Community Trust Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Community Trust Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Community Trust Bank 2211 North 7Th Street Ste. 202B West Monroe, LA 71291 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,619 |
| Total Mortgage Loan Application Amount | $242,937,000 |
| Average Mortgage Loan Application Amount | $119,000 |
| Highest Mortgage Loan Application Amount | $13,000,000 |
| Average Applicant Income | $105,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Community Trust Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Community Trust Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Community Trust Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Community Trust Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Community Trust Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Community Trust Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lincoln County Louisiana | 425 | $ 46,549,000 | $ 109,000 | $ 76,000 |
| Ouachita County Louisiana | 404 | $ 55,170,000 | $ 136,000 | $ 87,000 |
| Union County Louisiana | 221 | $ 13,654,000 | $ 61,000 | $ 77,000 |
| Morehouse County Louisiana | 76 | $ 4,150,000 | $ 54,000 | $ 76,000 |
| Dallas County Texas | 76 | $ 37,275,000 | $ 490,000 | $ 351,000 |
| Madison County Mississippi | 66 | $ 12,633,000 | $ 191,000 | $ 104,000 |
| Caddo County Louisiana | 51 | $ 12,441,000 | $ 243,000 | $ 185,000 |
| Jackson County Louisiana | 38 | $ 3,828,000 | $ 100,000 | $ 62,000 |
| Tarrant County Texas | 33 | $ 8,465,000 | $ 256,000 | $ 220,000 |
| Claiborne County Louisiana | 28 | $ 2,538,000 | $ 90,000 | $ 95,000 |
| Bossier County Louisiana | 23 | $ 3,750,000 | $ 163,000 | $ 98,000 |
| Lafayette County Mississippi | 17 | $ 2,745,000 | $ 161,000 | $ 150,000 |
| Hinds County Mississippi | 15 | $ 1,457,000 | $ 97,000 | $ 27,000 |
| Collin County Texas | 13 | $ 4,746,000 | $ 365,000 | $ 128,000 |
| Denton County Texas | 11 | $ 2,746,000 | $ 249,000 | $ 191,000 |
| Rankin County Mississippi | 9 | $ 1,017,000 | $ 113,000 | $ 51,000 |
| Richland County Louisiana | 8 | $ 1,710,000 | $ 213,000 | $ 369,000 |
| West Carroll County Louisiana | 6 | $ 310,000 | $ 51,000 | $ 65,000 |
| Bienville County Louisiana | 5 | $ 314,000 | $ 62,000 | $ 65,000 |
| East Baton Rouge County Louisiana | 4 | $ 586,000 | $ 146,000 | $ 166,000 |
| Baldwin County Alabama | 3 | $ 1,206,000 | $ 402,000 | $ 870,000 |
| Garland County Arkansas | 3 | $ 475,000 | $ 158,000 | $ 54,000 |
| Union County Arkansas | 3 | $ 125,000 | $ 41,000 | $ 50,000 |
| Lafayette County Louisiana | 3 | $ 326,000 | $ 108,000 | $ 199,000 |
| Rapides County Louisiana | 3 | $ 238,000 | $ 79,000 | $ 57,000 |
| Lamar County Mississippi | 3 | $ 339,000 | $ 113,000 | $ 72,000 |
| Yazoo County Mississippi | 3 | $ 388,000 | $ 129,000 | $ 57,000 |
| Okaloosa County Florida | 2 | $ 346,000 | $ 173,000 | $ 140,000 |
| Ascension County Louisiana | 2 | $ 563,000 | $ 281,000 | $ 171,000 |
| East Carroll County Louisiana | 2 | $ 369,000 | $ 184,000 | $ 122,000 |
| Tensas County Louisiana | 2 | $ 396,000 | $ 198,000 | $ 98,000 |
| Webster County Louisiana | 2 | $ 219,000 | $ 109,000 | $ 55,000 |
| Monroe County Mississippi | 2 | $ 312,000 | $ 156,000 | $ 77,000 |
| Oktibbeha County Mississippi | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Cherokee County Texas | 2 | $ 359,000 | $ 179,000 | $ 160,000 |
| Harris County Texas | 2 | $ 184,000 | $ 92,000 | $ 167,000 |
| Rockwall County Texas | 2 | $ 184,000 | $ 92,000 | $ 80,000 |
| Travis County Texas | 2 | $ 415,000 | $ 207,000 | $ 145,000 |
| Williamson County Texas | 2 | $ 829,000 | $ 414,000 | $ 117,000 |
| Columbia County Arkansas | 1 | $ 12,000 | $ 12,000 | $ 323,000 |
| Sebastian County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Yell County Arkansas | 1 | $ 129,000 | $ 129,000 | $ 41,000 |
| El Dorado County California | 1 | $ 300,000 | $ 300,000 | $ 451,000 |
| Santa Barbara County California | 1 | $ 13,000,000 | $ 13,000,000 | $ 9,999,000 |
| Boulder County Colorado | 1 | $ 341,000 | $ 341,000 | $ 146,000 |
| Summit County Colorado | 1 | $ 375,000 | $ 375,000 | $ 54,000 |
| Escambia County Florida | 1 | $ 463,000 | $ 463,000 | $ 1,212,000 |
| Sarasota County Florida | 1 | $ 75,000 | $ 75,000 | $ 85,000 |
| Walton County Florida | 1 | $ 198,000 | $ 198,000 | $ 245,000 |
| Cobb County Georgia | 1 | $ 177,000 | $ 177,000 | $ 106,000 |
| Avoyelles County Louisiana | 1 | $ 72,000 | $ 72,000 | $ 92,000 |
| Caldwell County Louisiana | 1 | $ 110,000 | $ 110,000 | $ 100,000 |
| Franklin County Louisiana | 1 | $ 46,000 | $ 46,000 | $ 65,000 |
| Grant County Louisiana | 1 | $ 98,000 | $ 98,000 | $ 169,000 |
| La Salle County Louisiana | 1 | $ 23,000 | $ 23,000 | $ 116,000 |
| Madison County Louisiana | 1 | $ 19,000 | $ 19,000 | $ 109,000 |
| Natchitoches County Louisiana | 1 | $ 206,000 | $ 206,000 | $ 57,000 |
| Orleans County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 183,000 |
| St. Tammany County Louisiana | 1 | $ 22,000 | $ 22,000 | $ 94,000 |
| Copiah County Mississippi | 1 | $ 157,000 | $ 157,000 | $ 43,000 |
| Leake County Mississippi | 1 | $ 130,000 | $ 130,000 | $ 86,000 |
| Lee County Mississippi | 1 | $ 46,000 | $ 46,000 | $ 63,000 |
| Lincoln County Mississippi | 1 | $ 210,000 | $ 210,000 | $ 75,000 |
| Pontotoc County Mississippi | 1 | $ 118,000 | $ 118,000 | $ 67,000 |
| San Juan County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| Wagoner County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 251,000 |
| Lancaster County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| Aransas County Texas | 1 | $ 237,000 | $ 237,000 | $ 108,000 |
| Bexar County Texas | 1 | $ 163,000 | $ 163,000 | $ 104,000 |
| Ellis County Texas | 1 | $ 250,000 | $ 250,000 | $ 125,000 |
| Henderson County Texas | 1 | $ 109,000 | $ 109,000 | $ 99,000 |
| Hill County Texas | 1 | $ 254,000 | $ 254,000 | $ 273,000 |
| Hood County Texas | 1 | $ 112,000 | $ 112,000 | $ 31,000 |
| Kaufman County Texas | 1 | $ 141,000 | $ 141,000 | $ 65,000 |
| Milam County Texas | 1 | $ 142,000 | $ 142,000 | $ 111,000 |
| Smith County Texas | 1 | $ 40,000 | $ 40,000 | $ 43,000 |
| Wise County Texas | 1 | $ 224,000 | $ 224,000 | $ 89,000 |
| Montgomery County Virginia | 1 | $ 158,000 | $ 158,000 | $ 24,000 |
Mortgage Loan Application Detail Totals for Community Trust Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 876 | $148,264,000 | $169,000 | $3,500,000 | $119,000 | $2,890,000 |
| Home Purchase | 567 | $89,195,000 | $157,000 | $13,000,000 | $109,000 | $9,999,000 |
| Home Improvement | 176 | $5,478,000 | $31,000 | $551,000 | $89,000 | $2,770,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,249 | $191,899,000 | $153,000 | $13,000,000 | $133,000 | $9,999,000 |
| Not applicable | 167 | $36,617,000 | $219,000 | $3,500,000 | $0 | $0 |
| Black or African American | 162 | $10,742,000 | $66,000 | $417,000 | $69,000 | $440,000 |
| Hispanic | 18 | $1,126,000 | $62,000 | $301,000 | $70,000 | $371,000 |
| Asian | 12 | $1,542,000 | $128,000 | $297,000 | $107,000 | $665,000 |
| Not Provided | 7 | $721,000 | $103,000 | $250,000 | $70,000 | $113,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $132,000 | $44,000 | $121,000 | $36,000 | $51,000 |
| American Indian or Alaskan Native | 1 | $158,000 | $158,000 | $158,000 | $1,000,000 | $1,000,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,489 | $222,365,000 | $149,000 | $13,000,000 | $116,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 99 | $16,473,000 | $166,000 | $277,000 | $70,000 | $224,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 23 | $2,876,000 | $125,000 | $256,000 | $43,000 | $72,000 |
| VA-guaranteed (Veterans Administration) | 8 | $1,223,000 | $152,000 | $218,000 | $70,000 | $98,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,210 | $198,848,000 | $164,000 | $13,000,000 | $124,000 | $9,999,000 |
| Application Denied By Financial Institution | 257 | $22,798,000 | $88,000 | $895,000 | $73,000 | $2,770,000 |
| Application Withdrawn By Applicant | 123 | $19,281,000 | $156,000 | $1,250,000 | $85,000 | $866,000 |
| Application Approved But Not Accepted | 26 | $1,393,000 | $53,000 | $305,000 | $74,000 | $140,000 |
| File Closed For Incompleteness | 3 | $617,000 | $205,000 | $234,000 | $89,000 | $120,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1 | $200,000 | $200,000 | $200,000 | $149,000 | $149,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community Trust Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community Trust Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet
with aggregated HMDA statistics today.