Consumers Cooperative Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Consumers Cooperative Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Consumers Cooperative Credit Union 1075 Tri-State Parkway Gurnee, IL 60061 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 2,265 |
| Total Mortgage Loan Application Amount | $456,075,000 |
| Average Mortgage Loan Application Amount | $216,600 |
| Highest Mortgage Loan Application Amount | $7,255,000 |
| Average Applicant Income | $115,600 |
| Highest Applicant Income | $1,594,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Consumers Cooperative Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Consumers Cooperative Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Consumers Cooperative Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Consumers Cooperative Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Consumers Cooperative Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Consumers Cooperative Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lake County Illinois | 686 | $ 95,420,000 | $ 139,000 | $ 105,000 |
| Cook County Illinois | 478 | $ 92,020,000 | $ 192,000 | $ 128,000 |
| McHenry County Illinois | 132 | $ 18,640,000 | $ 141,000 | $ 116,000 |
| DuPage County Illinois | 101 | $ 29,895,000 | $ 295,000 | $ 137,000 |
| Miami-Dade County Florida | 68 | $ 5,770,000 | $ 84,000 | $ 123,000 |
| Wake County North Carolina | 62 | $ 30,170,000 | $ 486,000 | $ 126,000 |
| Kane County Illinois | 53 | $ 7,825,000 | $ 147,000 | $ 132,000 |
| Kenosha County Wisconsin | 47 | $ 6,595,000 | $ 140,000 | $ 118,000 |
| Broward County Florida | 31 | $ 4,585,000 | $ 147,000 | $ 114,000 |
| Harris County Texas | 27 | $ 6,065,000 | $ 224,000 | $ 180,000 |
| Maricopa County Arizona | 23 | $ 4,205,000 | $ 182,000 | $ 192,000 |
| Pima County Arizona | 22 | $ 2,200,000 | $ 100,000 | $ 39,000 |
| Palm Beach County Florida | 21 | $ 3,915,000 | $ 186,000 | $ 125,000 |
| Forsyth County Georgia | 19 | $ 10,295,000 | $ 541,000 | $ 139,000 |
| Lee County Florida | 18 | $ 1,650,000 | $ 91,000 | $ 191,000 |
| Will County Illinois | 16 | $ 4,900,000 | $ 306,000 | $ 192,000 |
| Sarasota County Florida | 14 | $ 1,390,000 | $ 99,000 | $ 0 |
| Walworth County Wisconsin | 12 | $ 2,990,000 | $ 249,000 | $ 223,000 |
| Pinellas County Florida | 11 | $ 1,105,000 | $ 100,000 | $ 157,000 |
| Winnebago County Illinois | 10 | $ 810,000 | $ 81,000 | $ 79,000 |
| Collin County Texas | 10 | $ 5,290,000 | $ 529,000 | $ 183,000 |
| Denton County Texas | 9 | $ 5,365,000 | $ 596,000 | $ 186,000 |
| Dallas County Texas | 7 | $ 1,135,000 | $ 162,000 | $ 95,000 |
| Tarrant County Texas | 6 | $ 2,870,000 | $ 478,000 | $ 124,000 |
| Williamson County Texas | 6 | $ 3,170,000 | $ 528,000 | $ 185,000 |
| Hillsborough County Florida | 5 | $ 2,315,000 | $ 463,000 | $ 167,000 |
| St. Johns County Florida | 5 | $ 2,135,000 | $ 427,000 | $ 442,000 |
| Kendall County Illinois | 5 | $ 795,000 | $ 159,000 | $ 130,000 |
| Milwaukee County Wisconsin | 5 | $ 1,105,000 | $ 221,000 | $ 128,000 |
| St. Lucie County Florida | 4 | $ 900,000 | $ 225,000 | $ 52,000 |
| Lancaster County South Carolina | 4 | $ 2,230,000 | $ 557,000 | $ 132,000 |
| Montgomery County Texas | 4 | $ 1,190,000 | $ 297,000 | $ 95,000 |
| Racine County Wisconsin | 4 | $ 940,000 | $ 235,000 | $ 99,000 |
| San Diego County California | 3 | $ 555,000 | $ 185,000 | $ 0 |
| Orange County Florida | 3 | $ 825,000 | $ 275,000 | $ 133,000 |
| Pasco County Florida | 3 | $ 835,000 | $ 278,000 | $ 90,000 |
| Boone County Illinois | 3 | $ 105,000 | $ 35,000 | $ 76,000 |
| DeKalb County Illinois | 3 | $ 685,000 | $ 228,000 | $ 100,000 |
| Hamilton County Indiana | 3 | $ 475,000 | $ 158,000 | $ 97,000 |
| Mecklenburg County North Carolina | 3 | $ 1,115,000 | $ 371,000 | $ 110,000 |
| Fort Bend County Texas | 3 | $ 925,000 | $ 308,000 | $ 147,000 |
| Grayson County Texas | 3 | $ 975,000 | $ 325,000 | $ 94,000 |
| Waller County Texas | 3 | $ 1,455,000 | $ 485,000 | $ 133,000 |
| Marathon County Wisconsin | 3 | $ 585,000 | $ 195,000 | $ 106,000 |
| Cherokee County Georgia | 2 | $ 960,000 | $ 480,000 | $ 181,000 |
| DeKalb County Georgia | 2 | $ 740,000 | $ 370,000 | $ 223,000 |
| Fulton County Georgia | 2 | $ 1,910,000 | $ 955,000 | $ 349,000 |
| Gwinnett County Georgia | 2 | $ 840,000 | $ 420,000 | $ 128,000 |
| Lee County Illinois | 2 | $ 110,000 | $ 55,000 | $ 107,000 |
| Sangamon County Illinois | 2 | $ 110,000 | $ 55,000 | $ 88,000 |
| Stephenson County Illinois | 2 | $ 540,000 | $ 270,000 | $ 151,000 |
| Marion County Indiana | 2 | $ 520,000 | $ 260,000 | $ 162,000 |
| St. Francois County Missouri | 2 | $ 190,000 | $ 95,000 | $ 79,000 |
| Union County North Carolina | 2 | $ 1,260,000 | $ 630,000 | $ 216,000 |
| Warren County Ohio | 2 | $ 320,000 | $ 160,000 | $ 126,000 |
| Allegheny County Pennsylvania | 2 | $ 280,000 | $ 140,000 | $ 119,000 |
| York County South Carolina | 2 | $ 120,000 | $ 60,000 | $ 47,000 |
| Davidson County Tennessee | 2 | $ 1,260,000 | $ 630,000 | $ 234,000 |
| Rutherford County Tennessee | 2 | $ 890,000 | $ 445,000 | $ 115,000 |
| Williamson County Tennessee | 2 | $ 1,150,000 | $ 575,000 | $ 110,000 |
| Bexar County Texas | 2 | $ 360,000 | $ 180,000 | $ 161,000 |
| Kaufman County Texas | 2 | $ 780,000 | $ 390,000 | $ 146,000 |
| Adams County Wisconsin | 2 | $ 240,000 | $ 120,000 | $ 212,000 |
| Dane County Wisconsin | 2 | $ 1,010,000 | $ 505,000 | $ 301,000 |
| Rock County Wisconsin | 2 | $ 400,000 | $ 200,000 | $ 116,000 |
| Waukesha County Wisconsin | 2 | $ 470,000 | $ 235,000 | $ 109,000 |
| Santa Cruz County Arizona | 1 | $ 265,000 | $ 265,000 | $ 208,000 |
| Yavapai County Arizona | 1 | $ 765,000 | $ 765,000 | $ 294,000 |
| Los Angeles County California | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Orange County California | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Brevard County Florida | 1 | $ 515,000 | $ 515,000 | $ 304,000 |
| Collier County Florida | 1 | $ 185,000 | $ 185,000 | $ 216,000 |
| Hendry County Florida | 1 | $ 205,000 | $ 205,000 | $ 124,000 |
| Hernando County Florida | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Manatee County Florida | 1 | $ 205,000 | $ 205,000 | $ 43,000 |
| Martin County Florida | 1 | $ 55,000 | $ 55,000 | $ 23,000 |
| Seminole County Florida | 1 | $ 465,000 | $ 465,000 | $ 397,000 |
| Glynn County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Ware County Georgia | 1 | $ 45,000 | $ 45,000 | $ 51,000 |
| Champaign County Illinois | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Ford County Illinois | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Jackson County Illinois | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Knox County Illinois | 1 | $ 145,000 | $ 145,000 | $ 102,000 |
| Allen County Indiana | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Elkhart County Indiana | 1 | $ 305,000 | $ 305,000 | $ 75,000 |
| Porter County Indiana | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
| White County Indiana | 1 | $ 105,000 | $ 105,000 | $ 114,000 |
| Camden County Missouri | 1 | $ 355,000 | $ 355,000 | $ 145,000 |
| Franklin County Missouri | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Jackson County Missouri | 1 | $ 695,000 | $ 695,000 | $ 176,000 |
| Cabarrus County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 123,000 |
| Chatham County North Carolina | 1 | $ 595,000 | $ 595,000 | $ 135,000 |
| Columbus County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Forsyth County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 152,000 |
| Johnston County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 151,000 |
| Jackson County Ohio | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Centre County Pennsylvania | 1 | $ 445,000 | $ 445,000 | $ 159,000 |
| Dauphin County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 108,000 |
| Franklin County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 109,000 |
| Lehigh County Pennsylvania | 1 | $ 455,000 | $ 455,000 | $ 168,000 |
| Philadelphia County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 135,000 |
| Westmoreland County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 96,000 |
| Spartanburg County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 166,000 |
| Anderson County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Roane County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 163,000 |
| Wilson County Tennessee | 1 | $ 485,000 | $ 485,000 | $ 102,000 |
| Brown County Texas | 1 | $ 205,000 | $ 205,000 | $ 57,000 |
| Cameron County Texas | 1 | $ 245,000 | $ 245,000 | $ 107,000 |
| Comal County Texas | 1 | $ 645,000 | $ 645,000 | $ 750,000 |
| Gray County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Hidalgo County Texas | 1 | $ 65,000 | $ 65,000 | $ 71,000 |
| Kendall County Texas | 1 | $ 365,000 | $ 365,000 | $ 124,000 |
| Rockwall County Texas | 1 | $ 375,000 | $ 375,000 | $ 177,000 |
| Travis County Texas | 1 | $ 475,000 | $ 475,000 | $ 185,000 |
| Loudoun County Virginia | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Roanoke County Virginia | 1 | $ 165,000 | $ 165,000 | $ 112,000 |
| Jefferson County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 142,000 |
| Marquette County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 78,000 |
| Oneida County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 243,000 |
| Outagamie County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 164,000 |
| Ozaukee County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 81,000 |
| Sauk County Wisconsin | 1 | $ 355,000 | $ 355,000 | $ 215,000 |
| Vilas County Wisconsin | 1 | $ 455,000 | $ 455,000 | $ 165,000 |
| Washington County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 63,000 |
Mortgage Loan Application Detail Totals for Consumers Cooperative Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 735 | $248,855,000 | $338,000 | $1,955,000 | $127,000 | $1,594,000 |
| Other Purpose | 645 | $61,265,000 | $94,000 | $805,000 | $117,000 | $770,000 |
| Home Improvement | 510 | $37,070,000 | $72,000 | $505,000 | $116,000 | $480,000 |
| Refinancing | 189 | $60,015,000 | $317,000 | $7,255,000 | $107,000 | $477,000 |
| Cash-out Refinancing | 186 | $48,870,000 | $262,000 | $3,555,000 | $111,000 | $656,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 941 | $157,045,000 | $166,000 | $1,105,000 | $126,000 | $1,118,000 |
| Hispanic | 365 | $49,145,000 | $134,000 | $725,000 | $87,000 | $729,000 |
| Not applicable | 359 | $79,255,000 | $220,000 | $7,255,000 | $0 | $0 |
| Not Provided | 236 | $45,370,000 | $192,000 | $1,245,000 | $116,000 | $656,000 |
| Asian | 215 | $83,535,000 | $388,000 | $1,195,000 | $141,000 | $770,000 |
| Black or African American | 104 | $22,260,000 | $214,000 | $1,305,000 | $99,000 | $481,000 |
| American Indian or Alaskan Native | 2 | $890,000 | $445,000 | $645,000 | $154,000 | $224,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $365,000 | $365,000 | $365,000 | $409,000 | $409,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,240 | $449,440,000 | $200,000 | $7,255,000 | $119,000 | $1,118,000 |
| FHA-insured (Federal Housing Administration) | 25 | $6,635,000 | $265,000 | $545,000 | $144,000 | $1,594,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,045 | $231,015,000 | $221,000 | $7,255,000 | $130,000 | $1,118,000 |
| Loan Purchased By The Institution | 330 | $33,310,000 | $100,000 | $305,000 | $0 | $0 |
| Application Denied By Financial Institution | 275 | $36,785,000 | $133,000 | $735,000 | $84,000 | $770,000 |
| Application Withdrawn By Applicant | 199 | $44,545,000 | $223,000 | $3,475,000 | $138,000 | $1,594,000 |
| Application Approved But Not Accepted | 117 | $35,485,000 | $303,000 | $1,425,000 | $122,000 | $284,000 |
| Preapproval Denied by Financial Institution | 110 | $25,790,000 | $234,000 | $725,000 | $72,000 | $301,000 |
| File Closed For Incompleteness | 99 | $17,575,000 | $177,000 | $885,000 | $113,000 | $323,000 |
| Preapproval Approved but not Accepted | 90 | $31,570,000 | $350,000 | $1,405,000 | $128,000 | $695,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,880 | $393,500,000 | $209,000 | $7,255,000 | $129,000 | $1,594,000 |
| Debt-To-Income Ratio | 247 | $40,865,000 | $165,000 | $735,000 | $64,000 | $212,000 |
| Credit History | 97 | $13,955,000 | $143,000 | $645,000 | $104,000 | $770,000 |
| Employment History | 12 | $2,360,000 | $196,000 | $645,000 | $76,000 | $203,000 |
| Other | 11 | $2,755,000 | $250,000 | $515,000 | $191,000 | $409,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,610,000 | $201,000 | $515,000 | $90,000 | $114,000 |
| Collateral | 7 | $495,000 | $70,000 | $205,000 | $118,000 | $176,000 |
| Unverifiable Information | 2 | $510,000 | $255,000 | $405,000 | $136,000 | $146,000 |
| Credit Application Incomplete | 1 | $25,000 | $25,000 | $25,000 | $42,000 | $42,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Consumers Cooperative Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Consumers Cooperative Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.