Consumer Loan Services, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Consumer Loan Services, Llc 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Consumer Loan Services, Llc 811 Monitor Street La Crosse, WI 54603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 1,046 |
| Total Mortgage Loan Application Amount | $130,078,000 |
| Average Mortgage Loan Application Amount | $128,333 |
| Highest Mortgage Loan Application Amount | $417,000 |
| Average Applicant Income | $69,333 |
| Highest Applicant Income | $600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Consumer Loan Services, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Consumer Loan Services, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Consumer Loan Services, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Consumer Loan Services, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Consumer Loan Services, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Consumer Loan Services, Llc's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Polk County Iowa | 119 | $ 14,649,000 | $ 123,000 | $ 65,000 |
| La Crosse County Wisconsin | 86 | $ 11,052,000 | $ 128,000 | $ 61,000 |
| Fond du Lac County Wisconsin | 69 | $ 8,022,000 | $ 116,000 | $ 64,000 |
| St. Louis County Minnesota | 61 | $ 7,810,000 | $ 128,000 | $ 80,000 |
| Winnebago County Illinois | 26 | $ 2,250,000 | $ 86,000 | $ 64,000 |
| Carlton County Minnesota | 26 | $ 3,571,000 | $ 137,000 | $ 61,000 |
| Marquette County Michigan | 24 | $ 2,843,000 | $ 118,000 | $ 50,000 |
| Wapello County Iowa | 23 | $ 2,105,000 | $ 91,000 | $ 55,000 |
| Warren County Iowa | 20 | $ 2,956,000 | $ 147,000 | $ 68,000 |
| Olmsted County Minnesota | 20 | $ 4,438,000 | $ 221,000 | $ 87,000 |
| Monroe County Wisconsin | 19 | $ 2,538,000 | $ 133,000 | $ 59,000 |
| Dallas County Iowa | 18 | $ 3,066,000 | $ 170,000 | $ 108,000 |
| Linn County Iowa | 18 | $ 2,595,000 | $ 144,000 | $ 59,000 |
| Dubuque County Iowa | 17 | $ 1,966,000 | $ 115,000 | $ 54,000 |
| Scott County Iowa | 17 | $ 2,183,000 | $ 128,000 | $ 68,000 |
| Eau Claire County Wisconsin | 17 | $ 2,060,000 | $ 121,000 | $ 59,000 |
| Vernon County Wisconsin | 15 | $ 1,483,000 | $ 98,000 | $ 45,000 |
| Webster County Iowa | 14 | $ 1,003,000 | $ 71,000 | $ 39,000 |
| Juneau County Wisconsin | 13 | $ 1,282,000 | $ 98,000 | $ 81,000 |
| Crawford County Wisconsin | 12 | $ 1,412,000 | $ 117,000 | $ 66,000 |
| Milwaukee County Wisconsin | 12 | $ 1,613,000 | $ 134,000 | $ 57,000 |
| Stephenson County Illinois | 11 | $ 798,000 | $ 72,000 | $ 48,000 |
| Fillmore County Minnesota | 10 | $ 1,751,000 | $ 175,000 | $ 60,000 |
| Brown County Wisconsin | 10 | $ 994,000 | $ 99,000 | $ 61,000 |
| DeKalb County Illinois | 9 | $ 825,000 | $ 91,000 | $ 54,000 |
| Jo Daviess County Illinois | 9 | $ 1,059,000 | $ 117,000 | $ 56,000 |
| Allamakee County Iowa | 9 | $ 1,438,000 | $ 159,000 | $ 66,000 |
| Houston County Minnesota | 9 | $ 1,388,000 | $ 154,000 | $ 69,000 |
| Grant County Wisconsin | 9 | $ 943,000 | $ 104,000 | $ 49,000 |
| Rock County Wisconsin | 9 | $ 797,000 | $ 88,000 | $ 58,000 |
| Trempealeau County Wisconsin | 9 | $ 1,150,000 | $ 127,000 | $ 52,000 |
| Cottonwood County Minnesota | 8 | $ 822,000 | $ 102,000 | $ 51,000 |
| Rock Island County Illinois | 7 | $ 604,000 | $ 86,000 | $ 63,000 |
| Cass County Iowa | 7 | $ 512,000 | $ 73,000 | $ 59,000 |
| Madison County Iowa | 7 | $ 963,000 | $ 137,000 | $ 73,000 |
| Dodge County Minnesota | 7 | $ 1,376,000 | $ 196,000 | $ 85,000 |
| Freeborn County Minnesota | 7 | $ 542,000 | $ 77,000 | $ 34,000 |
| Winona County Minnesota | 7 | $ 1,139,000 | $ 162,000 | $ 76,000 |
| Douglas County Wisconsin | 7 | $ 1,135,000 | $ 162,000 | $ 77,000 |
| Oconto County Wisconsin | 7 | $ 1,266,000 | $ 180,000 | $ 80,000 |
| Waukesha County Wisconsin | 7 | $ 1,390,000 | $ 198,000 | $ 61,000 |
| Winnebago County Wisconsin | 7 | $ 835,000 | $ 119,000 | $ 68,000 |
| Mahaska County Iowa | 6 | $ 413,000 | $ 68,000 | $ 32,000 |
| Hennepin County Minnesota | 6 | $ 1,098,000 | $ 183,000 | $ 105,000 |
| Nobles County Minnesota | 6 | $ 558,000 | $ 93,000 | $ 33,000 |
| Dodge County Wisconsin | 6 | $ 666,000 | $ 111,000 | $ 120,000 |
| Ogle County Illinois | 5 | $ 340,000 | $ 68,000 | $ 72,000 |
| Davis County Iowa | 5 | $ 349,000 | $ 69,000 | $ 40,000 |
| Des Moines County Iowa | 5 | $ 478,000 | $ 95,000 | $ 48,000 |
| Marathon County Wisconsin | 5 | $ 564,000 | $ 112,000 | $ 47,000 |
| Racine County Wisconsin | 5 | $ 1,149,000 | $ 229,000 | $ 95,000 |
| Boone County Iowa | 4 | $ 619,000 | $ 154,000 | $ 79,000 |
| Cerro Gordo County Iowa | 4 | $ 467,000 | $ 116,000 | $ 52,000 |
| Winneshiek County Iowa | 4 | $ 365,000 | $ 91,000 | $ 39,000 |
| Wabasha County Minnesota | 4 | $ 824,000 | $ 206,000 | $ 59,000 |
| Walworth County Wisconsin | 4 | $ 586,000 | $ 146,000 | $ 117,000 |
| Whiteside County Illinois | 3 | $ 298,000 | $ 99,000 | $ 35,000 |
| Benton County Iowa | 3 | $ 290,000 | $ 96,000 | $ 54,000 |
| Clarke County Iowa | 3 | $ 354,000 | $ 118,000 | $ 82,000 |
| Henry County Iowa | 3 | $ 329,000 | $ 109,000 | $ 38,000 |
| Lucas County Iowa | 3 | $ 190,000 | $ 63,000 | $ 33,000 |
| Monroe County Iowa | 3 | $ 217,000 | $ 72,000 | $ 48,000 |
| Sibley County Minnesota | 3 | $ 313,000 | $ 104,000 | $ 42,000 |
| Washington County Minnesota | 3 | $ 802,000 | $ 267,000 | $ 86,000 |
| Chippewa County Wisconsin | 3 | $ 252,000 | $ 84,000 | $ 38,000 |
| Dane County Wisconsin | 3 | $ 499,000 | $ 166,000 | $ 55,000 |
| Green Lake County Wisconsin | 3 | $ 183,000 | $ 61,000 | $ 32,000 |
| Iowa County Wisconsin | 3 | $ 382,000 | $ 127,000 | $ 63,000 |
| Lafayette County Wisconsin | 3 | $ 283,000 | $ 94,000 | $ 48,000 |
| Marinette County Wisconsin | 3 | $ 308,000 | $ 102,000 | $ 50,000 |
| Washington County Wisconsin | 3 | $ 663,000 | $ 221,000 | $ 88,000 |
| Waushara County Wisconsin | 3 | $ 258,000 | $ 86,000 | $ 52,000 |
| Wood County Wisconsin | 3 | $ 255,000 | $ 85,000 | $ 49,000 |
| Boone County Illinois | 2 | $ 332,000 | $ 166,000 | $ 86,000 |
| Carroll County Illinois | 2 | $ 141,000 | $ 70,000 | $ 53,000 |
| Cook County Illinois | 2 | $ 568,000 | $ 284,000 | $ 124,000 |
| Mercer County Illinois | 2 | $ 171,000 | $ 85,000 | $ 65,000 |
| Appanoose County Iowa | 2 | $ 241,000 | $ 120,000 | $ 140,000 |
| Buchanan County Iowa | 2 | $ 215,000 | $ 107,000 | $ 72,000 |
| Cedar County Iowa | 2 | $ 225,000 | $ 112,000 | $ 63,000 |
| Jackson County Iowa | 2 | $ 158,000 | $ 79,000 | $ 52,000 |
| Jasper County Iowa | 2 | $ 145,000 | $ 72,000 | $ 84,000 |
| Jones County Iowa | 2 | $ 204,000 | $ 102,000 | $ 37,000 |
| Mitchell County Iowa | 2 | $ 133,000 | $ 66,000 | $ 27,000 |
| Poweshiek County Iowa | 2 | $ 149,000 | $ 74,000 | $ 26,000 |
| Story County Iowa | 2 | $ 298,000 | $ 149,000 | $ 77,000 |
| Washington County Iowa | 2 | $ 211,000 | $ 105,000 | $ 68,000 |
| Worth County Iowa | 2 | $ 209,000 | $ 104,000 | $ 61,000 |
| Lake County Minnesota | 2 | $ 228,000 | $ 114,000 | $ 52,000 |
| Mower County Minnesota | 2 | $ 308,000 | $ 154,000 | $ 50,000 |
| Scott County Minnesota | 2 | $ 555,000 | $ 277,000 | $ 91,000 |
| Douglas County Nebraska | 2 | $ 275,000 | $ 137,000 | $ 101,000 |
| Cass County North Dakota | 2 | $ 305,000 | $ 152,000 | $ 189,000 |
| Adams County Wisconsin | 2 | $ 199,000 | $ 99,000 | $ 88,000 |
| Buffalo County Wisconsin | 2 | $ 257,000 | $ 128,000 | $ 47,000 |
| Columbia County Wisconsin | 2 | $ 278,000 | $ 139,000 | $ 55,000 |
| Dunn County Wisconsin | 2 | $ 263,000 | $ 131,000 | $ 70,000 |
| Outagamie County Wisconsin | 2 | $ 234,000 | $ 117,000 | $ 78,000 |
| Sauk County Wisconsin | 2 | $ 140,000 | $ 70,000 | $ 50,000 |
| Sheboygan County Wisconsin | 2 | $ 302,000 | $ 151,000 | $ 66,000 |
| LaSalle County Illinois | 1 | $ 48,000 | $ 48,000 | $ 88,000 |
| Will County Illinois | 1 | $ 147,000 | $ 147,000 | $ 97,000 |
| Adair County Iowa | 1 | $ 198,000 | $ 198,000 | $ 74,000 |
| Carroll County Iowa | 1 | $ 62,000 | $ 62,000 | $ 35,000 |
| Clinton County Iowa | 1 | $ 123,000 | $ 123,000 | $ 76,000 |
| Delaware County Iowa | 1 | $ 162,000 | $ 162,000 | $ 121,000 |
| Floyd County Iowa | 1 | $ 143,000 | $ 143,000 | $ 77,000 |
| Greene County Iowa | 1 | $ 79,000 | $ 79,000 | $ 35,000 |
| Guthrie County Iowa | 1 | $ 30,000 | $ 30,000 | $ 22,000 |
| Hamilton County Iowa | 1 | $ 50,000 | $ 50,000 | $ 54,000 |
| Hancock County Iowa | 1 | $ 30,000 | $ 30,000 | $ 46,000 |
| Humboldt County Iowa | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Ida County Iowa | 1 | $ 113,000 | $ 113,000 | $ 94,000 |
| Jefferson County Iowa | 1 | $ 99,000 | $ 99,000 | $ 50,000 |
| Johnson County Iowa | 1 | $ 120,000 | $ 120,000 | $ 108,000 |
| Keokuk County Iowa | 1 | $ 93,000 | $ 93,000 | $ 36,000 |
| Louisa County Iowa | 1 | $ 97,000 | $ 97,000 | $ 39,000 |
| Muscatine County Iowa | 1 | $ 74,000 | $ 74,000 | $ 54,000 |
| O'Brien County Iowa | 1 | $ 134,000 | $ 134,000 | $ 76,000 |
| Page County Iowa | 1 | $ 57,000 | $ 57,000 | $ 34,000 |
| Shelby County Iowa | 1 | $ 56,000 | $ 56,000 | $ 21,000 |
| Union County Iowa | 1 | $ 103,000 | $ 103,000 | $ 40,000 |
| Van Buren County Iowa | 1 | $ 78,000 | $ 78,000 | $ 40,000 |
| Wright County Iowa | 1 | $ 107,000 | $ 107,000 | $ 64,000 |
| Chippewa County Michigan | 1 | $ 33,000 | $ 33,000 | $ 105,000 |
| Gogebic County Michigan | 1 | $ 61,000 | $ 61,000 | $ 74,000 |
| Oakland County Michigan | 1 | $ 171,000 | $ 171,000 | $ 56,000 |
| Schoolcraft County Michigan | 1 | $ 173,000 | $ 173,000 | $ 109,000 |
| St. Clair County Michigan | 1 | $ 158,000 | $ 158,000 | $ 14,000 |
| Aitkin County Minnesota | 1 | $ 194,000 | $ 194,000 | $ 544,000 |
| Blue Earth County Minnesota | 1 | $ 170,000 | $ 170,000 | $ 59,000 |
| Dakota County Minnesota | 1 | $ 299,000 | $ 299,000 | $ 86,000 |
| Faribault County Minnesota | 1 | $ 38,000 | $ 38,000 | $ 40,000 |
| Isanti County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
| Itasca County Minnesota | 1 | $ 30,000 | $ 30,000 | $ 24,000 |
| Koochiching County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Lake of the Woods County Minnesota | 1 | $ 153,000 | $ 153,000 | $ 48,000 |
| Martin County Minnesota | 1 | $ 49,000 | $ 49,000 | $ 39,000 |
| Otter Tail County Minnesota | 1 | $ 130,000 | $ 130,000 | $ 293,000 |
| Sherburne County Minnesota | 1 | $ 163,000 | $ 163,000 | $ 41,000 |
| Lancaster County Nebraska | 1 | $ 220,000 | $ 220,000 | $ 130,000 |
| Sarpy County Nebraska | 1 | $ 114,000 | $ 114,000 | $ 45,000 |
| Dickey County North Dakota | 1 | $ 142,000 | $ 142,000 | $ 51,000 |
| Ransom County North Dakota | 1 | $ 155,000 | $ 155,000 | $ 93,000 |
| Richland County North Dakota | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| Brookings County South Dakota | 1 | $ 120,000 | $ 120,000 | $ 70,000 |
| Clark County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 32,000 |
| Green County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| Jackson County Wisconsin | 1 | $ 157,000 | $ 157,000 | $ 97,000 |
| Jefferson County Wisconsin | 1 | $ 133,000 | $ 133,000 | $ 29,000 |
| Ozaukee County Wisconsin | 1 | $ 161,000 | $ 161,000 | $ 112,000 |
| Pepin County Wisconsin | 1 | $ 167,000 | $ 167,000 | $ 35,000 |
| St. Croix County Wisconsin | 1 | $ 292,000 | $ 292,000 | $ 147,000 |
| Waupaca County Wisconsin | 1 | $ 107,000 | $ 107,000 | $ 107,000 |
Mortgage Loan Application Detail Totals for Consumer Loan Services, Llc in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 588 | $71,680,000 | $121,000 | $402,000 | $60,000 | $600,000 |
| Refinancing | 444 | $56,469,000 | $127,000 | $417,000 | $71,000 | $544,000 |
| Home Improvement | 14 | $1,929,000 | $137,000 | $330,000 | $77,000 | $420,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 928 | $116,243,000 | $125,000 | $417,000 | $65,000 | $600,000 |
| Not Provided | 56 | $6,258,000 | $111,000 | $417,000 | $75,000 | $420,000 |
| Black or African American | 22 | $2,991,000 | $135,000 | $256,000 | $58,000 | $112,000 |
| Hispanic | 18 | $1,890,000 | $105,000 | $309,000 | $48,000 | $96,000 |
| Asian | 13 | $1,464,000 | $112,000 | $190,000 | $51,000 | $97,000 |
| American Indian or Alaskan Native | 7 | $983,000 | $140,000 | $383,000 | $92,000 | $288,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $249,000 | $124,000 | $155,000 | $60,000 | $61,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 692 | $87,786,000 | $126,000 | $417,000 | $70,000 | $600,000 |
| FHA-insured (Federal Housing Administration) | 178 | $22,453,000 | $126,000 | $299,000 | $61,000 | $193,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 126 | $12,747,000 | $101,000 | $291,000 | $42,000 | $90,000 |
| VA-guaranteed (Veterans Administration) | 50 | $7,092,000 | $141,000 | $417,000 | $68,000 | $387,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 449 | $55,754,000 | $124,000 | $372,000 | $60,000 | $248,000 |
| Application Denied By Financial Institution | 338 | $39,297,000 | $116,000 | $417,000 | $63,000 | $600,000 |
| Loan Purchased By The Institution | 107 | $17,039,000 | $159,000 | $417,000 | $90,000 | $544,000 |
| Application Withdrawn By Applicant | 99 | $12,099,000 | $122,000 | $315,000 | $65,000 | $184,000 |
| File Closed For Incompleteness | 53 | $5,889,000 | $111,000 | $200,000 | $67,000 | $193,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 102 | $11,755,000 | $115,000 | $309,000 | $59,000 | $166,000 |
| Debt-To-Income Ratio | 51 | $5,628,000 | $110,000 | $330,000 | $44,000 | $120,000 |
| Collateral | 25 | $2,557,000 | $102,000 | $320,000 | $98,000 | $600,000 |
| Credit Application Incomplete | 25 | $3,105,000 | $124,000 | $383,000 | $72,000 | $288,000 |
| Other | 13 | $1,457,000 | $112,000 | $291,000 | $65,000 | $156,000 |
| Unverifiable Information | 11 | $1,524,000 | $138,000 | $220,000 | $78,000 | $177,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $668,000 | $95,000 | $161,000 | $80,000 | $293,000 |
| Employment History | 2 | $149,000 | $74,000 | $93,000 | $35,000 | $64,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Consumer Loan Services, Llc's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Consumer Loan Services, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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