Community Federal Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Community Federal Savings Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Community Federal Savings Bank 89-16 Jamaica Avenue Woodhaven, NY 11421 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2013 |
| Total Number of Mortgage Applications | 172 |
| Total Mortgage Loan Application Amount | $53,033,000 |
| Average Mortgage Loan Application Amount | $383,333 |
| Highest Mortgage Loan Application Amount | $2,200,000 |
| Average Applicant Income | $70,666 |
| Highest Applicant Income | $583,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Community Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Community Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Community Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Community Federal Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Community Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Community Federal Savings Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Plymouth County Massachusetts | 20 | $ 5,574,000 | $ 278,000 | $ 50,000 |
| Fairfield County Connecticut | 18 | $ 6,020,000 | $ 334,000 | $ 82,000 |
| New Haven County Connecticut | 14 | $ 2,688,000 | $ 192,000 | $ 52,000 |
| Bergen County New Jersey | 12 | $ 4,047,000 | $ 337,000 | $ 78,000 |
| New Castle County Delaware | 10 | $ 2,086,000 | $ 208,000 | $ 65,000 |
| Hartford County Connecticut | 8 | $ 1,174,000 | $ 146,000 | $ 44,000 |
| Bristol County Massachusetts | 6 | $ 1,731,000 | $ 288,000 | $ 44,000 |
| Union County New Jersey | 6 | $ 1,541,000 | $ 256,000 | $ 97,000 |
| Kings County New York | 6 | $ 6,267,000 | $ 1,044,000 | $ 22,000 |
| Hudson County New Jersey | 4 | $ 1,416,000 | $ 354,000 | $ 85,000 |
| Philadelphia County Pennsylvania | 4 | $ 578,000 | $ 144,000 | $ 60,000 |
| Camden County New Jersey | 3 | $ 260,000 | $ 86,000 | $ 87,000 |
| Middlesex County New Jersey | 3 | $ 738,000 | $ 246,000 | $ 79,000 |
| Orange County Florida | 2 | $ 400,000 | $ 200,000 | $ 50,000 |
| Caddo County Louisiana | 2 | $ 392,000 | $ 196,000 | $ 39,000 |
| Norfolk County Massachusetts | 2 | $ 714,000 | $ 357,000 | $ 56,000 |
| Suffolk County Massachusetts | 2 | $ 956,000 | $ 478,000 | $ 42,000 |
| Burlington County New Jersey | 2 | $ 188,000 | $ 94,000 | $ 78,000 |
| Essex County New Jersey | 2 | $ 350,000 | $ 175,000 | $ 117,000 |
| Somerset County New Jersey | 2 | $ 766,000 | $ 383,000 | $ 158,000 |
| New York County New York | 2 | $ 1,040,000 | $ 520,000 | $ 60,000 |
| Queens County New York | 2 | $ 483,000 | $ 241,000 | $ 42,000 |
| Rockland County New York | 2 | $ 1,112,000 | $ 556,000 | $ 331,000 |
| Suffolk County New York | 2 | $ 729,000 | $ 364,000 | $ 97,000 |
| Brunswick County North Carolina | 2 | $ 409,000 | $ 204,000 | $ 42,000 |
| Kings County California | 1 | $ 104,000 | $ 104,000 | $ 38,000 |
| Mono County California | 1 | $ 365,000 | $ 365,000 | $ 168,000 |
| Brevard County Florida | 1 | $ 128,000 | $ 128,000 | $ 65,000 |
| Hillsborough County Florida | 1 | $ 285,000 | $ 285,000 | $ 58,000 |
| Lee County Florida | 1 | $ 1,181,000 | $ 1,181,000 | $ 480,000 |
| Miami-Dade County Florida | 1 | $ 528,000 | $ 528,000 | $ 480,000 |
| Sarasota County Florida | 1 | $ 203,000 | $ 203,000 | $ 156,000 |
| Volusia County Florida | 1 | $ 208,000 | $ 208,000 | $ 92,000 |
| Cobb County Georgia | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Hawaii County Hawaii | 1 | $ 2,200,000 | $ 2,200,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 298,000 | $ 298,000 | $ 28,000 |
| Queen Anne's County Maryland | 1 | $ 293,000 | $ 293,000 | $ 53,000 |
| Essex County Massachusetts | 1 | $ 261,000 | $ 261,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 113,000 | $ 113,000 | $ 48,000 |
| Middlesex County Massachusetts | 1 | $ 343,000 | $ 343,000 | $ 43,000 |
| Passaic County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 41,000 |
| Sussex County New Jersey | 1 | $ 344,000 | $ 344,000 | $ 144,000 |
| Curry County New Mexico | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Bronx County New York | 1 | $ 336,000 | $ 336,000 | $ 72,000 |
| Chenango County New York | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Orange County New York | 1 | $ 324,000 | $ 324,000 | $ 79,000 |
| Richmond County New York | 1 | $ 602,000 | $ 602,000 | $ 150,000 |
| Warren County New York | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Westchester County New York | 1 | $ 466,000 | $ 466,000 | $ 50,000 |
| Bucks County Pennsylvania | 1 | $ 137,000 | $ 137,000 | $ 77,000 |
| Delaware County Pennsylvania | 1 | $ 122,000 | $ 122,000 | $ 43,000 |
| Lehigh County Pennsylvania | 1 | $ 79,000 | $ 79,000 | $ 165,000 |
| Montgomery County Pennsylvania | 1 | $ 246,000 | $ 246,000 | $ 58,000 |
| Northampton County Pennsylvania | 1 | $ 184,000 | $ 184,000 | $ 290,000 |
| Pike County Pennsylvania | 1 | $ 88,000 | $ 88,000 | $ 159,000 |
| Providence County Rhode Island | 1 | $ 195,000 | $ 195,000 | $ 24,000 |
| Charleston County South Carolina | 1 | $ 565,000 | $ 565,000 | $ 55,000 |
| Outagamie County Wisconsin | 1 | $ 57,000 | $ 57,000 | $ 23,000 |
Mortgage Loan Application Detail Totals for Community Federal Savings Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 124 | $32,241,000 | $260,000 | $875,000 | $75,000 | $583,000 |
| Home Improvement | 27 | $9,355,000 | $346,000 | $2,200,000 | $64,000 | $214,000 |
| Refinancing | 21 | $11,437,000 | $544,000 | $1,770,000 | $73,000 | $480,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 55 | $17,876,000 | $325,000 | $2,200,000 | $88,000 | $480,000 |
| Black or African American | 49 | $11,565,000 | $236,000 | $677,000 | $66,000 | $165,000 |
| Hispanic | 40 | $9,807,000 | $245,000 | $552,000 | $60,000 | $480,000 |
| Not Provided | 26 | $13,202,000 | $507,000 | $1,770,000 | $76,000 | $583,000 |
| Asian | 2 | $583,000 | $291,000 | $300,000 | $65,000 | $85,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 93 | $23,552,000 | $253,000 | $677,000 | $59,000 | $264,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 71 | $27,685,000 | $389,000 | $2,200,000 | $95,000 | $583,000 |
| VA-guaranteed (Veterans Administration) | 7 | $1,585,000 | $226,000 | $396,000 | $55,000 | $100,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $211,000 | $211,000 | $211,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 100 | $29,462,000 | $294,000 | $1,770,000 | $89,000 | $583,000 |
| Application Denied By Financial Institution | 33 | $10,306,000 | $312,000 | $2,200,000 | $57,000 | $264,000 |
| Application Withdrawn By Applicant | 30 | $8,551,000 | $285,000 | $615,000 | $61,000 | $480,000 |
| File Closed For Incompleteness | 5 | $774,000 | $154,000 | $261,000 | $9,000 | $49,000 |
| Loan Purchased By The Institution | 4 | $3,940,000 | $985,000 | $1,695,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 9 | $2,397,000 | $266,000 | $368,000 | $66,000 | $144,000 |
| Collateral | 8 | $1,972,000 | $246,000 | $365,000 | $96,000 | $264,000 |
| Credit Application Incomplete | 7 | $1,958,000 | $279,000 | $565,000 | $20,000 | $75,000 |
| Credit History | 5 | $960,000 | $192,000 | $275,000 | $40,000 | $65,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $2,633,000 | $1,316,000 | $2,200,000 | $0 | $0 |
| Other | 2 | $386,000 | $193,000 | $223,000 | $82,000 | $93,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community Federal Savings Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.