Community Bank Of Oak Park River Forest
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Community Bank Of Oak Park River Forest 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Community Bank Of Oak Park River Forest 1001 Lake Street Oak Park, IL 60301 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 501 |
| Total Mortgage Loan Application Amount | $134,305,000 |
| Average Mortgage Loan Application Amount | $1,545,400 |
| Highest Mortgage Loan Application Amount | $6,865,000 |
| Average Applicant Income | $104,600 |
| Highest Applicant Income | $1,869,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Community Bank Of Oak Park River Forest. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Community Bank Of Oak Park River Forest's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Community Bank Of Oak Park River Forest's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Community Bank Of Oak Park River Forest serves its applicants.
Each category highlights the total number of mortgage applications processed by Community Bank Of Oak Park River Forest, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Community Bank Of Oak Park River Forest's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 209 | $ 65,125,000 | $ 311,000 | $ 158,000 |
| Will County Illinois | 129 | $ 27,245,000 | $ 211,000 | $ 90,000 |
| DuPage County Illinois | 41 | $ 11,665,000 | $ 284,000 | $ 125,000 |
| Grundy County Illinois | 20 | $ 3,920,000 | $ 196,000 | $ 75,000 |
| Kane County Illinois | 17 | $ 3,275,000 | $ 192,000 | $ 91,000 |
| Kendall County Illinois | 17 | $ 3,795,000 | $ 223,000 | $ 79,000 |
| Lake County Illinois | 9 | $ 2,585,000 | $ 287,000 | $ 194,000 |
| McHenry County Illinois | 7 | $ 1,605,000 | $ 229,000 | $ 57,000 |
| Sevier County Tennessee | 5 | $ 1,025,000 | $ 205,000 | $ 109,000 |
| Lake County Indiana | 4 | $ 1,020,000 | $ 255,000 | $ 89,000 |
| Horry County South Carolina | 4 | $ 890,000 | $ 222,000 | $ 232,000 |
| Kankakee County Illinois | 3 | $ 475,000 | $ 158,000 | $ 63,000 |
| Walworth County Wisconsin | 3 | $ 2,685,000 | $ 895,000 | $ 631,000 |
| Maricopa County Arizona | 2 | $ 440,000 | $ 220,000 | $ 70,000 |
| Lee County Florida | 2 | $ 310,000 | $ 155,000 | $ 91,000 |
| Montgomery County Texas | 2 | $ 1,460,000 | $ 730,000 | $ 333,000 |
| Tarrant County Texas | 2 | $ 1,310,000 | $ 655,000 | $ 185,000 |
| Orange County California | 1 | $ 375,000 | $ 375,000 | $ 42,000 |
| San Diego County California | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| Collier County Florida | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Manatee County Florida | 1 | $ 255,000 | $ 255,000 | $ 86,000 |
| Sarasota County Florida | 1 | $ 475,000 | $ 475,000 | $ 317,000 |
| Henry County Illinois | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| LaSalle County Illinois | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Ogle County Illinois | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Winnebago County Illinois | 1 | $ 185,000 | $ 185,000 | $ 86,000 |
| Jasper County Indiana | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| LaPorte County Indiana | 1 | $ 365,000 | $ 365,000 | $ 190,000 |
| Simpson County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 119,000 |
| Orleans County Louisiana | 1 | $ 495,000 | $ 495,000 | $ 161,000 |
| Prince George's County Maryland | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Berrien County Michigan | 1 | $ 135,000 | $ 135,000 | $ 213,000 |
| St. Joseph County Michigan | 1 | $ 185,000 | $ 185,000 | $ 189,000 |
| Wayne County Michigan | 1 | $ 235,000 | $ 235,000 | $ 28,000 |
| Dakota County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 99,000 |
| Hennepin County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 59,000 |
| Santa Fe County New Mexico | 1 | $ 245,000 | $ 245,000 | $ 155,000 |
| Orange County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
| Cuyahoga County Ohio | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Maury County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Marquette County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Waukesha County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 97,000 |
Mortgage Loan Application Detail Totals for Community Bank Of Oak Park River Forest in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 318 | $78,280,000 | $246,000 | $1,855,000 | $110,000 | $1,802,000 |
| Refinancing | 111 | $31,745,000 | $285,000 | $1,755,000 | $176,000 | $1,869,000 |
| Cash-out Refinancing | 66 | $17,050,000 | $258,000 | $965,000 | $129,000 | $540,000 |
| Home Improvement | 5 | $365,000 | $73,000 | $95,000 | $108,000 | $221,000 |
| Other Purpose | 1 | $6,865,000 | $6,865,000 | $6,865,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 355 | $90,195,000 | $254,000 | $1,755,000 | $128,000 | $1,869,000 |
| Hispanic | 49 | $10,305,000 | $210,000 | $455,000 | $91,000 | $213,000 |
| Black or African American | 33 | $6,025,000 | $182,000 | $505,000 | $72,000 | $224,000 |
| Asian | 25 | $5,915,000 | $236,000 | $1,855,000 | $214,000 | $1,802,000 |
| Not Provided | 22 | $7,630,000 | $346,000 | $725,000 | $172,000 | $556,000 |
| Not applicable | 14 | $13,390,000 | $956,000 | $6,865,000 | $0 | $0 |
| American Indian or Alaskan Native | 1 | $95,000 | $95,000 | $95,000 | $46,000 | $46,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $355,000 | $355,000 | $355,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 444 | $122,440,000 | $275,000 | $6,865,000 | $135,000 | $1,869,000 |
| FHA-insured (Federal Housing Administration) | 50 | $10,320,000 | $206,000 | $435,000 | $66,000 | $151,000 |
| VA-guaranteed (Veterans Administration) | 5 | $1,315,000 | $263,000 | $295,000 | $109,000 | $204,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $230,000 | $115,000 | $135,000 | $45,000 | $45,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 339 | $92,545,000 | $272,000 | $6,865,000 | $127,000 | $1,869,000 |
| Application Withdrawn By Applicant | 81 | $24,575,000 | $303,000 | $1,855,000 | $134,000 | $1,802,000 |
| Application Denied By Financial Institution | 56 | $12,230,000 | $218,000 | $655,000 | $107,000 | $360,000 |
| File Closed For Incompleteness | 20 | $4,040,000 | $202,000 | $425,000 | $110,000 | $232,000 |
| Application Approved But Not Accepted | 5 | $915,000 | $183,000 | $275,000 | $296,000 | $488,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 501 | $134,305,000 | $268,000 | $6,865,000 | $127,000 | $1,869,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community Bank Of Oak Park River Forest's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community Bank Of Oak Park River Forest's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.