Continental Home Loans Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Continental Home Loans Inc. 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Continental Home Loans Inc. 175 Pinelawn Road, Suite 303 Melville, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 1,662 |
| Total Mortgage Loan Application Amount | $460,031,000 |
| Average Mortgage Loan Application Amount | $280,500 |
| Highest Mortgage Loan Application Amount | $2,800,000 |
| Average Applicant Income | $113,000 |
| Highest Applicant Income | $826,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Continental Home Loans Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Continental Home Loans Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Continental Home Loans Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Continental Home Loans Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Continental Home Loans Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Continental Home Loans Inc.'s mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 891 | $ 242,453,000 | $ 272,000 | $ 117,000 |
| Nassau County New York | 215 | $ 64,466,000 | $ 299,000 | $ 124,000 |
| Kings County New York | 111 | $ 35,593,000 | $ 320,000 | $ 108,000 |
| Queens County New York | 109 | $ 33,817,000 | $ 310,000 | $ 92,000 |
| Orange County New York | 36 | $ 8,444,000 | $ 234,000 | $ 87,000 |
| Bronx County New York | 28 | $ 9,354,000 | $ 334,000 | $ 82,000 |
| Richmond County New York | 18 | $ 4,153,000 | $ 230,000 | $ 104,000 |
| Westchester County New York | 16 | $ 4,859,000 | $ 303,000 | $ 105,000 |
| New York County New York | 13 | $ 5,929,000 | $ 456,000 | $ 253,000 |
| Palm Beach County Florida | 11 | $ 3,212,000 | $ 292,000 | $ 170,000 |
| Broward County Florida | 9 | $ 1,630,000 | $ 181,000 | $ 141,000 |
| New Haven County Connecticut | 7 | $ 1,240,000 | $ 177,000 | $ 67,000 |
| Miami-Dade County Florida | 7 | $ 1,843,000 | $ 263,000 | $ 229,000 |
| Clark County Nevada | 7 | $ 4,815,000 | $ 687,000 | $ 231,000 |
| Albany County New York | 7 | $ 1,180,000 | $ 168,000 | $ 68,000 |
| Orange County Florida | 6 | $ 1,060,000 | $ 176,000 | $ 81,000 |
| Horry County South Carolina | 6 | $ 813,000 | $ 135,000 | $ 77,000 |
| Hartford County Connecticut | 5 | $ 840,000 | $ 168,000 | $ 94,000 |
| Marion County Florida | 5 | $ 616,000 | $ 123,000 | $ 61,000 |
| Rockland County New York | 5 | $ 1,681,000 | $ 336,000 | $ 145,000 |
| Forsyth County North Carolina | 5 | $ 549,000 | $ 109,000 | $ 31,000 |
| Bergen County New Jersey | 4 | $ 1,151,000 | $ 287,000 | $ 81,000 |
| Hudson County New Jersey | 4 | $ 1,142,000 | $ 285,000 | $ 227,000 |
| Ocean County New Jersey | 4 | $ 1,075,000 | $ 268,000 | $ 94,000 |
| Passaic County New Jersey | 4 | $ 714,000 | $ 178,000 | $ 90,000 |
| Union County New Jersey | 4 | $ 1,203,000 | $ 300,000 | $ 90,000 |
| Douglas County Colorado | 3 | $ 889,000 | $ 296,000 | $ 111,000 |
| Fairfield County Connecticut | 3 | $ 1,731,000 | $ 577,000 | $ 315,000 |
| Pinellas County Florida | 3 | $ 665,000 | $ 221,000 | $ 158,000 |
| Seminole County Florida | 3 | $ 488,000 | $ 162,000 | $ 118,000 |
| Burlington County New Jersey | 3 | $ 652,000 | $ 217,000 | $ 82,000 |
| Somerset County New Jersey | 3 | $ 597,000 | $ 199,000 | $ 112,000 |
| Ulster County New York | 3 | $ 820,000 | $ 273,000 | $ 125,000 |
| Knox County Tennessee | 3 | $ 325,000 | $ 108,000 | $ 50,000 |
| Chesapeake County Virginia | 3 | $ 367,000 | $ 122,000 | $ 58,000 |
| New London County Connecticut | 2 | $ 286,000 | $ 143,000 | $ 69,000 |
| Kent County Delaware | 2 | $ 387,000 | $ 193,000 | $ 58,000 |
| Osceola County Florida | 2 | $ 326,000 | $ 163,000 | $ 180,000 |
| St. Lucie County Florida | 2 | $ 419,000 | $ 209,000 | $ 80,000 |
| Chatham County Georgia | 2 | $ 270,000 | $ 135,000 | $ 59,000 |
| Cobb County Georgia | 2 | $ 198,000 | $ 99,000 | $ 74,000 |
| Henry County Georgia | 2 | $ 306,000 | $ 153,000 | $ 54,000 |
| St. Louis City County Missouri | 2 | $ 240,000 | $ 120,000 | $ 34,000 |
| Cumberland County New Jersey | 2 | $ 404,000 | $ 202,000 | $ 40,000 |
| Essex County New Jersey | 2 | $ 599,000 | $ 299,000 | $ 72,000 |
| Middlesex County New Jersey | 2 | $ 799,000 | $ 399,000 | $ 98,000 |
| Morris County New Jersey | 2 | $ 504,000 | $ 252,000 | $ 75,000 |
| Sussex County New Jersey | 2 | $ 1,172,000 | $ 586,000 | $ 826,000 |
| Delaware County New York | 2 | $ 451,000 | $ 225,000 | $ 100,000 |
| Greene County New York | 2 | $ 518,000 | $ 259,000 | $ 130,000 |
| Onondaga County New York | 2 | $ 1,100,000 | $ 550,000 | $ 373,000 |
| Otsego County New York | 2 | $ 296,000 | $ 148,000 | $ 128,000 |
| Sullivan County New York | 2 | $ 266,000 | $ 133,000 | $ 34,000 |
| Brunswick County North Carolina | 2 | $ 329,000 | $ 164,000 | $ 197,000 |
| Halifax County North Carolina | 2 | $ 89,000 | $ 44,000 | $ 66,000 |
| Iredell County North Carolina | 2 | $ 334,000 | $ 167,000 | $ 77,000 |
| Oklahoma County Oklahoma | 2 | $ 433,000 | $ 216,000 | $ 149,000 |
| Grayson County Texas | 2 | $ 114,000 | $ 57,000 | $ 50,000 |
| Butte County California | 1 | $ 146,000 | $ 146,000 | $ 57,000 |
| Kern County California | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Sacramento County California | 1 | $ 339,000 | $ 339,000 | $ 56,000 |
| Middlesex County Connecticut | 1 | $ 417,000 | $ 417,000 | $ 204,000 |
| Tolland County Connecticut | 1 | $ 320,000 | $ 320,000 | $ 135,000 |
| Collier County Florida | 1 | $ 170,000 | $ 170,000 | $ 58,000 |
| Escambia County Florida | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Hillsborough County Florida | 1 | $ 332,000 | $ 332,000 | $ 222,000 |
| Okaloosa County Florida | 1 | $ 252,000 | $ 252,000 | $ 74,000 |
| Pasco County Florida | 1 | $ 100,000 | $ 100,000 | $ 298,000 |
| Polk County Florida | 1 | $ 119,000 | $ 119,000 | $ 102,000 |
| Volusia County Florida | 1 | $ 135,000 | $ 135,000 | $ 96,000 |
| Clayton County Georgia | 1 | $ 178,000 | $ 178,000 | $ 50,000 |
| Gwinnett County Georgia | 1 | $ 296,000 | $ 296,000 | $ 207,000 |
| Somerset County Maine | 1 | $ 60,000 | $ 60,000 | $ 17,000 |
| Prince George's County Maryland | 1 | $ 540,000 | $ 540,000 | $ 143,000 |
| Suffolk County Massachusetts | 1 | $ 255,000 | $ 255,000 | $ 241,000 |
| Camden County New Jersey | 1 | $ 164,000 | $ 164,000 | $ 103,000 |
| Cape May County New Jersey | 1 | $ 266,000 | $ 266,000 | $ 176,000 |
| Hunterdon County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 102,000 |
| Mercer County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 206,000 |
| Monmouth County New Jersey | 1 | $ 300,000 | $ 300,000 | $ 102,000 |
| Broome County New York | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Clinton County New York | 1 | $ 176,000 | $ 176,000 | $ 126,000 |
| Columbia County New York | 1 | $ 192,000 | $ 192,000 | $ 114,000 |
| Dutchess County New York | 1 | $ 293,000 | $ 293,000 | $ 73,000 |
| Jefferson County New York | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Montgomery County New York | 1 | $ 66,000 | $ 66,000 | $ 48,000 |
| Ontario County New York | 1 | $ 200,000 | $ 200,000 | $ 51,000 |
| Putnam County New York | 1 | $ 250,000 | $ 250,000 | $ 76,000 |
| Rensselaer County New York | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| Saratoga County New York | 1 | $ 364,000 | $ 364,000 | $ 122,000 |
| Warren County New York | 1 | $ 200,000 | $ 200,000 | $ 61,000 |
| Washington County New York | 1 | $ 30,000 | $ 30,000 | $ 11,000 |
| Catawba County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 140,000 |
| Cumberland County North Carolina | 1 | $ 127,000 | $ 127,000 | $ 49,000 |
| Davidson County North Carolina | 1 | $ 142,000 | $ 142,000 | $ 41,000 |
| Guilford County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 45,000 |
| Rockingham County North Carolina | 1 | $ 111,000 | $ 111,000 | $ 30,000 |
| Wake County North Carolina | 1 | $ 322,000 | $ 322,000 | $ 138,000 |
| Monroe County Pennsylvania | 1 | $ 34,000 | $ 34,000 | $ 102,000 |
| Charleston County South Carolina | 1 | $ 156,000 | $ 156,000 | $ 33,000 |
| Dorchester County South Carolina | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Georgetown County South Carolina | 1 | $ 196,000 | $ 196,000 | $ 123,000 |
| Richland County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 54,000 |
| Spartanburg County South Carolina | 1 | $ 360,000 | $ 360,000 | $ 149,000 |
| Dickson County Tennessee | 1 | $ 53,000 | $ 53,000 | $ 293,000 |
| Shelby County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Salt Lake County Utah | 1 | $ 156,000 | $ 156,000 | $ 63,000 |
| Utah County Utah | 1 | $ 180,000 | $ 180,000 | $ 43,000 |
| Culpeper County Virginia | 1 | $ 160,000 | $ 160,000 | $ 0 |
Mortgage Loan Application Detail Totals for Continental Home Loans Inc. in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,154 | $311,933,000 | $270,000 | $2,800,000 | $119,000 | $826,000 |
| Refinancing | 508 | $148,098,000 | $291,000 | $1,039,000 | $107,000 | $815,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,082 | $306,011,000 | $282,000 | $2,800,000 | $126,000 | $826,000 |
| Black or African American | 301 | $79,151,000 | $262,000 | $725,000 | $90,000 | $350,000 |
| Hispanic | 228 | $60,624,000 | $265,000 | $680,000 | $92,000 | $480,000 |
| Asian | 35 | $10,199,000 | $291,000 | $940,000 | $160,000 | $471,000 |
| Not Provided | 13 | $3,224,000 | $248,000 | $516,000 | $85,000 | $241,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $822,000 | $274,000 | $417,000 | $107,000 | $116,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,426 | $396,107,000 | $277,000 | $2,800,000 | $122,000 | $826,000 |
| FHA-insured (Federal Housing Administration) | 231 | $62,689,000 | $271,000 | $637,000 | $76,000 | $170,000 |
| VA-guaranteed (Veterans Administration) | 5 | $1,235,000 | $247,000 | $324,000 | $79,000 | $112,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,094 | $301,059,000 | $275,000 | $2,000,000 | $116,000 | $815,000 |
| Application Withdrawn By Applicant | 425 | $120,102,000 | $282,000 | $2,800,000 | $118,000 | $826,000 |
| Application Denied By Financial Institution | 71 | $18,571,000 | $261,000 | $772,000 | $86,000 | $293,000 |
| Application Approved But Not Accepted | 66 | $18,647,000 | $282,000 | $999,000 | $103,000 | $815,000 |
| File Closed For Incompleteness | 4 | $1,187,000 | $296,000 | $500,000 | $259,000 | $826,000 |
| Loan Purchased By The Institution | 2 | $465,000 | $232,000 | $233,000 | $286,000 | $480,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 13 | $4,033,000 | $310,000 | $772,000 | $97,000 | $293,000 |
| Debt-To-Income Ratio | 11 | $2,410,000 | $219,000 | $363,000 | $65,000 | $88,000 |
| Collateral | 8 | $2,248,000 | $281,000 | $560,000 | $105,000 | $201,000 |
| Unverifiable Information | 6 | $1,826,000 | $304,000 | $556,000 | $129,000 | $166,000 |
| Credit History | 6 | $1,356,000 | $226,000 | $468,000 | $90,000 | $187,000 |
| Employment History | 4 | $826,000 | $206,000 | $351,000 | $96,000 | $110,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $751,000 | $375,000 | $509,000 | $83,000 | $120,000 |
| Mortgage Insurance Denied | 1 | $331,000 | $331,000 | $331,000 | $88,000 | $88,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Continental Home Loans Inc.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Continental Home Loans Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.