Community National Bank & Trust Mortgage Lending & HMDA Data, 2021
In 2021, Community National Bank & Trust of Chanute, KS reported 1,403 mortgage applications totaling $183.6 million, up 14% from 2020. The average application was for $130,858, and applicants reported an average income of $91,372. 76% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Wichita, KS (252), Joplin, MO (38) and Kansas City, MO-KS (21) (applications in parentheses).
| Mortgage Company & Address | Community National Bank & Trust 14 N Lincoln Chanute, KS 66720 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,403 |
| Total Mortgage Loan Application Amount | $183,595,000 |
| Average Mortgage Loan Application Amount | $130,858 |
| Highest Mortgage Loan Application Amount | $1,505,000 |
| Average Applicant Income | $91,372 |
| Highest Applicant Income | $1,020,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Community National Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Benton, Missouri | 177 | $ 17,425,000 | $ 98,446 | $ 65,000 |
| Butler, Kansas | 142 | $ 16,080,000 | $ 113,239 | $ 94,000 |
| Crawford, Kansas | 132 | $ 17,440,000 | $ 132,121 | $ 95,000 |
| Cowley, Kansas | 128 | $ 16,030,000 | $ 125,234 | $ 104,000 |
| Montgomery, Kansas | 128 | $ 12,000,000 | $ 93,750 | $ 85,000 |
| Sedgwick, Kansas | 85 | $ 13,385,000 | $ 157,470 | $ 107,000 |
| Neosho, Kansas | 64 | $ 8,230,000 | $ 128,593 | $ 96,000 |
| Allen, Kansas | 54 | $ 6,160,000 | $ 114,074 | $ 95,000 |
| Vernon, Missouri | 49 | $ 6,015,000 | $ 122,755 | $ 70,000 |
| Wilson, Kansas | 43 | $ 5,115,000 | $ 118,953 | $ 89,000 |
| Kay, Oklahoma | 43 | $ 5,265,000 | $ 122,441 | $ 101,000 |
| Lyon, Kansas | 40 | $ 7,140,000 | $ 178,500 | $ 70,000 |
| Labette, Kansas | 35 | $ 3,425,000 | $ 97,857 | $ 72,000 |
| Jasper, Missouri | 29 | $ 5,665,000 | $ 195,344 | $ 100,000 |
| Barton, Missouri | 24 | $ 1,970,000 | $ 82,083 | $ 65,000 |
| Greenwood, Kansas | 21 | $ 1,685,000 | $ 80,238 | $ 67,000 |
| Harvey, Kansas | 15 | $ 2,205,000 | $ 147,000 | $ 126,000 |
| Henry, Missouri | 13 | $ 1,805,000 | $ 138,846 | $ 84,000 |
| Sumner, Kansas | 10 | $ 1,490,000 | $ 149,000 | $ 122,000 |
| Cherokee, Kansas | 9 | $ 815,000 | $ 90,555 | $ 87,000 |
| Newton, Missouri | 9 | $ 1,825,000 | $ 202,777 | $ 135,000 |
| Delaware, Oklahoma | 8 | $ 1,720,000 | $ 215,000 | $ 147,000 |
| Washington, Oklahoma | 8 | $ 1,780,000 | $ 222,500 | $ 83,000 |
| Chautauqua, Kansas | 7 | $ 1,015,000 | $ 145,000 | $ 114,000 |
| Cedar, Missouri | 7 | $ 1,625,000 | $ 232,142 | $ 65,000 |
| Nowata, Oklahoma | 7 | $ 825,000 | $ 117,857 | $ 87,000 |
| Johnson, Kansas | 6 | $ 1,300,000 | $ 216,666 | $ 171,000 |
| Pettis, Missouri | 6 | $ 1,460,000 | $ 243,333 | $ 88,000 |
| Reno, Kansas | 5 | $ 665,000 | $ 133,000 | $ 96,000 |
| Camden, Missouri | 5 | $ 675,000 | $ 135,000 | $ 66,000 |
| Linn, Kansas | 4 | $ 830,000 | $ 207,500 | $ 52,000 |
| Marion, Kansas | 4 | $ 630,000 | $ 157,500 | $ 85,000 |
| Dade, Missouri | 4 | $ 470,000 | $ 117,500 | $ 72,000 |
| Benton, Arkansas | 3 | $ 1,105,000 | $ 368,333 | $ 149,000 |
| Elk, Kansas | 3 | $ 275,000 | $ 91,666 | $ 76,000 |
| Franklin, Kansas | 3 | $ 835,000 | $ 278,333 | $ 42,000 |
| Riley, Kansas | 3 | $ 775,000 | $ 258,333 | $ 96,000 |
| Barry, Missouri | 3 | $ 615,000 | $ 205,000 | $ 163,000 |
| Clay, Missouri | 3 | $ 435,000 | $ 145,000 | $ 73,000 |
| Hickory, Missouri | 3 | $ 245,000 | $ 81,666 | $ 38,000 |
| Johnson, Missouri | 3 | $ 1,045,000 | $ 348,333 | $ 35,000 |
| Osage, Oklahoma | 3 | $ 345,000 | $ 115,000 | $ 95,000 |
| Lee, Florida | 2 | $ 2,060,000 | $ 1,030,000 | $ 0 |
| Harper, Kansas | 2 | $ 390,000 | $ 195,000 | $ 253,000 |
| McPherson, Kansas | 2 | $ 240,000 | $ 120,000 | $ 59,000 |
| Miami, Kansas | 2 | $ 390,000 | $ 195,000 | $ 124,000 |
| Osage, Kansas | 2 | $ 770,000 | $ 385,000 | $ 176,000 |
| Woodson, Kansas | 2 | $ 80,000 | $ 40,000 | $ 87,000 |
| Dallas, Missouri | 2 | $ 150,000 | $ 75,000 | $ 109,000 |
| St. Clair, Missouri | 2 | $ 190,000 | $ 95,000 | $ 81,000 |
| Shelby, Tennessee | 2 | $ 560,000 | $ 280,000 | $ 0 |
| Baldwin, Alabama | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Tuscaloosa, Alabama | 1 | $ 285,000 | $ 285,000 | $ 11,000 |
| Boone, Arkansas | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Monroe, Indiana | 1 | $ 1,045,000 | $ 1,045,000 | $ 616,000 |
| Pottawattamie, Iowa | 1 | $ 295,000 | $ 295,000 | $ 97,000 |
| Barton, Kansas | 1 | $ 65,000 | $ 65,000 | $ 116,000 |
| Bourbon, Kansas | 1 | $ 395,000 | $ 395,000 | $ 149,000 |
| Chase, Kansas | 1 | $ 155,000 | $ 155,000 | $ 293,000 |
| Coffey, Kansas | 1 | $ 165,000 | $ 165,000 | $ 119,000 |
| Kingman, Kansas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Pawnee, Kansas | 1 | $ 25,000 | $ 25,000 | $ 195,000 |
| Pratt, Kansas | 1 | $ 335,000 | $ 335,000 | $ 120,000 |
| Bates, Missouri | 1 | $ 155,000 | $ 155,000 | $ 88,000 |
| Cape Girardeau, Missouri | 1 | $ 165,000 | $ 165,000 | $ 30,000 |
| Cass, Missouri | 1 | $ 175,000 | $ 175,000 | $ 86,000 |
| Cole, Missouri | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Greene, Missouri | 1 | $ 445,000 | $ 445,000 | $ 60,000 |
| Howell, Missouri | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| Jackson, Missouri | 1 | $ 375,000 | $ 375,000 | $ 316,000 |
| Lafayette, Missouri | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Lawrence, Missouri | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Morgan, Missouri | 1 | $ 185,000 | $ 185,000 | $ 77,000 |
| Ozark, Missouri | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Platte, Missouri | 1 | $ 665,000 | $ 665,000 | $ 222,000 |
| Polk, Missouri | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Ray, Missouri | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Stone, Missouri | 1 | $ 135,000 | $ 135,000 | $ 150,000 |
| Douglas, Nebraska | 1 | $ 105,000 | $ 105,000 | $ 375,000 |
| Richland, Ohio | 1 | $ 295,000 | $ 295,000 | $ 140,000 |
| Craig, Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Logan, Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 157,000 |
| Oklahoma, Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 111,000 |
| Payne, Oklahoma | 1 | $ 355,000 | $ 355,000 | $ 178,000 |
| Harris, Texas | 1 | $ 155,000 | $ 155,000 | $ 1,020,000 |
| Hays, Texas | 1 | $ 295,000 | $ 295,000 | $ 143,000 |
| Tarrant, Texas | 1 | $ 365,000 | $ 365,000 | $ 138,000 |
| Travis, Texas | 1 | $ 785,000 | $ 785,000 | $ 399,000 |
Mortgage Loan Application Detail Totals for Community National Bank & Trust in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 697 | $95,015,000 | $136,000 | $1,505,000 | $88,000 | $788,000 |
| Refinancing | 388 | $45,820,000 | $118,000 | $1,185,000 | $97,000 | $1,020,000 |
| Cash-out Refinancing | 275 | $39,715,000 | $144,000 | $795,000 | $95,000 | $399,000 |
| Home Improvement | 29 | $1,825,000 | $62,000 | $255,000 | $60,000 | $132,000 |
| Other Purpose | 14 | $1,220,000 | $87,000 | $285,000 | $97,000 | $345,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,108 | $139,390,000 | $125,000 | $1,505,000 | $91,000 | $1,020,000 |
| Not applicable | 166 | $27,320,000 | $164,000 | $1,365,000 | $0 | $0 |
| Not Provided | 46 | $6,950,000 | $151,000 | $445,000 | $112,000 | $455,000 |
| Hispanic | 46 | $3,870,000 | $84,000 | $235,000 | $67,000 | $182,000 |
| American Indian or Alaskan Native | 26 | $3,800,000 | $146,000 | $505,000 | $91,000 | $399,000 |
| Asian | 7 | $1,715,000 | $245,000 | $525,000 | $199,000 | $644,000 |
| Black or African American | 4 | $550,000 | $137,000 | $365,000 | $82,000 | $138,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,402 | $183,520,000 | $130,000 | $1,505,000 | $92,000 | $1,020,000 |
| FHA-insured (Federal Housing Administration) | 1 | $75,000 | $75,000 | $75,000 | $22,000 | $22,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,072 | $137,950,000 | $128,000 | $1,505,000 | $91,000 | $788,000 |
| Application Withdrawn By Applicant | 193 | $28,925,000 | $149,000 | $525,000 | $99,000 | $644,000 |
| Application Denied By Financial Institution | 114 | $13,720,000 | $120,000 | $485,000 | $80,000 | $1,020,000 |
| Application Approved But Not Accepted | 22 | $2,640,000 | $120,000 | $605,000 | $95,000 | $277,000 |
| File Closed For Incompleteness | 2 | $360,000 | $180,000 | $205,000 | $154,000 | $220,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,289 | $169,875,000 | $131,000 | $1,505,000 | $93,000 | $788,000 |
| Credit History | 55 | $5,875,000 | $106,000 | $485,000 | $72,000 | $285,000 |
| Debt-To-Income Ratio | 40 | $5,470,000 | $136,000 | $395,000 | $73,000 | $193,000 |
| Collateral | 9 | $855,000 | $95,000 | $175,000 | $176,000 | $1,020,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,235,000 | $176,000 | $445,000 | $36,000 | $60,000 |
| Other | 2 | $240,000 | $120,000 | $215,000 | $88,000 | $157,000 |
| Unverifiable Information | 1 | $45,000 | $45,000 | $45,000 | $134,000 | $134,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community National Bank & Trust's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community National Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About