Comerica Bank Mortgage Lending & HMDA Data, 2019
In 2019, Comerica Bank of Farmington Hills, MI reported 13,923 mortgage applications totaling $2.8 billion, down 3% from 2018. The average application was for $204,482, and applicants reported an average income of $145,557. 45% of its applications resulted in an originated loan and 39% were denied. Its largest markets were Warren-Troy-Farmington Hills, MI (2,409), Houston-The Woodlands-Sugar Land, TX (2,073) and Dallas-Plano-Irving, TX (1,568) (applications in parentheses).
| Mortgage Company & Address | Comerica Bank Farmington Hills, MI 48331 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 13,923 |
| Total Mortgage Loan Application Amount | $2,847,015,000 |
| Average Mortgage Loan Application Amount | $204,482 |
| Highest Mortgage Loan Application Amount | $36,005,000 |
| Average Applicant Income | $145,557 |
| Highest Applicant Income | $9,407,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Comerica Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Warren-Troy-Farmington Hills, MI | 2,409 | $ 332,055,000 | $ 137,839 | $ 118,000 |
| Houston-The Woodlands-Sugar Land, TX | 2,073 | $ 312,475,000 | $ 150,735 | $ 119,000 |
| Dallas-Plano-Irving, TX | 1,568 | $ 257,430,000 | $ 164,177 | $ 124,000 |
| Detroit-Dearborn-Livonia, MI | 1,281 | $ 115,475,000 | $ 90,144 | $ 86,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,174 | $ 422,840,000 | $ 360,170 | $ 223,000 |
| Phoenix-Mesa-Scottsdale, AZ | 635 | $ 74,605,000 | $ 117,488 | $ 124,000 |
| Anaheim-Santa Ana-Irvine, CA | 444 | $ 131,080,000 | $ 295,225 | $ 196,000 |
| San Diego-Carlsbad, CA | 443 | $ 107,155,000 | $ 241,884 | $ 182,000 |
| Oakland-Hayward-Berkeley, CA | 365 | $ 92,165,000 | $ 252,506 | $ 221,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 338 | $ 116,610,000 | $ 345,000 | $ 250,000 |
| Outside any metro area | 309 | $ 84,665,000 | $ 273,996 | $ 161,905 |
| Grand Rapids-Wyoming, MI | 245 | $ 30,935,000 | $ 126,265 | $ 116,000 |
| Fort Worth-Arlington, TX | 244 | $ 74,530,000 | $ 305,450 | $ 138,000 |
| San Francisco-Redwood City-South San Francisco, CA | 233 | $ 89,085,000 | $ 382,339 | $ 213,000 |
| Riverside-San Bernardino-Ontario, CA | 212 | $ 57,210,000 | $ 269,858 | $ 185,000 |
| Ann Arbor, MI | 203 | $ 32,115,000 | $ 158,201 | $ 156,000 |
| Jackson, MI | 190 | $ 16,070,000 | $ 84,578 | $ 78,000 |
| Santa Cruz-Watsonville, CA | 169 | $ 42,915,000 | $ 253,934 | $ 195,000 |
| Austin-Round Rock, TX | 152 | $ 74,620,000 | $ 490,921 | $ 229,000 |
| San Antonio-New Braunfels, TX | 150 | $ 20,050,000 | $ 133,666 | $ 91,000 |
| Lansing-East Lansing, MI | 116 | $ 17,860,000 | $ 153,965 | $ 103,000 |
| Muskegon, MI | 103 | $ 10,795,000 | $ 104,805 | $ 89,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 97 | $ 22,625,000 | $ 233,247 | $ 199,000 |
| Salinas, CA | 96 | $ 39,040,000 | $ 406,666 | $ 157,000 |
| Kalamazoo-Portage, MI | 95 | $ 11,375,000 | $ 119,736 | $ 117,000 |
| Battle Creek, MI | 88 | $ 16,360,000 | $ 185,909 | $ 76,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 46 | $ 10,900,000 | $ 236,956 | $ 146,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 45 | $ 11,155,000 | $ 247,888 | $ 228,000 |
| Naples-Immokalee-Marco Island, FL | 36 | $ 15,930,000 | $ 442,500 | $ 175,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 32 | $ 4,950,000 | $ 154,687 | $ 158,000 |
| Stockton-Lodi, CA | 30 | $ 4,570,000 | $ 152,333 | $ 131,000 |
| Flint, MI | 26 | $ 2,640,000 | $ 101,538 | $ 52,000 |
| San Rafael, CA | 23 | $ 9,235,000 | $ 401,521 | $ 340,000 |
| Port St. Lucie, FL | 15 | $ 4,555,000 | $ 303,666 | $ 236,000 |
| Santa Rosa, CA | 14 | $ 3,400,000 | $ 242,857 | $ 238,000 |
| Monroe, MI | 13 | $ 1,335,000 | $ 102,692 | $ 111,000 |
| Prescott Valley-Prescott, AZ | 13 | $ 17,185,000 | $ 1,321,923 | $ 96,000 |
| Midland, MI | 12 | $ 1,260,000 | $ 105,000 | $ 66,000 |
| Modesto, CA | 12 | $ 1,330,000 | $ 110,833 | $ 102,000 |
| Miami-Miami Beach-Kendall, FL | 11 | $ 5,165,000 | $ 469,545 | $ 1,097,000 |
| Vallejo-Fairfield, CA | 11 | $ 1,965,000 | $ 178,636 | $ 152,000 |
| Bakersfield, CA | 9 | $ 1,255,000 | $ 139,444 | $ 141,000 |
| Cape Coral-Fort Myers, FL | 9 | $ 2,555,000 | $ 283,888 | $ 191,000 |
| Santa Maria-Santa Barbara, CA | 9 | $ 3,845,000 | $ 427,222 | $ 159,000 |
| Orlando-Kissimmee-Sanford, FL | 6 | $ 410,000 | $ 68,333 | $ 34,000 |
| Bay City, MI | 5 | $ 4,305,000 | $ 861,000 | $ 84,000 |
| Denver-Aurora-Lakewood, CO | 5 | $ 26,845,000 | $ 5,369,000 | $ 577,000 |
| Killeen-Temple, TX | 5 | $ 705,000 | $ 141,000 | $ 82,000 |
| Las Vegas-Henderson-Paradise, NV | 4 | $ 2,180,000 | $ 545,000 | $ 368,000 |
| North Port-Sarasota-Bradenton, FL | 4 | $ 2,670,000 | $ 667,500 | $ 251,000 |
| Raleigh, NC | 4 | $ 2,150,000 | $ 537,500 | $ 436,000 |
| Sherman-Denison, TX | 4 | $ 470,000 | $ 117,500 | $ 310,000 |
| Tucson, AZ | 4 | $ 410,000 | $ 102,500 | $ 93,000 |
| Waco, TX | 4 | $ 360,000 | $ 90,000 | $ 105,000 |
| Charlotte-Concord-Gastonia, NC-SC | 3 | $ 915,000 | $ 305,000 | $ 259,000 |
| Fresno, CA | 3 | $ 1,085,000 | $ 361,666 | $ 1,123,000 |
| Lake Havasu City-Kingman, AZ | 3 | $ 245,000 | $ 81,666 | $ 154,000 |
| Longview, TX | 3 | $ 565,000 | $ 188,333 | $ 113,000 |
| McAllen-Edinburg-Mission, TX | 3 | $ 845,000 | $ 281,666 | $ 100,000 |
| Saginaw, MI | 3 | $ 555,000 | $ 185,000 | $ 120,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 3 | $ 805,000 | $ 268,333 | $ 139,000 |
| Chicago-Naperville, IL | 2 | $ 780,000 | $ 390,000 | $ 631,000 |
| Columbus, GA-AL | 2 | $ 2,850,000 | $ 1,425,000 | $ 0 |
| Merced, CA | 2 | $ 130,000 | $ 65,000 | $ 84,000 |
| Ocala, FL | 2 | $ 460,000 | $ 230,000 | $ 164,000 |
| Ogden-Clearfield, UT | 2 | $ 2,810,000 | $ 1,405,000 | $ 203,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 200,000 | $ 100,000 | $ 70,000 |
| Salt Lake City, UT | 2 | $ 1,270,000 | $ 635,000 | $ 131,000 |
| Tampa-St. Petersburg-Clearwater, FL | 2 | $ 11,560,000 | $ 5,780,000 | $ 2,559,000 |
| Wilmington, DE-MD-NJ | 2 | $ 2,050,000 | $ 1,025,000 | $ 91,000 |
| Yuma, AZ | 2 | $ 80,000 | $ 40,000 | $ 119,000 |
| Amarillo, TX | 1 | $ 155,000 | $ 155,000 | $ 150,000 |
| Beaumont-Port Arthur, TX | 1 | $ 245,000 | $ 245,000 | $ 164,000 |
| Bend-Redmond, OR | 1 | $ 355,000 | $ 355,000 | $ 241,000 |
| Bremerton-Silverdale, WA | 1 | $ 1,125,000 | $ 1,125,000 | $ 1,129,000 |
| Brownsville-Harlingen, TX | 1 | $ 1,125,000 | $ 1,125,000 | $ 712,000 |
| Charleston-North Charleston, SC | 1 | $ 265,000 | $ 265,000 | $ 114,000 |
| Cleveland-Elyria, OH | 1 | $ 2,535,000 | $ 2,535,000 | $ 0 |
| College Station-Bryan, TX | 1 | $ 24,725,000 | $ 24,725,000 | $ 0 |
| Colorado Springs, CO | 1 | $ 415,000 | $ 415,000 | $ 105,000 |
| Columbus, OH | 1 | $ 22,195,000 | $ 22,195,000 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 265,000 | $ 265,000 | $ 27,000 |
| Des Moines-West Des Moines, IA | 1 | $ 805,000 | $ 805,000 | $ 626,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 365,000 | $ 365,000 | $ 250,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 405,000 | $ 405,000 | $ 350,000 |
| Jacksonville, FL | 1 | $ 2,445,000 | $ 2,445,000 | $ 1,985,000 |
| Lakeland-Winter Haven, FL | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Laredo, TX | 1 | $ 25,000 | $ 25,000 | $ 17,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Lubbock, TX | 1 | $ 125,000 | $ 125,000 | $ 130,000 |
| Madera, CA | 1 | $ 25,000 | $ 25,000 | $ 69,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1 | $ 3,205,000 | $ 3,205,000 | $ 2,885,000 |
| Montgomery County-Bucks County-Chester County, PA | 1 | $ 2,505,000 | $ 2,505,000 | $ 56,000 |
| Napa, CA | 1 | $ 65,000 | $ 65,000 | $ 185,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1 | $ 125,000 | $ 125,000 | $ 231,000 |
| New Haven-Milford, CT | 1 | $ 755,000 | $ 755,000 | $ 468,000 |
| New York-Newark, NY | 1 | $ 895,000 | $ 895,000 | $ 400,000 |
| Odessa, TX | 1 | $ 25,000 | $ 25,000 | $ 100,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 285,000 | $ 285,000 | $ 212,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 1 | $ 325,000 | $ 325,000 | $ 64,000 |
| Seattle-Bellevue-Everett, WA | 1 | $ 1,405,000 | $ 1,405,000 | $ 329,000 |
| Sebastian-Vero Beach, FL | 1 | $ 305,000 | $ 305,000 | $ 1,000,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 245,000 | $ 245,000 | $ 223,000 |
| Tulsa, OK | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Visalia-Porterville, CA | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1 | $ 195,000 | $ 195,000 | $ 108,000 |
| Wichita Falls, TX | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
Mortgage Loan Application Detail Totals for Comerica Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 4,459 | $545,015,000 | $122,000 | $5,535,000 | $130,000 | $5,200,000 |
| Other Purpose | 4,156 | $651,220,000 | $156,000 | $5,105,000 | $136,000 | $9,407,000 |
| Refinancing | 3,891 | $1,055,125,000 | $271,000 | $36,005,000 | $161,000 | $7,560,000 |
| Home Purchase | 877 | $411,045,000 | $468,000 | $35,005,000 | $195,000 | $6,362,000 |
| Cash-out Refinancing | 540 | $184,610,000 | $341,000 | $11,255,000 | $156,000 | $4,944,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,481 | $1,087,415,000 | $167,000 | $7,005,000 | $140,000 | $5,781,000 |
| Not Provided | 3,394 | $872,210,000 | $256,000 | $19,005,000 | $203,000 | $9,407,000 |
| Hispanic | 1,325 | $173,995,000 | $131,000 | $8,005,000 | $97,000 | $3,744,000 |
| Black or African American | 1,202 | $89,710,000 | $74,000 | $945,000 | $70,000 | $1,307,000 |
| Asian | 840 | $195,770,000 | $233,000 | $5,005,000 | $150,000 | $1,610,000 |
| Not applicable | 266 | $347,690,000 | $1,307,000 | $36,005,000 | $69,000 | $428,000 |
| American Indian or Alaskan Native | 72 | $11,320,000 | $157,000 | $765,000 | $105,000 | $577,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $2,880,000 | $180,000 | $485,000 | $97,000 | $234,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 13,902 | $2,842,630,000 | $204,000 | $36,005,000 | $145,000 | $9,407,000 |
| FHA-insured (Federal Housing Administration) | 21 | $4,385,000 | $208,000 | $655,000 | $59,000 | $216,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,290 | $1,471,750,000 | $233,000 | $24,725,000 | $174,000 | $9,407,000 |
| Application Denied By Financial Institution | 5,403 | $812,635,000 | $150,000 | $5,005,000 | $107,000 | $4,678,000 |
| Application Withdrawn By Applicant | 953 | $326,685,000 | $342,000 | $36,005,000 | $169,000 | $3,821,000 |
| File Closed For Incompleteness | 809 | $146,055,000 | $180,000 | $8,005,000 | $164,000 | $5,200,000 |
| Application Approved But Not Accepted | 272 | $54,980,000 | $202,000 | $5,085,000 | $156,000 | $1,579,000 |
| Loan Purchased By The Institution | 196 | $34,910,000 | $178,000 | $475,000 | $69,000 | $428,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,520 | $2,034,380,000 | $238,000 | $36,005,000 | $170,000 | $9,407,000 |
| Credit History | 2,547 | $254,295,000 | $99,000 | $3,005,000 | $92,000 | $3,744,000 |
| Debt-To-Income Ratio | 1,614 | $319,680,000 | $198,000 | $4,005,000 | $86,000 | $1,279,000 |
| Collateral | 961 | $179,825,000 | $187,000 | $5,005,000 | $173,000 | $4,678,000 |
| Other | 163 | $31,355,000 | $192,000 | $2,755,000 | $157,000 | $2,000,000 |
| Employment History | 67 | $9,565,000 | $142,000 | $505,000 | $89,000 | $676,000 |
| Unverifiable Information | 27 | $6,055,000 | $224,000 | $1,005,000 | $125,000 | $397,000 |
| Credit Application Incomplete | 19 | $11,195,000 | $589,000 | $3,605,000 | $228,000 | $976,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $665,000 | $133,000 | $225,000 | $70,000 | $122,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Comerica Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Comerica Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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