Community Resource Bank Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Community Resource Bank Na 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Community Resource Bank Na 508 Hampton Street - Suite 201 Columbia, SC 29201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 |
| Total Number of Mortgage Applications | 1,339 |
| Total Mortgage Loan Application Amount | $239,314,000 |
| Average Mortgage Loan Application Amount | $138,000 |
| Highest Mortgage Loan Application Amount | $1,996,000 |
| Average Applicant Income | $103,333 |
| Highest Applicant Income | $1,351,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Community Resource Bank Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Community Resource Bank Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Community Resource Bank Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Community Resource Bank Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Community Resource Bank Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Community Resource Bank Na's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Richland County South Carolina | 270 | $ 53,201,000 | $ 197,000 | $ 98,000 |
| Orangeburg County South Carolina | 130 | $ 16,616,000 | $ 127,000 | $ 66,000 |
| Lexington County South Carolina | 104 | $ 18,237,000 | $ 175,000 | $ 114,000 |
| Sumter County South Carolina | 93 | $ 9,184,000 | $ 98,000 | $ 88,000 |
| Florence County South Carolina | 62 | $ 8,332,000 | $ 134,000 | $ 105,000 |
| Fairfield County South Carolina | 55 | $ 4,013,000 | $ 72,000 | $ 67,000 |
| Horry County South Carolina | 54 | $ 14,980,000 | $ 277,000 | $ 148,000 |
| Mecklenburg County North Carolina | 48 | $ 14,558,000 | $ 303,000 | $ 214,000 |
| Greenville County South Carolina | 38 | $ 6,235,000 | $ 164,000 | $ 104,000 |
| Charleston County South Carolina | 35 | $ 13,653,000 | $ 390,000 | $ 209,000 |
| Shelby County Tennessee | 33 | $ 3,296,000 | $ 99,000 | $ 54,000 |
| Duval County Florida | 27 | $ 4,635,000 | $ 171,000 | $ 86,000 |
| Calhoun County South Carolina | 19 | $ 2,600,000 | $ 136,000 | $ 77,000 |
| Spartanburg County South Carolina | 17 | $ 2,152,000 | $ 126,000 | $ 59,000 |
| Anderson County South Carolina | 16 | $ 1,634,000 | $ 102,000 | $ 64,000 |
| Georgetown County South Carolina | 15 | $ 3,782,000 | $ 252,000 | $ 158,000 |
| Kershaw County South Carolina | 15 | $ 2,179,000 | $ 145,000 | $ 64,000 |
| Laurens County South Carolina | 14 | $ 2,196,000 | $ 156,000 | $ 85,000 |
| York County South Carolina | 13 | $ 1,919,000 | $ 147,000 | $ 35,000 |
| Berkeley County South Carolina | 12 | $ 2,366,000 | $ 197,000 | $ 78,000 |
| Aiken County South Carolina | 10 | $ 1,226,000 | $ 122,000 | $ 68,000 |
| Pickens County South Carolina | 10 | $ 1,249,000 | $ 124,000 | $ 81,000 |
| Buncombe County North Carolina | 9 | $ 1,387,000 | $ 154,000 | $ 51,000 |
| Darlington County South Carolina | 9 | $ 638,000 | $ 70,000 | $ 75,000 |
| Orange County Florida | 8 | $ 1,523,000 | $ 190,000 | $ 89,000 |
| Beaufort County South Carolina | 8 | $ 3,398,000 | $ 424,000 | $ 140,000 |
| Oconee County South Carolina | 8 | $ 1,658,000 | $ 207,000 | $ 143,000 |
| Broward County Florida | 7 | $ 1,966,000 | $ 280,000 | $ 85,000 |
| Clarendon County South Carolina | 7 | $ 931,000 | $ 133,000 | $ 83,000 |
| Dorchester County South Carolina | 7 | $ 1,306,000 | $ 186,000 | $ 80,000 |
| Newberry County South Carolina | 7 | $ 1,227,000 | $ 175,000 | $ 74,000 |
| Los Angeles County California | 6 | $ 2,932,000 | $ 488,000 | $ 124,000 |
| St. Johns County Florida | 5 | $ 1,682,000 | $ 336,000 | $ 245,000 |
| Gaston County North Carolina | 5 | $ 1,741,000 | $ 348,000 | $ 300,000 |
| Union County North Carolina | 5 | $ 2,249,000 | $ 449,000 | $ 236,000 |
| Madison County Tennessee | 5 | $ 437,000 | $ 87,000 | $ 43,000 |
| Marion County Florida | 4 | $ 1,667,000 | $ 416,000 | $ 84,000 |
| Cumberland County North Carolina | 4 | $ 387,000 | $ 96,000 | $ 39,000 |
| Chatham County Georgia | 3 | $ 292,000 | $ 97,000 | $ 81,000 |
| Clayton County Georgia | 3 | $ 169,000 | $ 56,000 | $ 60,000 |
| Ramsey County Minnesota | 3 | $ 369,000 | $ 123,000 | $ 81,000 |
| Brunswick County North Carolina | 3 | $ 1,561,000 | $ 520,000 | $ 30,000 |
| Wake County North Carolina | 3 | $ 600,000 | $ 200,000 | $ 85,000 |
| Bamberg County South Carolina | 3 | $ 265,000 | $ 88,000 | $ 28,000 |
| Colleton County South Carolina | 3 | $ 696,000 | $ 232,000 | $ 145,000 |
| Greenwood County South Carolina | 3 | $ 429,000 | $ 143,000 | $ 115,000 |
| Marion County South Carolina | 3 | $ 177,000 | $ 59,000 | $ 89,000 |
| Pulaski County Arkansas | 2 | $ 133,000 | $ 66,000 | $ 30,000 |
| Clay County Florida | 2 | $ 299,000 | $ 149,000 | $ 0 |
| Hillsborough County Florida | 2 | $ 386,000 | $ 193,000 | $ 20,000 |
| Lake County Florida | 2 | $ 300,000 | $ 150,000 | $ 68,000 |
| Osceola County Florida | 2 | $ 562,000 | $ 281,000 | $ 70,000 |
| Rapides County Louisiana | 2 | $ 198,000 | $ 99,000 | $ 38,000 |
| Wayne County Michigan | 2 | $ 149,000 | $ 74,000 | $ 41,000 |
| DeSoto County Mississippi | 2 | $ 473,000 | $ 236,000 | $ 68,000 |
| Forsyth County North Carolina | 2 | $ 245,000 | $ 122,000 | $ 137,000 |
| Guilford County North Carolina | 2 | $ 164,000 | $ 82,000 | $ 95,000 |
| Henderson County North Carolina | 2 | $ 455,000 | $ 227,000 | $ 78,000 |
| McDowell County North Carolina | 2 | $ 348,000 | $ 174,000 | $ 69,000 |
| Yancey County North Carolina | 2 | $ 214,000 | $ 107,000 | $ 139,000 |
| Lancaster County South Carolina | 2 | $ 192,000 | $ 96,000 | $ 122,000 |
| Fayette County Tennessee | 2 | $ 483,000 | $ 241,000 | $ 45,000 |
| Hamilton County Tennessee | 2 | $ 177,000 | $ 88,000 | $ 25,000 |
| Hardin County Tennessee | 2 | $ 134,000 | $ 67,000 | $ 32,000 |
| Haywood County Tennessee | 2 | $ 112,000 | $ 56,000 | $ 39,000 |
| Sullivan County Tennessee | 2 | $ 166,000 | $ 83,000 | $ 0 |
| Sumner County Tennessee | 2 | $ 424,000 | $ 212,000 | $ 86,000 |
| Calhoun County Alabama | 1 | $ 144,000 | $ 144,000 | $ 144,000 |
| Jefferson County Alabama | 1 | $ 71,000 | $ 71,000 | $ 75,000 |
| Mobile County Alabama | 1 | $ 64,000 | $ 64,000 | $ 56,000 |
| Maricopa County Arizona | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Crittenden County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 16,000 |
| Pike County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 94,000 |
| Contra Costa County California | 1 | $ 608,000 | $ 608,000 | $ 160,000 |
| New Haven County Connecticut | 1 | $ 207,000 | $ 207,000 | $ 91,000 |
| District of Columbia County District Of Columbia | 1 | $ 309,000 | $ 309,000 | $ 96,000 |
| Bay County Florida | 1 | $ 238,000 | $ 238,000 | $ 95,000 |
| Brevard County Florida | 1 | $ 336,000 | $ 336,000 | $ 199,000 |
| Calhoun County Florida | 1 | $ 128,000 | $ 128,000 | $ 36,000 |
| Collier County Florida | 1 | $ 268,000 | $ 268,000 | $ 64,000 |
| Hernando County Florida | 1 | $ 143,000 | $ 143,000 | $ 60,000 |
| Highlands County Florida | 1 | $ 324,000 | $ 324,000 | $ 70,000 |
| Manatee County Florida | 1 | $ 474,000 | $ 474,000 | $ 1,332,000 |
| Miami-Dade County Florida | 1 | $ 240,000 | $ 240,000 | $ 150,000 |
| Palm Beach County Florida | 1 | $ 315,000 | $ 315,000 | $ 90,000 |
| Seminole County Florida | 1 | $ 200,000 | $ 200,000 | $ 65,000 |
| Volusia County Florida | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Cobb County Georgia | 1 | $ 608,000 | $ 608,000 | $ 191,000 |
| Decatur County Georgia | 1 | $ 78,000 | $ 78,000 | $ 39,000 |
| DeKalb County Georgia | 1 | $ 134,000 | $ 134,000 | $ 43,000 |
| Effingham County Georgia | 1 | $ 176,000 | $ 176,000 | $ 63,000 |
| Fayette County Georgia | 1 | $ 153,000 | $ 153,000 | $ 50,000 |
| Fulton County Georgia | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Henry County Georgia | 1 | $ 323,000 | $ 323,000 | $ 102,000 |
| Jefferson County Georgia | 1 | $ 58,000 | $ 58,000 | $ 144,000 |
| Newton County Georgia | 1 | $ 146,000 | $ 146,000 | $ 50,000 |
| Rockdale County Georgia | 1 | $ 204,000 | $ 204,000 | $ 69,000 |
| Miami County Indiana | 1 | $ 73,000 | $ 73,000 | $ 144,000 |
| Bossier County Louisiana | 1 | $ 168,000 | $ 168,000 | $ 86,000 |
| East Baton Rouge County Louisiana | 1 | $ 289,000 | $ 289,000 | $ 138,000 |
| Oxford County Maine | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Baltimore County Maryland | 1 | $ 202,000 | $ 202,000 | $ 110,000 |
| Charles County Maryland | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Kent County Michigan | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 104,000 | $ 104,000 | $ 85,000 |
| St. Louis City County Missouri | 1 | $ 124,000 | $ 124,000 | $ 45,000 |
| Atlantic County New Jersey | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Bergen County New Jersey | 1 | $ 990,000 | $ 990,000 | $ 360,000 |
| Clinton County New York | 1 | $ 122,000 | $ 122,000 | $ 60,000 |
| Nassau County New York | 1 | $ 1,500,000 | $ 1,500,000 | $ 846,000 |
| Onondaga County New York | 1 | $ 81,000 | $ 81,000 | $ 89,000 |
| Suffolk County New York | 1 | $ 236,000 | $ 236,000 | $ 100,000 |
| Cabarrus County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Franklin County North Carolina | 1 | $ 87,000 | $ 87,000 | $ 156,000 |
| Jackson County North Carolina | 1 | $ 48,000 | $ 48,000 | $ 116,000 |
| Lincoln County North Carolina | 1 | $ 121,000 | $ 121,000 | $ 36,000 |
| Madison County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 170,000 |
| New Hanover County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 71,000 |
| Rutherford County North Carolina | 1 | $ 94,000 | $ 94,000 | $ 25,000 |
| Stanly County North Carolina | 1 | $ 62,000 | $ 62,000 | $ 26,000 |
| Transylvania County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 55,000 |
| Watauga County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Wood County Ohio | 1 | $ 348,000 | $ 348,000 | $ 312,000 |
| Monroe County Pennsylvania | 1 | $ 248,000 | $ 248,000 | $ 72,000 |
| Abbeville County South Carolina | 1 | $ 158,000 | $ 158,000 | $ 56,000 |
| Barnwell County South Carolina | 1 | $ 67,000 | $ 67,000 | $ 19,000 |
| Cherokee County South Carolina | 1 | $ 89,000 | $ 89,000 | $ 28,000 |
| Dillon County South Carolina | 1 | $ 126,000 | $ 126,000 | $ 55,000 |
| Edgefield County South Carolina | 1 | $ 230,000 | $ 230,000 | $ 52,000 |
| Hampton County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 52,000 |
| Jasper County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Saluda County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| Carroll County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 16,000 |
| Carter County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 24,000 |
| Davidson County Tennessee | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Houston County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 68,000 |
| Lauderdale County Tennessee | 1 | $ 42,000 | $ 42,000 | $ 66,000 |
| McNairy County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 63,000 |
| Rutherford County Tennessee | 1 | $ 254,000 | $ 254,000 | $ 72,000 |
| Washington County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
| Wilson County Tennessee | 1 | $ 228,000 | $ 228,000 | $ 77,000 |
| Dallas County Texas | 1 | $ 156,000 | $ 156,000 | $ 56,000 |
| Harris County Texas | 1 | $ 127,000 | $ 127,000 | $ 57,000 |
| Lynchburg County Virginia | 1 | $ 188,000 | $ 188,000 | $ 82,000 |
Mortgage Loan Application Detail Totals for Community Resource Bank Na in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 679 | $126,866,000 | $186,000 | $1,800,000 | $101,000 | $1,332,000 |
| Home Purchase | 633 | $111,011,000 | $175,000 | $1,996,000 | $99,000 | $1,351,000 |
| Home Improvement | 27 | $1,437,000 | $53,000 | $154,000 | $110,000 | $1,351,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 833 | $160,557,000 | $192,000 | $1,996,000 | $117,000 | $1,351,000 |
| Black or African American | 306 | $38,771,000 | $126,000 | $1,050,000 | $61,000 | $358,000 |
| Not Provided | 108 | $22,223,000 | $205,000 | $1,100,000 | $84,000 | $470,000 |
| Not applicable | 36 | $5,130,000 | $142,000 | $650,000 | $72,000 | $535,000 |
| Hispanic | 35 | $8,401,000 | $240,000 | $1,050,000 | $98,000 | $684,000 |
| Asian | 16 | $3,661,000 | $228,000 | $1,349,000 | $139,000 | $709,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $295,000 | $98,000 | $134,000 | $127,000 | $144,000 |
| American Indian or Alaskan Native | 2 | $276,000 | $138,000 | $224,000 | $30,000 | $60,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,333 | $238,580,000 | $178,000 | $1,996,000 | $100,000 | $1,351,000 |
| VA-guaranteed (Veterans Administration) | 4 | $549,000 | $137,000 | $168,000 | $64,000 | $86,000 |
| FHA-insured (Federal Housing Administration) | 2 | $185,000 | $92,000 | $118,000 | $32,000 | $45,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 698 | $126,158,000 | $180,000 | $1,996,000 | $117,000 | $1,351,000 |
| Application Withdrawn By Applicant | 345 | $63,461,000 | $183,000 | $1,800,000 | $89,000 | $846,000 |
| Application Denied By Financial Institution | 225 | $36,064,000 | $160,000 | $1,349,000 | $67,000 | $709,000 |
| File Closed For Incompleteness | 46 | $9,623,000 | $209,000 | $712,000 | $78,000 | $626,000 |
| Application Approved But Not Accepted | 18 | $2,926,000 | $162,000 | $500,000 | $152,000 | $533,000 |
| Loan Purchased By The Institution | 7 | $1,082,000 | $154,000 | $473,000 | $60,000 | $162,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 113 | $15,233,000 | $134,000 | $1,349,000 | $52,000 | $709,000 |
| Other | 40 | $8,398,000 | $209,000 | $1,000,000 | $109,000 | $470,000 |
| Debt-To-Income Ratio | 25 | $4,873,000 | $194,000 | $540,000 | $60,000 | $225,000 |
| Collateral | 23 | $3,670,000 | $159,000 | $476,000 | $69,000 | $170,000 |
| Credit Application Incomplete | 9 | $1,208,000 | $134,000 | $280,000 | $73,000 | $300,000 |
| Employment History | 6 | $1,112,000 | $185,000 | $608,000 | $82,000 | $191,000 |
| Unverifiable Information | 5 | $687,000 | $137,000 | $246,000 | $71,000 | $114,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $616,000 | $205,000 | $291,000 | $71,000 | $140,000 |
| Mortgage Insurance Denied | 1 | $267,000 | $267,000 | $267,000 | $143,000 | $143,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community Resource Bank Na's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community Resource Bank Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.