Consumers Cooperative Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Consumers Cooperative Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Consumers Cooperative Credit Union 1075 Tri-State Parkway Gurnee, IL 60061 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 1,717 |
| Total Mortgage Loan Application Amount | $262,825,000 |
| Average Mortgage Loan Application Amount | $243,200 |
| Highest Mortgage Loan Application Amount | $10,505,000 |
| Average Applicant Income | $121,600 |
| Highest Applicant Income | $1,556,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Consumers Cooperative Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Consumers Cooperative Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Consumers Cooperative Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Consumers Cooperative Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Consumers Cooperative Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Consumers Cooperative Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lake County Illinois | 687 | $ 66,135,000 | $ 96,000 | $ 113,000 |
| Cook County Illinois | 370 | $ 71,310,000 | $ 192,000 | $ 147,000 |
| McHenry County Illinois | 139 | $ 13,425,000 | $ 96,000 | $ 126,000 |
| DuPage County Illinois | 85 | $ 10,245,000 | $ 120,000 | $ 131,000 |
| Kane County Illinois | 63 | $ 7,225,000 | $ 114,000 | $ 140,000 |
| Kenosha County Wisconsin | 43 | $ 4,475,000 | $ 104,000 | $ 107,000 |
| Will County Illinois | 24 | $ 2,490,000 | $ 103,000 | $ 140,000 |
| Walworth County Wisconsin | 16 | $ 1,580,000 | $ 98,000 | $ 142,000 |
| DeKalb County Illinois | 7 | $ 705,000 | $ 100,000 | $ 65,000 |
| Kendall County Illinois | 7 | $ 325,000 | $ 46,000 | $ 108,000 |
| Winnebago County Illinois | 7 | $ 3,645,000 | $ 520,000 | $ 93,000 |
| Boone County Illinois | 6 | $ 370,000 | $ 61,000 | $ 126,000 |
| Racine County Wisconsin | 6 | $ 1,340,000 | $ 223,000 | $ 143,000 |
| Milwaukee County Wisconsin | 5 | $ 675,000 | $ 135,000 | $ 127,000 |
| Broward County Florida | 4 | $ 1,880,000 | $ 470,000 | $ 151,000 |
| Vilas County Wisconsin | 4 | $ 240,000 | $ 60,000 | $ 104,000 |
| Williamson County Tennessee | 3 | $ 1,525,000 | $ 508,000 | $ 322,000 |
| Hillsborough County Florida | 2 | $ 1,040,000 | $ 520,000 | $ 143,000 |
| Lee County Florida | 2 | $ 610,000 | $ 305,000 | $ 310,000 |
| Miami-Dade County Florida | 2 | $ 430,000 | $ 215,000 | $ 64,000 |
| Sarasota County Florida | 2 | $ 990,000 | $ 495,000 | $ 449,000 |
| Seminole County Florida | 2 | $ 700,000 | $ 350,000 | $ 142,000 |
| Gwinnett County Georgia | 2 | $ 770,000 | $ 385,000 | $ 150,000 |
| Champaign County Illinois | 2 | $ 500,000 | $ 250,000 | $ 201,000 |
| Ford County Illinois | 2 | $ 80,000 | $ 40,000 | $ 46,000 |
| Kankakee County Illinois | 2 | $ 70,000 | $ 35,000 | $ 126,000 |
| McLean County Illinois | 2 | $ 4,580,000 | $ 2,290,000 | $ 136,000 |
| Lake County Indiana | 2 | $ 6,040,000 | $ 3,020,000 | $ 69,000 |
| Jasper County Missouri | 2 | $ 310,000 | $ 155,000 | $ 133,000 |
| Wake County North Carolina | 2 | $ 860,000 | $ 430,000 | $ 115,000 |
| Columbiana County Ohio | 2 | $ 210,000 | $ 105,000 | $ 70,000 |
| Dallas County Texas | 2 | $ 650,000 | $ 325,000 | $ 153,000 |
| Chesterfield County Virginia | 2 | $ 310,000 | $ 155,000 | $ 50,000 |
| Dane County Wisconsin | 2 | $ 380,000 | $ 190,000 | $ 143,000 |
| Sheboygan County Wisconsin | 2 | $ 390,000 | $ 195,000 | $ 241,000 |
| Maricopa County Arizona | 1 | $ 695,000 | $ 695,000 | $ 392,000 |
| Brevard County Florida | 1 | $ 325,000 | $ 325,000 | $ 139,000 |
| Pasco County Florida | 1 | $ 225,000 | $ 225,000 | $ 104,000 |
| Polk County Florida | 1 | $ 255,000 | $ 255,000 | $ 55,000 |
| Santa Rosa County Florida | 1 | $ 225,000 | $ 225,000 | $ 122,000 |
| Sumter County Florida | 1 | $ 105,000 | $ 105,000 | $ 108,000 |
| Walton County Florida | 1 | $ 1,185,000 | $ 1,185,000 | $ 516,000 |
| Fulton County Georgia | 1 | $ 635,000 | $ 635,000 | $ 564,000 |
| Grundy County Illinois | 1 | $ 315,000 | $ 315,000 | $ 78,000 |
| Johnson County Illinois | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| Sangamon County Illinois | 1 | $ 205,000 | $ 205,000 | $ 120,000 |
| St. Clair County Illinois | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Stephenson County Illinois | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Vermilion County Illinois | 1 | $ 55,000 | $ 55,000 | $ 20,000 |
| Whiteside County Illinois | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Hancock County Indiana | 1 | $ 255,000 | $ 255,000 | $ 107,000 |
| Miller County Missouri | 1 | $ 55,000 | $ 55,000 | $ 17,000 |
| Platte County Missouri | 1 | $ 1,285,000 | $ 1,285,000 | $ 326,000 |
| St. Louis County Missouri | 1 | $ 115,000 | $ 115,000 | $ 32,000 |
| Columbus County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Gaston County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 79,000 |
| Granville County North Carolina | 1 | $ 465,000 | $ 465,000 | $ 222,000 |
| Rowan County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 63,000 |
| Ashtabula County Ohio | 1 | $ 55,000 | $ 55,000 | $ 94,000 |
| Clinton County Ohio | 1 | $ 205,000 | $ 205,000 | $ 117,000 |
| Stark County Ohio | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Summit County Ohio | 1 | $ 215,000 | $ 215,000 | $ 123,000 |
| Bucks County Pennsylvania | 1 | $ 555,000 | $ 555,000 | $ 188,000 |
| Montgomery County Pennsylvania | 1 | $ 495,000 | $ 495,000 | $ 174,000 |
| Philadelphia County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 237,000 |
| Horry County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 87,000 |
| Jasper County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 171,000 |
| Bledsoe County Tennessee | 1 | $ 1,675,000 | $ 1,675,000 | $ 563,000 |
| Bradley County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 130,000 |
| Loudon County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 246,000 |
| Monroe County Tennessee | 1 | $ 1,055,000 | $ 1,055,000 | $ 141,000 |
| Shelby County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 132,000 |
| Collin County Texas | 1 | $ 585,000 | $ 585,000 | $ 170,000 |
| Galveston County Texas | 1 | $ 285,000 | $ 285,000 | $ 122,000 |
| Harris County Texas | 1 | $ 545,000 | $ 545,000 | $ 189,000 |
| Wharton County Texas | 1 | $ 95,000 | $ 95,000 | $ 25,000 |
| Williamson County Texas | 1 | $ 885,000 | $ 885,000 | $ 135,000 |
| Chesapeake County Virginia | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Iron County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 127,000 |
| Marinette County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 41,000 |
| Ozaukee County Wisconsin | 1 | $ 895,000 | $ 895,000 | $ 314,000 |
| Rock County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| Waukesha County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| Winnebago County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Consumers Cooperative Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 637 | $51,965,000 | $81,000 | $905,000 | $128,000 | $959,000 |
| Other Purpose | 560 | $42,660,000 | $76,000 | $1,735,000 | $113,000 | $1,442,000 |
| Home Purchase | 411 | $127,295,000 | $309,000 | $2,255,000 | $138,000 | $1,556,000 |
| Refinancing | 55 | $21,125,000 | $384,000 | $10,505,000 | $113,000 | $389,000 |
| Cash-out Refinancing | 54 | $19,780,000 | $366,000 | $5,805,000 | $116,000 | $484,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 909 | $122,605,000 | $134,000 | $1,735,000 | $137,000 | $1,442,000 |
| Hispanic | 327 | $33,745,000 | $103,000 | $665,000 | $91,000 | $924,000 |
| Not Provided | 269 | $31,105,000 | $115,000 | $1,285,000 | $112,000 | $1,211,000 |
| Asian | 84 | $19,930,000 | $237,000 | $1,455,000 | $192,000 | $1,556,000 |
| Black or African American | 82 | $11,240,000 | $137,000 | $1,285,000 | $95,000 | $374,000 |
| Not applicable | 24 | $41,140,000 | $1,714,000 | $10,505,000 | $0 | $0 |
| American Indian or Alaskan Native | 9 | $975,000 | $108,000 | $505,000 | $117,000 | $350,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,716 | $262,460,000 | $152,000 | $10,505,000 | $124,000 | $1,556,000 |
| FHA-insured (Federal Housing Administration) | 1 | $365,000 | $365,000 | $365,000 | $127,000 | $127,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 947 | $147,325,000 | $155,000 | $10,505,000 | $137,000 | $1,442,000 |
| Application Denied By Financial Institution | 277 | $26,045,000 | $94,000 | $1,285,000 | $87,000 | $1,211,000 |
| Application Withdrawn By Applicant | 159 | $22,475,000 | $141,000 | $1,285,000 | $138,000 | $1,556,000 |
| Preapproval Approved but not Accepted | 121 | $33,575,000 | $277,000 | $1,085,000 | $115,000 | $512,000 |
| Application Approved But Not Accepted | 79 | $10,645,000 | $134,000 | $725,000 | $123,000 | $739,000 |
| File Closed For Incompleteness | 79 | $9,665,000 | $122,000 | $625,000 | $125,000 | $959,000 |
| Preapproval Denied by Financial Institution | 55 | $13,095,000 | $238,000 | $1,675,000 | $84,000 | $563,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,385 | $223,685,000 | $161,000 | $10,505,000 | $134,000 | $1,556,000 |
| Debt-To-Income Ratio | 188 | $22,890,000 | $121,000 | $1,285,000 | $68,000 | $326,000 |
| Credit History | 73 | $5,865,000 | $80,000 | $285,000 | $84,000 | $234,000 |
| Collateral | 38 | $5,010,000 | $131,000 | $1,675,000 | $167,000 | $1,211,000 |
| Other | 13 | $1,315,000 | $101,000 | $365,000 | $120,000 | $268,000 |
| Employment History | 10 | $1,680,000 | $168,000 | $335,000 | $88,000 | $246,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $2,255,000 | $322,000 | $1,115,000 | $87,000 | $214,000 |
| Unverifiable Information | 3 | $125,000 | $41,000 | $55,000 | $86,000 | $111,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Consumers Cooperative Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Consumers Cooperative Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.