Commerce Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Commerce Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Commerce Bank 922 Walnut, Tb 12-1 Kansas City, MO 64106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 8,191 |
| Total Mortgage Loan Application Amount | $1,145,064,000 |
| Average Mortgage Loan Application Amount | $116,333 |
| Highest Mortgage Loan Application Amount | $21,819,000 |
| Average Applicant Income | $103,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Commerce Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Commerce Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Commerce Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Commerce Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Commerce Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Commerce Bank's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 917 | $ 143,990,000 | $ 157,000 | $ 165,000 |
| Jackson County Missouri | 579 | $ 67,208,000 | $ 116,000 | $ 109,000 |
| Johnson County Kansas | 529 | $ 99,359,000 | $ 187,000 | $ 173,000 |
| Boone County Missouri | 366 | $ 74,460,000 | $ 203,000 | $ 112,000 |
| Greene County Missouri | 350 | $ 99,973,000 | $ 285,000 | $ 74,000 |
| St. Charles County Missouri | 323 | $ 29,769,000 | $ 92,000 | $ 97,000 |
| Jefferson County Missouri | 302 | $ 18,185,000 | $ 60,000 | $ 79,000 |
| Buchanan County Missouri | 300 | $ 32,811,000 | $ 109,000 | $ 94,000 |
| St. Clair County Illinois | 219 | $ 19,348,000 | $ 88,000 | $ 102,000 |
| Clay County Missouri | 213 | $ 22,730,000 | $ 106,000 | $ 105,000 |
| St. Louis City County Missouri | 205 | $ 17,064,000 | $ 83,000 | $ 77,000 |
| McLean County Illinois | 174 | $ 20,365,000 | $ 117,000 | $ 108,000 |
| Sedgwick County Kansas | 171 | $ 19,236,000 | $ 112,000 | $ 115,000 |
| Peoria County Illinois | 135 | $ 14,945,000 | $ 110,000 | $ 104,000 |
| Randolph County Missouri | 126 | $ 8,190,000 | $ 65,000 | $ 59,000 |
| Laclede County Missouri | 117 | $ 12,584,000 | $ 107,000 | $ 83,000 |
| Audrain County Missouri | 106 | $ 9,339,000 | $ 88,000 | $ 60,000 |
| Cass County Missouri | 102 | $ 10,107,000 | $ 99,000 | $ 91,000 |
| St. Francois County Missouri | 101 | $ 7,360,000 | $ 72,000 | $ 79,000 |
| Crawford County Kansas | 87 | $ 7,978,000 | $ 91,000 | $ 77,000 |
| Douglas County Kansas | 85 | $ 12,244,000 | $ 144,000 | $ 104,000 |
| Platte County Missouri | 85 | $ 14,161,000 | $ 166,000 | $ 134,000 |
| Riley County Kansas | 84 | $ 27,233,000 | $ 324,000 | $ 86,000 |
| Denver County Colorado | 77 | $ 18,329,000 | $ 238,000 | $ 50,000 |
| Cape Girardeau County Missouri | 74 | $ 8,036,000 | $ 108,000 | $ 125,000 |
| Jasper County Missouri | 72 | $ 4,383,000 | $ 60,000 | $ 50,000 |
| Leavenworth County Kansas | 69 | $ 6,888,000 | $ 99,000 | $ 117,000 |
| Tulsa County Oklahoma | 65 | $ 19,750,000 | $ 303,000 | $ 226,000 |
| Moniteau County Missouri | 64 | $ 6,463,000 | $ 100,000 | $ 62,000 |
| Christian County Missouri | 61 | $ 8,151,000 | $ 133,000 | $ 84,000 |
| Tazewell County Illinois | 59 | $ 5,040,000 | $ 85,000 | $ 78,000 |
| Butler County Missouri | 58 | $ 4,902,000 | $ 84,000 | $ 114,000 |
| Wyandotte County Kansas | 55 | $ 3,760,000 | $ 68,000 | $ 87,000 |
| Marion County Missouri | 49 | $ 3,759,000 | $ 76,000 | $ 62,000 |
| Polk County Missouri | 49 | $ 4,871,000 | $ 99,000 | $ 60,000 |
| Finney County Kansas | 45 | $ 6,730,000 | $ 149,000 | $ 102,000 |
| Andrew County Missouri | 44 | $ 6,083,000 | $ 138,000 | $ 126,000 |
| Woodford County Illinois | 39 | $ 3,881,000 | $ 99,000 | $ 91,000 |
| Cherokee County Kansas | 39 | $ 2,242,000 | $ 57,000 | $ 63,000 |
| Butler County Kansas | 38 | $ 3,166,000 | $ 83,000 | $ 62,000 |
| Camden County Missouri | 34 | $ 8,123,000 | $ 238,000 | $ 235,000 |
| Champaign County Illinois | 33 | $ 10,046,000 | $ 304,000 | $ 192,000 |
| Madison County Illinois | 33 | $ 2,970,000 | $ 90,000 | $ 92,000 |
| Arapahoe County Colorado | 31 | $ 14,430,000 | $ 465,000 | $ 85,000 |
| Newton County Missouri | 30 | $ 5,138,000 | $ 171,000 | $ 116,000 |
| Barry County Missouri | 29 | $ 3,098,000 | $ 106,000 | $ 108,000 |
| Taney County Missouri | 27 | $ 3,505,000 | $ 129,000 | $ 124,000 |
| Ellis County Kansas | 24 | $ 2,543,000 | $ 105,000 | $ 92,000 |
| Stone County Missouri | 24 | $ 2,810,000 | $ 117,000 | $ 124,000 |
| Ralls County Missouri | 20 | $ 2,100,000 | $ 105,000 | $ 64,000 |
| Monroe County Illinois | 19 | $ 2,030,000 | $ 106,000 | $ 124,000 |
| Morgan County Missouri | 19 | $ 1,925,000 | $ 101,000 | $ 176,000 |
| Cooper County Missouri | 18 | $ 1,560,000 | $ 86,000 | $ 55,000 |
| Ripley County Missouri | 17 | $ 1,851,000 | $ 108,000 | $ 58,000 |
| Ste. Genevieve County Missouri | 17 | $ 1,212,000 | $ 71,000 | $ 70,000 |
| Reno County Kansas | 16 | $ 867,000 | $ 54,000 | $ 58,000 |
| Callaway County Missouri | 16 | $ 1,971,000 | $ 123,000 | $ 47,000 |
| Franklin County Missouri | 16 | $ 1,674,000 | $ 104,000 | $ 76,000 |
| Warren County Missouri | 15 | $ 1,818,000 | $ 121,000 | $ 119,000 |
| Jefferson County Colorado | 13 | $ 2,065,000 | $ 158,000 | $ 16,000 |
| Cole County Missouri | 13 | $ 4,303,000 | $ 331,000 | $ 110,000 |
| Dallas County Missouri | 13 | $ 1,675,000 | $ 128,000 | $ 43,000 |
| Clinton County Missouri | 12 | $ 1,370,000 | $ 114,000 | $ 136,000 |
| DeKalb County Missouri | 12 | $ 1,179,000 | $ 98,000 | $ 89,000 |
| Lawrence County Missouri | 12 | $ 574,000 | $ 47,000 | $ 75,000 |
| Adams County Colorado | 10 | $ 13,118,000 | $ 1,311,000 | $ 24,000 |
| Hickory County Missouri | 10 | $ 565,000 | $ 56,000 | $ 48,000 |
| Lincoln County Missouri | 10 | $ 473,000 | $ 47,000 | $ 110,000 |
| Jefferson County Kansas | 9 | $ 1,168,000 | $ 129,000 | $ 73,000 |
| Washington County Missouri | 9 | $ 682,000 | $ 75,000 | $ 65,000 |
| Webster County Missouri | 9 | $ 1,732,000 | $ 192,000 | $ 102,000 |
| Miami County Kansas | 8 | $ 755,000 | $ 94,000 | $ 108,000 |
| Cedar County Missouri | 8 | $ 470,000 | $ 58,000 | $ 64,000 |
| Pulaski County Missouri | 8 | $ 1,610,000 | $ 201,000 | $ 79,000 |
| Ray County Missouri | 8 | $ 456,000 | $ 57,000 | $ 45,000 |
| Scott County Missouri | 8 | $ 565,000 | $ 70,000 | $ 111,000 |
| Boulder County Colorado | 7 | $ 1,979,000 | $ 282,000 | $ 107,000 |
| Douglas County Colorado | 7 | $ 3,157,000 | $ 451,000 | $ 294,000 |
| Cook County Illinois | 7 | $ 1,046,000 | $ 149,000 | $ 305,000 |
| Pottawatomie County Kansas | 7 | $ 778,000 | $ 111,000 | $ 115,000 |
| Lafayette County Missouri | 7 | $ 303,000 | $ 43,000 | $ 94,000 |
| Maricopa County Arizona | 6 | $ 6,649,000 | $ 1,108,000 | $ 311,000 |
| Eagle County Colorado | 6 | $ 3,734,000 | $ 622,000 | $ 297,000 |
| Ford County Kansas | 6 | $ 698,000 | $ 116,000 | $ 206,000 |
| Shawnee County Kansas | 6 | $ 512,000 | $ 85,000 | $ 64,000 |
| Monroe County Missouri | 6 | $ 302,000 | $ 50,000 | $ 65,000 |
| Wayne County Missouri | 6 | $ 257,000 | $ 42,000 | $ 40,000 |
| Cowley County Kansas | 5 | $ 267,000 | $ 53,000 | $ 50,000 |
| Wabaunsee County Kansas | 5 | $ 172,000 | $ 34,000 | $ 90,000 |
| Bates County Missouri | 5 | $ 364,000 | $ 72,000 | $ 36,000 |
| Carter County Missouri | 5 | $ 434,000 | $ 86,000 | $ 31,000 |
| Howard County Missouri | 5 | $ 824,000 | $ 164,000 | $ 37,000 |
| Iron County Missouri | 5 | $ 194,000 | $ 38,000 | $ 50,000 |
| Johnson County Missouri | 5 | $ 370,000 | $ 74,000 | $ 93,000 |
| Benton County Arkansas | 4 | $ 470,000 | $ 117,000 | $ 70,000 |
| Summit County Colorado | 4 | $ 1,262,000 | $ 315,000 | $ 271,000 |
| Doniphan County Kansas | 4 | $ 498,000 | $ 124,000 | $ 286,000 |
| Geary County Kansas | 4 | $ 677,000 | $ 169,000 | $ 12,000 |
| Labette County Kansas | 4 | $ 157,000 | $ 39,000 | $ 20,000 |
| Caldwell County Missouri | 4 | $ 439,000 | $ 109,000 | $ 77,000 |
| Dade County Missouri | 4 | $ 259,000 | $ 64,000 | $ 42,000 |
| Macon County Missouri | 4 | $ 785,000 | $ 196,000 | $ 69,000 |
| Perry County Missouri | 4 | $ 2,076,000 | $ 519,000 | $ 48,000 |
| San Diego County California | 3 | $ 2,648,000 | $ 882,000 | $ 193,000 |
| Collier County Florida | 3 | $ 4,191,000 | $ 1,397,000 | $ 555,000 |
| De Witt County Illinois | 3 | $ 248,000 | $ 82,000 | $ 21,000 |
| Fulton County Illinois | 3 | $ 108,000 | $ 36,000 | $ 133,000 |
| Logan County Illinois | 3 | $ 236,000 | $ 78,000 | $ 127,000 |
| Marshall County Illinois | 3 | $ 642,000 | $ 214,000 | $ 439,000 |
| Will County Illinois | 3 | $ 54,000 | $ 18,000 | $ 65,000 |
| Chase County Kansas | 3 | $ 217,000 | $ 72,000 | $ 97,000 |
| Sumner County Kansas | 3 | $ 180,000 | $ 60,000 | $ 42,000 |
| Benton County Missouri | 3 | $ 181,000 | $ 60,000 | $ 113,000 |
| Bollinger County Missouri | 3 | $ 190,000 | $ 63,000 | $ 62,000 |
| Chariton County Missouri | 3 | $ 161,000 | $ 53,000 | $ 55,000 |
| Dent County Missouri | 3 | $ 77,000 | $ 25,000 | $ 37,000 |
| Dunklin County Missouri | 3 | $ 174,000 | $ 58,000 | $ 121,000 |
| Gentry County Missouri | 3 | $ 227,000 | $ 75,000 | $ 74,000 |
| Henry County Missouri | 3 | $ 158,000 | $ 52,000 | $ 48,000 |
| Madison County Missouri | 3 | $ 258,000 | $ 86,000 | $ 55,000 |
| Phelps County Missouri | 3 | $ 375,000 | $ 125,000 | $ 203,000 |
| Delaware County Oklahoma | 3 | $ 60,000 | $ 20,000 | $ 69,000 |
| Wilson County Tennessee | 3 | $ 1,148,000 | $ 382,000 | $ 0 |
| Carroll County Arkansas | 2 | $ 504,000 | $ 252,000 | $ 260,000 |
| El Paso County Colorado | 2 | $ 206,000 | $ 103,000 | $ 96,000 |
| San Miguel County Colorado | 2 | $ 3,194,000 | $ 1,597,000 | $ 1,314,000 |
| Lee County Florida | 2 | $ 600,000 | $ 300,000 | $ 520,000 |
| Palm Beach County Florida | 2 | $ 1,050,000 | $ 525,000 | $ 416,000 |
| DeKalb County Illinois | 2 | $ 1,661,000 | $ 830,000 | $ 0 |
| McHenry County Illinois | 2 | $ 722,000 | $ 361,000 | $ 162,000 |
| Randolph County Illinois | 2 | $ 124,000 | $ 62,000 | $ 63,000 |
| Washington County Illinois | 2 | $ 334,000 | $ 167,000 | $ 111,000 |
| Atchison County Kansas | 2 | $ 195,000 | $ 97,000 | $ 35,000 |
| Franklin County Kansas | 2 | $ 95,000 | $ 47,000 | $ 49,000 |
| Nemaha County Kansas | 2 | $ 410,000 | $ 205,000 | $ 135,000 |
| Rooks County Kansas | 2 | $ 102,000 | $ 51,000 | $ 50,000 |
| Barton County Missouri | 2 | $ 43,000 | $ 21,000 | $ 35,000 |
| Douglas County Missouri | 2 | $ 176,000 | $ 88,000 | $ 62,000 |
| Holt County Missouri | 2 | $ 282,000 | $ 141,000 | $ 379,000 |
| Miller County Missouri | 2 | $ 396,000 | $ 198,000 | $ 89,000 |
| Montgomery County Missouri | 2 | $ 59,000 | $ 29,000 | $ 152,000 |
| Nodaway County Missouri | 2 | $ 37,000 | $ 18,000 | $ 121,000 |
| Oregon County Missouri | 2 | $ 30,000 | $ 15,000 | $ 37,000 |
| St. Clair County Missouri | 2 | $ 62,000 | $ 31,000 | $ 112,000 |
| Stoddard County Missouri | 2 | $ 604,000 | $ 302,000 | $ 131,000 |
| Texas County Missouri | 2 | $ 155,000 | $ 77,000 | $ 23,000 |
| Vernon County Missouri | 2 | $ 40,000 | $ 20,000 | $ 46,000 |
| Wright County Missouri | 2 | $ 108,000 | $ 54,000 | $ 61,000 |
| New Hanover County North Carolina | 2 | $ 241,000 | $ 120,000 | $ 48,000 |
| Craig County Oklahoma | 2 | $ 474,000 | $ 237,000 | $ 193,000 |
| Dallas County Texas | 2 | $ 613,000 | $ 306,000 | $ 258,000 |
| Teton County Wyoming | 2 | $ 913,000 | $ 456,000 | $ 201,000 |
| Pima County Arizona | 1 | $ 100,000 | $ 100,000 | $ 316,000 |
| Boone County Arkansas | 1 | $ 8,000 | $ 8,000 | $ 54,000 |
| Los Angeles County California | 1 | $ 1,100,000 | $ 1,100,000 | $ 432,000 |
| Riverside County California | 1 | $ 369,000 | $ 369,000 | $ 311,000 |
| Santa Barbara County California | 1 | $ 1,625,000 | $ 1,625,000 | $ 341,000 |
| Ventura County California | 1 | $ 1,096,000 | $ 1,096,000 | $ 3,837,000 |
| Broomfield County Colorado | 1 | $ 417,000 | $ 417,000 | $ 1,000,000 |
| Custer County Colorado | 1 | $ 100,000 | $ 100,000 | $ 480,000 |
| Elbert County Colorado | 1 | $ 134,000 | $ 134,000 | $ 47,000 |
| Grand County Colorado | 1 | $ 417,000 | $ 417,000 | $ 816,000 |
| Larimer County Colorado | 1 | $ 250,000 | $ 250,000 | $ 178,000 |
| Morgan County Colorado | 1 | $ 65,000 | $ 65,000 | $ 61,000 |
| Park County Colorado | 1 | $ 408,000 | $ 408,000 | $ 1,680,000 |
| Pitkin County Colorado | 1 | $ 390,000 | $ 390,000 | $ 707,000 |
| Saguache County Colorado | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Teller County Colorado | 1 | $ 176,000 | $ 176,000 | $ 51,000 |
| Weld County Colorado | 1 | $ 417,000 | $ 417,000 | $ 154,000 |
| Charlotte County Florida | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Escambia County Florida | 1 | $ 375,000 | $ 375,000 | $ 351,000 |
| Flagler County Florida | 1 | $ 307,000 | $ 307,000 | $ 236,000 |
| Franklin County Florida | 1 | $ 685,000 | $ 685,000 | $ 1,835,000 |
| Marion County Florida | 1 | $ 240,000 | $ 240,000 | $ 393,000 |
| Miami-Dade County Florida | 1 | $ 665,000 | $ 665,000 | $ 696,000 |
| Pinellas County Florida | 1 | $ 300,000 | $ 300,000 | $ 115,000 |
| Sarasota County Florida | 1 | $ 270,000 | $ 270,000 | $ 189,000 |
| Walton County Florida | 1 | $ 975,000 | $ 975,000 | $ 932,000 |
| Fulton County Georgia | 1 | $ 317,000 | $ 317,000 | $ 210,000 |
| Glynn County Georgia | 1 | $ 880,000 | $ 880,000 | $ 500,000 |
| Carroll County Illinois | 1 | $ 10,000 | $ 10,000 | $ 58,000 |
| Clay County Illinois | 1 | $ 8,000 | $ 8,000 | $ 25,000 |
| Clinton County Illinois | 1 | $ 174,000 | $ 174,000 | $ 292,000 |
| Coles County Illinois | 1 | $ 44,000 | $ 44,000 | $ 53,000 |
| Douglas County Illinois | 1 | $ 7,000 | $ 7,000 | $ 17,000 |
| DuPage County Illinois | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Fayette County Illinois | 1 | $ 71,000 | $ 71,000 | $ 27,000 |
| Ford County Illinois | 1 | $ 59,000 | $ 59,000 | $ 48,000 |
| Knox County Illinois | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Lake County Illinois | 1 | $ 667,000 | $ 667,000 | $ 664,000 |
| LaSalle County Illinois | 1 | $ 10,000 | $ 10,000 | $ 50,000 |
| Macon County Illinois | 1 | $ 8,000 | $ 8,000 | $ 21,000 |
| Mason County Illinois | 1 | $ 8,000 | $ 8,000 | $ 71,000 |
| Ogle County Illinois | 1 | $ 7,000 | $ 7,000 | $ 74,000 |
| Perry County Illinois | 1 | $ 10,000 | $ 10,000 | $ 12,000 |
| Piatt County Illinois | 1 | $ 148,000 | $ 148,000 | $ 103,000 |
| Scott County Illinois | 1 | $ 49,000 | $ 49,000 | $ 10,000 |
| Vermilion County Illinois | 1 | $ 9,000 | $ 9,000 | $ 53,000 |
| Allen County Kansas | 1 | $ 63,000 | $ 63,000 | $ 40,000 |
| Anderson County Kansas | 1 | $ 176,000 | $ 176,000 | $ 88,000 |
| Barton County Kansas | 1 | $ 25,000 | $ 25,000 | $ 14,000 |
| Bourbon County Kansas | 1 | $ 119,000 | $ 119,000 | $ 10,000 |
| Clay County Kansas | 1 | $ 34,000 | $ 34,000 | $ 22,000 |
| Gray County Kansas | 1 | $ 154,000 | $ 154,000 | $ 95,000 |
| Greeley County Kansas | 1 | $ 35,000 | $ 35,000 | $ 206,000 |
| Harvey County Kansas | 1 | $ 82,000 | $ 82,000 | $ 24,000 |
| Kearny County Kansas | 1 | $ 136,000 | $ 136,000 | $ 56,000 |
| Linn County Kansas | 1 | $ 132,000 | $ 132,000 | $ 131,000 |
| Morris County Kansas | 1 | $ 16,000 | $ 16,000 | $ 80,000 |
| Neosho County Kansas | 1 | $ 7,000 | $ 7,000 | $ 17,000 |
| Osage County Kansas | 1 | $ 10,000 | $ 10,000 | $ 54,000 |
| Osborne County Kansas | 1 | $ 34,000 | $ 34,000 | $ 29,000 |
| Ottawa County Kansas | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| Rice County Kansas | 1 | $ 10,000 | $ 10,000 | $ 31,000 |
| Scott County Kansas | 1 | $ 150,000 | $ 150,000 | $ 73,000 |
| Smith County Kansas | 1 | $ 8,000 | $ 8,000 | $ 42,000 |
| Washington County Kansas | 1 | $ 236,000 | $ 236,000 | $ 54,000 |
| Wilson County Kansas | 1 | $ 61,000 | $ 61,000 | $ 43,000 |
| Barnstable County Massachusetts | 1 | $ 157,000 | $ 157,000 | $ 552,000 |
| Ingham County Michigan | 1 | $ 7,000 | $ 7,000 | $ 5,000 |
| Oakland County Michigan | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Adair County Missouri | 1 | $ 160,000 | $ 160,000 | $ 44,000 |
| Carroll County Missouri | 1 | $ 143,000 | $ 143,000 | $ 57,000 |
| Daviess County Missouri | 1 | $ 127,000 | $ 127,000 | $ 182,000 |
| Gasconade County Missouri | 1 | $ 41,000 | $ 41,000 | $ 32,000 |
| Grundy County Missouri | 1 | $ 20,000 | $ 20,000 | $ 25,000 |
| Howell County Missouri | 1 | $ 11,000 | $ 11,000 | $ 61,000 |
| Knox County Missouri | 1 | $ 95,000 | $ 95,000 | $ 153,000 |
| Linn County Missouri | 1 | $ 165,000 | $ 165,000 | $ 158,000 |
| McDonald County Missouri | 1 | $ 280,000 | $ 280,000 | $ 259,000 |
| Osage County Missouri | 1 | $ 240,000 | $ 240,000 | $ 78,000 |
| Pemiscot County Missouri | 1 | $ 7,000 | $ 7,000 | $ 36,000 |
| Pike County Missouri | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Putnam County Missouri | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Reynolds County Missouri | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Worth County Missouri | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Flathead County Montana | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Douglas County Nebraska | 1 | $ 109,000 | $ 109,000 | $ 300,000 |
| Furnas County Nebraska | 1 | $ 18,000 | $ 18,000 | $ 38,000 |
| Washoe County Nevada | 1 | $ 800,000 | $ 800,000 | $ 340,000 |
| Monmouth County New Jersey | 1 | $ 917,000 | $ 917,000 | $ 0 |
| Lea County New Mexico | 1 | $ 56,000 | $ 56,000 | $ 109,000 |
| Taos County New Mexico | 1 | $ 196,000 | $ 196,000 | $ 100,000 |
| Westchester County New York | 1 | $ 1,500,000 | $ 1,500,000 | $ 650,000 |
| Clark County Ohio | 1 | $ 30,000 | $ 30,000 | $ 32,000 |
| Cleveland County Oklahoma | 1 | $ 186,000 | $ 186,000 | $ 97,000 |
| Harmon County Oklahoma | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Kay County Oklahoma | 1 | $ 224,000 | $ 224,000 | $ 93,000 |
| Logan County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Oklahoma County Oklahoma | 1 | $ 150,000 | $ 150,000 | $ 27,000 |
| Okmulgee County Oklahoma | 1 | $ 39,000 | $ 39,000 | $ 98,000 |
| Osage County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| Ottawa County Oklahoma | 1 | $ 37,000 | $ 37,000 | $ 15,000 |
| Pottawatomie County Oklahoma | 1 | $ 120,000 | $ 120,000 | $ 72,000 |
| Rogers County Oklahoma | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Wagoner County Oklahoma | 1 | $ 261,000 | $ 261,000 | $ 61,000 |
| Beaver County Pennsylvania | 1 | $ 317,000 | $ 317,000 | $ 79,000 |
| Dauphin County Pennsylvania | 1 | $ 300,000 | $ 300,000 | $ 260,000 |
| Davidson County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 30,000 |
| Tarrant County Texas | 1 | $ 130,000 | $ 130,000 | $ 112,000 |
| Summit County Utah | 1 | $ 417,000 | $ 417,000 | $ 364,000 |
| King County Washington | 1 | $ 2,484,000 | $ 2,484,000 | $ 369,000 |
Mortgage Loan Application Detail Totals for Commerce Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,918 | $783,047,000 | $159,000 | $21,819,000 | $113,000 | $4,650,000 |
| Home Purchase | 2,028 | $321,460,000 | $158,000 | $9,700,000 | $110,000 | $9,999,000 |
| Home Improvement | 1,245 | $40,557,000 | $32,000 | $625,000 | $86,000 | $1,670,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,171 | $711,984,000 | $115,000 | $5,050,000 | $110,000 | $9,999,000 |
| Not Provided | 908 | $161,649,000 | $178,000 | $1,625,000 | $167,000 | $3,837,000 |
| Not applicable | 446 | $210,681,000 | $472,000 | $21,819,000 | $0 | $0 |
| Black or African American | 261 | $20,071,000 | $76,000 | $1,375,000 | $76,000 | $1,296,000 |
| Hispanic | 222 | $17,267,000 | $77,000 | $415,000 | $67,000 | $400,000 |
| Asian | 134 | $18,932,000 | $141,000 | $945,000 | $126,000 | $1,330,000 |
| American Indian or Alaskan Native | 42 | $3,850,000 | $91,000 | $850,000 | $79,000 | $329,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $630,000 | $90,000 | $180,000 | $82,000 | $220,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,738 | $1,098,418,000 | $141,000 | $21,819,000 | $112,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 400 | $39,534,000 | $98,000 | $275,000 | $51,000 | $540,000 |
| VA-guaranteed (Veterans Administration) | 53 | $7,112,000 | $134,000 | $400,000 | $59,000 | $157,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,001 | $818,909,000 | $163,000 | $21,819,000 | $118,000 | $3,800,000 |
| Application Denied By Financial Institution | 1,580 | $115,037,000 | $72,000 | $1,500,000 | $85,000 | $4,650,000 |
| Application Withdrawn By Applicant | 593 | $98,242,000 | $165,000 | $1,350,000 | $125,000 | $3,837,000 |
| Preapproval Denied by Financial Institution | 578 | $57,972,000 | $100,000 | $680,000 | $57,000 | $2,200,000 |
| File Closed For Incompleteness | 259 | $39,488,000 | $152,000 | $737,000 | $106,000 | $1,330,000 |
| Application Approved But Not Accepted | 180 | $15,416,000 | $85,000 | $625,000 | $163,000 | $9,999,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Commerce Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Commerce Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.