Housing Administration) 15 $1,792,000 $119,000 $206,000 $61,000 $171,000
VA-guaranteed (Veterans Administration) 7 $1,542,000 $220,000 $417,000 $88,000 $145,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,285 $566,401,000 $247,000 $9,750,000 $161,000 $8,446,000
Application Denied By Financial Institution 1,447 $73,912,000 $51,000 $3,720,000 $64,000 $2,030,000
Application Approved But Not Accepted 398 $73,824,000 $185,000 $5,000,000 $119,000 $2,967,000
Loan Purchased By The Institution 184 $18,354,000 $99,000 $236,000 $44,000 $187,000
File Closed For Incompleteness 146 $18,551,000 $127,000 $2,800,000 $96,000 $1,265,000
Preapproval Denied by Financial Institution 80 $14,417,000 $180,000 $2,000,000 $73,000 $1,026,000
Application Withdrawn By Applicant 71 $27,613,000 $388,000 $7,000,000 $298,000 $9,999,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Comerica Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Comerica Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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