Community Home Loan, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Community Home Loan, Inc 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Community Home Loan, Inc 202 West Colorado Street La Grange, TX 78945 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 |
| Total Number of Mortgage Applications | 1,168 |
| Total Mortgage Loan Application Amount | $145,773,000 |
| Average Mortgage Loan Application Amount | $109,714 |
| Highest Mortgage Loan Application Amount | $1,120,000 |
| Average Applicant Income | $62,000 |
| Highest Applicant Income | $1,495,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Community Home Loan, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Community Home Loan, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Community Home Loan, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Community Home Loan, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Community Home Loan, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Community Home Loan, Inc's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 504 | $ 65,034,000 | $ 129,000 | $ 61,000 |
| Montgomery County Texas | 158 | $ 19,456,000 | $ 123,000 | $ 60,000 |
| Bexar County Texas | 135 | $ 16,652,000 | $ 123,000 | $ 56,000 |
| Fort Bend County Texas | 62 | $ 8,000,000 | $ 129,000 | $ 72,000 |
| Chambers County Texas | 37 | $ 4,080,000 | $ 110,000 | $ 74,000 |
| Galveston County Texas | 28 | $ 4,590,000 | $ 163,000 | $ 79,000 |
| Brazoria County Texas | 19 | $ 2,718,000 | $ 143,000 | $ 83,000 |
| Comal County Texas | 12 | $ 1,576,000 | $ 131,000 | $ 84,000 |
| Johnson County Texas | 12 | $ 1,272,000 | $ 106,000 | $ 42,000 |
| Austin County Texas | 9 | $ 1,323,000 | $ 147,000 | $ 56,000 |
| Calcasieu County Louisiana | 8 | $ 486,000 | $ 60,000 | $ 128,000 |
| Kerr County Texas | 8 | $ 615,000 | $ 76,000 | $ 55,000 |
| Liberty County Texas | 8 | $ 923,000 | $ 115,000 | $ 51,000 |
| Walker County Texas | 8 | $ 802,000 | $ 100,000 | $ 51,000 |
| Ellis County Texas | 7 | $ 787,000 | $ 112,000 | $ 55,000 |
| Guadalupe County Texas | 6 | $ 573,000 | $ 95,000 | $ 50,000 |
| Iberia County Louisiana | 5 | $ 582,000 | $ 116,000 | $ 63,000 |
| Atascosa County Texas | 5 | $ 501,000 | $ 100,000 | $ 53,000 |
| Randall County Texas | 5 | $ 572,000 | $ 114,000 | $ 49,000 |
| Travis County Texas | 5 | $ 1,698,000 | $ 339,000 | $ 112,000 |
| Denton County Texas | 4 | $ 465,000 | $ 116,000 | $ 54,000 |
| Henderson County Texas | 4 | $ 346,000 | $ 86,000 | $ 54,000 |
| Jefferson County Texas | 4 | $ 295,000 | $ 73,000 | $ 58,000 |
| Nueces County Texas | 4 | $ 333,000 | $ 83,000 | $ 43,000 |
| Palo Pinto County Texas | 4 | $ 457,000 | $ 114,000 | $ 42,000 |
| Parker County Texas | 4 | $ 441,000 | $ 110,000 | $ 72,000 |
| Waller County Texas | 4 | $ 470,000 | $ 117,000 | $ 51,000 |
| Williamson County Texas | 4 | $ 384,000 | $ 96,000 | $ 73,000 |
| Rogers County Oklahoma | 3 | $ 291,000 | $ 97,000 | $ 44,000 |
| Dallas County Texas | 3 | $ 320,000 | $ 106,000 | $ 32,000 |
| Hunt County Texas | 3 | $ 426,000 | $ 142,000 | $ 56,000 |
| Jones County Texas | 3 | $ 322,000 | $ 107,000 | $ 48,000 |
| Matagorda County Texas | 3 | $ 229,000 | $ 76,000 | $ 50,000 |
| Navarro County Texas | 3 | $ 259,000 | $ 86,000 | $ 37,000 |
| Bandera County Texas | 2 | $ 195,000 | $ 97,000 | $ 34,000 |
| Callahan County Texas | 2 | $ 147,000 | $ 73,000 | $ 46,000 |
| Delta County Texas | 2 | $ 235,000 | $ 117,000 | $ 61,000 |
| Hood County Texas | 2 | $ 185,000 | $ 92,000 | $ 48,000 |
| Kendall County Texas | 2 | $ 192,000 | $ 96,000 | $ 55,000 |
| Llano County Texas | 2 | $ 238,000 | $ 119,000 | $ 46,000 |
| Maverick County Texas | 2 | $ 154,000 | $ 77,000 | $ 30,000 |
| McLennan County Texas | 2 | $ 133,000 | $ 66,000 | $ 35,000 |
| Medina County Texas | 2 | $ 322,000 | $ 161,000 | $ 75,000 |
| Midland County Texas | 2 | $ 90,000 | $ 45,000 | $ 45,000 |
| Potter County Texas | 2 | $ 210,000 | $ 105,000 | $ 61,000 |
| Tarrant County Texas | 2 | $ 244,000 | $ 122,000 | $ 42,000 |
| Van Zandt County Texas | 2 | $ 196,000 | $ 98,000 | $ 59,000 |
| Washington County Texas | 2 | $ 534,000 | $ 267,000 | $ 405,000 |
| Wise County Texas | 2 | $ 275,000 | $ 137,000 | $ 76,000 |
| Caddo County Louisiana | 1 | $ 138,000 | $ 138,000 | $ 70,000 |
| Claiborne County Louisiana | 1 | $ 142,000 | $ 142,000 | $ 55,000 |
| East Baton Rouge County Louisiana | 1 | $ 77,000 | $ 77,000 | $ 287,000 |
| Evangeline County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Grant County Louisiana | 1 | $ 148,000 | $ 148,000 | $ 99,000 |
| Sabine County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| St. Martin County Louisiana | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Vermilion County Louisiana | 1 | $ 94,000 | $ 94,000 | $ 40,000 |
| Lea County New Mexico | 1 | $ 102,000 | $ 102,000 | $ 61,000 |
| Cherokee County Oklahoma | 1 | $ 201,000 | $ 201,000 | $ 53,000 |
| Cleveland County Oklahoma | 1 | $ 109,000 | $ 109,000 | $ 34,000 |
| Delaware County Oklahoma | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Lincoln County Oklahoma | 1 | $ 109,000 | $ 109,000 | $ 41,000 |
| Angelina County Texas | 1 | $ 82,000 | $ 82,000 | $ 30,000 |
| Bastrop County Texas | 1 | $ 124,000 | $ 124,000 | $ 80,000 |
| Bee County Texas | 1 | $ 76,000 | $ 76,000 | $ 72,000 |
| Blanco County Texas | 1 | $ 209,000 | $ 209,000 | $ 70,000 |
| Brewster County Texas | 1 | $ 114,000 | $ 114,000 | $ 63,000 |
| Cameron County Texas | 1 | $ 148,000 | $ 148,000 | $ 78,000 |
| Comanche County Texas | 1 | $ 76,000 | $ 76,000 | $ 89,000 |
| Cooke County Texas | 1 | $ 116,000 | $ 116,000 | $ 33,000 |
| Coryell County Texas | 1 | $ 118,000 | $ 118,000 | $ 75,000 |
| Eastland County Texas | 1 | $ 78,000 | $ 78,000 | $ 41,000 |
| Ector County Texas | 1 | $ 81,000 | $ 81,000 | $ 48,000 |
| El Paso County Texas | 1 | $ 67,000 | $ 67,000 | $ 54,000 |
| Gillespie County Texas | 1 | $ 334,000 | $ 334,000 | $ 192,000 |
| Hays County Texas | 1 | $ 145,000 | $ 145,000 | $ 168,000 |
| Hidalgo County Texas | 1 | $ 51,000 | $ 51,000 | $ 52,000 |
| Houston County Texas | 1 | $ 72,000 | $ 72,000 | $ 93,000 |
| Hutchinson County Texas | 1 | $ 91,000 | $ 91,000 | $ 53,000 |
| Jasper County Texas | 1 | $ 59,000 | $ 59,000 | $ 51,000 |
| Kaufman County Texas | 1 | $ 104,000 | $ 104,000 | $ 39,000 |
| La Salle County Texas | 1 | $ 169,000 | $ 169,000 | $ 101,000 |
| Lamar County Texas | 1 | $ 110,000 | $ 110,000 | $ 55,000 |
| Leon County Texas | 1 | $ 100,000 | $ 100,000 | $ 37,000 |
| Mitchell County Texas | 1 | $ 102,000 | $ 102,000 | $ 67,000 |
| Orange County Texas | 1 | $ 78,000 | $ 78,000 | $ 54,000 |
| Panola County Texas | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
| Polk County Texas | 1 | $ 98,000 | $ 98,000 | $ 50,000 |
| Rains County Texas | 1 | $ 104,000 | $ 104,000 | $ 40,000 |
| Red River County Texas | 1 | $ 33,000 | $ 33,000 | $ 32,000 |
| Smith County Texas | 1 | $ 128,000 | $ 128,000 | $ 89,000 |
| Somervell County Texas | 1 | $ 127,000 | $ 127,000 | $ 49,000 |
| Titus County Texas | 1 | $ 114,000 | $ 114,000 | $ 37,000 |
| Webb County Texas | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Wilson County Texas | 1 | $ 88,000 | $ 88,000 | $ 16,000 |
Mortgage Loan Application Detail Totals for Community Home Loan, Inc in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 885 | $106,976,000 | $110,000 | $937,000 | $62,750 | $1,495,000 |
| Refinancing | 283 | $38,797,000 | $109,333 | $1,120,000 | $61,000 | $655,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 781 | $102,774,000 | $112,000 | $1,120,000 | $65,000 | $1,495,000 |
| Hispanic | 231 | $25,553,000 | $97,500 | $596,000 | $53,500 | $281,000 |
| Black or African American | 87 | $9,588,000 | $96,666 | $520,000 | $41,333 | $192,000 |
| Not Provided | 44 | $4,781,000 | $108,000 | $260,000 | $59,000 | $176,000 |
| Asian | 19 | $2,451,000 | $129,000 | $260,000 | $75,000 | $174,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $416,000 | $104,000 | $138,000 | $66,000 | $85,000 |
| American Indian or Alaskan Native | 2 | $210,000 | $105,000 | $119,000 | $63,000 | $74,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 760 | $101,502,000 | $120,666 | $1,120,000 | $73,000 | $1,495,000 |
| FHA-insured (Federal Housing Administration) | 374 | $39,803,000 | $106,250 | $208,000 | $51,500 | $150,000 |
| VA-guaranteed (Veterans Administration) | 34 | $4,468,000 | $131,000 | $257,000 | $63,000 | $104,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,168 | $145,773,000 | $108,500 | $1,120,000 | $61,750 | $1,495,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community Home Loan, Inc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community Home Loan, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.