Continental Home Loans Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Continental Home Loans Inc. 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Continental Home Loans Inc. 175 Pinelawn Road, Suite 303 Melville, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 1,648 |
| Total Mortgage Loan Application Amount | $358,735,000 |
| Average Mortgage Loan Application Amount | $254,666 |
| Highest Mortgage Loan Application Amount | $2,210,000 |
| Average Applicant Income | $125,333 |
| Highest Applicant Income | $2,592,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Continental Home Loans Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Continental Home Loans Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Continental Home Loans Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Continental Home Loans Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Continental Home Loans Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Continental Home Loans Inc.'s mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 856 | $ 200,767,000 | $ 234,000 | $ 115,000 |
| Union County North Carolina | 167 | $ 20,168,000 | $ 120,000 | $ 55,000 |
| Nassau County New York | 165 | $ 44,784,000 | $ 271,000 | $ 157,000 |
| Mecklenburg County North Carolina | 123 | $ 13,665,000 | $ 111,000 | $ 57,000 |
| Queens County New York | 97 | $ 24,031,000 | $ 247,000 | $ 94,000 |
| Kings County New York | 44 | $ 14,424,000 | $ 327,000 | $ 130,000 |
| Bronx County New York | 24 | $ 6,203,000 | $ 258,000 | $ 90,000 |
| Gaston County North Carolina | 14 | $ 1,638,000 | $ 117,000 | $ 90,000 |
| Cabarrus County North Carolina | 13 | $ 1,814,000 | $ 139,000 | $ 55,000 |
| York County South Carolina | 11 | $ 1,391,000 | $ 126,000 | $ 53,000 |
| Richmond County New York | 10 | $ 2,736,000 | $ 273,000 | $ 44,000 |
| Orange County New York | 9 | $ 2,227,000 | $ 247,000 | $ 84,000 |
| Putnam County New York | 7 | $ 1,276,000 | $ 182,000 | $ 127,000 |
| Westchester County New York | 7 | $ 3,239,000 | $ 462,000 | $ 124,000 |
| Palm Beach County Florida | 5 | $ 1,224,000 | $ 244,000 | $ 225,000 |
| Anson County North Carolina | 5 | $ 345,000 | $ 69,000 | $ 20,000 |
| Horry County South Carolina | 5 | $ 999,000 | $ 199,000 | $ 55,000 |
| Brunswick County North Carolina | 4 | $ 1,142,000 | $ 285,000 | $ 124,000 |
| Fairfield County Connecticut | 3 | $ 749,000 | $ 249,000 | $ 48,000 |
| Lee County Florida | 3 | $ 320,000 | $ 106,000 | $ 24,000 |
| Orange County Florida | 3 | $ 343,000 | $ 114,000 | $ 100,000 |
| Hudson County New Jersey | 3 | $ 360,000 | $ 120,000 | $ 32,000 |
| Monmouth County New Jersey | 3 | $ 1,099,000 | $ 366,000 | $ 294,000 |
| Dutchess County New York | 3 | $ 735,000 | $ 245,000 | $ 167,000 |
| Sullivan County New York | 3 | $ 234,000 | $ 78,000 | $ 102,000 |
| Wake County North Carolina | 3 | $ 476,000 | $ 158,000 | $ 80,000 |
| Osceola County Florida | 2 | $ 582,000 | $ 291,000 | $ 116,000 |
| Bergen County New Jersey | 2 | $ 674,000 | $ 337,000 | $ 56,000 |
| Cape May County New Jersey | 2 | $ 180,000 | $ 90,000 | $ 73,000 |
| Greene County New York | 2 | $ 812,000 | $ 406,000 | $ 0 |
| New York County New York | 2 | $ 956,000 | $ 478,000 | $ 216,000 |
| Cumberland County North Carolina | 2 | $ 199,000 | $ 99,000 | $ 44,000 |
| Currituck County North Carolina | 2 | $ 743,000 | $ 371,000 | $ 0 |
| Haywood County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 168,000 |
| Iredell County North Carolina | 2 | $ 409,000 | $ 204,000 | $ 59,000 |
| Stanly County North Carolina | 2 | $ 124,000 | $ 62,000 | $ 46,000 |
| Chesterfield County South Carolina | 2 | $ 187,000 | $ 93,000 | $ 45,000 |
| Greenwood County South Carolina | 2 | $ 84,000 | $ 42,000 | $ 0 |
| Sevier County Tennessee | 2 | $ 538,000 | $ 269,000 | $ 0 |
| Sullivan County Tennessee | 2 | $ 175,000 | $ 87,000 | $ 37,000 |
| Litchfield County Connecticut | 1 | $ 390,000 | $ 390,000 | $ 115,000 |
| New Castle County Delaware | 1 | $ 318,000 | $ 318,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 115,000 | $ 115,000 | $ 125,000 |
| Indian River County Florida | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Monroe County Florida | 1 | $ 96,000 | $ 96,000 | $ 180,000 |
| Polk County Florida | 1 | $ 192,000 | $ 192,000 | $ 61,000 |
| St. Lucie County Florida | 1 | $ 220,000 | $ 220,000 | $ 240,000 |
| Newton County Georgia | 1 | $ 136,000 | $ 136,000 | $ 24,000 |
| Howard County Maryland | 1 | $ 170,000 | $ 170,000 | $ 61,000 |
| Barnstable County Massachusetts | 1 | $ 363,000 | $ 363,000 | $ 0 |
| Atlantic County New Jersey | 1 | $ 379,000 | $ 379,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 356,000 | $ 356,000 | $ 0 |
| Essex County New Jersey | 1 | $ 372,000 | $ 372,000 | $ 144,000 |
| Middlesex County New Jersey | 1 | $ 350,000 | $ 350,000 | $ 106,000 |
| Ocean County New Jersey | 1 | $ 272,000 | $ 272,000 | $ 0 |
| Delaware County New York | 1 | $ 363,000 | $ 363,000 | $ 0 |
| Otsego County New York | 1 | $ 268,000 | $ 268,000 | $ 96,000 |
| Rensselaer County New York | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Rockland County New York | 1 | $ 100,000 | $ 100,000 | $ 91,000 |
| Ashe County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Lincoln County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 43,000 |
| New Hanover County North Carolina | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Pender County North Carolina | 1 | $ 422,000 | $ 422,000 | $ 205,000 |
| Pitt County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Stokes County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 53,000 |
| Lackawanna County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Continental Home Loans Inc. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,155 | $240,974,000 | $208,000 | $2,210,000 | $96,000 | $1,555,000 |
| Refinancing | 492 | $117,443,000 | $238,000 | $1,500,000 | $123,000 | $2,592,000 |
| Home Improvement | 1 | $318,000 | $318,000 | $318,000 | $157,000 | $157,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,162 | $255,312,000 | $219,000 | $2,210,000 | $113,000 | $2,592,000 |
| Hispanic | 213 | $45,941,000 | $215,000 | $564,000 | $78,000 | $204,000 |
| Black or African American | 209 | $43,569,000 | $208,000 | $646,000 | $77,000 | $300,000 |
| Asian | 36 | $6,766,000 | $187,000 | $640,000 | $100,000 | $250,000 |
| Not Provided | 18 | $4,031,000 | $223,000 | $674,000 | $121,000 | $415,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $2,403,000 | $400,000 | $1,000,000 | $259,000 | $534,000 |
| American Indian or Alaskan Native | 4 | $713,000 | $178,000 | $320,000 | $99,000 | $153,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,434 | $312,120,000 | $217,000 | $2,210,000 | $112,000 | $2,592,000 |
| FHA-insured (Federal Housing Administration) | 185 | $41,508,000 | $224,000 | $478,000 | $52,000 | $157,000 |
| VA-guaranteed (Veterans Administration) | 28 | $4,736,000 | $169,000 | $342,000 | $52,000 | $116,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $371,000 | $371,000 | $371,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,175 | $251,348,000 | $213,000 | $2,210,000 | $108,000 | $2,592,000 |
| Application Withdrawn By Applicant | 298 | $68,596,000 | $230,000 | $1,000,000 | $95,000 | $752,000 |
| Application Approved But Not Accepted | 100 | $24,302,000 | $243,000 | $1,500,000 | $107,000 | $864,000 |
| Application Denied By Financial Institution | 47 | $7,858,000 | $167,000 | $424,000 | $71,000 | $240,000 |
| File Closed For Incompleteness | 27 | $6,556,000 | $242,000 | $646,000 | $103,000 | $504,000 |
| Preapproval Approved but not Accepted | 1 | $75,000 | $75,000 | $75,000 | $59,000 | $59,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 18 | $2,989,000 | $166,000 | $363,000 | $66,000 | $180,000 |
| Collateral | 7 | $989,000 | $141,000 | $312,000 | $93,000 | $240,000 |
| Credit History | 6 | $836,000 | $139,000 | $242,000 | $51,000 | $80,000 |
| Employment History | 5 | $955,000 | $191,000 | $306,000 | $65,000 | $119,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,001,000 | $250,000 | $412,000 | $88,000 | $155,000 |
| Other | 4 | $520,000 | $130,000 | $225,000 | $44,000 | $95,000 |
| Unverifiable Information | 2 | $144,000 | $72,000 | $121,000 | $113,000 | $113,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Continental Home Loans Inc.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Continental Home Loans Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.