Communityamerica Federal Credit Union Mortgage Lending & HMDA Data, 2017

In 2017, Communityamerica Federal Credit Union of Lenexa, KS reported 4,065 mortgage applications totaling $783.9 million, down 23% from 2016. The average application was for $192,844, and applicants reported an average income of $101,580. 67% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Kansas City, MO-KS (3,671), St. Louis, MO-IL (49) and Topeka, KS (24) (applications in parentheses).

Mortgage Company & Address Communityamerica Federal Credit Union
9777 Ridge Dr
Lenexa, KS 66219
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,065
Total Mortgage Loan Application Amount $783,914,000
Average Mortgage Loan Application Amount $192,844
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $101,580
Highest Applicant Income $2,189,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Communityamerica Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Communityamerica Federal Credit Union by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Johnson, Kansas 1,265 $ 311,639,000 $ 246,354 $ 121,000
Jackson, Missouri 983 $ 160,003,000 $ 162,770 $ 90,000
Clay, Missouri 683 $ 110,632,000 $ 161,979 $ 83,000
Platte, Missouri 302 $ 58,505,000 $ 193,725 $ 107,000
Wyandotte, Kansas 160 $ 20,846,000 $ 130,287 $ 75,000
Cass, Missouri 91 $ 17,231,000 $ 189,351 $ 85,000
Leavenworth, Kansas 78 $ 13,206,000 $ 169,307 $ 84,000
Camden, Missouri 35 $ 6,482,000 $ 185,200 $ 156,000
Miami, Kansas 31 $ 5,418,000 $ 174,774 $ 82,000
Clinton, Missouri 30 $ 4,581,000 $ 152,700 $ 89,000
Ray, Missouri 25 $ 3,717,000 $ 148,680 $ 79,000
Douglas, Kansas 22 $ 4,421,000 $ 200,954 $ 122,000
St. Charles, Missouri 19 $ 3,715,000 $ 195,526 $ 79,000
St. Louis, Missouri 19 $ 3,131,000 $ 164,789 $ 96,000
Shawnee, Kansas 18 $ 2,296,000 $ 127,555 $ 95,000
Lafayette, Missouri 18 $ 2,769,000 $ 153,833 $ 78,000
Johnson, Missouri 11 $ 1,435,000 $ 130,454 $ 69,000
Denton, Texas 10 $ 2,031,000 $ 203,100 $ 181,000
Morgan, Missouri 8 $ 1,146,000 $ 143,250 $ 159,000
Franklin, Kansas 7 $ 1,312,000 $ 187,428 $ 72,000
Greene, Missouri 7 $ 1,105,000 $ 157,857 $ 82,000
Sedgwick, Kansas 6 $ 781,000 $ 130,166 $ 100,000
Buchanan, Missouri 6 $ 747,000 $ 124,500 $ 51,000
St. Louis City, Missouri 5 $ 547,000 $ 109,400 $ 66,000
Collin, Texas 5 $ 1,284,000 $ 256,800 $ 139,000
Los Angeles, California 4 $ 947,000 $ 236,750 $ 77,000
Douglas, Colorado 4 $ 1,689,000 $ 422,250 $ 223,000
Anderson, Kansas 4 $ 459,000 $ 114,750 $ 51,000
Cedar, Missouri 4 $ 378,000 $ 94,500 $ 78,000
Jasper, Missouri 4 $ 295,000 $ 73,750 $ 74,000
St. Clair, Missouri 4 $ 273,000 $ 68,250 $ 63,000
Stone, Missouri 4 $ 846,000 $ 211,500 $ 147,000
San Bernardino, California 3 $ 458,000 $ 152,666 $ 55,000
Osceola, Florida 3 $ 389,000 $ 129,666 $ 53,000
Palm Beach, Florida 3 $ 514,000 $ 171,333 $ 48,000
Pinellas, Florida 3 $ 921,000 $ 307,000 $ 241,000
DuPage, Illinois 3 $ 398,000 $ 132,666 $ 60,000
Dickinson, Kansas 3 $ 950,000 $ 316,666 $ 85,000
Jefferson, Kansas 3 $ 692,000 $ 230,666 $ 76,000
Osage, Kansas 3 $ 381,000 $ 127,000 $ 71,000
Benton, Missouri 3 $ 366,000 $ 122,000 $ 245,000
Caldwell, Missouri 3 $ 404,000 $ 134,666 $ 61,000
Daviess, Missouri 3 $ 424,000 $ 141,333 $ 131,000
Douglas, Nebraska 3 $ 593,000 $ 197,666 $ 60,000
Harris, Texas 3 $ 753,000 $ 251,000 $ 364,000
Benton, Arkansas 2 $ 438,000 $ 219,000 $ 95,000
Riverside, California 2 $ 822,000 $ 411,000 $ 122,000
Eagle, Colorado 2 $ 4,000,000 $ 2,000,000 $ 2,049,000
Duval, Florida 2 $ 343,000 $ 171,500 $ 143,000
Hillsborough, Florida 2 $ 499,000 $ 249,500 $ 123,000
Forsyth, Georgia 2 $ 515,000 $ 257,500 $ 110,000
Cook, Illinois 2 $ 732,000 $ 366,000 $ 151,000
Will, Illinois 2 $ 459,000 $ 229,500 $ 93,000
Hamilton, Indiana 2 $ 516,000 $ 258,000 $ 86,000
Atchison, Kansas 2 $ 171,000 $ 85,500 $ 55,000
Butler, Kansas 2 $ 316,000 $ 158,000 $ 93,000
Linn, Kansas 2 $ 315,000 $ 157,500 $ 158,000
Andrew, Missouri 2 $ 134,000 $ 67,000 $ 51,000
Barry, Missouri 2 $ 238,000 $ 119,000 $ 89,000
Barton, Missouri 2 $ 158,000 $ 79,000 $ 88,000
Hickory, Missouri 2 $ 194,000 $ 97,000 $ 170,000
Jefferson, Missouri 2 $ 258,000 $ 129,000 $ 84,000
Lawrence, Missouri 2 $ 213,000 $ 106,500 $ 79,000
Miller, Missouri 2 $ 163,000 $ 81,500 $ 40,000
Taney, Missouri 2 $ 365,000 $ 182,500 $ 55,000
Sarpy, Nebraska 2 $ 550,000 $ 275,000 $ 76,000
Oklahoma, Oklahoma 2 $ 432,000 $ 216,000 $ 105,000
Davidson, Tennessee 2 $ 288,000 $ 144,000 $ 104,000
Tarrant, Texas 2 $ 135,000 $ 67,500 $ 26,000
King, Washington 2 $ 634,000 $ 317,000 $ 88,000
La Crosse, Wisconsin 2 $ 270,000 $ 135,000 $ 41,000
Faulkner, Arkansas 1 $ 99,000 $ 99,000 $ 84,000
Pulaski, Arkansas 1 $ 89,000 $ 89,000 $ 46,000
Saline, Arkansas 1 $ 74,000 $ 74,000 $ 46,000
Nevada, California 1 $ 520,000 $ 520,000 $ 439,000
Orange, California 1 $ 750,000 $ 750,000 $ 469,000
Placer, California 1 $ 158,000 $ 158,000 $ 70,000
San Diego, California 1 $ 222,000 $ 222,000 $ 52,000
Sonoma, California 1 $ 518,000 $ 518,000 $ 118,000
Stanislaus, California 1 $ 281,000 $ 281,000 $ 148,000
Arapahoe, Colorado 1 $ 523,000 $ 523,000 $ 273,000
El Paso, Colorado 1 $ 292,000 $ 292,000 $ 120,000
Grand, Colorado 1 $ 300,000 $ 300,000 $ 280,000
Jefferson, Colorado 1 $ 184,000 $ 184,000 $ 76,000
Mesa, Colorado 1 $ 376,000 $ 376,000 $ 97,000
Park, Colorado 1 $ 176,000 $ 176,000 $ 97,000
Broward, Florida 1 $ 336,000 $ 336,000 $ 108,000
Escambia, Florida 1 $ 49,000 $ 49,000 $ 91,000
Lee, Florida 1 $ 108,000 $ 108,000 $ 65,000
Marion, Florida 1 $ 167,000 $ 167,000 $ 40,000
Okaloosa, Florida 1 $ 142,000 $ 142,000 $ 67,000
Seminole, Florida 1 $ 75,000 $ 75,000 $ 18,000
St. Johns, Florida 1 $ 269,000 $ 269,000 $ 153,000
Sumter, Florida 1 $ 154,000 $ 154,000 $ 153,000
Volusia, Florida 1 $ 102,000 $ 102,000 $ 105,000
Barrow, Georgia 1 $ 94,000 $ 94,000 $ 41,000
Fayette, Georgia 1 $ 675,000 $ 675,000 $ 210,000
Fulton, Georgia 1 $ 358,000 $ 358,000 $ 95,000
Gordon, Georgia 1 $ 210,000 $ 210,000 $ 232,000
DeKalb, Illinois 1 $ 267,000 $ 267,000 $ 78,000
Lee, Illinois 1 $ 315,000 $ 315,000 $ 78,000
Madison, Illinois 1 $ 139,000 $ 139,000 $ 72,000
Morgan, Illinois 1 $ 117,000 $ 117,000 $ 133,000
St. Clair, Illinois 1 $ 79,000 $ 79,000 $ 47,000
Hendricks, Indiana 1 $ 78,000 $ 78,000 $ 40,000
Johnson, Indiana 1 $ 72,000 $ 72,000 $ 45,000
Lake, Indiana 1 $ 234,000 $ 234,000 $ 194,000
LaPorte, Indiana 1 $ 127,000 $ 127,000 $ 96,000
St. Joseph, Indiana 1 $ 236,000 $ 236,000 $ 149,000
Adair, Iowa 1 $ 164,000 $ 164,000 $ 80,000
Cass, Iowa 1 $ 133,000 $ 133,000 $ 80,000
Linn, Iowa 1 $ 181,000 $ 181,000 $ 70,000
Page, Iowa 1 $ 112,000 $ 112,000 $ 52,000
Story, Iowa 1 $ 372,000 $ 372,000 $ 285,000
Coffey, Kansas 1 $ 80,000 $ 80,000 $ 36,000
Crawford, Kansas 1 $ 96,000 $ 96,000 $ 242,000
Doniphan, Kansas 1 $ 62,000 $ 62,000 $ 105,000
Lyon, Kansas 1 $ 69,000 $ 69,000 $ 175,000
Nemaha, Kansas 1 $ 154,000 $ 154,000 $ 49,000
Pottawatomie, Kansas 1 $ 100,000 $ 100,000 $ 89,000
Riley, Kansas 1 $ 125,000 $ 125,000 $ 207,000
Livingston, Michigan 1 $ 154,000 $ 154,000 $ 79,000
Scott, Minnesota 1 $ 372,000 $ 372,000 $ 160,000
DeSoto, Mississippi 1 $ 226,000 $ 226,000 $ 46,000
Hancock, Mississippi 1 $ 256,000 $ 256,000 $ 216,000
Oktibbeha, Mississippi 1 $ 214,000 $ 214,000 $ 162,000
Rankin, Mississippi 1 $ 108,000 $ 108,000 $ 71,000
Boone, Missouri 1 $ 96,000 $ 96,000 $ 211,000
DeKalb, Missouri 1 $ 60,000 $ 60,000 $ 78,000
Henry, Missouri 1 $ 86,000 $ 86,000 $ 83,000
Lincoln, Missouri 1 $ 100,000 $ 100,000 $ 62,000
Linn, Missouri 1 $ 151,000 $ 151,000 $ 85,000
Livingston, Missouri 1 $ 135,000 $ 135,000 $ 94,000
McDonald, Missouri 1 $ 256,000 $ 256,000 $ 78,000
Mercer, Missouri 1 $ 31,000 $ 31,000 $ 41,000
Newton, Missouri 1 $ 103,000 $ 103,000 $ 52,000
Ozark, Missouri 1 $ 89,000 $ 89,000 $ 227,000
Pettis, Missouri 1 $ 124,000 $ 124,000 $ 121,000
Ralls, Missouri 1 $ 39,000 $ 39,000 $ 208,000
Vernon, Missouri 1 $ 243,000 $ 243,000 $ 134,000
Warren, Missouri 1 $ 164,000 $ 164,000 $ 73,000
Nemaha, Nebraska 1 $ 81,000 $ 81,000 $ 43,000
Saline, Nebraska 1 $ 98,000 $ 98,000 $ 70,000
Cabarrus, North Carolina 1 $ 250,000 $ 250,000 $ 96,000
Davidson, North Carolina 1 $ 128,000 $ 128,000 $ 116,000
Durham, North Carolina 1 $ 356,000 $ 356,000 $ 145,000
Mecklenburg, North Carolina 1 $ 96,000 $ 96,000 $ 35,000
Moore, North Carolina 1 $ 216,000 $ 216,000 $ 78,000
Rutherford, North Carolina 1 $ 126,000 $ 126,000 $ 79,000
Scotland, North Carolina 1 $ 140,000 $ 140,000 $ 103,000
Wake, North Carolina 1 $ 133,000 $ 133,000 $ 46,000
Wilkes, North Carolina 1 $ 115,000 $ 115,000 $ 108,000
Rogers, Oklahoma 1 $ 181,000 $ 181,000 $ 78,000
Crook, Oregon 1 $ 366,000 $ 366,000 $ 117,000
Yamhill, Oregon 1 $ 136,000 $ 136,000 $ 44,000
Lancaster, Pennsylvania 1 $ 187,000 $ 187,000 $ 50,000
Lancaster, South Carolina 1 $ 140,000 $ 140,000 $ 27,000
Hamilton, Tennessee 1 $ 55,000 $ 55,000 $ 40,000
Maury, Tennessee 1 $ 247,000 $ 247,000 $ 83,000
Angelina, Texas 1 $ 100,000 $ 100,000 $ 80,000
Brazoria, Texas 1 $ 356,000 $ 356,000 $ 142,000
Dallas, Texas 1 $ 204,000 $ 204,000 $ 122,000
Fort Bend, Texas 1 $ 259,000 $ 259,000 $ 95,000
Galveston, Texas 1 $ 394,000 $ 394,000 $ 159,000
Hidalgo, Texas 1 $ 52,000 $ 52,000 $ 28,000
Hopkins, Texas 1 $ 48,000 $ 48,000 $ 73,000
Nueces, Texas 1 $ 106,000 $ 106,000 $ 47,000
Parker, Texas 1 $ 305,000 $ 305,000 $ 168,000
Rockwall, Texas 1 $ 298,000 $ 298,000 $ 60,000
Smith, Texas 1 $ 173,000 $ 173,000 $ 45,000
Williamson, Texas 1 $ 279,000 $ 279,000 $ 117,000
Clark, Washington 1 $ 307,000 $ 307,000 $ 73,000
Milwaukee, Wisconsin 1 $ 94,000 $ 94,000 $ 75,000

Mortgage Loan Application Detail Totals for Communityamerica Federal Credit Union in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,520 $521,394,000 $206,000 $1,094,000 $102,000 $889,000
Refinancing 1,527 $259,550,000 $169,000 $2,000,000 $101,000 $2,189,000
Home Improvement 18 $2,970,000 $165,000 $375,000 $92,000 $198,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,954 $574,190,000 $194,000 $2,000,000 $104,000 $2,189,000
Not Provided 534 $107,591,000 $201,000 $781,000 $106,000 $665,000
Black or African American 226 $35,805,000 $158,000 $399,000 $77,000 $556,000
Asian 153 $36,222,000 $236,000 $1,050,000 $119,000 $680,000
Hispanic 142 $20,880,000 $147,000 $413,000 $74,000 $252,000
American Indian or Alaskan Native 30 $4,278,000 $142,000 $290,000 $88,000 $203,000
Not applicable 14 $3,030,000 $216,000 $763,000 $0 $0
Native Hawaiian or Other Pacific Islander 12 $1,918,000 $159,000 $329,000 $59,000 $100,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,563 $697,818,000 $195,000 $2,000,000 $106,000 $2,189,000
FHA-insured (Federal Housing Administration) 360 $57,747,000 $160,000 $368,000 $64,000 $262,000
VA-guaranteed (Veterans Administration) 125 $25,752,000 $206,000 $549,000 $86,000 $355,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 17 $2,597,000 $152,000 $281,000 $61,000 $109,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,736 $543,269,000 $198,000 $2,000,000 $103,000 $1,910,000
Application Withdrawn By Applicant 850 $159,207,000 $187,000 $1,050,000 $102,000 $732,000
Application Denied By Financial Institution 263 $39,676,000 $150,000 $550,000 $72,000 $748,000
Application Approved But Not Accepted 154 $28,454,000 $184,000 $1,200,000 $101,000 $681,000
File Closed For Incompleteness 62 $13,308,000 $214,000 $2,000,000 $127,000 $2,189,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 94 $13,144,000 $139,000 $550,000 $73,000 $556,000
Debt-To-Income Ratio 61 $9,971,000 $163,000 $370,000 $61,000 $187,000
Collateral 48 $6,361,000 $132,000 $303,000 $91,000 $748,000
Other 46 $7,612,000 $165,000 $392,000 $66,000 $134,000
Employment History 10 $1,878,000 $187,000 $390,000 $77,000 $194,000
Insufficient Cash (Downpayment, Closing Cost) 2 $300,000 $150,000 $162,000 $59,000 $73,000
Unverifiable Information 1 $225,000 $225,000 $225,000 $97,000 $97,000
Credit Application Incomplete 1 $185,000 $185,000 $185,000 $52,000 $52,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Communityamerica Federal Credit Union's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Communityamerica Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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