Commerce Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Commerce Bank, N.A. 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Commerce Bank, N.A. 922 Walnut, Tb 12-1 Kansas City, MO 64106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,567 |
| Total Mortgage Loan Application Amount | $637,811,000 |
| Average Mortgage Loan Application Amount | $102,333 |
| Highest Mortgage Loan Application Amount | $3,940,000 |
| Average Applicant Income | $94,000 |
| Highest Applicant Income | $6,573,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Commerce Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Commerce Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Commerce Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Commerce Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Commerce Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Commerce Bank, N.A.'s mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 631 | $ 91,019,000 | $ 144,000 | $ 131,000 |
| Jackson County Missouri | 415 | $ 40,505,000 | $ 97,000 | $ 86,000 |
| Johnson County Kansas | 297 | $ 49,193,000 | $ 165,000 | $ 156,000 |
| Boone County Missouri | 257 | $ 41,403,000 | $ 161,000 | $ 100,000 |
| Jefferson County Missouri | 254 | $ 16,684,000 | $ 65,000 | $ 69,000 |
| Greene County Missouri | 244 | $ 26,980,000 | $ 110,000 | $ 88,000 |
| Buchanan County Missouri | 225 | $ 20,356,000 | $ 90,000 | $ 87,000 |
| St. Charles County Missouri | 191 | $ 17,723,000 | $ 92,000 | $ 86,000 |
| St. Louis City County Missouri | 173 | $ 11,583,000 | $ 66,000 | $ 65,000 |
| McLean County Illinois | 155 | $ 19,625,000 | $ 126,000 | $ 106,000 |
| Sedgwick County Kansas | 149 | $ 15,364,000 | $ 103,000 | $ 100,000 |
| St. Clair County Illinois | 147 | $ 16,510,000 | $ 112,000 | $ 101,000 |
| St. Francois County Missouri | 117 | $ 5,715,000 | $ 48,000 | $ 54,000 |
| Clay County Missouri | 116 | $ 10,084,000 | $ 86,000 | $ 83,000 |
| Peoria County Illinois | 108 | $ 11,870,000 | $ 109,000 | $ 86,000 |
| Randolph County Missouri | 100 | $ 5,161,000 | $ 51,000 | $ 83,000 |
| Laclede County Missouri | 87 | $ 10,139,000 | $ 116,000 | $ 71,000 |
| Cass County Missouri | 85 | $ 8,746,000 | $ 102,000 | $ 112,000 |
| Douglas County Kansas | 74 | $ 9,418,000 | $ 127,000 | $ 97,000 |
| Cape Girardeau County Missouri | 73 | $ 8,151,000 | $ 111,000 | $ 71,000 |
| Crawford County Kansas | 72 | $ 5,844,000 | $ 81,000 | $ 104,000 |
| Audrain County Missouri | 69 | $ 3,587,000 | $ 51,000 | $ 28,000 |
| Jasper County Missouri | 68 | $ 4,014,000 | $ 59,000 | $ 53,000 |
| Riley County Kansas | 64 | $ 8,575,000 | $ 133,000 | $ 102,000 |
| Platte County Missouri | 61 | $ 7,987,000 | $ 130,000 | $ 130,000 |
| Tulsa County Oklahoma | 58 | $ 15,838,000 | $ 273,000 | $ 207,000 |
| Finney County Kansas | 53 | $ 3,657,000 | $ 69,000 | $ 64,000 |
| Leavenworth County Kansas | 52 | $ 8,317,000 | $ 159,000 | $ 101,000 |
| Butler County Missouri | 52 | $ 5,186,000 | $ 99,000 | $ 83,000 |
| Marion County Missouri | 50 | $ 3,801,000 | $ 76,000 | $ 82,000 |
| Christian County Missouri | 49 | $ 5,575,000 | $ 113,000 | $ 101,000 |
| Polk County Missouri | 47 | $ 3,787,000 | $ 80,000 | $ 58,000 |
| Tazewell County Illinois | 45 | $ 5,230,000 | $ 116,000 | $ 86,000 |
| Andrew County Missouri | 42 | $ 5,614,000 | $ 133,000 | $ 115,000 |
| Moniteau County Missouri | 37 | $ 3,101,000 | $ 83,000 | $ 79,000 |
| Wyandotte County Kansas | 34 | $ 1,490,000 | $ 43,000 | $ 65,000 |
| Denver County Colorado | 32 | $ 7,276,000 | $ 227,000 | $ 10,000 |
| Newton County Missouri | 32 | $ 5,269,000 | $ 164,000 | $ 132,000 |
| Camden County Missouri | 30 | $ 7,018,000 | $ 233,000 | $ 174,000 |
| Ellis County Kansas | 29 | $ 3,008,000 | $ 103,000 | $ 72,000 |
| Madison County Illinois | 28 | $ 2,318,000 | $ 82,000 | $ 72,000 |
| Butler County Kansas | 25 | $ 2,139,000 | $ 85,000 | $ 91,000 |
| Cherokee County Kansas | 24 | $ 1,164,000 | $ 48,000 | $ 65,000 |
| Woodford County Illinois | 21 | $ 2,004,000 | $ 95,000 | $ 96,000 |
| Barry County Missouri | 20 | $ 2,093,000 | $ 104,000 | $ 63,000 |
| Champaign County Illinois | 17 | $ 2,142,000 | $ 126,000 | $ 169,000 |
| Arapahoe County Colorado | 16 | $ 1,600,000 | $ 100,000 | $ 33,000 |
| Stone County Missouri | 16 | $ 2,027,000 | $ 126,000 | $ 93,000 |
| Ste. Genevieve County Missouri | 14 | $ 718,000 | $ 51,000 | $ 46,000 |
| Taney County Missouri | 14 | $ 2,830,000 | $ 202,000 | $ 160,000 |
| Monroe County Illinois | 13 | $ 2,443,000 | $ 187,000 | $ 116,000 |
| Reno County Kansas | 13 | $ 689,000 | $ 53,000 | $ 91,000 |
| Franklin County Missouri | 11 | $ 1,551,000 | $ 141,000 | $ 79,000 |
| Scott County Missouri | 11 | $ 914,000 | $ 83,000 | $ 43,000 |
| Callaway County Missouri | 10 | $ 1,281,000 | $ 128,000 | $ 40,000 |
| Cooper County Missouri | 10 | $ 1,086,000 | $ 108,000 | $ 71,000 |
| Washington County Missouri | 10 | $ 394,000 | $ 39,000 | $ 40,000 |
| Webster County Missouri | 10 | $ 817,000 | $ 81,000 | $ 70,000 |
| Jefferson County Colorado | 9 | $ 2,117,000 | $ 235,000 | $ 10,000 |
| Clinton County Missouri | 9 | $ 672,000 | $ 74,000 | $ 70,000 |
| Cole County Missouri | 9 | $ 1,390,000 | $ 154,000 | $ 134,000 |
| Hickory County Missouri | 9 | $ 592,000 | $ 65,000 | $ 45,000 |
| Lincoln County Missouri | 9 | $ 912,000 | $ 101,000 | $ 92,000 |
| Ralls County Missouri | 8 | $ 870,000 | $ 108,000 | $ 77,000 |
| Warren County Missouri | 8 | $ 510,000 | $ 63,000 | $ 40,000 |
| Jefferson County Kansas | 7 | $ 878,000 | $ 125,000 | $ 76,000 |
| Pottawatomie County Kansas | 7 | $ 929,000 | $ 132,000 | $ 79,000 |
| Dade County Missouri | 7 | $ 393,000 | $ 56,000 | $ 57,000 |
| Johnson County Missouri | 7 | $ 744,000 | $ 106,000 | $ 64,000 |
| Ripley County Missouri | 7 | $ 402,000 | $ 57,000 | $ 150,000 |
| Wayne County Missouri | 7 | $ 367,000 | $ 52,000 | $ 59,000 |
| Douglas County Colorado | 6 | $ 673,000 | $ 112,000 | $ 20,000 |
| Dallas County Missouri | 6 | $ 334,000 | $ 55,000 | $ 65,000 |
| Lawrence County Missouri | 6 | $ 438,000 | $ 73,000 | $ 66,000 |
| Lee County Florida | 5 | $ 1,354,000 | $ 270,000 | $ 231,000 |
| Cook County Illinois | 5 | $ 1,387,000 | $ 277,000 | $ 258,000 |
| Labette County Kansas | 5 | $ 334,000 | $ 66,000 | $ 14,000 |
| Montgomery County Kansas | 5 | $ 271,000 | $ 54,000 | $ 315,000 |
| DeKalb County Missouri | 5 | $ 380,000 | $ 76,000 | $ 68,000 |
| Howard County Missouri | 5 | $ 535,000 | $ 107,000 | $ 89,000 |
| Madison County Missouri | 5 | $ 267,000 | $ 53,000 | $ 55,000 |
| Morgan County Missouri | 5 | $ 470,000 | $ 94,000 | $ 71,000 |
| Ray County Missouri | 5 | $ 63,000 | $ 12,000 | $ 45,000 |
| Maricopa County Arizona | 4 | $ 2,168,000 | $ 542,000 | $ 199,000 |
| Boulder County Colorado | 4 | $ 2,143,000 | $ 535,000 | $ 145,000 |
| Summit County Colorado | 4 | $ 1,717,000 | $ 429,000 | $ 521,000 |
| Collier County Florida | 4 | $ 1,967,000 | $ 491,000 | $ 946,000 |
| Kearny County Kansas | 4 | $ 287,000 | $ 71,000 | $ 267,000 |
| Cedar County Missouri | 4 | $ 203,000 | $ 50,000 | $ 25,000 |
| Macon County Missouri | 4 | $ 731,000 | $ 182,000 | $ 51,000 |
| Montgomery County Missouri | 4 | $ 329,000 | $ 82,000 | $ 43,000 |
| Reynolds County Missouri | 4 | $ 217,000 | $ 54,000 | $ 38,000 |
| Stoddard County Missouri | 4 | $ 343,000 | $ 85,000 | $ 57,000 |
| Pinellas County Florida | 3 | $ 1,024,000 | $ 341,000 | $ 395,000 |
| Clay County Kansas | 3 | $ 400,000 | $ 133,000 | $ 80,000 |
| Doniphan County Kansas | 3 | $ 597,000 | $ 199,000 | $ 158,000 |
| Franklin County Kansas | 3 | $ 102,000 | $ 34,000 | $ 43,000 |
| Harvey County Kansas | 3 | $ 254,000 | $ 84,000 | $ 79,000 |
| Rush County Kansas | 3 | $ 247,000 | $ 82,000 | $ 40,000 |
| Holt County Missouri | 3 | $ 222,000 | $ 74,000 | $ 56,000 |
| Iron County Missouri | 3 | $ 117,000 | $ 39,000 | $ 45,000 |
| Lafayette County Missouri | 3 | $ 411,000 | $ 137,000 | $ 69,000 |
| Miller County Missouri | 3 | $ 411,000 | $ 137,000 | $ 81,000 |
| Pettis County Missouri | 3 | $ 127,000 | $ 42,000 | $ 47,000 |
| St. Clair County Missouri | 3 | $ 191,000 | $ 63,000 | $ 87,000 |
| Ottawa County Oklahoma | 3 | $ 142,000 | $ 47,000 | $ 55,000 |
| Carroll County Arkansas | 2 | $ 125,000 | $ 62,000 | $ 260,000 |
| Adams County Colorado | 2 | $ 13,000 | $ 6,000 | $ 64,000 |
| Broomfield County Colorado | 2 | $ 859,000 | $ 429,000 | $ 479,000 |
| Chaffee County Colorado | 2 | $ 360,000 | $ 180,000 | $ 159,000 |
| Park County Colorado | 2 | $ 220,000 | $ 110,000 | $ 81,000 |
| Alexander County Illinois | 2 | $ 243,000 | $ 121,000 | $ 66,000 |
| Clinton County Illinois | 2 | $ 355,000 | $ 177,000 | $ 109,000 |
| DuPage County Illinois | 2 | $ 1,353,000 | $ 676,000 | $ 318,000 |
| Fulton County Illinois | 2 | $ 99,000 | $ 49,000 | $ 72,000 |
| Marshall County Illinois | 2 | $ 81,000 | $ 40,000 | $ 61,000 |
| McHenry County Illinois | 2 | $ 60,000 | $ 30,000 | $ 62,000 |
| Atchison County Kansas | 2 | $ 185,000 | $ 92,000 | $ 42,000 |
| Linn County Kansas | 2 | $ 318,000 | $ 159,000 | $ 68,000 |
| Marion County Kansas | 2 | $ 161,000 | $ 80,000 | $ 232,000 |
| McPherson County Kansas | 2 | $ 64,000 | $ 32,000 | $ 24,000 |
| Miami County Kansas | 2 | $ 498,000 | $ 249,000 | $ 103,000 |
| Osborne County Kansas | 2 | $ 71,000 | $ 35,000 | $ 72,000 |
| Russell County Kansas | 2 | $ 162,000 | $ 81,000 | $ 138,000 |
| Scott County Kansas | 2 | $ 19,000 | $ 9,000 | $ 38,000 |
| Shawnee County Kansas | 2 | $ 190,000 | $ 95,000 | $ 72,000 |
| Bollinger County Missouri | 2 | $ 123,000 | $ 61,000 | $ 25,000 |
| Carter County Missouri | 2 | $ 137,000 | $ 68,000 | $ 115,000 |
| Daviess County Missouri | 2 | $ 147,000 | $ 73,000 | $ 262,000 |
| Grundy County Missouri | 2 | $ 192,000 | $ 96,000 | $ 49,000 |
| Monroe County Missouri | 2 | $ 82,000 | $ 41,000 | $ 40,000 |
| Pulaski County Missouri | 2 | $ 200,000 | $ 100,000 | $ 237,000 |
| Saline County Missouri | 2 | $ 85,000 | $ 42,000 | $ 34,000 |
| Vernon County Missouri | 2 | $ 141,000 | $ 70,000 | $ 67,000 |
| Wright County Missouri | 2 | $ 85,000 | $ 42,000 | $ 22,000 |
| Delaware County Oklahoma | 2 | $ 875,000 | $ 437,000 | $ 341,000 |
| Parker County Texas | 2 | $ 622,000 | $ 311,000 | $ 0 |
| Benton County Arkansas | 1 | $ 79,000 | $ 79,000 | $ 54,000 |
| Boone County Arkansas | 1 | $ 20,000 | $ 20,000 | $ 29,000 |
| Van Buren County Arkansas | 1 | $ 86,000 | $ 86,000 | $ 141,000 |
| Riverside County California | 1 | $ 451,000 | $ 451,000 | $ 0 |
| San Diego County California | 1 | $ 225,000 | $ 225,000 | $ 622,000 |
| Eagle County Colorado | 1 | $ 300,000 | $ 300,000 | $ 134,000 |
| El Paso County Colorado | 1 | $ 96,000 | $ 96,000 | $ 52,000 |
| Grand County Colorado | 1 | $ 206,000 | $ 206,000 | $ 199,000 |
| Gunnison County Colorado | 1 | $ 150,000 | $ 150,000 | $ 111,000 |
| Larimer County Colorado | 1 | $ 220,000 | $ 220,000 | $ 500,000 |
| Montezuma County Colorado | 1 | $ 3,000 | $ 3,000 | $ 27,000 |
| San Miguel County Colorado | 1 | $ 956,000 | $ 956,000 | $ 1,379,000 |
| Teller County Colorado | 1 | $ 140,000 | $ 140,000 | $ 61,000 |
| Charlotte County Florida | 1 | $ 10,000 | $ 10,000 | $ 65,000 |
| Duval County Florida | 1 | $ 778,000 | $ 778,000 | $ 0 |
| Flagler County Florida | 1 | $ 200,000 | $ 200,000 | $ 348,000 |
| Hillsborough County Florida | 1 | $ 10,000 | $ 10,000 | $ 85,000 |
| Miami-Dade County Florida | 1 | $ 160,000 | $ 160,000 | $ 216,000 |
| Sarasota County Florida | 1 | $ 1,300,000 | $ 1,300,000 | $ 0 |
| Coweta County Georgia | 1 | $ 299,000 | $ 299,000 | $ 129,000 |
| Kauai County Hawaii | 1 | $ 108,000 | $ 108,000 | $ 1,032,000 |
| Adams County Illinois | 1 | $ 46,000 | $ 46,000 | $ 120,000 |
| Bond County Illinois | 1 | $ 170,000 | $ 170,000 | $ 117,000 |
| De Witt County Illinois | 1 | $ 76,000 | $ 76,000 | $ 39,000 |
| Ford County Illinois | 1 | $ 264,000 | $ 264,000 | $ 879,000 |
| Jackson County Illinois | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Knox County Illinois | 1 | $ 100,000 | $ 100,000 | $ 250,000 |
| Livingston County Illinois | 1 | $ 77,000 | $ 77,000 | $ 54,000 |
| Macon County Illinois | 1 | $ 82,000 | $ 82,000 | $ 26,000 |
| Macoupin County Illinois | 1 | $ 30,000 | $ 30,000 | $ 51,000 |
| Marion County Illinois | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Mason County Illinois | 1 | $ 7,000 | $ 7,000 | $ 77,000 |
| Sangamon County Illinois | 1 | $ 548,000 | $ 548,000 | $ 0 |
| Stark County Illinois | 1 | $ 28,000 | $ 28,000 | $ 33,000 |
| Vermilion County Illinois | 1 | $ 8,000 | $ 8,000 | $ 100,000 |
| Washington County Illinois | 1 | $ 142,000 | $ 142,000 | $ 108,000 |
| Anderson County Kansas | 1 | $ 211,000 | $ 211,000 | $ 176,000 |
| Bourbon County Kansas | 1 | $ 42,000 | $ 42,000 | $ 4,000 |
| Brown County Kansas | 1 | $ 82,000 | $ 82,000 | $ 52,000 |
| Cheyenne County Kansas | 1 | $ 50,000 | $ 50,000 | $ 120,000 |
| Cloud County Kansas | 1 | $ 76,000 | $ 76,000 | $ 56,000 |
| Cowley County Kansas | 1 | $ 100,000 | $ 100,000 | $ 67,000 |
| Ford County Kansas | 1 | $ 187,000 | $ 187,000 | $ 907,000 |
| Geary County Kansas | 1 | $ 20,000 | $ 20,000 | $ 29,000 |
| Gove County Kansas | 1 | $ 66,000 | $ 66,000 | $ 6,000 |
| Grant County Kansas | 1 | $ 202,000 | $ 202,000 | $ 62,000 |
| Gray County Kansas | 1 | $ 3,000 | $ 3,000 | $ 40,000 |
| Lincoln County Kansas | 1 | $ 83,000 | $ 83,000 | $ 205,000 |
| Lyon County Kansas | 1 | $ 234,000 | $ 234,000 | $ 398,000 |
| Neosho County Kansas | 1 | $ 7,000 | $ 7,000 | $ 23,000 |
| Norton County Kansas | 1 | $ 30,000 | $ 30,000 | $ 24,000 |
| Osage County Kansas | 1 | $ 68,000 | $ 68,000 | $ 62,000 |
| Seward County Kansas | 1 | $ 100,000 | $ 100,000 | $ 97,000 |
| Stafford County Kansas | 1 | $ 36,000 | $ 36,000 | $ 72,000 |
| Sumner County Kansas | 1 | $ 203,000 | $ 203,000 | $ 72,000 |
| Trego County Kansas | 1 | $ 74,000 | $ 74,000 | $ 116,000 |
| Wilson County Kansas | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 80,000 |
| Marshall County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 82,000 |
| Hancock County Maine | 1 | $ 280,000 | $ 280,000 | $ 616,000 |
| Middlesex County Massachusetts | 1 | $ 1,005,000 | $ 1,005,000 | $ 6,573,000 |
| Leelanau County Michigan | 1 | $ 497,000 | $ 497,000 | $ 0 |
| Muskegon County Michigan | 1 | $ 15,000 | $ 15,000 | $ 24,000 |
| Barton County Missouri | 1 | $ 22,000 | $ 22,000 | $ 30,000 |
| Carroll County Missouri | 1 | $ 116,000 | $ 116,000 | $ 68,000 |
| Chariton County Missouri | 1 | $ 20,000 | $ 20,000 | $ 17,000 |
| Dunklin County Missouri | 1 | $ 184,000 | $ 184,000 | $ 120,000 |
| Harrison County Missouri | 1 | $ 44,000 | $ 44,000 | $ 72,000 |
| Henry County Missouri | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Howell County Missouri | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Lewis County Missouri | 1 | $ 58,000 | $ 58,000 | $ 77,000 |
| Livingston County Missouri | 1 | $ 700,000 | $ 700,000 | $ 458,000 |
| Ozark County Missouri | 1 | $ 50,000 | $ 50,000 | $ 102,000 |
| Phelps County Missouri | 1 | $ 30,000 | $ 30,000 | $ 83,000 |
| Pike County Missouri | 1 | $ 126,000 | $ 126,000 | $ 98,000 |
| Washoe County Nevada | 1 | $ 900,000 | $ 900,000 | $ 300,000 |
| New York County New York | 1 | $ 413,000 | $ 413,000 | $ 422,000 |
| Watauga County North Carolina | 1 | $ 1,381,000 | $ 1,381,000 | $ 359,000 |
| Oklahoma County Oklahoma | 1 | $ 37,000 | $ 37,000 | $ 38,000 |
| Rogers County Oklahoma | 1 | $ 417,000 | $ 417,000 | $ 156,000 |
| Wagoner County Oklahoma | 1 | $ 184,000 | $ 184,000 | $ 59,000 |
| Washington County Oklahoma | 1 | $ 4,000 | $ 4,000 | $ 60,000 |
| Berks County Pennsylvania | 1 | $ 414,000 | $ 414,000 | $ 433,000 |
| Chester County Pennsylvania | 1 | $ 284,000 | $ 284,000 | $ 163,000 |
| York County South Carolina | 1 | $ 400,000 | $ 400,000 | $ 169,000 |
| Blount County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 444,000 |
| Sevier County Tennessee | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Tarrant County Texas | 1 | $ 110,000 | $ 110,000 | $ 25,000 |
| Williamson County Texas | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Charlottesville County Virginia | 1 | $ 110,000 | $ 110,000 | $ 45,000 |
| Jefferson County Washington | 1 | $ 150,000 | $ 150,000 | $ 419,000 |
| Bayfield County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 114,000 |
| Washington County Wisconsin | 1 | $ 2,000 | $ 2,000 | $ 31,000 |
| Sheridan County Wyoming | 1 | $ 133,000 | $ 133,000 | $ 98,000 |
Mortgage Loan Application Detail Totals for Commerce Bank, N.A. in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,248 | $473,798,000 | $145,000 | $3,940,000 | $111,000 | $4,650,000 |
| Home Improvement | 1,367 | $31,506,000 | $23,000 | $560,000 | $70,000 | $1,050,000 |
| Home Purchase | 952 | $132,507,000 | $139,000 | $1,381,000 | $101,000 | $6,573,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,337 | $482,089,000 | $111,000 | $2,838,000 | $101,000 | $4,650,000 |
| Not Provided | 563 | $81,610,000 | $144,000 | $1,700,000 | $135,000 | $4,500,000 |
| Black or African American | 240 | $10,031,000 | $41,000 | $635,000 | $56,000 | $576,000 |
| Not applicable | 196 | $43,388,000 | $221,000 | $3,940,000 | $0 | $0 |
| Hispanic | 123 | $8,148,000 | $66,000 | $534,000 | $76,000 | $983,000 |
| Asian | 71 | $9,779,000 | $137,000 | $1,005,000 | $192,000 | $6,573,000 |
| American Indian or Alaskan Native | 33 | $2,634,000 | $79,000 | $417,000 | $90,000 | $384,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $132,000 | $33,000 | $101,000 | $28,000 | $41,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,285 | $604,682,000 | $114,000 | $3,940,000 | $102,000 | $6,573,000 |
| FHA-insured (Federal Housing Administration) | 251 | $28,871,000 | $115,000 | $279,000 | $58,000 | $272,000 |
| VA-guaranteed (Veterans Administration) | 31 | $4,258,000 | $137,000 | $388,000 | $67,000 | $175,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,220 | $407,545,000 | $126,000 | $3,940,000 | $104,000 | $4,650,000 |
| Application Denied By Financial Institution | 1,510 | $106,999,000 | $70,000 | $1,400,000 | $77,000 | $6,573,000 |
| Application Withdrawn By Applicant | 394 | $63,587,000 | $161,000 | $953,000 | $126,000 | $1,776,000 |
| Application Approved But Not Accepted | 293 | $35,366,000 | $120,000 | $883,000 | $125,000 | $1,249,000 |
| File Closed For Incompleteness | 141 | $23,358,000 | $165,000 | $975,000 | $103,000 | $359,000 |
| Preapproval Denied by Financial Institution | 9 | $956,000 | $106,000 | $178,000 | $60,000 | $100,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 709 | $36,455,000 | $51,000 | $941,000 | $61,000 | $1,008,000 |
| Debt-To-Income Ratio | 322 | $31,881,000 | $99,000 | $1,005,000 | $84,000 | $6,573,000 |
| Collateral | 320 | $32,348,000 | $101,000 | $1,400,000 | $97,000 | $834,000 |
| Credit Application Incomplete | 144 | $5,070,000 | $35,000 | $203,000 | $97,000 | $1,050,000 |
| Other | 10 | $410,000 | $41,000 | $125,000 | $59,000 | $162,000 |
| Employment History | 7 | $816,000 | $116,000 | $175,000 | $54,000 | $125,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $955,000 | $159,000 | $366,000 | $105,000 | $315,000 |
| Unverifiable Information | 1 | $20,000 | $20,000 | $20,000 | $26,000 | $26,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Commerce Bank, N.A.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Commerce Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.