Community Federal Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Community Federal Savings Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Community Federal Savings Bank 89-16 Jamaica Avenue Woodhaven, NY 11421 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2013 |
| Total Number of Mortgage Applications | 419 |
| Total Mortgage Loan Application Amount | $129,847,000 |
| Average Mortgage Loan Application Amount | $296,333 |
| Highest Mortgage Loan Application Amount | $2,425,000 |
| Average Applicant Income | $86,666 |
| Highest Applicant Income | $1,128,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Community Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Community Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Community Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Community Federal Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Community Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Community Federal Savings Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Plymouth County Massachusetts | 66 | $ 15,996,000 | $ 242,000 | $ 60,000 |
| Norfolk County Massachusetts | 33 | $ 11,449,000 | $ 346,000 | $ 93,000 |
| Suffolk County Massachusetts | 30 | $ 10,801,000 | $ 360,000 | $ 91,000 |
| Bristol County Massachusetts | 27 | $ 5,482,000 | $ 203,000 | $ 62,000 |
| Middlesex County Massachusetts | 27 | $ 8,083,000 | $ 299,000 | $ 90,000 |
| Kings County New York | 21 | $ 21,806,000 | $ 1,038,000 | $ 28,000 |
| Morris County New Jersey | 17 | $ 4,948,000 | $ 291,000 | $ 117,000 |
| Worcester County Massachusetts | 10 | $ 2,053,000 | $ 205,000 | $ 72,000 |
| Essex County Massachusetts | 9 | $ 2,673,000 | $ 297,000 | $ 110,000 |
| Sussex County New Jersey | 7 | $ 1,685,000 | $ 240,000 | $ 63,000 |
| Nassau County New York | 7 | $ 3,160,000 | $ 451,000 | $ 190,000 |
| Queens County New York | 7 | $ 3,797,000 | $ 542,000 | $ 68,000 |
| Barnstable County Massachusetts | 6 | $ 939,000 | $ 156,000 | $ 37,000 |
| Essex County New Jersey | 6 | $ 1,879,000 | $ 313,000 | $ 133,000 |
| Hudson County New Jersey | 5 | $ 1,083,000 | $ 216,000 | $ 139,000 |
| Orange County New York | 5 | $ 1,247,000 | $ 249,000 | $ 69,000 |
| Bergen County New Jersey | 4 | $ 1,577,000 | $ 394,000 | $ 151,000 |
| Somerset County New Jersey | 4 | $ 1,714,000 | $ 428,000 | $ 121,000 |
| Pima County Arizona | 3 | $ 375,000 | $ 125,000 | $ 55,000 |
| Litchfield County Connecticut | 3 | $ 710,000 | $ 236,000 | $ 137,000 |
| New Haven County Connecticut | 3 | $ 1,008,000 | $ 336,000 | $ 121,000 |
| Prince George's County Maryland | 3 | $ 1,325,000 | $ 441,000 | $ 164,000 |
| Passaic County New Jersey | 3 | $ 852,000 | $ 284,000 | $ 107,000 |
| Rockland County New York | 3 | $ 1,140,000 | $ 380,000 | $ 146,000 |
| Westchester County New York | 3 | $ 846,000 | $ 282,000 | $ 97,000 |
| Wayne County Pennsylvania | 3 | $ 358,000 | $ 119,000 | $ 111,000 |
| Maricopa County Arizona | 2 | $ 231,000 | $ 115,000 | $ 14,000 |
| San Bernardino County California | 2 | $ 286,000 | $ 143,000 | $ 24,000 |
| San Diego County California | 2 | $ 1,208,000 | $ 604,000 | $ 142,000 |
| Middlesex County Connecticut | 2 | $ 1,010,000 | $ 505,000 | $ 155,000 |
| Miami-Dade County Florida | 2 | $ 328,000 | $ 164,000 | $ 177,000 |
| Palm Beach County Florida | 2 | $ 377,000 | $ 188,000 | $ 151,000 |
| Cook County Illinois | 2 | $ 502,000 | $ 251,000 | $ 76,000 |
| Clark County Nevada | 2 | $ 502,000 | $ 251,000 | $ 50,000 |
| Suffolk County New York | 2 | $ 626,000 | $ 313,000 | $ 75,000 |
| Washington County Pennsylvania | 2 | $ 186,000 | $ 93,000 | $ 591,000 |
| Providence County Rhode Island | 2 | $ 371,000 | $ 185,000 | $ 78,000 |
| Dallas County Texas | 2 | $ 600,000 | $ 300,000 | $ 143,000 |
| Harris County Texas | 2 | $ 215,000 | $ 107,000 | $ 47,000 |
| Salt Lake County Utah | 2 | $ 227,000 | $ 113,000 | $ 6,000 |
| Fauquier County Virginia | 2 | $ 550,000 | $ 275,000 | $ 98,000 |
| Hanover County Virginia | 2 | $ 788,000 | $ 394,000 | $ 148,000 |
| Prince William County Virginia | 2 | $ 594,000 | $ 297,000 | $ 95,000 |
| Craighead County Arkansas | 1 | $ 132,000 | $ 132,000 | $ 73,000 |
| Kern County California | 1 | $ 95,000 | $ 95,000 | $ 133,000 |
| Riverside County California | 1 | $ 183,000 | $ 183,000 | $ 26,000 |
| Solano County California | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Adams County Colorado | 1 | $ 233,000 | $ 233,000 | $ 90,000 |
| Arapahoe County Colorado | 1 | $ 188,000 | $ 188,000 | $ 75,000 |
| Douglas County Colorado | 1 | $ 358,000 | $ 358,000 | $ 140,000 |
| Weld County Colorado | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 306,000 | $ 306,000 | $ 196,000 |
| Kent County Delaware | 1 | $ 156,000 | $ 156,000 | $ 94,000 |
| Sussex County Delaware | 1 | $ 180,000 | $ 180,000 | $ 86,000 |
| Collier County Florida | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Orange County Florida | 1 | $ 286,000 | $ 286,000 | $ 83,000 |
| Pasco County Florida | 1 | $ 156,000 | $ 156,000 | $ 40,000 |
| Pinellas County Florida | 1 | $ 76,000 | $ 76,000 | $ 126,000 |
| Hawaii County Hawaii | 1 | $ 154,000 | $ 154,000 | $ 58,000 |
| Delaware County Indiana | 1 | $ 100,000 | $ 100,000 | $ 19,000 |
| Hendricks County Indiana | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 177,000 | $ 177,000 | $ 45,000 |
| Franklin County Kentucky | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 491,000 | $ 491,000 | $ 113,000 |
| Howard County Maryland | 1 | $ 273,000 | $ 273,000 | $ 97,000 |
| Montgomery County Maryland | 1 | $ 350,000 | $ 350,000 | $ 91,000 |
| Queen Anne's County Maryland | 1 | $ 193,000 | $ 193,000 | $ 48,000 |
| Hampden County Massachusetts | 1 | $ 143,000 | $ 143,000 | $ 50,000 |
| St. Louis County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 118,000 |
| Greene County Missouri | 1 | $ 137,000 | $ 137,000 | $ 105,000 |
| St. Charles County Missouri | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Yellowstone County Montana | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Washoe County Nevada | 1 | $ 147,000 | $ 147,000 | $ 50,000 |
| Hillsborough County New Hampshire | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Rockingham County New Hampshire | 1 | $ 268,000 | $ 268,000 | $ 109,000 |
| Cape May County New Jersey | 1 | $ 288,000 | $ 288,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 358,000 | $ 358,000 | $ 120,000 |
| Ocean County New Jersey | 1 | $ 180,000 | $ 180,000 | $ 139,000 |
| Warren County New Jersey | 1 | $ 163,000 | $ 163,000 | $ 45,000 |
| Valencia County New Mexico | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Erie County New York | 1 | $ 211,000 | $ 211,000 | $ 90,000 |
| Greene County New York | 1 | $ 120,000 | $ 120,000 | $ 363,000 |
| Herkimer County New York | 1 | $ 216,000 | $ 216,000 | $ 108,000 |
| Putnam County New York | 1 | $ 461,000 | $ 461,000 | $ 116,000 |
| Richmond County New York | 1 | $ 383,000 | $ 383,000 | $ 108,000 |
| Mecklenburg County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Grady County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| Multnomah County Oregon | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Centre County Pennsylvania | 1 | $ 81,000 | $ 81,000 | $ 39,000 |
| Lackawanna County Pennsylvania | 1 | $ 128,000 | $ 128,000 | $ 53,000 |
| Lycoming County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 310,000 | $ 310,000 | $ 115,000 |
| Westmoreland County Pennsylvania | 1 | $ 153,000 | $ 153,000 | $ 36,000 |
| Berkeley County South Carolina | 1 | $ 220,000 | $ 220,000 | $ 122,000 |
| Davidson County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Atascosa County Texas | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Chambers County Texas | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Tarrant County Texas | 1 | $ 150,000 | $ 150,000 | $ 84,000 |
| Box Elder County Utah | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 100,000 | $ 100,000 | $ 98,000 |
| James City County Virginia | 1 | $ 347,000 | $ 347,000 | $ 0 |
| Powhatan County Virginia | 1 | $ 235,000 | $ 235,000 | $ 105,000 |
| Virginia Beach County Virginia | 1 | $ 353,000 | $ 353,000 | $ 225,000 |
| Grant County Washington | 1 | $ 152,000 | $ 152,000 | $ 107,000 |
| Pierce County Washington | 1 | $ 157,000 | $ 157,000 | $ 53,000 |
| Snohomish County Washington | 1 | $ 260,000 | $ 260,000 | $ 76,000 |
| Walla Walla County Washington | 1 | $ 235,000 | $ 235,000 | $ 42,000 |
| Milwaukee County Wisconsin | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Campbell County Wyoming | 1 | $ 171,000 | $ 171,000 | $ 0 |
Mortgage Loan Application Detail Totals for Community Federal Savings Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 227 | $76,691,000 | $337,000 | $2,425,000 | $76,000 | $1,128,000 |
| Home Purchase | 113 | $31,541,000 | $279,000 | $1,256,000 | $97,000 | $353,000 |
| Home Improvement | 79 | $21,615,000 | $273,000 | $995,000 | $87,000 | $520,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 256 | $69,747,000 | $272,000 | $1,256,000 | $99,000 | $1,128,000 |
| Black or African American | 74 | $20,469,000 | $276,000 | $620,000 | $64,000 | $196,000 |
| Hispanic | 41 | $9,548,000 | $232,000 | $611,000 | $47,000 | $195,000 |
| Not applicable | 18 | $22,363,000 | $1,242,000 | $2,425,000 | $3,000 | $65,000 |
| Asian | 15 | $4,821,000 | $321,000 | $625,000 | $109,000 | $290,000 |
| Not Provided | 12 | $2,139,000 | $178,000 | $410,000 | $69,000 | $240,000 |
| American Indian or Alaskan Native | 2 | $606,000 | $303,000 | $434,000 | $120,000 | $185,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $154,000 | $154,000 | $154,000 | $58,000 | $58,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 215 | $78,754,000 | $366,000 | $2,425,000 | $110,000 | $1,128,000 |
| FHA-insured (Federal Housing Administration) | 191 | $48,417,000 | $253,000 | $620,000 | $56,000 | $237,000 |
| VA-guaranteed (Veterans Administration) | 11 | $2,300,000 | $209,000 | $491,000 | $39,000 | $117,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $376,000 | $188,000 | $209,000 | $86,000 | $113,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 130 | $54,458,000 | $418,000 | $2,425,000 | $82,000 | $520,000 |
| Application Denied By Financial Institution | 127 | $31,349,000 | $246,000 | $995,000 | $75,000 | $1,128,000 |
| File Closed For Incompleteness | 97 | $26,431,000 | $272,000 | $982,000 | $88,000 | $516,000 |
| Application Withdrawn By Applicant | 64 | $17,220,000 | $269,000 | $1,256,000 | $95,000 | $353,000 |
| Application Approved But Not Accepted | 1 | $389,000 | $389,000 | $389,000 | $162,000 | $162,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 77 | $17,295,000 | $224,000 | $675,000 | $76,000 | $1,128,000 |
| Debt-To-Income Ratio | 25 | $6,996,000 | $279,000 | $800,000 | $72,000 | $250,000 |
| Collateral | 16 | $5,062,000 | $316,000 | $995,000 | $86,000 | $240,000 |
| Other | 4 | $782,000 | $195,000 | $230,000 | $31,000 | $71,000 |
| Unverifiable Information | 2 | $588,000 | $294,000 | $345,000 | $102,000 | $122,000 |
| Employment History | 2 | $499,000 | $249,000 | $308,000 | $59,000 | $119,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $127,000 | $127,000 | $127,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community Federal Savings Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.