Community Trust Bank, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Community Trust Bank, Inc. 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Community Trust Bank, Inc. 346 North Mayo Trail Pikeville, KY 41502 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,679 |
| Total Mortgage Loan Application Amount | $403,432,000 |
| Average Mortgage Loan Application Amount | $80,000 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $65,666 |
| Highest Applicant Income | $3,128,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Community Trust Bank, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Community Trust Bank, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Community Trust Bank, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Community Trust Bank, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Community Trust Bank, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Community Trust Bank, Inc.'s mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pike County Kentucky | 867 | $ 68,987,000 | $ 79,000 | $ 70,000 |
| Letcher County Kentucky | 340 | $ 14,073,000 | $ 41,000 | $ 57,000 |
| Floyd County Kentucky | 257 | $ 19,524,000 | $ 75,000 | $ 70,000 |
| Fayette County Kentucky | 243 | $ 38,236,000 | $ 157,000 | $ 83,000 |
| Whitley County Kentucky | 194 | $ 11,534,000 | $ 59,000 | $ 49,000 |
| Perry County Kentucky | 181 | $ 13,070,000 | $ 72,000 | $ 68,000 |
| Pulaski County Kentucky | 147 | $ 14,995,000 | $ 102,000 | $ 67,000 |
| Boyd County Kentucky | 139 | $ 14,721,000 | $ 105,000 | $ 79,000 |
| Mingo County West Virginia | 133 | $ 6,917,000 | $ 52,000 | $ 61,000 |
| Knott County Kentucky | 126 | $ 9,124,000 | $ 72,000 | $ 61,000 |
| Bell County Kentucky | 121 | $ 6,675,000 | $ 55,000 | $ 52,000 |
| Fleming County Kentucky | 101 | $ 6,374,000 | $ 63,000 | $ 56,000 |
| Laurel County Kentucky | 98 | $ 7,670,000 | $ 78,000 | $ 59,000 |
| Clark County Kentucky | 94 | $ 9,594,000 | $ 102,000 | $ 64,000 |
| Rockcastle County Kentucky | 93 | $ 6,588,000 | $ 70,000 | $ 49,000 |
| Montgomery County Kentucky | 90 | $ 6,780,000 | $ 75,000 | $ 53,000 |
| Madison County Kentucky | 85 | $ 10,987,000 | $ 129,000 | $ 76,000 |
| Green County Kentucky | 82 | $ 6,645,000 | $ 81,000 | $ 55,000 |
| Taylor County Kentucky | 71 | $ 6,580,000 | $ 92,000 | $ 64,000 |
| Marion County Kentucky | 63 | $ 5,610,000 | $ 89,000 | $ 56,000 |
| Boyle County Kentucky | 61 | $ 8,046,000 | $ 131,000 | $ 81,000 |
| Greenup County Kentucky | 55 | $ 8,766,000 | $ 159,000 | $ 137,000 |
| Woodford County Kentucky | 48 | $ 6,518,000 | $ 135,000 | $ 85,000 |
| Johnson County Kentucky | 47 | $ 3,296,000 | $ 70,000 | $ 56,000 |
| Lawrence County Kentucky | 45 | $ 3,308,000 | $ 73,000 | $ 77,000 |
| Wayne County West Virginia | 41 | $ 2,715,000 | $ 66,000 | $ 58,000 |
| Knox County Kentucky | 35 | $ 2,924,000 | $ 83,000 | $ 61,000 |
| Adair County Kentucky | 33 | $ 2,693,000 | $ 81,000 | $ 49,000 |
| Mercer County Kentucky | 33 | $ 3,291,000 | $ 99,000 | $ 53,000 |
| Breathitt County Kentucky | 31 | $ 2,909,000 | $ 93,000 | $ 64,000 |
| Nicholas County West Virginia | 31 | $ 959,000 | $ 30,000 | $ 56,000 |
| Leslie County Kentucky | 30 | $ 2,185,000 | $ 72,000 | $ 59,000 |
| Franklin County Kentucky | 29 | $ 4,022,000 | $ 138,000 | $ 66,000 |
| Russell County Kentucky | 29 | $ 2,424,000 | $ 83,000 | $ 47,000 |
| Lincoln County West Virginia | 28 | $ 1,408,000 | $ 50,000 | $ 49,000 |
| Scott County Kentucky | 27 | $ 3,900,000 | $ 144,000 | $ 82,000 |
| Claiborne County Tennessee | 27 | $ 2,377,000 | $ 88,000 | $ 57,000 |
| Lincoln County Kentucky | 25 | $ 2,748,000 | $ 109,000 | $ 63,000 |
| Harlan County Kentucky | 22 | $ 1,577,000 | $ 71,000 | $ 71,000 |
| Buchanan County Virginia | 21 | $ 1,890,000 | $ 90,000 | $ 64,000 |
| Bourbon County Kentucky | 18 | $ 2,277,000 | $ 126,000 | $ 63,000 |
| Martin County Kentucky | 17 | $ 1,053,000 | $ 61,000 | $ 69,000 |
| Grainger County Tennessee | 17 | $ 2,003,000 | $ 117,000 | $ 122,000 |
| Jessamine County Kentucky | 16 | $ 2,782,000 | $ 173,000 | $ 133,000 |
| Lawrence County Ohio | 15 | $ 1,400,000 | $ 93,000 | $ 63,000 |
| Cabell County West Virginia | 15 | $ 1,734,000 | $ 115,000 | $ 87,000 |
| Rowan County Kentucky | 14 | $ 1,108,000 | $ 79,000 | $ 54,000 |
| Bath County Kentucky | 13 | $ 539,000 | $ 41,000 | $ 34,000 |
| Clay County Kentucky | 12 | $ 701,000 | $ 58,000 | $ 54,000 |
| Campbell County Tennessee | 12 | $ 648,000 | $ 54,000 | $ 77,000 |
| Hamblen County Tennessee | 12 | $ 994,000 | $ 82,000 | $ 45,000 |
| Lewis County Kentucky | 11 | $ 1,042,000 | $ 94,000 | $ 69,000 |
| Jefferson County Kentucky | 10 | $ 1,853,000 | $ 185,000 | $ 119,000 |
| Magoffin County Kentucky | 10 | $ 797,000 | $ 79,000 | $ 55,000 |
| Menifee County Kentucky | 10 | $ 295,000 | $ 29,000 | $ 48,000 |
| Garrard County Kentucky | 9 | $ 920,000 | $ 102,000 | $ 43,000 |
| Anderson County Kentucky | 8 | $ 701,000 | $ 87,000 | $ 36,000 |
| Carter County Kentucky | 8 | $ 614,000 | $ 76,000 | $ 68,000 |
| Casey County Kentucky | 8 | $ 468,000 | $ 58,000 | $ 35,000 |
| Harrison County Kentucky | 8 | $ 872,000 | $ 109,000 | $ 60,000 |
| McCreary County Kentucky | 8 | $ 494,000 | $ 61,000 | $ 56,000 |
| Sevier County Tennessee | 8 | $ 1,021,000 | $ 127,000 | $ 69,000 |
| Washington County Tennessee | 8 | $ 3,105,000 | $ 388,000 | $ 114,000 |
| Wise County Virginia | 7 | $ 812,000 | $ 116,000 | $ 108,000 |
| Logan County West Virginia | 7 | $ 728,000 | $ 104,000 | $ 78,000 |
| Mason County Kentucky | 6 | $ 500,000 | $ 83,000 | $ 64,000 |
| Powell County Kentucky | 6 | $ 610,000 | $ 101,000 | $ 48,000 |
| Hamilton County Ohio | 6 | $ 764,000 | $ 127,000 | $ 97,000 |
| Knox County Tennessee | 6 | $ 669,000 | $ 111,000 | $ 63,000 |
| Lee County Virginia | 6 | $ 669,000 | $ 111,000 | $ 57,000 |
| Estill County Kentucky | 5 | $ 468,000 | $ 93,000 | $ 61,000 |
| Robertson County Kentucky | 5 | $ 281,000 | $ 56,000 | $ 51,000 |
| Jefferson County Tennessee | 5 | $ 602,000 | $ 120,000 | $ 59,000 |
| Kanawha County West Virginia | 5 | $ 997,000 | $ 199,000 | $ 83,000 |
| Jackson County Kentucky | 4 | $ 599,000 | $ 149,000 | $ 159,000 |
| Morgan County Kentucky | 4 | $ 319,000 | $ 79,000 | $ 66,000 |
| Nelson County Kentucky | 4 | $ 316,000 | $ 79,000 | $ 45,000 |
| Nicholas County Kentucky | 4 | $ 212,000 | $ 53,000 | $ 41,000 |
| Horry County South Carolina | 4 | $ 1,379,000 | $ 344,000 | $ 328,000 |
| Palm Beach County Florida | 3 | $ 162,000 | $ 54,000 | $ 95,000 |
| Kenton County Kentucky | 3 | $ 274,000 | $ 91,000 | $ 73,000 |
| Washington County Kentucky | 3 | $ 364,000 | $ 121,000 | $ 73,000 |
| Wayne County Kentucky | 3 | $ 421,000 | $ 140,000 | $ 55,000 |
| Hawkins County Tennessee | 3 | $ 367,000 | $ 122,000 | $ 82,000 |
| Dickenson County Virginia | 3 | $ 68,000 | $ 22,000 | $ 43,000 |
| Boone County West Virginia | 3 | $ 332,000 | $ 110,000 | $ 76,000 |
| Clay County West Virginia | 3 | $ 122,000 | $ 40,000 | $ 33,000 |
| Putnam County West Virginia | 3 | $ 535,000 | $ 178,000 | $ 113,000 |
| Alachua County Florida | 2 | $ 167,000 | $ 83,000 | $ 183,000 |
| Lee County Florida | 2 | $ 190,000 | $ 95,000 | $ 40,000 |
| Orange County Florida | 2 | $ 263,000 | $ 131,000 | $ 40,000 |
| Pinellas County Florida | 2 | $ 205,000 | $ 102,000 | $ 61,000 |
| Cumberland County Kentucky | 2 | $ 242,000 | $ 121,000 | $ 89,000 |
| Hardin County Kentucky | 2 | $ 242,000 | $ 121,000 | $ 55,000 |
| Warren County Kentucky | 2 | $ 471,000 | $ 235,000 | $ 124,000 |
| Wolfe County Kentucky | 2 | $ 68,000 | $ 34,000 | $ 40,000 |
| Greene County Tennessee | 2 | $ 162,000 | $ 81,000 | $ 22,000 |
| Tazewell County Virginia | 2 | $ 218,000 | $ 109,000 | $ 46,000 |
| Washington County Virginia | 2 | $ 126,000 | $ 63,000 | $ 79,000 |
| McDowell County West Virginia | 2 | $ 66,000 | $ 33,000 | $ 24,000 |
| Monongalia County West Virginia | 2 | $ 363,000 | $ 181,000 | $ 55,000 |
| Raleigh County West Virginia | 2 | $ 164,000 | $ 82,000 | $ 208,000 |
| Autauga County Alabama | 1 | $ 200,000 | $ 200,000 | $ 89,000 |
| Houston County Alabama | 1 | $ 96,000 | $ 96,000 | $ 57,000 |
| Marshall County Alabama | 1 | $ 82,000 | $ 82,000 | $ 48,000 |
| St. Clair County Alabama | 1 | $ 128,000 | $ 128,000 | $ 57,000 |
| Los Angeles County California | 1 | $ 502,000 | $ 502,000 | $ 634,000 |
| Brevard County Florida | 1 | $ 74,000 | $ 74,000 | $ 59,000 |
| Collier County Florida | 1 | $ 259,000 | $ 259,000 | $ 361,000 |
| Duval County Florida | 1 | $ 28,000 | $ 28,000 | $ 136,000 |
| Highlands County Florida | 1 | $ 147,000 | $ 147,000 | $ 86,000 |
| Coles County Illinois | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Jefferson County Indiana | 1 | $ 282,000 | $ 282,000 | $ 31,000 |
| Barren County Kentucky | 1 | $ 131,000 | $ 131,000 | $ 76,000 |
| Boone County Kentucky | 1 | $ 257,000 | $ 257,000 | $ 132,000 |
| Campbell County Kentucky | 1 | $ 1,000,000 | $ 1,000,000 | $ 276,000 |
| Grant County Kentucky | 1 | $ 129,000 | $ 129,000 | $ 80,000 |
| Graves County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 68,000 |
| Hart County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 67,000 |
| Larue County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 124,000 |
| McLean County Kentucky | 1 | $ 130,000 | $ 130,000 | $ 52,000 |
| Metcalfe County Kentucky | 1 | $ 224,000 | $ 224,000 | $ 49,000 |
| Monroe County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 16,000 |
| Owen County Kentucky | 1 | $ 134,000 | $ 134,000 | $ 92,000 |
| Shelby County Kentucky | 1 | $ 41,000 | $ 41,000 | $ 29,000 |
| Todd County Kentucky | 1 | $ 160,000 | $ 160,000 | $ 67,000 |
| Trigg County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 37,000 |
| Harrison County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 24,000 |
| Brunswick County North Carolina | 1 | $ 12,000 | $ 12,000 | $ 78,000 |
| Randolph County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 20,000 |
| Brown County Ohio | 1 | $ 227,000 | $ 227,000 | $ 135,000 |
| Champaign County Ohio | 1 | $ 364,000 | $ 364,000 | $ 123,000 |
| Clermont County Ohio | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Ross County Ohio | 1 | $ 48,000 | $ 48,000 | $ 57,000 |
| Scioto County Ohio | 1 | $ 32,000 | $ 32,000 | $ 82,000 |
| Warren County Ohio | 1 | $ 37,000 | $ 37,000 | $ 89,000 |
| Georgetown County South Carolina | 1 | $ 576,000 | $ 576,000 | $ 3,128,000 |
| Spartanburg County South Carolina | 1 | $ 92,000 | $ 92,000 | $ 57,000 |
| Cocke County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| Pickett County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 79,000 |
| Scott County Tennessee | 1 | $ 270,000 | $ 270,000 | $ 98,000 |
| Sullivan County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 84,000 |
| Union County Tennessee | 1 | $ 43,000 | $ 43,000 | $ 29,000 |
| Bexar County Texas | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Jones County Texas | 1 | $ 41,000 | $ 41,000 | $ 36,000 |
| Isle of Wight County Virginia | 1 | $ 100,000 | $ 100,000 | $ 66,000 |
| Norton County Virginia | 1 | $ 66,000 | $ 66,000 | $ 110,000 |
| Russell County Virginia | 1 | $ 48,000 | $ 48,000 | $ 38,000 |
| Scott County Virginia | 1 | $ 126,000 | $ 126,000 | $ 45,000 |
| Fayette County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Greenbrier County West Virginia | 1 | $ 153,000 | $ 153,000 | $ 284,000 |
| Pocahontas County West Virginia | 1 | $ 43,000 | $ 43,000 | $ 0 |
Mortgage Loan Application Detail Totals for Community Trust Bank, Inc. in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,059 | $236,262,000 | $114,000 | $1,800,000 | $78,000 | $3,128,000 |
| Home Purchase | 1,328 | $140,832,000 | $106,000 | $2,000,000 | $69,000 | $1,064,000 |
| Home Improvement | 1,292 | $26,338,000 | $20,000 | $417,000 | $50,000 | $425,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,443 | $366,956,000 | $82,000 | $1,800,000 | $68,000 | $3,128,000 |
| Not applicable | 76 | $16,717,000 | $219,000 | $2,000,000 | $0 | $0 |
| Black or African American | 74 | $7,838,000 | $105,000 | $360,000 | $79,000 | $840,000 |
| Hispanic | 41 | $4,042,000 | $98,000 | $417,000 | $82,000 | $350,000 |
| Asian | 19 | $4,398,000 | $231,000 | $995,000 | $194,000 | $1,064,000 |
| Not Provided | 15 | $2,396,000 | $159,000 | $415,000 | $104,000 | $334,000 |
| American Indian or Alaskan Native | 6 | $915,000 | $152,000 | $414,000 | $88,000 | $337,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $170,000 | $34,000 | $114,000 | $114,000 | $377,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,679 | $403,432,000 | $86,000 | $2,000,000 | $67,000 | $3,128,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,949 | $248,939,000 | $84,000 | $1,940,000 | $69,000 | $1,064,000 |
| Application Denied By Financial Institution | 1,211 | $95,619,000 | $78,000 | $2,000,000 | $59,000 | $3,128,000 |
| Application Approved But Not Accepted | 468 | $54,967,000 | $117,000 | $1,800,000 | $82,000 | $1,633,000 |
| Application Withdrawn By Applicant | 51 | $3,907,000 | $76,000 | $286,000 | $63,000 | $220,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 527 | $27,244,000 | $51,000 | $465,000 | $49,000 | $468,000 |
| Collateral | 291 | $31,442,000 | $108,000 | $1,200,000 | $84,000 | $3,128,000 |
| Debt-To-Income Ratio | 217 | $21,107,000 | $97,000 | $2,000,000 | $47,000 | $756,000 |
| Credit Application Incomplete | 73 | $7,442,000 | $101,000 | $360,000 | $74,000 | $350,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 42 | $3,991,000 | $95,000 | $520,000 | $66,000 | $401,000 |
| Other | 34 | $1,553,000 | $45,000 | $150,000 | $55,000 | $242,000 |
| Unverifiable Information | 17 | $1,536,000 | $90,000 | $407,000 | $57,000 | $144,000 |
| Employment History | 9 | $1,200,000 | $133,000 | $387,000 | $52,000 | $89,000 |
| Mortgage Insurance Denied | 1 | $104,000 | $104,000 | $104,000 | $52,000 | $52,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community Trust Bank, Inc.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community Trust Bank, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.