Commerce Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Commerce Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Commerce Bank 922 Walnut, Tb 12-1 Kansas City, MO 64106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 7,948 |
| Total Mortgage Loan Application Amount | $1,292,142,000 |
| Average Mortgage Loan Application Amount | $149,666 |
| Highest Mortgage Loan Application Amount | $14,000,000 |
| Average Applicant Income | $113,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Commerce Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Commerce Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Commerce Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Commerce Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Commerce Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Commerce Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 915 | $ 158,526,000 | $ 173,000 | $ 137,000 |
| Jackson County Missouri | 823 | $ 117,871,000 | $ 143,000 | $ 111,000 |
| Johnson County Kansas | 766 | $ 184,014,000 | $ 240,000 | $ 178,000 |
| St. Charles County Missouri | 427 | $ 54,053,000 | $ 126,000 | $ 96,000 |
| Jefferson County Missouri | 285 | $ 24,266,000 | $ 85,000 | $ 68,000 |
| Greene County Missouri | 281 | $ 57,993,000 | $ 206,000 | $ 85,000 |
| Clay County Missouri | 272 | $ 36,043,000 | $ 132,000 | $ 90,000 |
| Boone County Missouri | 232 | $ 42,356,000 | $ 182,000 | $ 123,000 |
| Buchanan County Missouri | 228 | $ 23,237,000 | $ 101,000 | $ 81,000 |
| Sedgwick County Kansas | 221 | $ 27,554,000 | $ 124,000 | $ 94,000 |
| St. Louis City County Missouri | 215 | $ 23,377,000 | $ 108,000 | $ 94,000 |
| Cass County Missouri | 174 | $ 22,950,000 | $ 131,000 | $ 96,000 |
| Platte County Missouri | 125 | $ 25,946,000 | $ 207,000 | $ 144,000 |
| Denver County Colorado | 124 | $ 41,755,000 | $ 336,000 | $ 76,000 |
| McLean County Illinois | 113 | $ 12,671,000 | $ 112,000 | $ 100,000 |
| Cape Girardeau County Missouri | 105 | $ 15,214,000 | $ 144,000 | $ 93,000 |
| St. Clair County Illinois | 97 | $ 7,571,000 | $ 78,000 | $ 80,000 |
| Crawford County Kansas | 93 | $ 7,200,000 | $ 77,000 | $ 61,000 |
| Peoria County Illinois | 91 | $ 11,904,000 | $ 130,000 | $ 134,000 |
| Douglas County Kansas | 91 | $ 12,948,000 | $ 142,000 | $ 107,000 |
| Audrain County Missouri | 89 | $ 7,335,000 | $ 82,000 | $ 77,000 |
| Jasper County Missouri | 88 | $ 10,548,000 | $ 119,000 | $ 76,000 |
| Leavenworth County Kansas | 85 | $ 9,363,000 | $ 110,000 | $ 87,000 |
| Tulsa County Oklahoma | 77 | $ 19,304,000 | $ 250,000 | $ 148,000 |
| Wyandotte County Kansas | 75 | $ 6,645,000 | $ 88,000 | $ 71,000 |
| Randolph County Missouri | 75 | $ 4,101,000 | $ 54,000 | $ 61,000 |
| Christian County Missouri | 74 | $ 11,181,000 | $ 151,000 | $ 87,000 |
| Laclede County Missouri | 71 | $ 7,176,000 | $ 101,000 | $ 60,000 |
| Riley County Kansas | 70 | $ 11,285,000 | $ 161,000 | $ 104,000 |
| Andrew County Missouri | 50 | $ 7,096,000 | $ 141,000 | $ 142,000 |
| Polk County Missouri | 48 | $ 4,345,000 | $ 90,000 | $ 68,000 |
| Barry County Missouri | 42 | $ 3,503,000 | $ 83,000 | $ 92,000 |
| Marion County Missouri | 41 | $ 3,110,000 | $ 75,000 | $ 51,000 |
| Butler County Kansas | 40 | $ 5,999,000 | $ 149,000 | $ 115,000 |
| Camden County Missouri | 39 | $ 8,522,000 | $ 218,000 | $ 228,000 |
| Arapahoe County Colorado | 37 | $ 9,596,000 | $ 259,000 | $ 182,000 |
| Moniteau County Missouri | 37 | $ 4,510,000 | $ 121,000 | $ 58,000 |
| Butler County Missouri | 34 | $ 4,361,000 | $ 128,000 | $ 152,000 |
| Tazewell County Illinois | 33 | $ 5,083,000 | $ 154,000 | $ 119,000 |
| Finney County Kansas | 33 | $ 4,411,000 | $ 133,000 | $ 66,000 |
| Ralls County Missouri | 31 | $ 3,216,000 | $ 103,000 | $ 76,000 |
| Cherokee County Kansas | 30 | $ 1,859,000 | $ 61,000 | $ 58,000 |
| Jefferson County Colorado | 29 | $ 9,711,000 | $ 334,000 | $ 213,000 |
| Ellis County Kansas | 28 | $ 2,955,000 | $ 105,000 | $ 75,000 |
| Woodford County Illinois | 26 | $ 2,391,000 | $ 91,000 | $ 62,000 |
| Reno County Kansas | 24 | $ 1,669,000 | $ 69,000 | $ 78,000 |
| St. Francois County Missouri | 23 | $ 2,124,000 | $ 92,000 | $ 88,000 |
| Clinton County Missouri | 22 | $ 3,024,000 | $ 137,000 | $ 114,000 |
| Newton County Missouri | 22 | $ 2,890,000 | $ 131,000 | $ 93,000 |
| Adams County Colorado | 19 | $ 3,181,000 | $ 167,000 | $ 125,000 |
| Shawnee County Kansas | 19 | $ 2,374,000 | $ 124,000 | $ 82,000 |
| Warren County Missouri | 19 | $ 2,840,000 | $ 149,000 | $ 93,000 |
| Champaign County Illinois | 18 | $ 13,252,000 | $ 736,000 | $ 68,000 |
| Madison County Illinois | 18 | $ 2,557,000 | $ 142,000 | $ 103,000 |
| Miami County Kansas | 18 | $ 3,742,000 | $ 207,000 | $ 195,000 |
| Webster County Missouri | 18 | $ 1,927,000 | $ 107,000 | $ 97,000 |
| Monroe County Illinois | 16 | $ 1,756,000 | $ 109,000 | $ 65,000 |
| Franklin County Missouri | 16 | $ 2,318,000 | $ 144,000 | $ 57,000 |
| Lawrence County Missouri | 16 | $ 1,056,000 | $ 66,000 | $ 51,000 |
| Lincoln County Missouri | 16 | $ 2,059,000 | $ 128,000 | $ 80,000 |
| Cooper County Missouri | 15 | $ 2,865,000 | $ 191,000 | $ 287,000 |
| Stone County Missouri | 15 | $ 2,577,000 | $ 171,000 | $ 149,000 |
| Callaway County Missouri | 14 | $ 1,819,000 | $ 129,000 | $ 63,000 |
| Taney County Missouri | 14 | $ 1,505,000 | $ 107,000 | $ 107,000 |
| Bates County Missouri | 12 | $ 1,249,000 | $ 104,000 | $ 68,000 |
| Morgan County Missouri | 12 | $ 1,331,000 | $ 110,000 | $ 125,000 |
| Ray County Missouri | 12 | $ 1,359,000 | $ 113,000 | $ 89,000 |
| Cole County Missouri | 11 | $ 1,173,000 | $ 106,000 | $ 72,000 |
| DeKalb County Missouri | 11 | $ 1,433,000 | $ 130,000 | $ 74,000 |
| Ste. Genevieve County Missouri | 11 | $ 989,000 | $ 89,000 | $ 44,000 |
| Pottawatomie County Kansas | 10 | $ 1,491,000 | $ 149,000 | $ 67,000 |
| Dallas County Missouri | 10 | $ 1,434,000 | $ 143,000 | $ 174,000 |
| Washington County Missouri | 10 | $ 395,000 | $ 39,000 | $ 60,000 |
| Cook County Illinois | 9 | $ 5,117,000 | $ 568,000 | $ 239,000 |
| Franklin County Kansas | 9 | $ 906,000 | $ 100,000 | $ 92,000 |
| Jefferson County Kansas | 9 | $ 1,177,000 | $ 130,000 | $ 101,000 |
| Oklahoma County Oklahoma | 9 | $ 2,689,000 | $ 298,000 | $ 135,000 |
| Rogers County Oklahoma | 9 | $ 1,976,000 | $ 219,000 | $ 59,000 |
| Douglas County Colorado | 8 | $ 2,395,000 | $ 299,000 | $ 275,000 |
| Geary County Kansas | 8 | $ 1,159,000 | $ 144,000 | $ 42,000 |
| Henry County Missouri | 8 | $ 950,000 | $ 118,000 | $ 70,000 |
| Hickory County Missouri | 8 | $ 750,000 | $ 93,000 | $ 62,000 |
| Johnson County Missouri | 8 | $ 862,000 | $ 107,000 | $ 77,000 |
| Lafayette County Missouri | 7 | $ 915,000 | $ 130,000 | $ 65,000 |
| Macon County Missouri | 7 | $ 853,000 | $ 121,000 | $ 65,000 |
| Monroe County Missouri | 7 | $ 515,000 | $ 73,000 | $ 168,000 |
| El Paso County Colorado | 6 | $ 904,000 | $ 150,000 | $ 71,000 |
| Lee County Florida | 6 | $ 2,516,000 | $ 419,000 | $ 193,000 |
| Adams County Illinois | 6 | $ 1,039,000 | $ 173,000 | $ 166,000 |
| Clay County Kansas | 6 | $ 614,000 | $ 102,000 | $ 103,000 |
| Cowley County Kansas | 6 | $ 322,000 | $ 53,000 | $ 129,000 |
| Doniphan County Kansas | 6 | $ 886,000 | $ 147,000 | $ 82,000 |
| Pike County Missouri | 6 | $ 1,788,000 | $ 298,000 | $ 98,000 |
| Wayne County Missouri | 6 | $ 235,000 | $ 39,000 | $ 34,000 |
| Maricopa County Arizona | 5 | $ 1,658,000 | $ 331,000 | $ 530,000 |
| Larimer County Colorado | 5 | $ 1,246,000 | $ 249,000 | $ 148,000 |
| Summit County Colorado | 5 | $ 2,458,000 | $ 491,000 | $ 649,000 |
| Pinellas County Florida | 5 | $ 2,075,000 | $ 415,000 | $ 1,783,000 |
| Fulton County Illinois | 5 | $ 244,000 | $ 48,000 | $ 51,000 |
| Kane County Illinois | 5 | $ 1,188,000 | $ 237,000 | $ 182,000 |
| Marshall County Illinois | 5 | $ 521,000 | $ 104,000 | $ 71,000 |
| Atchison County Kansas | 5 | $ 290,000 | $ 58,000 | $ 72,000 |
| Bourbon County Kansas | 5 | $ 467,000 | $ 93,000 | $ 36,000 |
| Gray County Kansas | 5 | $ 4,305,000 | $ 861,000 | $ 55,000 |
| Linn County Kansas | 5 | $ 520,000 | $ 104,000 | $ 294,000 |
| Daviess County Missouri | 5 | $ 1,142,000 | $ 228,000 | $ 409,000 |
| Holt County Missouri | 5 | $ 511,000 | $ 102,000 | $ 54,000 |
| Phelps County Missouri | 5 | $ 654,000 | $ 130,000 | $ 77,000 |
| Pulaski County Missouri | 5 | $ 825,000 | $ 165,000 | $ 88,000 |
| Ripley County Missouri | 5 | $ 584,000 | $ 116,000 | $ 63,000 |
| Scott County Missouri | 5 | $ 263,000 | $ 52,000 | $ 43,000 |
| St. Clair County Missouri | 5 | $ 438,000 | $ 87,000 | $ 68,000 |
| Delaware County Oklahoma | 5 | $ 1,319,000 | $ 263,000 | $ 114,000 |
| San Diego County California | 4 | $ 1,590,000 | $ 397,000 | $ 246,000 |
| Boulder County Colorado | 4 | $ 1,237,000 | $ 309,000 | $ 353,000 |
| Weld County Colorado | 4 | $ 247,000 | $ 61,000 | $ 90,000 |
| Labette County Kansas | 4 | $ 208,000 | $ 52,000 | $ 42,000 |
| Marshall County Kansas | 4 | $ 748,000 | $ 187,000 | $ 110,000 |
| Wabaunsee County Kansas | 4 | $ 810,000 | $ 202,000 | $ 81,000 |
| Benton County Missouri | 4 | $ 388,000 | $ 97,000 | $ 61,000 |
| Cedar County Missouri | 4 | $ 812,000 | $ 203,000 | $ 111,000 |
| Crawford County Missouri | 4 | $ 626,000 | $ 156,000 | $ 185,000 |
| Gasconade County Missouri | 4 | $ 811,000 | $ 202,000 | $ 89,000 |
| Howard County Missouri | 4 | $ 474,000 | $ 118,000 | $ 27,000 |
| Howell County Missouri | 4 | $ 578,000 | $ 144,000 | $ 86,000 |
| Miller County Missouri | 4 | $ 391,000 | $ 97,000 | $ 58,000 |
| Stoddard County Missouri | 4 | $ 292,000 | $ 73,000 | $ 64,000 |
| Wright County Missouri | 4 | $ 417,000 | $ 104,000 | $ 71,000 |
| Osage County Oklahoma | 4 | $ 3,412,000 | $ 853,000 | $ 700,000 |
| Wagoner County Oklahoma | 4 | $ 1,529,000 | $ 382,000 | $ 194,000 |
| Charlotte County Florida | 3 | $ 503,000 | $ 167,000 | $ 89,000 |
| Collier County Florida | 3 | $ 4,710,000 | $ 1,570,000 | $ 3,699,000 |
| Walton County Florida | 3 | $ 2,775,000 | $ 925,000 | $ 980,000 |
| DuPage County Illinois | 3 | $ 656,000 | $ 218,000 | $ 103,000 |
| Iroquois County Illinois | 3 | $ 64,000 | $ 21,000 | $ 88,000 |
| Vermilion County Illinois | 3 | $ 57,000 | $ 19,000 | $ 23,000 |
| Harvey County Kansas | 3 | $ 216,000 | $ 72,000 | $ 95,000 |
| Kearny County Kansas | 3 | $ 311,000 | $ 103,000 | $ 74,000 |
| Montgomery County Kansas | 3 | $ 2,051,000 | $ 683,000 | $ 68,000 |
| Sumner County Kansas | 3 | $ 280,000 | $ 93,000 | $ 89,000 |
| Barton County Missouri | 3 | $ 302,000 | $ 100,000 | $ 43,000 |
| Osage County Missouri | 3 | $ 375,000 | $ 125,000 | $ 64,000 |
| Perry County Missouri | 3 | $ 282,000 | $ 94,000 | $ 52,000 |
| Reynolds County Missouri | 3 | $ 322,000 | $ 107,000 | $ 39,000 |
| Texas County Missouri | 3 | $ 184,000 | $ 61,000 | $ 52,000 |
| Vernon County Missouri | 3 | $ 163,000 | $ 54,000 | $ 53,000 |
| Washington County Arkansas | 2 | $ 1,468,000 | $ 734,000 | $ 190,000 |
| Alameda County California | 2 | $ 1,061,000 | $ 530,000 | $ 234,000 |
| Los Angeles County California | 2 | $ 3,150,000 | $ 1,575,000 | $ 1,051,000 |
| Eagle County Colorado | 2 | $ 1,708,000 | $ 854,000 | $ 39,000 |
| Routt County Colorado | 2 | $ 652,000 | $ 326,000 | $ 37,000 |
| Teller County Colorado | 2 | $ 487,000 | $ 243,000 | $ 95,000 |
| Okaloosa County Florida | 2 | $ 4,409,000 | $ 2,204,000 | $ 0 |
| Palm Beach County Florida | 2 | $ 340,000 | $ 170,000 | $ 183,000 |
| Fulton County Georgia | 2 | $ 1,614,000 | $ 807,000 | $ 491,000 |
| Clinton County Illinois | 2 | $ 188,000 | $ 94,000 | $ 77,000 |
| Jefferson County Illinois | 2 | $ 25,000 | $ 12,000 | $ 37,000 |
| Logan County Illinois | 2 | $ 115,000 | $ 57,000 | $ 93,000 |
| Macoupin County Illinois | 2 | $ 305,000 | $ 152,000 | $ 108,000 |
| Piatt County Illinois | 2 | $ 49,000 | $ 24,000 | $ 44,000 |
| Sangamon County Illinois | 2 | $ 1,251,000 | $ 625,000 | $ 486,000 |
| Shelby County Illinois | 2 | $ 81,000 | $ 40,000 | $ 55,000 |
| Stark County Illinois | 2 | $ 162,000 | $ 81,000 | $ 41,000 |
| Brown County Kansas | 2 | $ 35,000 | $ 17,000 | $ 66,000 |
| Dickinson County Kansas | 2 | $ 359,000 | $ 179,000 | $ 54,000 |
| Osage County Kansas | 2 | $ 313,000 | $ 156,000 | $ 103,000 |
| Republic County Kansas | 2 | $ 166,000 | $ 83,000 | $ 17,000 |
| Rush County Kansas | 2 | $ 36,000 | $ 18,000 | $ 45,000 |
| Washington County Kansas | 2 | $ 260,000 | $ 130,000 | $ 87,000 |
| Warren County Kentucky | 2 | $ 12,010,000 | $ 6,005,000 | $ 166,000 |
| Suffolk County Massachusetts | 2 | $ 800,000 | $ 400,000 | $ 812,000 |
| Caldwell County Missouri | 2 | $ 224,000 | $ 112,000 | $ 63,000 |
| Carter County Missouri | 2 | $ 188,000 | $ 94,000 | $ 51,000 |
| Chariton County Missouri | 2 | $ 110,000 | $ 55,000 | $ 109,000 |
| Dade County Missouri | 2 | $ 104,000 | $ 52,000 | $ 85,000 |
| Grundy County Missouri | 2 | $ 133,000 | $ 66,000 | $ 40,000 |
| Lewis County Missouri | 2 | $ 135,000 | $ 67,000 | $ 161,000 |
| Livingston County Missouri | 2 | $ 197,000 | $ 98,000 | $ 180,000 |
| McDonald County Missouri | 2 | $ 45,000 | $ 22,000 | $ 45,000 |
| Nodaway County Missouri | 2 | $ 281,000 | $ 140,000 | $ 180,000 |
| Lewis and Clark County Montana | 2 | $ 226,000 | $ 113,000 | $ 382,000 |
| Creek County Oklahoma | 2 | $ 124,000 | $ 62,000 | $ 62,000 |
| Tarrant County Texas | 2 | $ 17,000 | $ 8,000 | $ 74,000 |
| Jefferson County Alabama | 1 | $ 10,000 | $ 10,000 | $ 24,000 |
| Pima County Arizona | 1 | $ 509,000 | $ 509,000 | $ 1,995,000 |
| Boone County Arkansas | 1 | $ 43,000 | $ 43,000 | $ 85,000 |
| Clay County Arkansas | 1 | $ 269,000 | $ 269,000 | $ 193,000 |
| Jefferson County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 193,000 |
| Marion County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Newton County Arkansas | 1 | $ 23,000 | $ 23,000 | $ 43,000 |
| Sharp County Arkansas | 1 | $ 28,000 | $ 28,000 | $ 69,000 |
| Contra Costa County California | 1 | $ 875,000 | $ 875,000 | $ 142,000 |
| Orange County California | 1 | $ 1,876,000 | $ 1,876,000 | $ 1,052,000 |
| San Bernardino County California | 1 | $ 301,000 | $ 301,000 | $ 270,000 |
| Santa Barbara County California | 1 | $ 1,080,000 | $ 1,080,000 | $ 441,000 |
| Broomfield County Colorado | 1 | $ 191,000 | $ 191,000 | $ 36,000 |
| Clear Creek County Colorado | 1 | $ 100,000 | $ 100,000 | $ 107,000 |
| Garfield County Colorado | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Grand County Colorado | 1 | $ 285,000 | $ 285,000 | $ 48,000 |
| San Miguel County Colorado | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 1,675,000 | $ 1,675,000 | $ 1,285,000 |
| District of Columbia County District Of Columbia | 1 | $ 606,000 | $ 606,000 | $ 2,400,000 |
| Bay County Florida | 1 | $ 1,432,000 | $ 1,432,000 | $ 0 |
| Brevard County Florida | 1 | $ 215,000 | $ 215,000 | $ 537,000 |
| Manatee County Florida | 1 | $ 249,000 | $ 249,000 | $ 380,000 |
| Sarasota County Florida | 1 | $ 1,300,000 | $ 1,300,000 | $ 0 |
| St. Johns County Florida | 1 | $ 540,000 | $ 540,000 | $ 1,359,000 |
| Honolulu County Hawaii | 1 | $ 200,000 | $ 200,000 | $ 407,000 |
| Maui County Hawaii | 1 | $ 417,000 | $ 417,000 | $ 440,000 |
| Alexander County Illinois | 1 | $ 14,000 | $ 14,000 | $ 34,000 |
| Bond County Illinois | 1 | $ 40,000 | $ 40,000 | $ 57,000 |
| Christian County Illinois | 1 | $ 139,000 | $ 139,000 | $ 210,000 |
| Clark County Illinois | 1 | $ 20,000 | $ 20,000 | $ 48,000 |
| Douglas County Illinois | 1 | $ 80,000 | $ 80,000 | $ 672,000 |
| Edgar County Illinois | 1 | $ 8,000 | $ 8,000 | $ 32,000 |
| Effingham County Illinois | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Henry County Illinois | 1 | $ 26,000 | $ 26,000 | $ 60,000 |
| Kankakee County Illinois | 1 | $ 50,000 | $ 50,000 | $ 54,000 |
| LaSalle County Illinois | 1 | $ 32,000 | $ 32,000 | $ 45,000 |
| Livingston County Illinois | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Macon County Illinois | 1 | $ 57,000 | $ 57,000 | $ 37,000 |
| Marion County Illinois | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| McHenry County Illinois | 1 | $ 45,000 | $ 45,000 | $ 76,000 |
| Montgomery County Illinois | 1 | $ 40,000 | $ 40,000 | $ 72,000 |
| Ogle County Illinois | 1 | $ 7,000 | $ 7,000 | $ 82,000 |
| Randolph County Illinois | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Union County Illinois | 1 | $ 150,000 | $ 150,000 | $ 118,000 |
| Will County Illinois | 1 | $ 244,000 | $ 244,000 | $ 116,000 |
| Williamson County Illinois | 1 | $ 10,000 | $ 10,000 | $ 32,000 |
| Jackson County Iowa | 1 | $ 20,000 | $ 20,000 | $ 76,000 |
| Anderson County Kansas | 1 | $ 7,000 | $ 7,000 | $ 86,000 |
| Chase County Kansas | 1 | $ 49,000 | $ 49,000 | $ 77,000 |
| Coffey County Kansas | 1 | $ 112,000 | $ 112,000 | $ 143,000 |
| Ford County Kansas | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Graham County Kansas | 1 | $ 30,000 | $ 30,000 | $ 50,000 |
| Greenwood County Kansas | 1 | $ 120,000 | $ 120,000 | $ 119,000 |
| Harper County Kansas | 1 | $ 79,000 | $ 79,000 | $ 61,000 |
| Haskell County Kansas | 1 | $ 82,000 | $ 82,000 | $ 92,000 |
| Lyon County Kansas | 1 | $ 82,000 | $ 82,000 | $ 53,000 |
| Marion County Kansas | 1 | $ 10,000 | $ 10,000 | $ 23,000 |
| McPherson County Kansas | 1 | $ 7,000 | $ 7,000 | $ 100,000 |
| Morris County Kansas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Neosho County Kansas | 1 | $ 133,000 | $ 133,000 | $ 60,000 |
| Pratt County Kansas | 1 | $ 82,000 | $ 82,000 | $ 54,000 |
| Rice County Kansas | 1 | $ 40,000 | $ 40,000 | $ 556,000 |
| Saline County Kansas | 1 | $ 123,000 | $ 123,000 | $ 39,000 |
| Scott County Kansas | 1 | $ 129,000 | $ 129,000 | $ 15,000 |
| Smith County Kansas | 1 | $ 70,000 | $ 70,000 | $ 72,000 |
| Stevens County Kansas | 1 | $ 148,000 | $ 148,000 | $ 109,000 |
| Caddo County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 591,000 |
| Bristol County Massachusetts | 1 | $ 310,000 | $ 310,000 | $ 562,000 |
| Hampshire County Massachusetts | 1 | $ 300,000 | $ 300,000 | $ 263,000 |
| Cass County Michigan | 1 | $ 392,000 | $ 392,000 | $ 979,000 |
| Washtenaw County Michigan | 1 | $ 347,000 | $ 347,000 | $ 620,000 |
| Bollinger County Missouri | 1 | $ 108,000 | $ 108,000 | $ 53,000 |
| Carroll County Missouri | 1 | $ 40,000 | $ 40,000 | $ 71,000 |
| Dunklin County Missouri | 1 | $ 92,000 | $ 92,000 | $ 47,000 |
| Gentry County Missouri | 1 | $ 150,000 | $ 150,000 | $ 85,000 |
| Harrison County Missouri | 1 | $ 143,000 | $ 143,000 | $ 57,000 |
| Linn County Missouri | 1 | $ 35,000 | $ 35,000 | $ 28,000 |
| Madison County Missouri | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Maries County Missouri | 1 | $ 66,000 | $ 66,000 | $ 69,000 |
| Mississippi County Missouri | 1 | $ 30,000 | $ 30,000 | $ 115,000 |
| New Madrid County Missouri | 1 | $ 77,000 | $ 77,000 | $ 61,000 |
| Ozark County Missouri | 1 | $ 34,000 | $ 34,000 | $ 20,000 |
| Pettis County Missouri | 1 | $ 200,000 | $ 200,000 | $ 84,000 |
| Shannon County Missouri | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Lancaster County Nebraska | 1 | $ 170,000 | $ 170,000 | $ 130,000 |
| Santa Fe County New Mexico | 1 | $ 775,000 | $ 775,000 | $ 973,000 |
| New York County New York | 1 | $ 433,000 | $ 433,000 | $ 155,000 |
| Dare County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 365,000 |
| Henderson County North Carolina | 1 | $ 950,000 | $ 950,000 | $ 982,000 |
| Adair County Oklahoma | 1 | $ 7,000 | $ 7,000 | $ 20,000 |
| Cleveland County Oklahoma | 1 | $ 139,000 | $ 139,000 | $ 334,000 |
| Ottawa County Oklahoma | 1 | $ 120,000 | $ 120,000 | $ 89,000 |
| Pittsburg County Oklahoma | 1 | $ 233,000 | $ 233,000 | $ 84,000 |
| Pontotoc County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Pottawatomie County Oklahoma | 1 | $ 20,000 | $ 20,000 | $ 22,000 |
| Benton County Oregon | 1 | $ 324,000 | $ 324,000 | $ 171,000 |
| Hood River County Oregon | 1 | $ 833,000 | $ 833,000 | $ 635,000 |
| Allegheny County Pennsylvania | 1 | $ 360,000 | $ 360,000 | $ 1,500,000 |
| Charleston County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 104,000 |
| Henry County Tennessee | 1 | $ 46,000 | $ 46,000 | $ 42,000 |
| Bexar County Texas | 1 | $ 13,750,000 | $ 13,750,000 | $ 0 |
| Collin County Texas | 1 | $ 428,000 | $ 428,000 | $ 0 |
| Ellis County Texas | 1 | $ 250,000 | $ 250,000 | $ 179,000 |
| Montgomery County Texas | 1 | $ 284,000 | $ 284,000 | $ 125,000 |
| Potter County Texas | 1 | $ 164,000 | $ 164,000 | $ 256,000 |
| Alexandria County Virginia | 1 | $ 707,000 | $ 707,000 | $ 298,000 |
| San Juan County Washington | 1 | $ 630,000 | $ 630,000 | $ 714,000 |
| Snohomish County Washington | 1 | $ 10,000 | $ 10,000 | $ 96,000 |
Mortgage Loan Application Detail Totals for Commerce Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,746 | $699,435,000 | $186,000 | $14,000,000 | $121,000 | $7,979,000 |
| Home Purchase | 2,344 | $491,019,000 | $209,000 | $13,750,000 | $128,000 | $9,999,000 |
| Home Improvement | 1,858 | $101,688,000 | $54,000 | $1,913,000 | $92,000 | $1,848,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,841 | $867,950,000 | $148,000 | $2,400,000 | $119,000 | $7,979,000 |
| Not Provided | 954 | $160,239,000 | $167,000 | $2,560,000 | $170,000 | $9,999,000 |
| Not applicable | 442 | $182,044,000 | $411,000 | $14,000,000 | $0 | $0 |
| Black or African American | 310 | $26,550,000 | $85,000 | $540,000 | $71,000 | $1,359,000 |
| Hispanic | 185 | $19,652,000 | $106,000 | $627,000 | $108,000 | $3,757,000 |
| Asian | 149 | $28,092,000 | $188,000 | $984,000 | $112,000 | $790,000 |
| American Indian or Alaskan Native | 49 | $5,827,000 | $118,000 | $833,000 | $97,000 | $840,000 |
| Native Hawaiin or Other Pacific Islander | 18 | $1,788,000 | $99,000 | $277,000 | $103,000 | $239,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,117 | $1,171,559,000 | $164,000 | $14,000,000 | $122,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 571 | $78,767,000 | $137,000 | $322,000 | $64,000 | $400,000 |
| VA-guaranteed (Veterans Administration) | 259 | $41,612,000 | $160,000 | $395,000 | $68,000 | $300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $204,000 | $204,000 | $204,000 | $82,000 | $82,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,800 | $897,889,000 | $187,000 | $14,000,000 | $129,000 | $9,999,000 |
| Application Denied By Financial Institution | 1,641 | $135,052,000 | $82,000 | $1,660,000 | $85,000 | $7,979,000 |
| Application Withdrawn By Applicant | 1,089 | $195,802,000 | $179,000 | $2,400,000 | $114,000 | $2,400,000 |
| File Closed For Incompleteness | 299 | $49,548,000 | $165,000 | $833,000 | $96,000 | $1,739,000 |
| Application Approved But Not Accepted | 119 | $13,851,000 | $116,000 | $1,250,000 | $96,000 | $1,022,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Commerce Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Commerce Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.