Community Trust Bank, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Community Trust Bank, Inc. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Community Trust Bank, Inc. 346 North Mayo Trail Pikeville, KY 41502 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,931 |
| Total Mortgage Loan Application Amount | $525,405,000 |
| Average Mortgage Loan Application Amount | $144,600 |
| Highest Mortgage Loan Application Amount | $40,505,000 |
| Average Applicant Income | $103,600 |
| Highest Applicant Income | $8,333,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Community Trust Bank, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Community Trust Bank, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Community Trust Bank, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Community Trust Bank, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Community Trust Bank, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Community Trust Bank, Inc.'s mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pike County Kentucky | 333 | $ 42,285,000 | $ 126,000 | $ 114,000 |
| Fayette County Kentucky | 159 | $ 32,235,000 | $ 202,000 | $ 130,000 |
| Whitley County Kentucky | 125 | $ 15,425,000 | $ 123,000 | $ 96,000 |
| Laurel County Kentucky | 119 | $ 15,785,000 | $ 132,000 | $ 91,000 |
| Floyd County Kentucky | 112 | $ 11,700,000 | $ 104,000 | $ 98,000 |
| Madison County Kentucky | 102 | $ 18,560,000 | $ 181,000 | $ 104,000 |
| Campbell County Tennessee | 94 | $ 21,550,000 | $ 229,000 | $ 130,000 |
| Taylor County Kentucky | 92 | $ 10,390,000 | $ 112,000 | $ 175,000 |
| Perry County Kentucky | 88 | $ 9,540,000 | $ 108,000 | $ 105,000 |
| Letcher County Kentucky | 81 | $ 6,635,000 | $ 81,000 | $ 83,000 |
| Boyd County Kentucky | 72 | $ 6,420,000 | $ 89,000 | $ 96,000 |
| Pulaski County Kentucky | 69 | $ 9,945,000 | $ 144,000 | $ 96,000 |
| Clark County Kentucky | 65 | $ 10,895,000 | $ 167,000 | $ 104,000 |
| Fleming County Kentucky | 59 | $ 6,375,000 | $ 108,000 | $ 107,000 |
| Scott County Kentucky | 55 | $ 13,135,000 | $ 238,000 | $ 117,000 |
| Montgomery County Kentucky | 53 | $ 7,775,000 | $ 146,000 | $ 88,000 |
| Rockcastle County Kentucky | 53 | $ 5,315,000 | $ 100,000 | $ 78,000 |
| Woodford County Kentucky | 50 | $ 10,430,000 | $ 208,000 | $ 194,000 |
| Franklin County Kentucky | 49 | $ 7,345,000 | $ 149,000 | $ 110,000 |
| Knox County Kentucky | 49 | $ 6,075,000 | $ 123,000 | $ 89,000 |
| Green County Kentucky | 47 | $ 5,105,000 | $ 108,000 | $ 72,000 |
| Knott County Kentucky | 43 | $ 5,465,000 | $ 127,000 | $ 97,000 |
| Mingo County West Virginia | 39 | $ 3,125,000 | $ 80,000 | $ 88,000 |
| Greenup County Kentucky | 37 | $ 6,215,000 | $ 167,000 | $ 154,000 |
| Bell County Kentucky | 36 | $ 2,950,000 | $ 81,000 | $ 73,000 |
| Mercer County Kentucky | 36 | $ 5,190,000 | $ 144,000 | $ 85,000 |
| Marion County Kentucky | 35 | $ 4,405,000 | $ 125,000 | $ 94,000 |
| Adair County Kentucky | 32 | $ 3,710,000 | $ 115,000 | $ 79,000 |
| Anderson County Tennessee | 32 | $ 11,570,000 | $ 361,000 | $ 138,000 |
| Russell County Kentucky | 30 | $ 5,550,000 | $ 185,000 | $ 114,000 |
| Boyle County Kentucky | 28 | $ 2,550,000 | $ 91,000 | $ 74,000 |
| Lawrence County Kentucky | 28 | $ 3,190,000 | $ 113,000 | $ 142,000 |
| Johnson County Kentucky | 23 | $ 2,295,000 | $ 99,000 | $ 87,000 |
| Wayne County West Virginia | 23 | $ 1,895,000 | $ 82,000 | $ 82,000 |
| Jessamine County Kentucky | 21 | $ 23,585,000 | $ 1,123,000 | $ 302,000 |
| Anderson County Kentucky | 20 | $ 5,000,000 | $ 250,000 | $ 127,000 |
| Knox County Tennessee | 19 | $ 5,935,000 | $ 312,000 | $ 136,000 |
| Lincoln County West Virginia | 18 | $ 1,710,000 | $ 95,000 | $ 85,000 |
| Jackson County Kentucky | 17 | $ 2,925,000 | $ 172,000 | $ 74,000 |
| Claiborne County Tennessee | 15 | $ 2,155,000 | $ 143,000 | $ 101,000 |
| Garrard County Kentucky | 14 | $ 2,600,000 | $ 185,000 | $ 111,000 |
| Jefferson County Kentucky | 14 | $ 4,680,000 | $ 334,000 | $ 280,000 |
| Cabell County West Virginia | 14 | $ 1,560,000 | $ 111,000 | $ 87,000 |
| Harrison County Kentucky | 13 | $ 1,915,000 | $ 147,000 | $ 140,000 |
| Lawrence County Ohio | 13 | $ 2,725,000 | $ 209,000 | $ 131,000 |
| Bath County Kentucky | 11 | $ 1,575,000 | $ 143,000 | $ 84,000 |
| McCreary County Kentucky | 11 | $ 935,000 | $ 85,000 | $ 101,000 |
| Powell County Kentucky | 11 | $ 1,695,000 | $ 154,000 | $ 62,000 |
| Breathitt County Kentucky | 10 | $ 1,510,000 | $ 151,000 | $ 122,000 |
| Washington County Kentucky | 10 | $ 1,190,000 | $ 119,000 | $ 76,000 |
| Grainger County Tennessee | 10 | $ 2,030,000 | $ 203,000 | $ 128,000 |
| Nicholas County West Virginia | 10 | $ 1,030,000 | $ 103,000 | $ 75,000 |
| Lewis County Kentucky | 9 | $ 1,165,000 | $ 129,000 | $ 75,000 |
| Rowan County Kentucky | 9 | $ 8,725,000 | $ 969,000 | $ 113,000 |
| Union County Tennessee | 9 | $ 2,555,000 | $ 283,000 | $ 217,000 |
| Mason County Kentucky | 8 | $ 1,290,000 | $ 161,000 | $ 79,000 |
| Wayne County Kentucky | 8 | $ 2,040,000 | $ 255,000 | $ 193,000 |
| Jefferson County Tennessee | 8 | $ 2,610,000 | $ 326,000 | $ 163,000 |
| Sevier County Tennessee | 8 | $ 7,830,000 | $ 978,000 | $ 712,000 |
| Bourbon County Kentucky | 7 | $ 2,405,000 | $ 343,000 | $ 138,000 |
| Casey County Kentucky | 7 | $ 765,000 | $ 109,000 | $ 71,000 |
| Clay County Kentucky | 7 | $ 1,155,000 | $ 165,000 | $ 75,000 |
| Lincoln County Kentucky | 7 | $ 905,000 | $ 129,000 | $ 71,000 |
| Martin County Kentucky | 7 | $ 1,235,000 | $ 176,000 | $ 131,000 |
| Owen County Kentucky | 7 | $ 1,395,000 | $ 199,000 | $ 104,000 |
| Harlan County Kentucky | 6 | $ 730,000 | $ 121,000 | $ 76,000 |
| Leslie County Kentucky | 6 | $ 390,000 | $ 65,000 | $ 88,000 |
| Brown County Ohio | 6 | $ 860,000 | $ 143,000 | $ 101,000 |
| Hamblen County Tennessee | 6 | $ 2,360,000 | $ 393,000 | $ 160,000 |
| Buchanan County Virginia | 6 | $ 1,160,000 | $ 193,000 | $ 183,000 |
| Bracken County Kentucky | 5 | $ 715,000 | $ 143,000 | $ 84,000 |
| Campbell County Kentucky | 5 | $ 1,595,000 | $ 319,000 | $ 316,000 |
| Estill County Kentucky | 5 | $ 395,000 | $ 79,000 | $ 64,000 |
| Magoffin County Kentucky | 5 | $ 735,000 | $ 147,000 | $ 82,000 |
| Menifee County Kentucky | 5 | $ 255,000 | $ 51,000 | $ 55,000 |
| Morgan County Kentucky | 5 | $ 625,000 | $ 125,000 | $ 48,000 |
| Adams County Ohio | 5 | $ 755,000 | $ 151,000 | $ 63,000 |
| Morgan County Tennessee | 5 | $ 995,000 | $ 199,000 | $ 123,000 |
| Lee County Virginia | 5 | $ 715,000 | $ 143,000 | $ 65,000 |
| Bullitt County Kentucky | 4 | $ 980,000 | $ 245,000 | $ 110,000 |
| Carter County Kentucky | 4 | $ 330,000 | $ 82,000 | $ 88,000 |
| Kenton County Kentucky | 4 | $ 1,050,000 | $ 262,000 | $ 97,000 |
| Nelson County Kentucky | 4 | $ 410,000 | $ 102,000 | $ 98,000 |
| Nicholas County Kentucky | 4 | $ 400,000 | $ 100,000 | $ 218,000 |
| Oldham County Kentucky | 4 | $ 390,000 | $ 97,000 | $ 68,000 |
| Pendleton County Kentucky | 4 | $ 860,000 | $ 215,000 | $ 79,000 |
| Robertson County Kentucky | 4 | $ 300,000 | $ 75,000 | $ 107,000 |
| Dickenson County Virginia | 4 | $ 790,000 | $ 197,000 | $ 515,000 |
| Pinellas County Florida | 3 | $ 975,000 | $ 325,000 | $ 124,000 |
| Sarasota County Florida | 3 | $ 855,000 | $ 285,000 | $ 209,000 |
| Clinton County Kentucky | 3 | $ 625,000 | $ 208,000 | $ 91,000 |
| Grant County Kentucky | 3 | $ 355,000 | $ 118,000 | $ 51,000 |
| Shelby County Kentucky | 3 | $ 825,000 | $ 275,000 | $ 163,000 |
| Spencer County Kentucky | 3 | $ 475,000 | $ 158,000 | $ 320,000 |
| Warren County Kentucky | 3 | $ 905,000 | $ 301,000 | $ 259,000 |
| Butler County Ohio | 3 | $ 3,755,000 | $ 1,251,000 | $ 0 |
| Hamilton County Ohio | 3 | $ 825,000 | $ 275,000 | $ 61,000 |
| Raleigh County West Virginia | 3 | $ 395,000 | $ 131,000 | $ 0 |
| Lee County Florida | 2 | $ 2,480,000 | $ 1,240,000 | $ 0 |
| Manatee County Florida | 2 | $ 1,540,000 | $ 770,000 | $ 311,000 |
| Okaloosa County Florida | 2 | $ 1,470,000 | $ 735,000 | $ 442,000 |
| Barren County Kentucky | 2 | $ 250,000 | $ 125,000 | $ 70,000 |
| Hart County Kentucky | 2 | $ 380,000 | $ 190,000 | $ 408,000 |
| Lee County Kentucky | 2 | $ 200,000 | $ 100,000 | $ 102,000 |
| Metcalfe County Kentucky | 2 | $ 170,000 | $ 85,000 | $ 55,000 |
| Georgetown County South Carolina | 2 | $ 730,000 | $ 365,000 | $ 401,000 |
| Horry County South Carolina | 2 | $ 550,000 | $ 275,000 | $ 101,000 |
| Blount County Tennessee | 2 | $ 250,000 | $ 125,000 | $ 91,000 |
| Monroe County Tennessee | 2 | $ 700,000 | $ 350,000 | $ 337,000 |
| Rutherford County Tennessee | 2 | $ 90,000 | $ 45,000 | $ 68,000 |
| Sullivan County Tennessee | 2 | $ 720,000 | $ 360,000 | $ 113,000 |
| Washington County Tennessee | 2 | $ 880,000 | $ 440,000 | $ 256,000 |
| Williamson County Tennessee | 2 | $ 1,590,000 | $ 795,000 | $ 340,000 |
| Wise County Virginia | 2 | $ 1,220,000 | $ 610,000 | $ 334,000 |
| Jackson County West Virginia | 2 | $ 200,000 | $ 100,000 | $ 69,000 |
| Kanawha County West Virginia | 2 | $ 340,000 | $ 170,000 | $ 91,000 |
| Logan County West Virginia | 2 | $ 150,000 | $ 75,000 | $ 98,000 |
| Marion County West Virginia | 2 | $ 200,000 | $ 100,000 | $ 65,000 |
| Baldwin County Alabama | 1 | $ 1,155,000 | $ 1,155,000 | $ 335,000 |
| Elmore County Alabama | 1 | $ 215,000 | $ 215,000 | $ 150,000 |
| Bay County Florida | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Hillsborough County Florida | 1 | $ 305,000 | $ 305,000 | $ 677,000 |
| Nassau County Florida | 1 | $ 95,000 | $ 95,000 | $ 200,000 |
| Orange County Florida | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Pasco County Florida | 1 | $ 245,000 | $ 245,000 | $ 292,000 |
| Volusia County Florida | 1 | $ 155,000 | $ 155,000 | $ 97,000 |
| Fulton County Georgia | 1 | $ 505,000 | $ 505,000 | $ 112,000 |
| Clark County Indiana | 1 | $ 40,505,000 | $ 40,505,000 | $ 0 |
| Floyd County Indiana | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Marion County Indiana | 1 | $ 355,000 | $ 355,000 | $ 923,000 |
| Wayne County Indiana | 1 | $ 95,000 | $ 95,000 | $ 117,000 |
| Boone County Kentucky | 1 | $ 535,000 | $ 535,000 | $ 288,000 |
| Butler County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Christian County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Cumberland County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Elliott County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 97,000 |
| Grayson County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Meade County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 73,000 |
| Ohio County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Wolfe County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 174,000 |
| Cheboygan County Michigan | 1 | $ 725,000 | $ 725,000 | $ 400,000 |
| Saginaw County Michigan | 1 | $ 245,000 | $ 245,000 | $ 110,000 |
| Brunswick County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 433,000 |
| Clermont County Ohio | 1 | $ 65,000 | $ 65,000 | $ 99,000 |
| Guernsey County Ohio | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| Jackson County Ohio | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| Scioto County Ohio | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Warren County Ohio | 1 | $ 2,205,000 | $ 2,205,000 | $ 2,875,000 |
| Beaufort County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 114,000 |
| Dorchester County South Carolina | 1 | $ 675,000 | $ 675,000 | $ 419,000 |
| Lexington County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Clay County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 596,000 |
| Fentress County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Greene County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Hancock County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 59,000 |
| Hawkins County Tennessee | 1 | $ 515,000 | $ 515,000 | $ 190,000 |
| Jackson County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 95,000 |
| Overton County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 112,000 |
| Roane County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 99,000 |
| Robertson County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 114,000 |
| Scott County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 101,000 |
| Wilson County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 99,000 |
| Hampton County Virginia | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Lynchburg County Virginia | 1 | $ 125,000 | $ 125,000 | $ 209,000 |
| Boone County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 86,000 |
| Clay County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Fayette County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Mercer County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 49,000 |
Mortgage Loan Application Detail Totals for Community Trust Bank, Inc. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,282 | $358,680,000 | $279,000 | $40,505,000 | $133,000 | $8,333,000 |
| Home Improvement | 601 | $42,785,000 | $71,000 | $2,005,000 | $113,000 | $3,805,000 |
| Refinancing | 521 | $83,755,000 | $160,000 | $3,005,000 | $107,000 | $2,195,000 |
| Other Purpose | 504 | $36,950,000 | $73,000 | $765,000 | $91,000 | $728,000 |
| Cash-out Refinancing | 23 | $3,235,000 | $140,000 | $295,000 | $74,000 | $142,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,539 | $382,615,000 | $150,000 | $3,005,000 | $113,000 | $3,948,000 |
| Not Provided | 154 | $27,910,000 | $181,000 | $1,385,000 | $103,000 | $687,000 |
| Not applicable | 144 | $99,760,000 | $692,000 | $40,505,000 | $0 | $0 |
| Hispanic | 36 | $4,180,000 | $116,000 | $725,000 | $102,000 | $508,000 |
| Black or African American | 34 | $5,980,000 | $175,000 | $955,000 | $360,000 | $8,333,000 |
| Asian | 13 | $2,595,000 | $199,000 | $435,000 | $230,000 | $750,000 |
| American Indian or Alaskan Native | 5 | $935,000 | $187,000 | $455,000 | $104,000 | $218,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,931 | $525,405,000 | $179,000 | $40,505,000 | $116,000 | $8,333,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,257 | $431,675,000 | $191,000 | $40,505,000 | $122,000 | $8,333,000 |
| Application Denied By Financial Institution | 421 | $49,085,000 | $116,000 | $1,225,000 | $87,000 | $3,948,000 |
| Application Withdrawn By Applicant | 190 | $33,790,000 | $177,000 | $2,205,000 | $122,000 | $2,875,000 |
| Application Approved But Not Accepted | 63 | $10,855,000 | $172,000 | $815,000 | $108,000 | $809,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,510 | $476,320,000 | $189,000 | $40,505,000 | $121,000 | $8,333,000 |
| Credit History | 178 | $13,670,000 | $76,000 | $1,225,000 | $74,000 | $1,668,000 |
| Debt-To-Income Ratio | 98 | $18,180,000 | $185,000 | $765,000 | $79,000 | $349,000 |
| Other | 51 | $4,435,000 | $86,000 | $425,000 | $85,000 | $596,000 |
| Credit Application Incomplete | 47 | $8,155,000 | $173,000 | $755,000 | $170,000 | $3,948,000 |
| Collateral | 32 | $2,420,000 | $75,000 | $385,000 | $76,000 | $161,000 |
| Employment History | 6 | $690,000 | $115,000 | $265,000 | $66,000 | $168,000 |
| Unverifiable Information | 5 | $805,000 | $161,000 | $345,000 | $56,000 | $114,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $730,000 | $182,000 | $205,000 | $74,000 | $129,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community Trust Bank, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community Trust Bank, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.