Communityamerica Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Communityamerica Credit Union 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Communityamerica Credit Union 9777 Ridge Dr Lenexa, KS 66219 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,128 |
| Total Mortgage Loan Application Amount | $892,645,000 |
| Average Mortgage Loan Application Amount | $129,000 |
| Highest Mortgage Loan Application Amount | $1,480,000 |
| Average Applicant Income | $101,000 |
| Highest Applicant Income | $1,245,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Communityamerica Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Communityamerica Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Communityamerica Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Communityamerica Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Communityamerica Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Communityamerica Credit Union's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson County Kansas | 1,573 | $ 347,504,000 | $ 220,000 | $ 121,000 |
| Jackson County Missouri | 1,123 | $ 155,770,000 | $ 138,000 | $ 81,000 |
| Clay County Missouri | 905 | $ 138,557,000 | $ 153,000 | $ 86,000 |
| Platte County Missouri | 380 | $ 67,876,000 | $ 178,000 | $ 103,000 |
| Wyandotte County Kansas | 192 | $ 21,320,000 | $ 111,000 | $ 76,000 |
| Leavenworth County Kansas | 117 | $ 18,638,000 | $ 159,000 | $ 84,000 |
| Cass County Missouri | 83 | $ 17,365,000 | $ 209,000 | $ 100,000 |
| Miami County Kansas | 52 | $ 9,420,000 | $ 181,000 | $ 82,000 |
| St. Charles County Missouri | 42 | $ 8,096,000 | $ 192,000 | $ 110,000 |
| Ray County Missouri | 38 | $ 4,202,000 | $ 110,000 | $ 64,000 |
| St. Louis County Missouri | 38 | $ 5,167,000 | $ 135,000 | $ 90,000 |
| Clinton County Missouri | 34 | $ 4,926,000 | $ 144,000 | $ 98,000 |
| Camden County Missouri | 32 | $ 5,209,000 | $ 162,000 | $ 183,000 |
| Lafayette County Missouri | 26 | $ 3,711,000 | $ 142,000 | $ 82,000 |
| Douglas County Kansas | 24 | $ 4,048,000 | $ 168,000 | $ 107,000 |
| Shawnee County Kansas | 23 | $ 3,360,000 | $ 146,000 | $ 84,000 |
| Franklin County Kansas | 12 | $ 1,922,000 | $ 160,000 | $ 96,000 |
| Morgan County Missouri | 10 | $ 1,744,000 | $ 174,000 | $ 133,000 |
| Orange County California | 9 | $ 2,396,000 | $ 266,000 | $ 83,000 |
| Linn County Kansas | 9 | $ 565,000 | $ 62,000 | $ 92,000 |
| Sedgwick County Kansas | 9 | $ 1,287,000 | $ 143,000 | $ 95,000 |
| Caldwell County Missouri | 9 | $ 844,000 | $ 93,000 | $ 83,000 |
| Grundy County Missouri | 7 | $ 690,000 | $ 98,000 | $ 70,000 |
| Hickory County Missouri | 7 | $ 700,000 | $ 100,000 | $ 146,000 |
| Tarrant County Texas | 7 | $ 1,595,000 | $ 227,000 | $ 107,000 |
| San Bernardino County California | 6 | $ 865,000 | $ 144,000 | $ 62,000 |
| Pinellas County Florida | 6 | $ 1,300,000 | $ 216,000 | $ 102,000 |
| Buchanan County Missouri | 6 | $ 832,000 | $ 138,000 | $ 86,000 |
| Johnson County Missouri | 6 | $ 1,190,000 | $ 198,000 | $ 128,000 |
| Davidson County Tennessee | 6 | $ 1,145,000 | $ 190,000 | $ 79,000 |
| Riverside County California | 5 | $ 1,418,000 | $ 283,000 | $ 107,000 |
| Osceola County Florida | 5 | $ 1,052,000 | $ 210,000 | $ 189,000 |
| Denton County Texas | 5 | $ 1,253,000 | $ 250,000 | $ 103,000 |
| Benton County Arkansas | 4 | $ 750,000 | $ 187,000 | $ 119,000 |
| Los Angeles County California | 4 | $ 1,700,000 | $ 425,000 | $ 95,000 |
| Lake County Florida | 4 | $ 675,000 | $ 168,000 | $ 118,000 |
| Cobb County Georgia | 4 | $ 746,000 | $ 186,000 | $ 67,000 |
| Will County Illinois | 4 | $ 866,000 | $ 216,000 | $ 110,000 |
| Atchison County Kansas | 4 | $ 296,000 | $ 74,000 | $ 79,000 |
| Lyon County Kansas | 4 | $ 541,000 | $ 135,000 | $ 61,000 |
| Bates County Missouri | 4 | $ 356,000 | $ 89,000 | $ 86,000 |
| Benton County Missouri | 4 | $ 304,000 | $ 76,000 | $ 71,000 |
| Greene County Missouri | 4 | $ 513,000 | $ 128,000 | $ 63,000 |
| St. Louis City County Missouri | 4 | $ 375,000 | $ 93,000 | $ 237,000 |
| Taney County Missouri | 4 | $ 682,000 | $ 170,000 | $ 117,000 |
| Tulsa County Oklahoma | 4 | $ 584,000 | $ 146,000 | $ 104,000 |
| Dallas County Texas | 4 | $ 845,000 | $ 211,000 | $ 121,000 |
| Sebastian County Arkansas | 3 | $ 127,000 | $ 42,000 | $ 30,000 |
| Douglas County Colorado | 3 | $ 544,000 | $ 181,000 | $ 65,000 |
| Marion County Florida | 3 | $ 302,000 | $ 100,000 | $ 79,000 |
| Orange County Florida | 3 | $ 789,000 | $ 263,000 | $ 71,000 |
| Palm Beach County Florida | 3 | $ 766,000 | $ 255,000 | $ 85,000 |
| Fayette County Georgia | 3 | $ 660,000 | $ 220,000 | $ 79,000 |
| Cook County Illinois | 3 | $ 777,000 | $ 259,000 | $ 104,000 |
| Osage County Kansas | 3 | $ 278,000 | $ 92,000 | $ 68,000 |
| Saline County Kansas | 3 | $ 450,000 | $ 150,000 | $ 81,000 |
| Boone County Missouri | 3 | $ 305,000 | $ 101,000 | $ 109,000 |
| Daviess County Missouri | 3 | $ 475,000 | $ 158,000 | $ 87,000 |
| Henry County Missouri | 3 | $ 220,000 | $ 73,000 | $ 55,000 |
| Jefferson County Missouri | 3 | $ 426,000 | $ 142,000 | $ 70,000 |
| Stone County Missouri | 3 | $ 647,000 | $ 215,000 | $ 211,000 |
| Warren County Missouri | 3 | $ 296,000 | $ 98,000 | $ 80,000 |
| Lancaster County Nebraska | 3 | $ 381,000 | $ 127,000 | $ 79,000 |
| Sacramento County California | 2 | $ 334,000 | $ 167,000 | $ 110,000 |
| Solano County California | 2 | $ 772,000 | $ 386,000 | $ 269,000 |
| Arapahoe County Colorado | 2 | $ 844,000 | $ 422,000 | $ 198,000 |
| Boulder County Colorado | 2 | $ 737,000 | $ 368,000 | $ 106,000 |
| El Paso County Colorado | 2 | $ 664,000 | $ 332,000 | $ 134,000 |
| Jefferson County Colorado | 2 | $ 889,000 | $ 444,000 | $ 145,000 |
| Larimer County Colorado | 2 | $ 338,000 | $ 169,000 | $ 55,000 |
| Broward County Florida | 2 | $ 338,000 | $ 169,000 | $ 50,000 |
| Duval County Florida | 2 | $ 204,000 | $ 102,000 | $ 51,000 |
| Escambia County Florida | 2 | $ 226,000 | $ 113,000 | $ 100,000 |
| Hernando County Florida | 2 | $ 484,000 | $ 242,000 | $ 121,000 |
| Lee County Florida | 2 | $ 339,000 | $ 169,000 | $ 94,000 |
| Manatee County Florida | 2 | $ 505,000 | $ 252,000 | $ 142,000 |
| Miami-Dade County Florida | 2 | $ 361,000 | $ 180,000 | $ 177,000 |
| Sarasota County Florida | 2 | $ 346,000 | $ 173,000 | $ 69,000 |
| Sumter County Florida | 2 | $ 514,000 | $ 257,000 | $ 91,000 |
| Douglas County Georgia | 2 | $ 168,000 | $ 84,000 | $ 71,000 |
| Fulton County Georgia | 2 | $ 358,000 | $ 179,000 | $ 101,000 |
| Paulding County Georgia | 2 | $ 248,000 | $ 124,000 | $ 69,000 |
| Lake County Illinois | 2 | $ 243,000 | $ 121,000 | $ 61,000 |
| Williamson County Illinois | 2 | $ 326,000 | $ 163,000 | $ 81,000 |
| Hendricks County Indiana | 2 | $ 278,000 | $ 139,000 | $ 68,000 |
| Anderson County Kansas | 2 | $ 188,000 | $ 94,000 | $ 157,000 |
| Brown County Kansas | 2 | $ 167,000 | $ 83,000 | $ 71,000 |
| Coffey County Kansas | 2 | $ 331,000 | $ 165,000 | $ 112,000 |
| Jefferson County Kansas | 2 | $ 106,000 | $ 53,000 | $ 42,000 |
| Marshall County Kansas | 2 | $ 186,000 | $ 93,000 | $ 79,000 |
| Pottawatomie County Kansas | 2 | $ 370,000 | $ 185,000 | $ 69,000 |
| Scott County Minnesota | 2 | $ 356,000 | $ 178,000 | $ 185,000 |
| DeSoto County Mississippi | 2 | $ 260,000 | $ 130,000 | $ 76,000 |
| Warren County Mississippi | 2 | $ 111,000 | $ 55,000 | $ 89,000 |
| Andrew County Missouri | 2 | $ 366,000 | $ 183,000 | $ 76,000 |
| Cedar County Missouri | 2 | $ 153,000 | $ 76,000 | $ 99,000 |
| Livingston County Missouri | 2 | $ 249,000 | $ 124,000 | $ 63,000 |
| Mercer County Missouri | 2 | $ 75,000 | $ 37,000 | $ 37,000 |
| St. Clair County Missouri | 2 | $ 117,000 | $ 58,000 | $ 50,000 |
| Oklahoma County Oklahoma | 2 | $ 580,000 | $ 290,000 | $ 148,000 |
| Montgomery County Pennsylvania | 2 | $ 451,000 | $ 225,000 | $ 172,000 |
| York County South Carolina | 2 | $ 336,000 | $ 168,000 | $ 65,000 |
| Shelby County Tennessee | 2 | $ 327,000 | $ 163,000 | $ 81,000 |
| Collin County Texas | 2 | $ 660,000 | $ 330,000 | $ 163,000 |
| Ellis County Texas | 2 | $ 411,000 | $ 205,000 | $ 123,000 |
| Hays County Texas | 2 | $ 448,000 | $ 224,000 | $ 145,000 |
| Hidalgo County Texas | 2 | $ 367,000 | $ 183,000 | $ 105,000 |
| King County Washington | 2 | $ 422,000 | $ 211,000 | $ 416,000 |
| Whatcom County Washington | 2 | $ 341,000 | $ 170,000 | $ 85,000 |
| Maricopa County Arizona | 1 | $ 357,000 | $ 357,000 | $ 166,000 |
| Carroll County Arkansas | 1 | $ 367,000 | $ 367,000 | $ 208,000 |
| Crittenden County Arkansas | 1 | $ 82,000 | $ 82,000 | $ 83,000 |
| Faulkner County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Saline County Arkansas | 1 | $ 180,000 | $ 180,000 | $ 177,000 |
| Alameda County California | 1 | $ 441,000 | $ 441,000 | $ 140,000 |
| Fresno County California | 1 | $ 190,000 | $ 190,000 | $ 50,000 |
| Imperial County California | 1 | $ 241,000 | $ 241,000 | $ 56,000 |
| Marin County California | 1 | $ 635,000 | $ 635,000 | $ 490,000 |
| Mariposa County California | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| San Diego County California | 1 | $ 229,000 | $ 229,000 | $ 123,000 |
| San Francisco County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 216,000 |
| San Joaquin County California | 1 | $ 180,000 | $ 180,000 | $ 94,000 |
| San Luis Obispo County California | 1 | $ 450,000 | $ 450,000 | $ 200,000 |
| Santa Barbara County California | 1 | $ 417,000 | $ 417,000 | $ 124,000 |
| Santa Clara County California | 1 | $ 239,000 | $ 239,000 | $ 75,000 |
| Stanislaus County California | 1 | $ 147,000 | $ 147,000 | $ 163,000 |
| Tuolumne County California | 1 | $ 241,000 | $ 241,000 | $ 93,000 |
| Adams County Colorado | 1 | $ 172,000 | $ 172,000 | $ 71,000 |
| Archuleta County Colorado | 1 | $ 236,000 | $ 236,000 | $ 249,000 |
| Chaffee County Colorado | 1 | $ 172,000 | $ 172,000 | $ 101,000 |
| Denver County Colorado | 1 | $ 472,000 | $ 472,000 | $ 170,000 |
| Grand County Colorado | 1 | $ 84,000 | $ 84,000 | $ 182,000 |
| Montezuma County Colorado | 1 | $ 110,000 | $ 110,000 | $ 65,000 |
| Park County Colorado | 1 | $ 214,000 | $ 214,000 | $ 92,000 |
| Teller County Colorado | 1 | $ 250,000 | $ 250,000 | $ 101,000 |
| Weld County Colorado | 1 | $ 219,000 | $ 219,000 | $ 124,000 |
| Charlotte County Florida | 1 | $ 300,000 | $ 300,000 | $ 133,000 |
| Hillsborough County Florida | 1 | $ 138,000 | $ 138,000 | $ 129,000 |
| Indian River County Florida | 1 | $ 111,000 | $ 111,000 | $ 275,000 |
| Pasco County Florida | 1 | $ 84,000 | $ 84,000 | $ 58,000 |
| Volusia County Florida | 1 | $ 59,000 | $ 59,000 | $ 37,000 |
| Camden County Georgia | 1 | $ 248,000 | $ 248,000 | $ 91,000 |
| Chatham County Georgia | 1 | $ 230,000 | $ 230,000 | $ 233,000 |
| Cherokee County Georgia | 1 | $ 375,000 | $ 375,000 | $ 193,000 |
| Coweta County Georgia | 1 | $ 166,000 | $ 166,000 | $ 53,000 |
| DeKalb County Georgia | 1 | $ 448,000 | $ 448,000 | $ 175,000 |
| Effingham County Georgia | 1 | $ 147,000 | $ 147,000 | $ 70,000 |
| Forsyth County Georgia | 1 | $ 240,000 | $ 240,000 | $ 85,000 |
| Haralson County Georgia | 1 | $ 69,000 | $ 69,000 | $ 56,000 |
| Johnson County Illinois | 1 | $ 142,000 | $ 142,000 | $ 51,000 |
| Kane County Illinois | 1 | $ 180,000 | $ 180,000 | $ 101,000 |
| Monroe County Illinois | 1 | $ 315,000 | $ 315,000 | $ 198,000 |
| St. Clair County Illinois | 1 | $ 200,000 | $ 200,000 | $ 152,000 |
| Allen County Indiana | 1 | $ 278,000 | $ 278,000 | $ 98,000 |
| Lake County Indiana | 1 | $ 100,000 | $ 100,000 | $ 63,000 |
| Morgan County Indiana | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| Page County Iowa | 1 | $ 121,000 | $ 121,000 | $ 67,000 |
| Polk County Iowa | 1 | $ 239,000 | $ 239,000 | $ 124,000 |
| Webster County Iowa | 1 | $ 232,000 | $ 232,000 | $ 106,000 |
| Woodbury County Iowa | 1 | $ 252,000 | $ 252,000 | $ 177,000 |
| Butler County Kansas | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Cherokee County Kansas | 1 | $ 46,000 | $ 46,000 | $ 30,000 |
| Crawford County Kansas | 1 | $ 122,000 | $ 122,000 | $ 33,000 |
| Ford County Kansas | 1 | $ 100,000 | $ 100,000 | $ 78,000 |
| Jackson County Kansas | 1 | $ 253,000 | $ 253,000 | $ 57,000 |
| Ness County Kansas | 1 | $ 42,000 | $ 42,000 | $ 67,000 |
| Ottawa County Kansas | 1 | $ 97,000 | $ 97,000 | $ 65,000 |
| Reno County Kansas | 1 | $ 134,000 | $ 134,000 | $ 127,000 |
| Riley County Kansas | 1 | $ 120,000 | $ 120,000 | $ 79,000 |
| Seward County Kansas | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Wilson County Kansas | 1 | $ 99,000 | $ 99,000 | $ 93,000 |
| Hennepin County Minnesota | 1 | $ 209,000 | $ 209,000 | $ 62,000 |
| Nobles County Minnesota | 1 | $ 86,000 | $ 86,000 | $ 33,000 |
| Steele County Minnesota | 1 | $ 110,000 | $ 110,000 | $ 190,000 |
| Washington County Minnesota | 1 | $ 389,000 | $ 389,000 | $ 120,000 |
| Copiah County Mississippi | 1 | $ 211,000 | $ 211,000 | $ 122,000 |
| Hinds County Mississippi | 1 | $ 159,000 | $ 159,000 | $ 113,000 |
| Adair County Missouri | 1 | $ 118,000 | $ 118,000 | $ 39,000 |
| Barton County Missouri | 1 | $ 81,000 | $ 81,000 | $ 30,000 |
| Gasconade County Missouri | 1 | $ 119,000 | $ 119,000 | $ 85,000 |
| Gentry County Missouri | 1 | $ 62,000 | $ 62,000 | $ 42,000 |
| Jasper County Missouri | 1 | $ 35,000 | $ 35,000 | $ 97,000 |
| Lincoln County Missouri | 1 | $ 128,000 | $ 128,000 | $ 38,000 |
| Newton County Missouri | 1 | $ 206,000 | $ 206,000 | $ 125,000 |
| Pettis County Missouri | 1 | $ 118,000 | $ 118,000 | $ 60,000 |
| Putnam County Missouri | 1 | $ 186,000 | $ 186,000 | $ 119,000 |
| Saline County Missouri | 1 | $ 255,000 | $ 255,000 | $ 106,000 |
| Ste. Genevieve County Missouri | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Sullivan County Missouri | 1 | $ 67,000 | $ 67,000 | $ 43,000 |
| Wayne County Missouri | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Adams County Nebraska | 1 | $ 128,000 | $ 128,000 | $ 87,000 |
| Cass County Nebraska | 1 | $ 184,000 | $ 184,000 | $ 134,000 |
| Douglas County Nebraska | 1 | $ 109,000 | $ 109,000 | $ 35,000 |
| Gage County Nebraska | 1 | $ 148,000 | $ 148,000 | $ 69,000 |
| Johnson County Nebraska | 1 | $ 158,000 | $ 158,000 | $ 88,000 |
| Suffolk County New York | 1 | $ 136,000 | $ 136,000 | $ 63,000 |
| Cleveland County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 72,000 |
| Guilford County North Carolina | 1 | $ 83,000 | $ 83,000 | $ 50,000 |
| Hoke County North Carolina | 1 | $ 146,000 | $ 146,000 | $ 54,000 |
| Iredell County North Carolina | 1 | $ 131,000 | $ 131,000 | $ 66,000 |
| Johnston County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 27,000 |
| Mecklenburg County North Carolina | 1 | $ 210,000 | $ 210,000 | $ 149,000 |
| Moore County North Carolina | 1 | $ 214,000 | $ 214,000 | $ 107,000 |
| Wake County North Carolina | 1 | $ 167,000 | $ 167,000 | $ 93,000 |
| Le Flore County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 105,000 |
| Pontotoc County Oklahoma | 1 | $ 92,000 | $ 92,000 | $ 40,000 |
| Rogers County Oklahoma | 1 | $ 187,000 | $ 187,000 | $ 70,000 |
| Jefferson County Oregon | 1 | $ 98,000 | $ 98,000 | $ 71,000 |
| Washington County Oregon | 1 | $ 86,000 | $ 86,000 | $ 45,000 |
| Cumberland County Pennsylvania | 1 | $ 159,000 | $ 159,000 | $ 50,000 |
| Lancaster County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 53,000 |
| Lehigh County Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 109,000 |
| Monroe County Pennsylvania | 1 | $ 146,000 | $ 146,000 | $ 162,000 |
| Horry County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 80,000 |
| Lancaster County South Carolina | 1 | $ 372,000 | $ 372,000 | $ 65,000 |
| Richland County South Carolina | 1 | $ 182,000 | $ 182,000 | $ 103,000 |
| Benton County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 62,000 |
| Bradley County Tennessee | 1 | $ 137,000 | $ 137,000 | $ 39,000 |
| Jefferson County Tennessee | 1 | $ 190,000 | $ 190,000 | $ 53,000 |
| Robertson County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 57,000 |
| Smith County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 48,000 |
| Tipton County Tennessee | 1 | $ 144,000 | $ 144,000 | $ 106,000 |
| Williamson County Tennessee | 1 | $ 565,000 | $ 565,000 | $ 253,000 |
| Wilson County Tennessee | 1 | $ 198,000 | $ 198,000 | $ 112,000 |
| Coryell County Texas | 1 | $ 54,000 | $ 54,000 | $ 55,000 |
| Ector County Texas | 1 | $ 70,000 | $ 70,000 | $ 162,000 |
| Grimes County Texas | 1 | $ 417,000 | $ 417,000 | $ 183,000 |
| Val Verde County Texas | 1 | $ 133,000 | $ 133,000 | $ 83,000 |
| Benton County Washington | 1 | $ 63,000 | $ 63,000 | $ 38,000 |
| Clark County Washington | 1 | $ 170,000 | $ 170,000 | $ 44,000 |
| Pierce County Washington | 1 | $ 297,000 | $ 297,000 | $ 101,000 |
Mortgage Loan Application Detail Totals for Communityamerica Credit Union in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,572 | $428,545,000 | $166,000 | $1,480,000 | $101,000 | $1,245,000 |
| Home Purchase | 2,460 | $460,783,000 | $187,000 | $800,000 | $97,000 | $1,245,000 |
| Home Improvement | 96 | $3,317,000 | $34,000 | $180,000 | $105,000 | $376,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,614 | $641,065,000 | $177,000 | $1,480,000 | $102,000 | $1,245,000 |
| Not Provided | 963 | $163,998,000 | $170,000 | $744,000 | $97,000 | $590,000 |
| Black or African American | 199 | $29,785,000 | $149,000 | $417,000 | $76,000 | $357,000 |
| Hispanic | 193 | $28,449,000 | $147,000 | $518,000 | $78,000 | $423,000 |
| Asian | 100 | $19,891,000 | $198,000 | $417,000 | $102,000 | $313,000 |
| American Indian or Alaskan Native | 32 | $5,499,000 | $171,000 | $544,000 | $102,000 | $240,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $2,416,000 | $142,000 | $323,000 | $73,000 | $134,000 |
| Not applicable | 10 | $1,542,000 | $154,000 | $332,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,472 | $787,611,000 | $176,000 | $1,480,000 | $103,000 | $1,245,000 |
| FHA-insured (Federal Housing Administration) | 457 | $68,061,000 | $148,000 | $432,000 | $68,000 | $266,000 |
| VA-guaranteed (Veterans Administration) | 182 | $34,579,000 | $189,000 | $522,000 | $83,000 | $250,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 17 | $2,394,000 | $140,000 | $226,000 | $51,000 | $71,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,166 | $575,384,000 | $181,000 | $1,480,000 | $103,000 | $1,245,000 |
| Application Withdrawn By Applicant | 1,272 | $211,465,000 | $166,000 | $705,000 | $94,000 | $490,000 |
| Application Denied By Financial Institution | 341 | $46,162,000 | $135,000 | $620,000 | $78,000 | $416,000 |
| File Closed For Incompleteness | 206 | $36,767,000 | $178,000 | $768,000 | $109,000 | $756,000 |
| Application Approved But Not Accepted | 143 | $22,867,000 | $159,000 | $560,000 | $86,000 | $255,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 72 | $10,457,000 | $145,000 | $620,000 | $67,000 | $204,000 |
| Credit History | 64 | $9,749,000 | $152,000 | $518,000 | $101,000 | $405,000 |
| Collateral | 45 | $5,910,000 | $131,000 | $410,000 | $87,000 | $330,000 |
| Other | 36 | $3,419,000 | $94,000 | $288,000 | $83,000 | $192,000 |
| Employment History | 11 | $1,201,000 | $109,000 | $355,000 | $44,000 | $85,000 |
| Unverifiable Information | 7 | $713,000 | $101,000 | $237,000 | $120,000 | $353,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $548,000 | $274,000 | $406,000 | $85,000 | $135,000 |
| Credit Application Incomplete | 1 | $160,000 | $160,000 | $160,000 | $120,000 | $120,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Communityamerica Credit Union's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Communityamerica Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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