Communityone Bank, N.A.
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Communityone Bank, N.A..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Communityone Bank, N.A. 333 Fayetteville St Raleigh, NC 27601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,756 |
| Total Mortgage Loan Application Amount | $370,819,000 |
| Average Mortgage Loan Application Amount | $181,666 |
| Highest Mortgage Loan Application Amount | $1,800,000 |
| Average Applicant Income | $111,000 |
| Highest Applicant Income | $3,414,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mecklenburg County North Carolina | 250 | $ 106,470,000 | $ 425,000 | $ 222,000 |
| Randolph County North Carolina | 203 | $ 21,596,000 | $ 106,000 | $ 68,000 |
| Gaston County North Carolina | 171 | $ 24,889,000 | $ 145,000 | $ 76,000 |
| Catawba County North Carolina | 144 | $ 22,445,000 | $ 155,000 | $ 89,000 |
| Caldwell County North Carolina | 128 | $ 12,903,000 | $ 100,000 | $ 70,000 |
| Guilford County North Carolina | 111 | $ 16,881,000 | $ 152,000 | $ 77,000 |
| Wilkes County North Carolina | 81 | $ 8,526,000 | $ 105,000 | $ 63,000 |
| Union County North Carolina | 56 | $ 28,414,000 | $ 507,000 | $ 307,000 |
| Iredell County North Carolina | 52 | $ 18,818,000 | $ 361,000 | $ 178,000 |
| Rowan County North Carolina | 50 | $ 6,202,000 | $ 124,000 | $ 75,000 |
| Burke County North Carolina | 49 | $ 7,567,000 | $ 154,000 | $ 91,000 |
| Alamance County North Carolina | 43 | $ 4,639,000 | $ 107,000 | $ 62,000 |
| Watauga County North Carolina | 41 | $ 7,706,000 | $ 187,000 | $ 103,000 |
| Wake County North Carolina | 34 | $ 13,259,000 | $ 389,000 | $ 263,000 |
| Moore County North Carolina | 33 | $ 6,100,000 | $ 184,000 | $ 196,000 |
| Richmond County North Carolina | 32 | $ 1,630,000 | $ 50,000 | $ 50,000 |
| Lincoln County North Carolina | 27 | $ 8,444,000 | $ 312,000 | $ 126,000 |
| Davidson County North Carolina | 24 | $ 4,720,000 | $ 196,000 | $ 123,000 |
| Cabarrus County North Carolina | 23 | $ 7,097,000 | $ 308,000 | $ 120,000 |
| Orange County North Carolina | 23 | $ 4,193,000 | $ 182,000 | $ 92,000 |
| Forsyth County North Carolina | 21 | $ 3,086,000 | $ 146,000 | $ 93,000 |
| York County South Carolina | 19 | $ 7,258,000 | $ 382,000 | $ 145,000 |
| Alexander County North Carolina | 15 | $ 1,973,000 | $ 131,000 | $ 73,000 |
| Chatham County North Carolina | 13 | $ 1,220,000 | $ 93,000 | $ 69,000 |
| Rockingham County North Carolina | 13 | $ 2,663,000 | $ 204,000 | $ 83,000 |
| Brunswick County North Carolina | 8 | $ 2,090,000 | $ 261,000 | $ 237,000 |
| Avery County North Carolina | 7 | $ 1,448,000 | $ 206,000 | $ 153,000 |
| Horry County South Carolina | 7 | $ 1,179,000 | $ 168,000 | $ 177,000 |
| Ashe County North Carolina | 6 | $ 1,360,000 | $ 226,000 | $ 104,000 |
| Cleveland County North Carolina | 6 | $ 494,000 | $ 82,000 | $ 63,000 |
| Lancaster County South Carolina | 6 | $ 1,554,000 | $ 259,000 | $ 95,000 |
| Scotland County North Carolina | 5 | $ 417,000 | $ 83,000 | $ 42,000 |
| Caswell County North Carolina | 4 | $ 849,000 | $ 212,000 | $ 75,000 |
| Beaufort County South Carolina | 4 | $ 1,746,000 | $ 436,000 | $ 228,000 |
| Charleston County South Carolina | 4 | $ 1,912,000 | $ 478,000 | $ 269,000 |
| Durham County North Carolina | 3 | $ 201,000 | $ 67,000 | $ 61,000 |
| Pitt County North Carolina | 3 | $ 232,000 | $ 77,000 | $ 116,000 |
| Stanly County North Carolina | 3 | $ 410,000 | $ 136,000 | $ 91,000 |
| Hoke County North Carolina | 2 | $ 224,000 | $ 112,000 | $ 94,000 |
| Johnston County North Carolina | 2 | $ 201,000 | $ 100,000 | $ 121,000 |
| McDowell County North Carolina | 2 | $ 433,000 | $ 216,000 | $ 166,000 |
| New Hanover County North Carolina | 2 | $ 1,568,000 | $ 784,000 | $ 275,000 |
| Person County North Carolina | 2 | $ 257,000 | $ 128,000 | $ 41,000 |
| Stokes County North Carolina | 2 | $ 641,000 | $ 320,000 | $ 78,000 |
| Kershaw County South Carolina | 2 | $ 454,000 | $ 227,000 | $ 202,000 |
| McDowell County West Virginia | 2 | $ 64,000 | $ 32,000 | $ 30,000 |
| Craven County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 35,000 |
| Duplin County North Carolina | 1 | $ 217,000 | $ 217,000 | $ 85,000 |
| Franklin County North Carolina | 1 | $ 42,000 | $ 42,000 | $ 19,000 |
| Graham County North Carolina | 1 | $ 329,000 | $ 329,000 | $ 349,000 |
| Haywood County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 128,000 |
| Lee County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 119,000 |
| Macon County North Carolina | 1 | $ 119,000 | $ 119,000 | $ 175,000 |
| Mitchell County North Carolina | 1 | $ 178,000 | $ 178,000 | $ 49,000 |
| Montgomery County North Carolina | 1 | $ 36,000 | $ 36,000 | $ 30,000 |
| Polk County North Carolina | 1 | $ 149,000 | $ 149,000 | $ 44,000 |
| Robeson County North Carolina | 1 | $ 340,000 | $ 340,000 | $ 300,000 |
| Surry County North Carolina | 1 | $ 153,000 | $ 153,000 | $ 66,000 |
| Transylvania County North Carolina | 1 | $ 534,000 | $ 534,000 | $ 1,156,000 |
| Cherokee County South Carolina | 1 | $ 53,000 | $ 53,000 | $ 38,000 |
| Georgetown County South Carolina | 1 | $ 456,000 | $ 456,000 | $ 385,000 |
| Franklin County Virginia | 1 | $ 630,000 | $ 630,000 | $ 1,335,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Communityone Bank, N.A. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 845 | $197,148,000 | $233,000 | $1,500,000 | $115,000 | $2,172,000 |
| Refinancing | 682 | $153,588,000 | $225,000 | $1,800,000 | $141,000 | $3,414,000 |
| Home Improvement | 229 | $20,083,000 | $87,000 | $1,300,000 | $77,000 | $1,202,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,479 | $313,224,000 | $211,000 | $1,800,000 | $124,000 | $3,414,000 |
| Black or African American | 96 | $18,110,000 | $188,000 | $1,479,000 | $86,000 | $887,000 |
| Not Provided | 61 | $18,220,000 | $298,000 | $1,479,000 | $150,000 | $853,000 |
| Asian | 52 | $11,402,000 | $219,000 | $920,000 | $112,000 | $504,000 |
| Hispanic | 49 | $6,460,000 | $131,000 | $328,000 | $64,000 | $191,000 |
| American Indian or Alaskan Native | 8 | $1,551,000 | $193,000 | $507,000 | $69,000 | $172,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $811,000 | $135,000 | $240,000 | $78,000 | $239,000 |
| Not applicable | 5 | $1,041,000 | $208,000 | $422,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,697 | $362,608,000 | $213,000 | $1,800,000 | $122,000 | $3,414,000 |
| FHA-insured (Federal Housing Administration) | 46 | $5,852,000 | $127,000 | $263,000 | $51,000 | $502,000 |
| VA-guaranteed (Veterans Administration) | 10 | $1,921,000 | $192,000 | $245,000 | $90,000 | $184,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $438,000 | $146,000 | $156,000 | $41,000 | $64,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,094 | $252,493,000 | $230,000 | $1,800,000 | $135,000 | $3,414,000 |
| Application Denied By Financial Institution | 391 | $58,802,000 | $150,000 | $1,250,000 | $77,000 | $798,000 |
| Application Withdrawn By Applicant | 178 | $37,856,000 | $212,000 | $1,296,000 | $109,000 | $1,277,000 |
| File Closed For Incompleteness | 53 | $12,557,000 | $236,000 | $1,479,000 | $121,000 | $853,000 |
| Application Approved But Not Accepted | 38 | $8,631,000 | $227,000 | $840,000 | $183,000 | $2,950,000 |
| Preapproval Approved but not Accepted | 1 | $400,000 | $400,000 | $400,000 | $298,000 | $298,000 |
| Preapproval Denied by Financial Institution | 1 | $80,000 | $80,000 | $80,000 | $44,000 | $44,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 149 | $20,797,000 | $139,000 | $1,177,000 | $85,000 | $798,000 |
| Debt-To-Income Ratio | 129 | $18,226,000 | $141,000 | $955,000 | $54,000 | $684,000 |
| Collateral | 72 | $12,643,000 | $175,000 | $1,250,000 | $106,000 | $643,000 |
| Other | 20 | $3,586,000 | $179,000 | $1,000,000 | $81,000 | $476,000 |
| Unverifiable Information | 9 | $1,663,000 | $184,000 | $364,000 | $58,000 | $119,000 |
| Employment History | 7 | $998,000 | $142,000 | $247,000 | $43,000 | $123,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $834,000 | $166,000 | $466,000 | $115,000 | $178,000 |
| Credit Application Incomplete | 1 | $135,000 | $135,000 | $135,000 | $66,000 | $66,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.