Commerce Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Commerce Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Commerce Bank 922 Walnut, Tb 12-1 Kansas City, MO 64106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 6,500 |
| Total Mortgage Loan Application Amount | $1,000,415,000 |
| Average Mortgage Loan Application Amount | $144,666 |
| Highest Mortgage Loan Application Amount | $25,000,000 |
| Average Applicant Income | $113,000 |
| Highest Applicant Income | $8,957,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Commerce Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Commerce Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Commerce Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Commerce Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Commerce Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Commerce Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 762 | $ 109,013,000 | $ 143,000 | $ 131,000 |
| Jackson County Missouri | 609 | $ 77,147,000 | $ 126,000 | $ 107,000 |
| Johnson County Kansas | 496 | $ 114,845,000 | $ 231,000 | $ 177,000 |
| St. Charles County Missouri | 280 | $ 52,595,000 | $ 187,000 | $ 92,000 |
| Jefferson County Missouri | 251 | $ 18,132,000 | $ 72,000 | $ 70,000 |
| Greene County Missouri | 242 | $ 48,029,000 | $ 198,000 | $ 81,000 |
| Clay County Missouri | 222 | $ 24,114,000 | $ 108,000 | $ 102,000 |
| Buchanan County Missouri | 219 | $ 23,038,000 | $ 105,000 | $ 80,000 |
| Boone County Missouri | 200 | $ 40,649,000 | $ 203,000 | $ 112,000 |
| St. Louis City County Missouri | 178 | $ 18,078,000 | $ 101,000 | $ 87,000 |
| Sedgwick County Kansas | 171 | $ 20,554,000 | $ 120,000 | $ 159,000 |
| Denver County Colorado | 165 | $ 57,404,000 | $ 347,000 | $ 95,000 |
| Cass County Missouri | 129 | $ 19,876,000 | $ 154,000 | $ 100,000 |
| Peoria County Illinois | 111 | $ 9,495,000 | $ 85,000 | $ 91,000 |
| McLean County Illinois | 105 | $ 8,008,000 | $ 76,000 | $ 86,000 |
| Platte County Missouri | 97 | $ 15,284,000 | $ 157,000 | $ 143,000 |
| Randolph County Missouri | 95 | $ 5,642,000 | $ 59,000 | $ 53,000 |
| Tulsa County Oklahoma | 94 | $ 23,650,000 | $ 251,000 | $ 158,000 |
| St. Clair County Illinois | 89 | $ 6,954,000 | $ 78,000 | $ 95,000 |
| Douglas County Kansas | 82 | $ 11,381,000 | $ 138,000 | $ 97,000 |
| Cape Girardeau County Missouri | 77 | $ 10,024,000 | $ 130,000 | $ 84,000 |
| Leavenworth County Kansas | 69 | $ 8,613,000 | $ 124,000 | $ 63,000 |
| Laclede County Missouri | 66 | $ 5,389,000 | $ 81,000 | $ 58,000 |
| Crawford County Kansas | 63 | $ 4,454,000 | $ 70,000 | $ 84,000 |
| Audrain County Missouri | 63 | $ 5,253,000 | $ 83,000 | $ 80,000 |
| Riley County Kansas | 61 | $ 8,222,000 | $ 134,000 | $ 85,000 |
| Jasper County Missouri | 59 | $ 4,828,000 | $ 81,000 | $ 61,000 |
| Moniteau County Missouri | 55 | $ 5,685,000 | $ 103,000 | $ 60,000 |
| Wyandotte County Kansas | 54 | $ 12,591,000 | $ 233,000 | $ 66,000 |
| Polk County Missouri | 54 | $ 3,973,000 | $ 73,000 | $ 241,000 |
| Christian County Missouri | 53 | $ 5,512,000 | $ 104,000 | $ 74,000 |
| Butler County Kansas | 46 | $ 5,491,000 | $ 119,000 | $ 118,000 |
| Marion County Missouri | 45 | $ 9,426,000 | $ 209,000 | $ 95,000 |
| Arapahoe County Colorado | 43 | $ 10,550,000 | $ 245,000 | $ 139,000 |
| Butler County Missouri | 43 | $ 4,106,000 | $ 95,000 | $ 87,000 |
| Tazewell County Illinois | 41 | $ 3,392,000 | $ 82,000 | $ 66,000 |
| Finney County Kansas | 40 | $ 11,026,000 | $ 275,000 | $ 134,000 |
| Andrew County Missouri | 39 | $ 5,454,000 | $ 139,000 | $ 109,000 |
| Cherokee County Kansas | 32 | $ 2,006,000 | $ 62,000 | $ 60,000 |
| Camden County Missouri | 32 | $ 6,761,000 | $ 211,000 | $ 193,000 |
| Jefferson County Colorado | 31 | $ 8,878,000 | $ 286,000 | $ 130,000 |
| Ellis County Kansas | 25 | $ 5,063,000 | $ 202,000 | $ 103,000 |
| Madison County Illinois | 23 | $ 2,069,000 | $ 89,000 | $ 73,000 |
| Champaign County Illinois | 21 | $ 7,852,000 | $ 373,000 | $ 99,000 |
| Barry County Missouri | 21 | $ 2,390,000 | $ 113,000 | $ 96,000 |
| Newton County Missouri | 21 | $ 2,686,000 | $ 127,000 | $ 81,000 |
| Woodford County Illinois | 19 | $ 1,422,000 | $ 74,000 | $ 65,000 |
| Warren County Missouri | 19 | $ 3,355,000 | $ 176,000 | $ 152,000 |
| Callaway County Missouri | 16 | $ 2,574,000 | $ 160,000 | $ 72,000 |
| Pottawatomie County Kansas | 14 | $ 2,303,000 | $ 164,000 | $ 72,000 |
| Lawrence County Missouri | 14 | $ 1,263,000 | $ 90,000 | $ 107,000 |
| Franklin County Missouri | 13 | $ 1,372,000 | $ 105,000 | $ 108,000 |
| Ralls County Missouri | 13 | $ 1,153,000 | $ 88,000 | $ 75,000 |
| St. Francois County Missouri | 13 | $ 2,063,000 | $ 158,000 | $ 58,000 |
| Taney County Missouri | 13 | $ 1,494,000 | $ 114,000 | $ 125,000 |
| Monroe County Illinois | 12 | $ 1,470,000 | $ 122,000 | $ 88,000 |
| Clinton County Missouri | 12 | $ 1,906,000 | $ 158,000 | $ 159,000 |
| Stone County Missouri | 12 | $ 1,396,000 | $ 116,000 | $ 87,000 |
| Cook County Illinois | 11 | $ 2,930,000 | $ 266,000 | $ 212,000 |
| Miami County Kansas | 11 | $ 2,218,000 | $ 201,000 | $ 101,000 |
| Lincoln County Missouri | 11 | $ 775,000 | $ 70,000 | $ 79,000 |
| Maricopa County Arizona | 10 | $ 3,918,000 | $ 391,000 | $ 264,000 |
| Adams County Colorado | 10 | $ 1,768,000 | $ 176,000 | $ 103,000 |
| Douglas County Colorado | 10 | $ 2,825,000 | $ 282,000 | $ 158,000 |
| Morgan County Missouri | 10 | $ 1,280,000 | $ 128,000 | $ 204,000 |
| Ste. Genevieve County Missouri | 10 | $ 837,000 | $ 83,000 | $ 56,000 |
| Montgomery County Missouri | 9 | $ 1,059,000 | $ 117,000 | $ 121,000 |
| Ripley County Missouri | 9 | $ 1,042,000 | $ 115,000 | $ 57,000 |
| Doniphan County Kansas | 8 | $ 594,000 | $ 74,000 | $ 58,000 |
| Jefferson County Kansas | 8 | $ 813,000 | $ 101,000 | $ 96,000 |
| Webster County Missouri | 8 | $ 684,000 | $ 85,000 | $ 59,000 |
| Ford County Kansas | 7 | $ 1,068,000 | $ 152,000 | $ 33,000 |
| Reno County Kansas | 7 | $ 568,000 | $ 81,000 | $ 63,000 |
| Dallas County Missouri | 7 | $ 1,022,000 | $ 146,000 | $ 237,000 |
| Monroe County Missouri | 7 | $ 1,466,000 | $ 209,000 | $ 184,000 |
| Scott County Missouri | 7 | $ 705,000 | $ 100,000 | $ 53,000 |
| Washington County Missouri | 7 | $ 535,000 | $ 76,000 | $ 90,000 |
| Oklahoma County Oklahoma | 7 | $ 2,671,000 | $ 381,000 | $ 208,000 |
| Eagle County Colorado | 6 | $ 4,253,000 | $ 708,000 | $ 298,000 |
| Harvey County Kansas | 6 | $ 288,000 | $ 48,000 | $ 63,000 |
| Benton County Missouri | 6 | $ 610,000 | $ 101,000 | $ 113,000 |
| Cooper County Missouri | 6 | $ 321,000 | $ 53,000 | $ 131,000 |
| Dade County Missouri | 6 | $ 377,000 | $ 62,000 | $ 48,000 |
| Lafayette County Missouri | 6 | $ 643,000 | $ 107,000 | $ 86,000 |
| Wagoner County Oklahoma | 6 | $ 1,222,000 | $ 203,000 | $ 99,000 |
| Walton County Florida | 5 | $ 8,813,000 | $ 1,762,000 | $ 316,000 |
| Bates County Missouri | 5 | $ 524,000 | $ 104,000 | $ 61,000 |
| Hickory County Missouri | 5 | $ 615,000 | $ 123,000 | $ 68,000 |
| Holt County Missouri | 5 | $ 322,000 | $ 64,000 | $ 59,000 |
| Howard County Missouri | 5 | $ 363,000 | $ 72,000 | $ 84,000 |
| Johnson County Missouri | 5 | $ 444,000 | $ 88,000 | $ 66,000 |
| Osage County Oklahoma | 5 | $ 1,218,000 | $ 243,000 | $ 236,000 |
| Boulder County Colorado | 4 | $ 867,000 | $ 216,000 | $ 98,000 |
| Larimer County Colorado | 4 | $ 1,321,000 | $ 330,000 | $ 195,000 |
| Clinton County Illinois | 4 | $ 565,000 | $ 141,000 | $ 128,000 |
| Livingston County Illinois | 4 | $ 162,000 | $ 40,000 | $ 96,000 |
| Atchison County Kansas | 4 | $ 412,000 | $ 103,000 | $ 74,000 |
| Franklin County Kansas | 4 | $ 475,000 | $ 118,000 | $ 75,000 |
| Labette County Kansas | 4 | $ 206,000 | $ 51,000 | $ 33,000 |
| Bollinger County Missouri | 4 | $ 477,000 | $ 119,000 | $ 132,000 |
| Cole County Missouri | 4 | $ 756,000 | $ 189,000 | $ 125,000 |
| Dunklin County Missouri | 4 | $ 310,000 | $ 77,000 | $ 184,000 |
| Macon County Missouri | 4 | $ 460,000 | $ 115,000 | $ 48,000 |
| Pike County Missouri | 4 | $ 120,000 | $ 30,000 | $ 20,000 |
| Pulaski County Missouri | 4 | $ 564,000 | $ 141,000 | $ 93,000 |
| Wayne County Missouri | 4 | $ 295,000 | $ 73,000 | $ 94,000 |
| Rogers County Oklahoma | 4 | $ 1,656,000 | $ 414,000 | $ 235,000 |
| Benton County Arkansas | 3 | $ 436,000 | $ 145,000 | $ 349,000 |
| Park County Colorado | 3 | $ 799,000 | $ 266,000 | $ 141,000 |
| Weld County Colorado | 3 | $ 896,000 | $ 298,000 | $ 160,000 |
| Collier County Florida | 3 | $ 1,543,000 | $ 514,000 | $ 399,000 |
| Lee County Florida | 3 | $ 1,553,000 | $ 517,000 | $ 482,000 |
| Pinellas County Florida | 3 | $ 736,000 | $ 245,000 | $ 136,000 |
| Adams County Illinois | 3 | $ 252,000 | $ 84,000 | $ 125,000 |
| DuPage County Illinois | 3 | $ 451,000 | $ 150,000 | $ 340,000 |
| Macon County Illinois | 3 | $ 3,385,000 | $ 1,128,000 | $ 583,000 |
| Mason County Illinois | 3 | $ 108,000 | $ 36,000 | $ 76,000 |
| Sangamon County Illinois | 3 | $ 315,000 | $ 105,000 | $ 72,000 |
| Meade County Kansas | 3 | $ 225,000 | $ 75,000 | $ 57,000 |
| Sumner County Kansas | 3 | $ 303,000 | $ 101,000 | $ 77,000 |
| Barnstable County Massachusetts | 3 | $ 1,591,000 | $ 530,000 | $ 778,000 |
| Caldwell County Missouri | 3 | $ 905,000 | $ 301,000 | $ 261,000 |
| Crawford County Missouri | 3 | $ 338,000 | $ 112,000 | $ 79,000 |
| Daviess County Missouri | 3 | $ 467,000 | $ 155,000 | $ 124,000 |
| DeKalb County Missouri | 3 | $ 128,000 | $ 42,000 | $ 56,000 |
| Mississippi County Missouri | 3 | $ 303,000 | $ 101,000 | $ 64,000 |
| Ray County Missouri | 3 | $ 305,000 | $ 101,000 | $ 136,000 |
| Reynolds County Missouri | 3 | $ 508,000 | $ 169,000 | $ 146,000 |
| Vernon County Missouri | 3 | $ 197,000 | $ 65,000 | $ 51,000 |
| Okmulgee County Oklahoma | 3 | $ 100,000 | $ 33,000 | $ 29,000 |
| Dallas County Texas | 3 | $ 588,000 | $ 196,000 | $ 94,000 |
| Riverside County California | 2 | $ 2,590,000 | $ 1,295,000 | $ 493,000 |
| San Diego County California | 2 | $ 1,544,000 | $ 772,000 | $ 310,000 |
| Broomfield County Colorado | 2 | $ 414,000 | $ 207,000 | $ 58,000 |
| Summit County Colorado | 2 | $ 827,000 | $ 413,000 | $ 433,000 |
| Broward County Florida | 2 | $ 1,318,000 | $ 659,000 | $ 876,000 |
| Leon County Florida | 2 | $ 369,000 | $ 184,000 | $ 446,000 |
| DeKalb County Illinois | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Jersey County Illinois | 2 | $ 147,000 | $ 73,000 | $ 88,000 |
| Marshall County Illinois | 2 | $ 228,000 | $ 114,000 | $ 64,000 |
| Vermilion County Illinois | 2 | $ 30,000 | $ 15,000 | $ 44,000 |
| Allen County Kansas | 2 | $ 77,000 | $ 38,000 | $ 25,000 |
| Barber County Kansas | 2 | $ 110,000 | $ 55,000 | $ 33,000 |
| Bourbon County Kansas | 2 | $ 157,000 | $ 78,000 | $ 31,000 |
| Chautauqua County Kansas | 2 | $ 160,000 | $ 80,000 | $ 109,000 |
| Cloud County Kansas | 2 | $ 318,000 | $ 159,000 | $ 20,000 |
| Linn County Kansas | 2 | $ 440,000 | $ 220,000 | $ 535,000 |
| Marion County Kansas | 2 | $ 95,000 | $ 47,000 | $ 161,000 |
| Marshall County Kansas | 2 | $ 60,000 | $ 30,000 | $ 21,000 |
| Montgomery County Kansas | 2 | $ 153,000 | $ 76,000 | $ 42,000 |
| Republic County Kansas | 2 | $ 224,000 | $ 112,000 | $ 0 |
| Russell County Kansas | 2 | $ 160,000 | $ 80,000 | $ 67,000 |
| Adair County Missouri | 2 | $ 83,000 | $ 41,000 | $ 55,000 |
| Barton County Missouri | 2 | $ 64,000 | $ 32,000 | $ 29,000 |
| Carter County Missouri | 2 | $ 463,000 | $ 231,000 | $ 80,000 |
| Cedar County Missouri | 2 | $ 164,000 | $ 82,000 | $ 50,000 |
| Harrison County Missouri | 2 | $ 160,000 | $ 80,000 | $ 44,000 |
| Henry County Missouri | 2 | $ 128,000 | $ 64,000 | $ 46,000 |
| Howell County Missouri | 2 | $ 422,000 | $ 211,000 | $ 267,000 |
| Miller County Missouri | 2 | $ 442,000 | $ 221,000 | $ 31,000 |
| Pettis County Missouri | 2 | $ 50,000 | $ 25,000 | $ 41,000 |
| Wright County Missouri | 2 | $ 135,000 | $ 67,000 | $ 77,000 |
| Clark County Nevada | 2 | $ 974,000 | $ 487,000 | $ 2,046,000 |
| Adair County Oklahoma | 2 | $ 116,000 | $ 58,000 | $ 62,000 |
| Pima County Arizona | 1 | $ 476,000 | $ 476,000 | $ 131,000 |
| Yavapai County Arizona | 1 | $ 179,000 | $ 179,000 | $ 62,000 |
| Carroll County Arkansas | 1 | $ 210,000 | $ 210,000 | $ 498,000 |
| Jefferson County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 150,000 |
| Pulaski County Arkansas | 1 | $ 1,260,000 | $ 1,260,000 | $ 700,000 |
| Alameda County California | 1 | $ 500,000 | $ 500,000 | $ 150,000 |
| Los Angeles County California | 1 | $ 4,000,000 | $ 4,000,000 | $ 8,957,000 |
| Placer County California | 1 | $ 10,000 | $ 10,000 | $ 150,000 |
| San Bernardino County California | 1 | $ 340,000 | $ 340,000 | $ 363,000 |
| Stanislaus County California | 1 | $ 7,000 | $ 7,000 | $ 24,000 |
| Clear Creek County Colorado | 1 | $ 257,000 | $ 257,000 | $ 120,000 |
| Costilla County Colorado | 1 | $ 16,000 | $ 16,000 | $ 7,000 |
| El Paso County Colorado | 1 | $ 146,000 | $ 146,000 | $ 39,000 |
| Elbert County Colorado | 1 | $ 305,000 | $ 305,000 | $ 65,000 |
| Fremont County Colorado | 1 | $ 278,000 | $ 278,000 | $ 171,000 |
| Gilpin County Colorado | 1 | $ 311,000 | $ 311,000 | $ 120,000 |
| Grand County Colorado | 1 | $ 208,000 | $ 208,000 | $ 46,000 |
| Gunnison County Colorado | 1 | $ 100,000 | $ 100,000 | $ 24,000 |
| La Plata County Colorado | 1 | $ 14,000 | $ 14,000 | $ 92,000 |
| Routt County Colorado | 1 | $ 30,000 | $ 30,000 | $ 71,000 |
| Alachua County Florida | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Indian River County Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Manatee County Florida | 1 | $ 450,000 | $ 450,000 | $ 271,000 |
| Okaloosa County Florida | 1 | $ 2,079,000 | $ 2,079,000 | $ 0 |
| Sarasota County Florida | 1 | $ 1,300,000 | $ 1,300,000 | $ 0 |
| St. Johns County Florida | 1 | $ 444,000 | $ 444,000 | $ 293,000 |
| Glynn County Georgia | 1 | $ 882,000 | $ 882,000 | $ 407,000 |
| Honolulu County Hawaii | 1 | $ 200,000 | $ 200,000 | $ 407,000 |
| Alexander County Illinois | 1 | $ 40,000 | $ 40,000 | $ 45,000 |
| Bond County Illinois | 1 | $ 304,000 | $ 304,000 | $ 1,945,000 |
| Boone County Illinois | 1 | $ 180,000 | $ 180,000 | $ 112,000 |
| Coles County Illinois | 1 | $ 8,000 | $ 8,000 | $ 29,000 |
| Douglas County Illinois | 1 | $ 136,000 | $ 136,000 | $ 102,000 |
| Fayette County Illinois | 1 | $ 180,000 | $ 180,000 | $ 108,000 |
| Kendall County Illinois | 1 | $ 26,000 | $ 26,000 | $ 72,000 |
| Logan County Illinois | 1 | $ 10,000 | $ 10,000 | $ 50,000 |
| McHenry County Illinois | 1 | $ 15,000 | $ 15,000 | $ 58,000 |
| Piatt County Illinois | 1 | $ 125,000 | $ 125,000 | $ 246,000 |
| Stark County Illinois | 1 | $ 84,000 | $ 84,000 | $ 63,000 |
| Union County Illinois | 1 | $ 100,000 | $ 100,000 | $ 80,000 |
| Warren County Illinois | 1 | $ 7,000 | $ 7,000 | $ 63,000 |
| Will County Illinois | 1 | $ 8,000 | $ 8,000 | $ 98,000 |
| Marion County Indiana | 1 | $ 7,000 | $ 7,000 | $ 18,000 |
| Jackson County Iowa | 1 | $ 120,000 | $ 120,000 | $ 72,000 |
| Anderson County Kansas | 1 | $ 62,000 | $ 62,000 | $ 58,000 |
| Barton County Kansas | 1 | $ 78,000 | $ 78,000 | $ 70,000 |
| Clay County Kansas | 1 | $ 72,000 | $ 72,000 | $ 47,000 |
| Cowley County Kansas | 1 | $ 20,000 | $ 20,000 | $ 38,000 |
| Dickinson County Kansas | 1 | $ 145,000 | $ 145,000 | $ 87,000 |
| Geary County Kansas | 1 | $ 41,000 | $ 41,000 | $ 20,000 |
| Gove County Kansas | 1 | $ 88,000 | $ 88,000 | $ 43,000 |
| Graham County Kansas | 1 | $ 192,000 | $ 192,000 | $ 166,000 |
| Gray County Kansas | 1 | $ 146,000 | $ 146,000 | $ 94,000 |
| Harper County Kansas | 1 | $ 86,000 | $ 86,000 | $ 49,000 |
| Haskell County Kansas | 1 | $ 116,000 | $ 116,000 | $ 222,000 |
| Kearny County Kansas | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Lyon County Kansas | 1 | $ 8,000 | $ 8,000 | $ 45,000 |
| Neosho County Kansas | 1 | $ 137,000 | $ 137,000 | $ 117,000 |
| Pawnee County Kansas | 1 | $ 7,000 | $ 7,000 | $ 24,000 |
| Rooks County Kansas | 1 | $ 15,000 | $ 15,000 | $ 145,000 |
| Saline County Kansas | 1 | $ 10,000 | $ 10,000 | $ 30,000 |
| Scott County Kansas | 1 | $ 286,000 | $ 286,000 | $ 293,000 |
| Stafford County Kansas | 1 | $ 8,000 | $ 8,000 | $ 47,000 |
| Stevens County Kansas | 1 | $ 354,000 | $ 354,000 | $ 149,000 |
| Wabaunsee County Kansas | 1 | $ 7,000 | $ 7,000 | $ 98,000 |
| Orleans County Louisiana | 1 | $ 535,000 | $ 535,000 | $ 407,000 |
| Cumberland County Maine | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| Kent County Michigan | 1 | $ 410,000 | $ 410,000 | $ 337,000 |
| Lafayette County Mississippi | 1 | $ 341,000 | $ 341,000 | $ 625,000 |
| Chariton County Missouri | 1 | $ 324,000 | $ 324,000 | $ 135,000 |
| Gasconade County Missouri | 1 | $ 78,000 | $ 78,000 | $ 51,000 |
| Gentry County Missouri | 1 | $ 194,000 | $ 194,000 | $ 119,000 |
| Lewis County Missouri | 1 | $ 146,000 | $ 146,000 | $ 119,000 |
| Madison County Missouri | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| Ozark County Missouri | 1 | $ 90,000 | $ 90,000 | $ 75,000 |
| Perry County Missouri | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Phelps County Missouri | 1 | $ 23,000 | $ 23,000 | $ 117,000 |
| Shannon County Missouri | 1 | $ 34,000 | $ 34,000 | $ 96,000 |
| Stoddard County Missouri | 1 | $ 10,000 | $ 10,000 | $ 54,000 |
| Sullivan County Missouri | 1 | $ 75,000 | $ 75,000 | $ 17,000 |
| Texas County Missouri | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Flathead County Montana | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Sandoval County New Mexico | 1 | $ 8,000 | $ 8,000 | $ 48,000 |
| Valencia County New Mexico | 1 | $ 10,000 | $ 10,000 | $ 31,000 |
| Kings County New York | 1 | $ 650,000 | $ 650,000 | $ 404,000 |
| Mecklenburg County North Carolina | 1 | $ 9,000 | $ 9,000 | $ 14,000 |
| Onslow County North Carolina | 1 | $ 340,000 | $ 340,000 | $ 1,043,000 |
| Canadian County Oklahoma | 1 | $ 10,000 | $ 10,000 | $ 38,000 |
| Cherokee County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 39,000 |
| Delaware County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 82,000 |
| Garfield County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 142,000 |
| Hughes County Oklahoma | 1 | $ 8,000 | $ 8,000 | $ 25,000 |
| Kay County Oklahoma | 1 | $ 10,000 | $ 10,000 | $ 42,000 |
| Mayes County Oklahoma | 1 | $ 159,000 | $ 159,000 | $ 238,000 |
| Ottawa County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 85,000 |
| Pawnee County Oklahoma | 1 | $ 188,000 | $ 188,000 | $ 80,000 |
| Payne County Oklahoma | 1 | $ 147,000 | $ 147,000 | $ 70,000 |
| Pittsburg County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 102,000 |
| Washington County Oklahoma | 1 | $ 7,000 | $ 7,000 | $ 29,000 |
| Josephine County Oregon | 1 | $ 20,000 | $ 20,000 | $ 103,000 |
| Allegheny County Pennsylvania | 1 | $ 163,000 | $ 163,000 | $ 286,000 |
| Beaufort County South Carolina | 1 | $ 825,000 | $ 825,000 | $ 670,000 |
| Williamson County Tennessee | 1 | $ 600,000 | $ 600,000 | $ 309,000 |
| Brazos County Texas | 1 | $ 115,000 | $ 115,000 | $ 99,000 |
| Collin County Texas | 1 | $ 10,000 | $ 10,000 | $ 42,000 |
| Harris County Texas | 1 | $ 200,000 | $ 200,000 | $ 121,000 |
| Alexandria County Virginia | 1 | $ 720,000 | $ 720,000 | $ 256,000 |
Mortgage Loan Application Detail Totals for Commerce Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,965 | $508,186,000 | $171,000 | $25,000,000 | $109,000 | $6,117,000 |
| Home Purchase | 1,914 | $422,230,000 | $220,000 | $4,400,000 | $140,000 | $8,957,000 |
| Home Improvement | 1,621 | $69,999,000 | $43,000 | $2,528,000 | $90,000 | $2,340,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,691 | $608,564,000 | $129,000 | $4,000,000 | $120,000 | $8,957,000 |
| Not Provided | 773 | $124,151,000 | $160,000 | $1,625,000 | $157,000 | $2,968,000 |
| Not applicable | 455 | $208,351,000 | $457,000 | $25,000,000 | $0 | $0 |
| Black or African American | 256 | $18,711,000 | $73,000 | $1,048,000 | $66,000 | $1,044,000 |
| Hispanic | 172 | $19,024,000 | $110,000 | $928,000 | $118,000 | $4,094,000 |
| Asian | 102 | $17,646,000 | $173,000 | $1,280,000 | $110,000 | $790,000 |
| American Indian or Alaskan Native | 44 | $3,352,000 | $76,000 | $327,000 | $122,000 | $2,340,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $616,000 | $88,000 | $152,000 | $96,000 | $208,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,161 | $954,601,000 | $154,000 | $25,000,000 | $116,000 | $8,957,000 |
| FHA-insured (Federal Housing Administration) | 230 | $28,799,000 | $125,000 | $254,000 | $61,000 | $257,000 |
| VA-guaranteed (Veterans Administration) | 109 | $17,015,000 | $156,000 | $431,000 | $66,000 | $175,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,059 | $745,310,000 | $183,000 | $25,000,000 | $124,000 | $8,957,000 |
| Application Denied By Financial Institution | 1,522 | $100,030,000 | $65,000 | $2,320,000 | $78,000 | $2,340,000 |
| Application Withdrawn By Applicant | 667 | $119,319,000 | $178,000 | $1,500,000 | $137,000 | $2,968,000 |
| File Closed For Incompleteness | 184 | $30,734,000 | $167,000 | $1,200,000 | $92,000 | $700,000 |
| Application Approved But Not Accepted | 68 | $5,022,000 | $73,000 | $900,000 | $119,000 | $456,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Commerce Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Commerce Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.