Commerce Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Commerce Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Commerce Bank 922 Walnut, Tb 12-1 Kansas City, MO 64106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 7,733 |
| Total Mortgage Loan Application Amount | $1,247,527,000 |
| Average Mortgage Loan Application Amount | $153,333 |
| Highest Mortgage Loan Application Amount | $19,368,000 |
| Average Applicant Income | $115,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Commerce Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Commerce Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Commerce Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Commerce Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Commerce Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Commerce Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 884 | $ 147,365,000 | $ 166,000 | $ 166,000 |
| Jackson County Missouri | 774 | $ 94,212,000 | $ 121,000 | $ 97,000 |
| Johnson County Kansas | 748 | $ 163,755,000 | $ 218,000 | $ 153,000 |
| St. Charles County Missouri | 410 | $ 49,904,000 | $ 121,000 | $ 92,000 |
| Greene County Missouri | 287 | $ 50,134,000 | $ 174,000 | $ 69,000 |
| Sedgwick County Kansas | 260 | $ 65,985,000 | $ 253,000 | $ 100,000 |
| Jefferson County Missouri | 251 | $ 22,180,000 | $ 88,000 | $ 76,000 |
| Clay County Missouri | 250 | $ 31,865,000 | $ 127,000 | $ 97,000 |
| Boone County Missouri | 214 | $ 33,396,000 | $ 156,000 | $ 112,000 |
| St. Louis City County Missouri | 205 | $ 21,030,000 | $ 102,000 | $ 105,000 |
| Buchanan County Missouri | 187 | $ 18,398,000 | $ 98,000 | $ 77,000 |
| Cass County Missouri | 180 | $ 25,598,000 | $ 142,000 | $ 94,000 |
| Denver County Colorado | 129 | $ 50,575,000 | $ 392,000 | $ 123,000 |
| Wyandotte County Kansas | 121 | $ 9,858,000 | $ 81,000 | $ 81,000 |
| Platte County Missouri | 112 | $ 20,646,000 | $ 184,000 | $ 115,000 |
| Audrain County Missouri | 102 | $ 9,109,000 | $ 89,000 | $ 69,000 |
| Douglas County Kansas | 99 | $ 21,971,000 | $ 221,000 | $ 93,000 |
| Randolph County Missouri | 90 | $ 6,089,000 | $ 67,000 | $ 71,000 |
| Leavenworth County Kansas | 89 | $ 10,405,000 | $ 116,000 | $ 116,000 |
| St. Clair County Illinois | 88 | $ 7,782,000 | $ 88,000 | $ 84,000 |
| Christian County Missouri | 84 | $ 10,991,000 | $ 130,000 | $ 95,000 |
| Jasper County Missouri | 81 | $ 8,907,000 | $ 109,000 | $ 74,000 |
| Peoria County Illinois | 78 | $ 7,594,000 | $ 97,000 | $ 92,000 |
| Cape Girardeau County Missouri | 78 | $ 11,587,000 | $ 148,000 | $ 107,000 |
| Laclede County Missouri | 73 | $ 5,066,000 | $ 69,000 | $ 68,000 |
| Riley County Kansas | 68 | $ 11,953,000 | $ 175,000 | $ 91,000 |
| Tulsa County Oklahoma | 68 | $ 19,149,000 | $ 281,000 | $ 117,000 |
| Crawford County Kansas | 66 | $ 5,966,000 | $ 90,000 | $ 69,000 |
| McLean County Illinois | 60 | $ 5,400,000 | $ 90,000 | $ 111,000 |
| Moniteau County Missouri | 52 | $ 4,145,000 | $ 79,000 | $ 58,000 |
| Butler County Kansas | 49 | $ 11,256,000 | $ 229,000 | $ 142,000 |
| Camden County Missouri | 46 | $ 8,426,000 | $ 183,000 | $ 127,000 |
| Polk County Missouri | 44 | $ 4,024,000 | $ 91,000 | $ 60,000 |
| Butler County Missouri | 42 | $ 3,781,000 | $ 90,000 | $ 84,000 |
| Ellis County Kansas | 38 | $ 4,203,000 | $ 110,000 | $ 83,000 |
| Tazewell County Illinois | 37 | $ 2,832,000 | $ 76,000 | $ 67,000 |
| Jefferson County Colorado | 36 | $ 15,543,000 | $ 431,000 | $ 110,000 |
| Andrew County Missouri | 36 | $ 3,984,000 | $ 110,000 | $ 62,000 |
| Cherokee County Kansas | 34 | $ 2,441,000 | $ 71,000 | $ 64,000 |
| Barry County Missouri | 33 | $ 3,972,000 | $ 120,000 | $ 76,000 |
| Arapahoe County Colorado | 32 | $ 9,380,000 | $ 293,000 | $ 152,000 |
| Marion County Missouri | 32 | $ 4,131,000 | $ 129,000 | $ 91,000 |
| Taney County Missouri | 32 | $ 6,163,000 | $ 192,000 | $ 158,000 |
| Newton County Missouri | 30 | $ 5,459,000 | $ 181,000 | $ 99,000 |
| Finney County Kansas | 29 | $ 3,928,000 | $ 135,000 | $ 80,000 |
| Woodford County Illinois | 27 | $ 2,163,000 | $ 80,000 | $ 67,000 |
| Madison County Illinois | 25 | $ 3,442,000 | $ 137,000 | $ 142,000 |
| Ralls County Missouri | 22 | $ 1,558,000 | $ 70,000 | $ 61,000 |
| Lincoln County Missouri | 21 | $ 2,210,000 | $ 105,000 | $ 86,000 |
| Champaign County Illinois | 19 | $ 4,077,000 | $ 214,000 | $ 105,000 |
| Shawnee County Kansas | 19 | $ 2,888,000 | $ 152,000 | $ 88,000 |
| Morgan County Missouri | 19 | $ 2,675,000 | $ 140,000 | $ 171,000 |
| Stone County Missouri | 19 | $ 3,304,000 | $ 173,000 | $ 159,000 |
| Warren County Missouri | 19 | $ 3,062,000 | $ 161,000 | $ 114,000 |
| Clinton County Missouri | 18 | $ 1,984,000 | $ 110,000 | $ 139,000 |
| Miami County Kansas | 16 | $ 3,435,000 | $ 214,000 | $ 211,000 |
| Callaway County Missouri | 16 | $ 2,104,000 | $ 131,000 | $ 81,000 |
| Franklin County Missouri | 16 | $ 3,089,000 | $ 193,000 | $ 131,000 |
| Lafayette County Missouri | 16 | $ 2,076,000 | $ 129,000 | $ 76,000 |
| Webster County Missouri | 16 | $ 1,572,000 | $ 98,000 | $ 87,000 |
| Adams County Colorado | 15 | $ 3,936,000 | $ 262,000 | $ 149,000 |
| Douglas County Colorado | 15 | $ 6,314,000 | $ 420,000 | $ 176,000 |
| Reno County Kansas | 15 | $ 1,576,000 | $ 105,000 | $ 125,000 |
| St. Francois County Missouri | 15 | $ 1,214,000 | $ 80,000 | $ 60,000 |
| Cooper County Missouri | 14 | $ 2,012,000 | $ 143,000 | $ 53,000 |
| Dallas County Missouri | 14 | $ 1,530,000 | $ 109,000 | $ 43,000 |
| Lawrence County Missouri | 14 | $ 1,344,000 | $ 96,000 | $ 74,000 |
| Oklahoma County Oklahoma | 14 | $ 5,310,000 | $ 379,000 | $ 226,000 |
| Cole County Missouri | 13 | $ 2,867,000 | $ 220,000 | $ 133,000 |
| Johnson County Missouri | 13 | $ 1,567,000 | $ 120,000 | $ 84,000 |
| Monroe County Illinois | 12 | $ 1,597,000 | $ 133,000 | $ 101,000 |
| Bollinger County Missouri | 12 | $ 866,000 | $ 72,000 | $ 37,000 |
| Franklin County Kansas | 11 | $ 1,488,000 | $ 135,000 | $ 93,000 |
| Boulder County Colorado | 10 | $ 4,799,000 | $ 479,000 | $ 177,000 |
| Cook County Illinois | 10 | $ 8,267,000 | $ 826,000 | $ 1,279,000 |
| Bates County Missouri | 10 | $ 937,000 | $ 93,000 | $ 73,000 |
| Scott County Missouri | 10 | $ 565,000 | $ 56,000 | $ 61,000 |
| Pottawatomie County Kansas | 9 | $ 1,617,000 | $ 179,000 | $ 78,000 |
| Benton County Missouri | 8 | $ 1,374,000 | $ 171,000 | $ 82,000 |
| Monroe County Missouri | 8 | $ 1,028,000 | $ 128,000 | $ 99,000 |
| Pettis County Missouri | 8 | $ 693,000 | $ 86,000 | $ 111,000 |
| Ray County Missouri | 8 | $ 645,000 | $ 80,000 | $ 78,000 |
| Cowley County Kansas | 7 | $ 756,000 | $ 108,000 | $ 69,000 |
| Miller County Missouri | 7 | $ 753,000 | $ 107,000 | $ 68,000 |
| Wayne County Missouri | 7 | $ 487,000 | $ 69,000 | $ 79,000 |
| Summit County Colorado | 6 | $ 4,408,000 | $ 734,000 | $ 446,000 |
| DeKalb County Missouri | 6 | $ 302,000 | $ 50,000 | $ 79,000 |
| Perry County Missouri | 6 | $ 635,000 | $ 105,000 | $ 50,000 |
| Pulaski County Missouri | 6 | $ 1,531,000 | $ 255,000 | $ 36,000 |
| Texas County Missouri | 6 | $ 577,000 | $ 96,000 | $ 74,000 |
| Larimer County Colorado | 5 | $ 2,837,000 | $ 567,000 | $ 211,000 |
| Weld County Colorado | 5 | $ 2,095,000 | $ 419,000 | $ 144,000 |
| Walton County Florida | 5 | $ 3,061,000 | $ 612,000 | $ 458,000 |
| Knox County Illinois | 5 | $ 244,000 | $ 48,000 | $ 72,000 |
| Geary County Kansas | 5 | $ 1,186,000 | $ 237,000 | $ 122,000 |
| Jefferson County Kansas | 5 | $ 547,000 | $ 109,000 | $ 78,000 |
| McPherson County Kansas | 5 | $ 406,000 | $ 81,000 | $ 44,000 |
| Barton County Missouri | 5 | $ 535,000 | $ 107,000 | $ 100,000 |
| Carter County Missouri | 5 | $ 462,000 | $ 92,000 | $ 37,000 |
| Cedar County Missouri | 5 | $ 482,000 | $ 96,000 | $ 92,000 |
| Dent County Missouri | 5 | $ 693,000 | $ 138,000 | $ 79,000 |
| Gentry County Missouri | 5 | $ 375,000 | $ 75,000 | $ 71,000 |
| Stoddard County Missouri | 5 | $ 749,000 | $ 149,000 | $ 80,000 |
| Wright County Missouri | 5 | $ 575,000 | $ 115,000 | $ 42,000 |
| Wagoner County Oklahoma | 5 | $ 613,000 | $ 122,000 | $ 58,000 |
| El Paso County Colorado | 4 | $ 1,123,000 | $ 280,000 | $ 158,000 |
| Pitkin County Colorado | 4 | $ 3,293,000 | $ 823,000 | $ 190,000 |
| Doniphan County Kansas | 4 | $ 499,000 | $ 124,000 | $ 94,000 |
| Osage County Kansas | 4 | $ 573,000 | $ 143,000 | $ 132,000 |
| Sumner County Kansas | 4 | $ 412,000 | $ 103,000 | $ 75,000 |
| Adair County Missouri | 4 | $ 602,000 | $ 150,000 | $ 133,000 |
| Caldwell County Missouri | 4 | $ 592,000 | $ 148,000 | $ 85,000 |
| Daviess County Missouri | 4 | $ 1,015,000 | $ 253,000 | $ 129,000 |
| Dunklin County Missouri | 4 | $ 216,000 | $ 54,000 | $ 55,000 |
| Henry County Missouri | 4 | $ 257,000 | $ 64,000 | $ 76,000 |
| Phelps County Missouri | 4 | $ 652,000 | $ 163,000 | $ 82,000 |
| Ste. Genevieve County Missouri | 4 | $ 583,000 | $ 145,000 | $ 113,000 |
| Payne County Oklahoma | 4 | $ 469,000 | $ 117,000 | $ 122,000 |
| Rogers County Oklahoma | 4 | $ 465,000 | $ 116,000 | $ 110,000 |
| Eagle County Colorado | 3 | $ 2,904,000 | $ 968,000 | $ 374,000 |
| Lee County Florida | 3 | $ 1,419,000 | $ 473,000 | $ 245,000 |
| Okaloosa County Florida | 3 | $ 8,863,000 | $ 2,954,000 | $ 0 |
| Seminole County Florida | 3 | $ 1,579,000 | $ 526,000 | $ 457,000 |
| Fulton County Illinois | 3 | $ 217,000 | $ 72,000 | $ 36,000 |
| Livingston County Illinois | 3 | $ 183,000 | $ 61,000 | $ 49,000 |
| Piatt County Illinois | 3 | $ 194,000 | $ 64,000 | $ 127,000 |
| Atchison County Kansas | 3 | $ 331,000 | $ 110,000 | $ 117,000 |
| Ford County Kansas | 3 | $ 896,000 | $ 298,000 | $ 212,000 |
| Harvey County Kansas | 3 | $ 432,000 | $ 144,000 | $ 100,000 |
| Labette County Kansas | 3 | $ 83,000 | $ 27,000 | $ 31,000 |
| Wilson County Kansas | 3 | $ 350,000 | $ 116,000 | $ 294,000 |
| Crawford County Missouri | 3 | $ 318,000 | $ 106,000 | $ 39,000 |
| Gasconade County Missouri | 3 | $ 305,000 | $ 101,000 | $ 106,000 |
| Hickory County Missouri | 3 | $ 52,000 | $ 17,000 | $ 169,000 |
| Holt County Missouri | 3 | $ 352,000 | $ 117,000 | $ 80,000 |
| Howard County Missouri | 3 | $ 182,000 | $ 60,000 | $ 28,000 |
| Howell County Missouri | 3 | $ 669,000 | $ 223,000 | $ 52,000 |
| Iron County Missouri | 3 | $ 250,000 | $ 83,000 | $ 38,000 |
| Montgomery County Missouri | 3 | $ 304,000 | $ 101,000 | $ 55,000 |
| Nodaway County Missouri | 3 | $ 548,000 | $ 182,000 | $ 86,000 |
| Pike County Missouri | 3 | $ 340,000 | $ 113,000 | $ 100,000 |
| Ripley County Missouri | 3 | $ 195,000 | $ 65,000 | $ 40,000 |
| Vernon County Missouri | 3 | $ 113,000 | $ 37,000 | $ 34,000 |
| Washington County Missouri | 3 | $ 97,000 | $ 32,000 | $ 67,000 |
| Cherokee County Oklahoma | 3 | $ 587,000 | $ 195,000 | $ 196,000 |
| Delaware County Oklahoma | 3 | $ 334,000 | $ 111,000 | $ 57,000 |
| King County Washington | 3 | $ 2,080,000 | $ 693,000 | $ 441,000 |
| Maricopa County Arizona | 2 | $ 748,000 | $ 374,000 | $ 209,000 |
| Washington County Arkansas | 2 | $ 277,000 | $ 138,000 | $ 182,000 |
| San Diego County California | 2 | $ 992,000 | $ 496,000 | $ 416,000 |
| Broomfield County Colorado | 2 | $ 1,770,000 | $ 885,000 | $ 235,000 |
| Elbert County Colorado | 2 | $ 434,000 | $ 217,000 | $ 145,000 |
| Grand County Colorado | 2 | $ 830,000 | $ 415,000 | $ 360,000 |
| La Plata County Colorado | 2 | $ 1,095,000 | $ 547,000 | $ 248,000 |
| Pueblo County Colorado | 2 | $ 238,000 | $ 119,000 | $ 63,000 |
| Bay County Florida | 2 | $ 1,710,000 | $ 855,000 | $ 180,000 |
| Broward County Florida | 2 | $ 503,000 | $ 251,000 | $ 135,000 |
| Palm Beach County Florida | 2 | $ 1,442,000 | $ 721,000 | $ 5,149,000 |
| Pinellas County Florida | 2 | $ 928,000 | $ 464,000 | $ 1,764,000 |
| De Witt County Illinois | 2 | $ 129,000 | $ 64,000 | $ 36,000 |
| Ford County Illinois | 2 | $ 1,317,000 | $ 658,000 | $ 823,000 |
| Johnson County Illinois | 2 | $ 261,000 | $ 130,000 | $ 38,000 |
| Lake County Illinois | 2 | $ 1,240,000 | $ 620,000 | $ 215,000 |
| Macon County Illinois | 2 | $ 15,000 | $ 7,000 | $ 488,000 |
| Vermilion County Illinois | 2 | $ 111,000 | $ 55,000 | $ 79,000 |
| Barton County Kansas | 2 | $ 199,000 | $ 99,000 | $ 40,000 |
| Bourbon County Kansas | 2 | $ 138,000 | $ 69,000 | $ 36,000 |
| Coffey County Kansas | 2 | $ 123,000 | $ 61,000 | $ 95,000 |
| Dickinson County Kansas | 2 | $ 165,000 | $ 82,000 | $ 27,000 |
| Gray County Kansas | 2 | $ 170,000 | $ 85,000 | $ 68,000 |
| Kingman County Kansas | 2 | $ 362,000 | $ 181,000 | $ 166,000 |
| Logan County Kansas | 2 | $ 21,000 | $ 10,000 | $ 144,000 |
| Sherman County Kansas | 2 | $ 160,000 | $ 80,000 | $ 50,000 |
| Thomas County Kansas | 2 | $ 122,000 | $ 61,000 | $ 78,000 |
| Chariton County Missouri | 2 | $ 76,000 | $ 38,000 | $ 19,000 |
| Dade County Missouri | 2 | $ 82,000 | $ 41,000 | $ 71,000 |
| Madison County Missouri | 2 | $ 196,000 | $ 98,000 | $ 84,000 |
| Saline County Missouri | 2 | $ 291,000 | $ 145,000 | $ 116,000 |
| St. Clair County Missouri | 2 | $ 265,000 | $ 132,000 | $ 65,000 |
| Osage County Oklahoma | 2 | $ 515,000 | $ 257,000 | $ 31,000 |
| Jefferson County Alabama | 1 | $ 160,000 | $ 160,000 | $ 327,000 |
| Anchorage County Alaska | 1 | $ 420,000 | $ 420,000 | $ 278,000 |
| Yavapai County Arizona | 1 | $ 128,000 | $ 128,000 | $ 70,000 |
| Benton County Arkansas | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Carroll County Arkansas | 1 | $ 171,000 | $ 171,000 | $ 120,000 |
| Pulaski County Arkansas | 1 | $ 2,282,000 | $ 2,282,000 | $ 774,000 |
| Los Angeles County California | 1 | $ 226,000 | $ 226,000 | $ 425,000 |
| Mendocino County California | 1 | $ 840,000 | $ 840,000 | $ 295,000 |
| Orange County California | 1 | $ 731,000 | $ 731,000 | $ 510,000 |
| San Bernardino County California | 1 | $ 10,000 | $ 10,000 | $ 566,000 |
| Ventura County California | 1 | $ 470,000 | $ 470,000 | $ 80,000 |
| Gilpin County Colorado | 1 | $ 529,000 | $ 529,000 | $ 108,000 |
| Gunnison County Colorado | 1 | $ 488,000 | $ 488,000 | $ 208,000 |
| Mesa County Colorado | 1 | $ 316,000 | $ 316,000 | $ 98,000 |
| Montrose County Colorado | 1 | $ 219,000 | $ 219,000 | $ 100,000 |
| Rio Grande County Colorado | 1 | $ 734,000 | $ 734,000 | $ 815,000 |
| Routt County Colorado | 1 | $ 694,000 | $ 694,000 | $ 1,479,000 |
| Teller County Colorado | 1 | $ 339,000 | $ 339,000 | $ 55,000 |
| District of Columbia County District Of Columbia | 1 | $ 568,000 | $ 568,000 | $ 540,000 |
| Alachua County Florida | 1 | $ 196,000 | $ 196,000 | $ 292,000 |
| Charlotte County Florida | 1 | $ 170,000 | $ 170,000 | $ 186,000 |
| Collier County Florida | 1 | $ 4,500,000 | $ 4,500,000 | $ 9,999,000 |
| Franklin County Florida | 1 | $ 700,000 | $ 700,000 | $ 296,000 |
| Hillsborough County Florida | 1 | $ 428,000 | $ 428,000 | $ 194,000 |
| Manatee County Florida | 1 | $ 637,000 | $ 637,000 | $ 235,000 |
| Martin County Florida | 1 | $ 527,000 | $ 527,000 | $ 484,000 |
| Miami-Dade County Florida | 1 | $ 452,000 | $ 452,000 | $ 450,000 |
| Orange County Florida | 1 | $ 335,000 | $ 335,000 | $ 634,000 |
| Sarasota County Florida | 1 | $ 650,000 | $ 650,000 | $ 1,139,000 |
| Cobb County Georgia | 1 | $ 300,000 | $ 300,000 | $ 425,000 |
| Coweta County Georgia | 1 | $ 265,000 | $ 265,000 | $ 147,000 |
| Forsyth County Georgia | 1 | $ 162,000 | $ 162,000 | $ 1,020,000 |
| Fulton County Georgia | 1 | $ 70,000 | $ 70,000 | $ 214,000 |
| Thomas County Georgia | 1 | $ 169,000 | $ 169,000 | $ 160,000 |
| Adams County Illinois | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Clinton County Illinois | 1 | $ 133,000 | $ 133,000 | $ 70,000 |
| Coles County Illinois | 1 | $ 49,000 | $ 49,000 | $ 65,000 |
| Edgar County Illinois | 1 | $ 7,000 | $ 7,000 | $ 26,000 |
| Franklin County Illinois | 1 | $ 28,000 | $ 28,000 | $ 53,000 |
| Henry County Illinois | 1 | $ 171,000 | $ 171,000 | $ 70,000 |
| Jefferson County Illinois | 1 | $ 7,000 | $ 7,000 | $ 68,000 |
| Jersey County Illinois | 1 | $ 188,000 | $ 188,000 | $ 102,000 |
| Kankakee County Illinois | 1 | $ 124,000 | $ 124,000 | $ 52,000 |
| Macoupin County Illinois | 1 | $ 59,000 | $ 59,000 | $ 54,000 |
| Marion County Illinois | 1 | $ 7,000 | $ 7,000 | $ 64,000 |
| Marshall County Illinois | 1 | $ 33,000 | $ 33,000 | $ 91,000 |
| Mason County Illinois | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
| Montgomery County Illinois | 1 | $ 20,000 | $ 20,000 | $ 24,000 |
| Perry County Illinois | 1 | $ 289,000 | $ 289,000 | $ 201,000 |
| Pulaski County Illinois | 1 | $ 7,000 | $ 7,000 | $ 108,000 |
| Sangamon County Illinois | 1 | $ 62,000 | $ 62,000 | $ 53,000 |
| Webster County Iowa | 1 | $ 14,000 | $ 14,000 | $ 82,000 |
| Allen County Kansas | 1 | $ 154,000 | $ 154,000 | $ 89,000 |
| Clay County Kansas | 1 | $ 217,000 | $ 217,000 | $ 72,000 |
| Edwards County Kansas | 1 | $ 104,000 | $ 104,000 | $ 94,000 |
| Ellsworth County Kansas | 1 | $ 7,000 | $ 7,000 | $ 31,000 |
| Graham County Kansas | 1 | $ 45,000 | $ 45,000 | $ 75,000 |
| Grant County Kansas | 1 | $ 132,000 | $ 132,000 | $ 94,000 |
| Harper County Kansas | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Marion County Kansas | 1 | $ 172,000 | $ 172,000 | $ 165,000 |
| Marshall County Kansas | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
| Montgomery County Kansas | 1 | $ 40,000 | $ 40,000 | $ 61,000 |
| Neosho County Kansas | 1 | $ 83,000 | $ 83,000 | $ 27,000 |
| Phillips County Kansas | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Pratt County Kansas | 1 | $ 126,000 | $ 126,000 | $ 67,000 |
| Republic County Kansas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Russell County Kansas | 1 | $ 71,000 | $ 71,000 | $ 12,000 |
| Saline County Kansas | 1 | $ 150,000 | $ 150,000 | $ 67,000 |
| Smith County Kansas | 1 | $ 80,000 | $ 80,000 | $ 150,000 |
| Stafford County Kansas | 1 | $ 76,000 | $ 76,000 | $ 127,000 |
| Trego County Kansas | 1 | $ 139,000 | $ 139,000 | $ 44,000 |
| Wabaunsee County Kansas | 1 | $ 260,000 | $ 260,000 | $ 151,000 |
| Calloway County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 118,000 |
| Middlesex County Massachusetts | 1 | $ 200,000 | $ 200,000 | $ 207,000 |
| Norfolk County Massachusetts | 1 | $ 700,000 | $ 700,000 | $ 146,000 |
| Worcester County Massachusetts | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Clark County Missouri | 1 | $ 198,000 | $ 198,000 | $ 134,000 |
| Douglas County Missouri | 1 | $ 63,000 | $ 63,000 | $ 60,000 |
| Grundy County Missouri | 1 | $ 23,000 | $ 23,000 | $ 173,000 |
| Harrison County Missouri | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Knox County Missouri | 1 | $ 341,000 | $ 341,000 | $ 1,075,000 |
| Lewis County Missouri | 1 | $ 184,000 | $ 184,000 | $ 92,000 |
| Linn County Missouri | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Livingston County Missouri | 1 | $ 348,000 | $ 348,000 | $ 130,000 |
| Maries County Missouri | 1 | $ 65,000 | $ 65,000 | $ 86,000 |
| McDonald County Missouri | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| Mississippi County Missouri | 1 | $ 15,000 | $ 15,000 | $ 23,000 |
| New Madrid County Missouri | 1 | $ 102,000 | $ 102,000 | $ 53,000 |
| Oregon County Missouri | 1 | $ 76,000 | $ 76,000 | $ 50,000 |
| Osage County Missouri | 1 | $ 30,000 | $ 30,000 | $ 144,000 |
| Pemiscot County Missouri | 1 | $ 7,000 | $ 7,000 | $ 16,000 |
| Shannon County Missouri | 1 | $ 101,000 | $ 101,000 | $ 22,000 |
| Shelby County Missouri | 1 | $ 182,000 | $ 182,000 | $ 54,000 |
| Sullivan County Missouri | 1 | $ 100,000 | $ 100,000 | $ 20,000 |
| Clark County Nevada | 1 | $ 320,000 | $ 320,000 | $ 223,000 |
| Kings County New York | 1 | $ 1,267,000 | $ 1,267,000 | $ 403,000 |
| Schuyler County New York | 1 | $ 80,000 | $ 80,000 | $ 197,000 |
| Canadian County Oklahoma | 1 | $ 88,000 | $ 88,000 | $ 55,000 |
| Creek County Oklahoma | 1 | $ 7,000 | $ 7,000 | $ 96,000 |
| Kay County Oklahoma | 1 | $ 34,000 | $ 34,000 | $ 50,000 |
| Kingfisher County Oklahoma | 1 | $ 266,000 | $ 266,000 | $ 253,000 |
| Logan County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 423,000 |
| Muskogee County Oklahoma | 1 | $ 7,000 | $ 7,000 | $ 29,000 |
| Okmulgee County Oklahoma | 1 | $ 170,000 | $ 170,000 | $ 83,000 |
| Curry County Oregon | 1 | $ 396,000 | $ 396,000 | $ 86,000 |
| Allegheny County Pennsylvania | 1 | $ 604,000 | $ 604,000 | $ 250,000 |
| Beaufort County South Carolina | 1 | $ 1,020,000 | $ 1,020,000 | $ 672,000 |
| Sumter County South Carolina | 1 | $ 20,000 | $ 20,000 | $ 42,000 |
| Shelby County Tennessee | 1 | $ 368,000 | $ 368,000 | $ 350,000 |
| Bexar County Texas | 1 | $ 5,850,000 | $ 5,850,000 | $ 0 |
| Dallas County Texas | 1 | $ 344,000 | $ 344,000 | $ 90,000 |
| Johnson County Texas | 1 | $ 10,000 | $ 10,000 | $ 60,000 |
| Swisher County Texas | 1 | $ 154,000 | $ 154,000 | $ 97,000 |
| Summit County Utah | 1 | $ 565,000 | $ 565,000 | $ 825,000 |
| Kitsap County Washington | 1 | $ 889,000 | $ 889,000 | $ 326,000 |
| San Juan County Washington | 1 | $ 525,000 | $ 525,000 | $ 576,000 |
| Snohomish County Washington | 1 | $ 708,000 | $ 708,000 | $ 460,000 |
Mortgage Loan Application Detail Totals for Commerce Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,194 | $584,982,000 | $183,000 | $5,213,000 | $111,000 | $9,999,000 |
| Home Purchase | 2,443 | $554,158,000 | $226,000 | $19,368,000 | $139,000 | $9,999,000 |
| Home Improvement | 2,096 | $108,387,000 | $51,000 | $1,575,000 | $96,000 | $3,000,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,823 | $822,360,000 | $141,000 | $3,056,000 | $114,000 | $9,999,000 |
| Not Provided | 722 | $157,484,000 | $218,000 | $4,500,000 | $235,000 | $9,999,000 |
| Not applicable | 432 | $182,777,000 | $423,000 | $19,368,000 | $1,000 | $499,000 |
| Black or African American | 357 | $33,188,000 | $92,000 | $1,300,000 | $73,000 | $1,003,000 |
| Hispanic | 208 | $21,419,000 | $102,000 | $1,148,000 | $76,000 | $575,000 |
| Asian | 109 | $22,021,000 | $202,000 | $788,000 | $116,000 | $1,056,000 |
| American Indian or Alaskan Native | 64 | $6,324,000 | $98,000 | $604,000 | $72,000 | $253,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $1,954,000 | $108,000 | $563,000 | $67,000 | $214,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,812 | $1,112,826,000 | $163,000 | $19,368,000 | $122,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 607 | $85,449,000 | $140,000 | $314,000 | $65,000 | $334,000 |
| VA-guaranteed (Veterans Administration) | 314 | $49,252,000 | $156,000 | $438,000 | $68,000 | $241,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,514 | $836,628,000 | $185,000 | $19,368,000 | $128,000 | $9,999,000 |
| Application Denied By Financial Institution | 1,673 | $143,641,000 | $85,000 | $1,650,000 | $89,000 | $3,000,000 |
| Application Withdrawn By Applicant | 1,107 | $197,483,000 | $178,000 | $1,840,000 | $117,000 | $3,600,000 |
| File Closed For Incompleteness | 334 | $58,437,000 | $174,000 | $1,171,000 | $85,000 | $455,000 |
| Application Approved But Not Accepted | 105 | $11,338,000 | $107,000 | $750,000 | $91,000 | $586,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Commerce Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Commerce Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.