Continental Home Loans Inc. 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Continental Home Loans Inc. 175 Pinelawn Road, Suite 303 Melville, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 4,365 |
| Total Mortgage Loan Application Amount | $1,345,456,000 |
| Average Mortgage Loan Application Amount | $311,000 |
| Highest Mortgage Loan Application Amount | $1,435,000 |
| Average Applicant Income | $105,500 |
| Highest Applicant Income | $2,002,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Continental Home Loans Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Continental Home Loans Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Continental Home Loans Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Continental Home Loans Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Continental Home Loans Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Continental Home Loans Inc.'s mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 1,847 | $ 544,332,000 | $ 294,000 | $ 102,000 |
| Nassau County New York | 805 | $ 274,704,000 | $ 341,000 | $ 123,000 |
| Queens County New York | 363 | $ 125,642,000 | $ 346,000 | $ 88,000 |
| Kings County New York | 218 | $ 83,941,000 | $ 385,000 | $ 98,000 |
| Westchester County New York | 170 | $ 62,172,000 | $ 365,000 | $ 139,000 |
| Bronx County New York | 114 | $ 43,116,000 | $ 378,000 | $ 88,000 |
| Richmond County New York | 67 | $ 22,601,000 | $ 337,000 | $ 102,000 |
| Orange County New York | 54 | $ 13,117,000 | $ 242,000 | $ 86,000 |
| Essex County Massachusetts | 42 | $ 7,011,000 | $ 166,000 | $ 46,000 |
| New York County New York | 34 | $ 12,860,000 | $ 378,000 | $ 238,000 |
| Union County New Jersey | 32 | $ 6,877,000 | $ 214,000 | $ 64,000 |
| Bergen County New Jersey | 31 | $ 9,248,000 | $ 298,000 | $ 94,000 |
| Suffolk County Massachusetts | 29 | $ 8,809,000 | $ 303,000 | $ 91,000 |
| Rockland County New York | 28 | $ 10,164,000 | $ 363,000 | $ 133,000 |
| Albany County New York | 27 | $ 4,843,000 | $ 179,000 | $ 71,000 |
| Dutchess County New York | 22 | $ 5,306,000 | $ 241,000 | $ 85,000 |
| Saratoga County New York | 19 | $ 3,669,000 | $ 193,000 | $ 82,000 |
| Schenectady County New York | 17 | $ 2,136,000 | $ 125,000 | $ 51,000 |
| Fairfield County Connecticut | 16 | $ 5,773,000 | $ 360,000 | $ 113,000 |
| Norfolk County Massachusetts | 16 | $ 4,622,000 | $ 288,000 | $ 106,000 |
| Putnam County New York | 16 | $ 5,081,000 | $ 317,000 | $ 116,000 |
| Middlesex County New Jersey | 15 | $ 4,443,000 | $ 296,000 | $ 83,000 |
| Contra Costa County California | 14 | $ 2,855,000 | $ 203,000 | $ 61,000 |
| Essex County New Jersey | 14 | $ 4,274,000 | $ 305,000 | $ 109,000 |
| Hudson County New Jersey | 14 | $ 4,030,000 | $ 287,000 | $ 94,000 |
| Ocean County New Jersey | 14 | $ 3,837,000 | $ 274,000 | $ 94,000 |
| Middlesex County Massachusetts | 11 | $ 2,781,000 | $ 252,000 | $ 81,000 |
| Rensselaer County New York | 10 | $ 1,461,000 | $ 146,000 | $ 57,000 |
| New Haven County Connecticut | 9 | $ 1,941,000 | $ 215,000 | $ 62,000 |
| Broward County Florida | 9 | $ 1,827,000 | $ 203,000 | $ 82,000 |
| Monmouth County New Jersey | 9 | $ 3,257,000 | $ 361,000 | $ 127,000 |
| Passaic County New Jersey | 9 | $ 2,609,000 | $ 289,000 | $ 76,000 |
| Palm Beach County Florida | 8 | $ 2,083,000 | $ 260,000 | $ 128,000 |
| Somerset County New Jersey | 8 | $ 2,943,000 | $ 367,000 | $ 189,000 |
| Onondaga County New York | 8 | $ 1,523,000 | $ 190,000 | $ 72,000 |
| Sullivan County New York | 8 | $ 1,318,000 | $ 164,000 | $ 74,000 |
| Ulster County New York | 8 | $ 1,414,000 | $ 176,000 | $ 93,000 |
| Erie County New York | 6 | $ 1,687,000 | $ 281,000 | $ 129,000 |
| Warren County New York | 6 | $ 894,000 | $ 149,000 | $ 49,000 |
| Monroe County Pennsylvania | 6 | $ 987,000 | $ 164,000 | $ 117,000 |
| Los Angeles County California | 5 | $ 1,502,000 | $ 300,000 | $ 86,000 |
| Hartford County Connecticut | 5 | $ 1,145,000 | $ 229,000 | $ 62,000 |
| Miami-Dade County Florida | 5 | $ 845,000 | $ 169,000 | $ 50,000 |
| Plymouth County Massachusetts | 5 | $ 1,732,000 | $ 346,000 | $ 103,000 |
| Monroe County New York | 5 | $ 683,000 | $ 136,000 | $ 83,000 |
| Washington County New York | 5 | $ 451,000 | $ 90,000 | $ 51,000 |
| Philadelphia County Pennsylvania | 5 | $ 963,000 | $ 192,000 | $ 46,000 |
| Santa Cruz County California | 4 | $ 820,000 | $ 205,000 | $ 58,000 |
| Tolland County Connecticut | 4 | $ 812,000 | $ 203,000 | $ 78,000 |
| Hampden County Massachusetts | 4 | $ 871,000 | $ 217,000 | $ 96,000 |
| Hunterdon County New Jersey | 4 | $ 1,230,000 | $ 307,000 | $ 96,000 |
| Sussex County New Jersey | 4 | $ 882,000 | $ 220,000 | $ 53,000 |
| Wayne County Pennsylvania | 4 | $ 818,000 | $ 204,000 | $ 156,000 |
| Alameda County California | 3 | $ 842,000 | $ 280,000 | $ 74,000 |
| Litchfield County Connecticut | 3 | $ 708,000 | $ 236,000 | $ 203,000 |
| Lee County Florida | 3 | $ 498,000 | $ 166,000 | $ 111,000 |
| Mercer County New Jersey | 3 | $ 789,000 | $ 263,000 | $ 133,000 |
| Greene County New York | 3 | $ 653,000 | $ 217,000 | $ 100,000 |
| Bucks County Pennsylvania | 3 | $ 553,000 | $ 184,000 | $ 123,000 |
| Dauphin County Pennsylvania | 3 | $ 393,000 | $ 131,000 | $ 50,000 |
| Northampton County Pennsylvania | 3 | $ 464,000 | $ 154,000 | $ 156,000 |
| Susquehanna County Pennsylvania | 3 | $ 510,000 | $ 170,000 | $ 142,000 |
| San Mateo County California | 2 | $ 985,000 | $ 492,000 | $ 124,000 |
| Santa Clara County California | 2 | $ 748,000 | $ 374,000 | $ 88,000 |
| New London County Connecticut | 2 | $ 621,000 | $ 310,000 | $ 94,000 |
| Duval County Florida | 2 | $ 230,000 | $ 115,000 | $ 68,000 |
| Hillsborough County Florida | 2 | $ 375,000 | $ 187,000 | $ 76,000 |
| Orange County Florida | 2 | $ 238,000 | $ 119,000 | $ 55,000 |
| Osceola County Florida | 2 | $ 163,000 | $ 81,000 | $ 37,000 |
| Barnstable County Massachusetts | 2 | $ 551,000 | $ 275,000 | $ 83,000 |
| Worcester County Massachusetts | 2 | $ 674,000 | $ 337,000 | $ 153,000 |
| Camden County New Jersey | 2 | $ 415,000 | $ 207,000 | $ 85,000 |
| Cumberland County New Jersey | 2 | $ 393,000 | $ 196,000 | $ 34,000 |
| Morris County New Jersey | 2 | $ 501,000 | $ 250,000 | $ 40,000 |
| Columbia County New York | 2 | $ 346,000 | $ 173,000 | $ 90,000 |
| Montgomery County New York | 2 | $ 184,000 | $ 92,000 | $ 54,000 |
| Niagara County New York | 2 | $ 367,000 | $ 183,000 | $ 32,000 |
| Schoharie County New York | 2 | $ 312,000 | $ 156,000 | $ 47,000 |
| Schuyler County New York | 2 | $ 293,000 | $ 146,000 | $ 85,000 |
| Allegheny County Pennsylvania | 2 | $ 492,000 | $ 246,000 | $ 89,000 |
| Berks County Pennsylvania | 2 | $ 366,000 | $ 183,000 | $ 104,000 |
| Butler County Pennsylvania | 2 | $ 231,000 | $ 115,000 | $ 60,000 |
| Chester County Pennsylvania | 2 | $ 733,000 | $ 366,000 | $ 105,000 |
| Henrico County Virginia | 2 | $ 383,000 | $ 191,000 | $ 85,000 |
| Merced County California | 1 | $ 110,000 | $ 110,000 | $ 52,000 |
| Monterey County California | 1 | $ 241,000 | $ 241,000 | $ 90,000 |
| Riverside County California | 1 | $ 196,000 | $ 196,000 | $ 71,000 |
| San Benito County California | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| San Francisco County California | 1 | $ 496,000 | $ 496,000 | $ 103,000 |
| San Joaquin County California | 1 | $ 226,000 | $ 226,000 | $ 54,000 |
| Solano County California | 1 | $ 93,000 | $ 93,000 | $ 34,000 |
| Stanislaus County California | 1 | $ 99,000 | $ 99,000 | $ 26,000 |
| Ventura County California | 1 | $ 150,000 | $ 150,000 | $ 55,000 |
| Arapahoe County Colorado | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Middlesex County Connecticut | 1 | $ 309,000 | $ 309,000 | $ 125,000 |
| Hernando County Florida | 1 | $ 89,000 | $ 89,000 | $ 83,000 |
| Indian River County Florida | 1 | $ 172,000 | $ 172,000 | $ 45,000 |
| Lake County Florida | 1 | $ 105,000 | $ 105,000 | $ 85,000 |
| Manatee County Florida | 1 | $ 152,000 | $ 152,000 | $ 46,000 |
| Martin County Florida | 1 | $ 235,000 | $ 235,000 | $ 97,000 |
| Pinellas County Florida | 1 | $ 132,000 | $ 132,000 | $ 119,000 |
| Polk County Florida | 1 | $ 110,000 | $ 110,000 | $ 67,000 |
| Sarasota County Florida | 1 | $ 200,000 | $ 200,000 | $ 81,000 |
| St. Johns County Florida | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Chatham County Georgia | 1 | $ 163,000 | $ 163,000 | $ 41,000 |
| McHenry County Illinois | 1 | $ 156,000 | $ 156,000 | $ 44,000 |
| St. Clair County Illinois | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Huntington County Indiana | 1 | $ 147,000 | $ 147,000 | $ 45,000 |
| St. Charles County Louisiana | 1 | $ 259,000 | $ 259,000 | $ 71,000 |
| Anne Arundel County Maryland | 1 | $ 363,000 | $ 363,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Harford County Maryland | 1 | $ 292,000 | $ 292,000 | $ 153,000 |
| Montgomery County Maryland | 1 | $ 204,000 | $ 204,000 | $ 45,000 |
| Dukes County Massachusetts | 1 | $ 172,000 | $ 172,000 | $ 151,000 |
| Genesee County Michigan | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Oakland County Michigan | 1 | $ 150,000 | $ 150,000 | $ 118,000 |
| Jackson County Missouri | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Cass County Nebraska | 1 | $ 58,000 | $ 58,000 | $ 39,000 |
| Burlington County New Jersey | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Warren County New Jersey | 1 | $ 259,000 | $ 259,000 | $ 0 |
| Broome County New York | 1 | $ 146,000 | $ 146,000 | $ 155,000 |
| Cayuga County New York | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Chemung County New York | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Clinton County New York | 1 | $ 129,000 | $ 129,000 | $ 61,000 |
| Delaware County New York | 1 | $ 122,000 | $ 122,000 | $ 63,000 |
| Essex County New York | 1 | $ 60,000 | $ 60,000 | $ 34,000 |
| Franklin County New York | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Jefferson County New York | 1 | $ 157,000 | $ 157,000 | $ 65,000 |
| Livingston County New York | 1 | $ 151,000 | $ 151,000 | $ 81,000 |
| Oswego County New York | 1 | $ 137,000 | $ 137,000 | $ 128,000 |
| Seneca County New York | 1 | $ 180,000 | $ 180,000 | $ 247,000 |
| St. Lawrence County New York | 1 | $ 139,000 | $ 139,000 | $ 53,000 |
| Steuben County New York | 1 | $ 118,000 | $ 118,000 | $ 63,000 |
| Tioga County New York | 1 | $ 120,000 | $ 120,000 | $ 48,000 |
| Wayne County New York | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 347,000 | $ 347,000 | $ 305,000 |
| Craven County North Carolina | 1 | $ 109,000 | $ 109,000 | $ 49,000 |
| Dare County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 267,000 |
| Harnett County North Carolina | 1 | $ 153,000 | $ 153,000 | $ 41,000 |
| Mecklenburg County North Carolina | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Pasquotank County North Carolina | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Cambria County Pennsylvania | 1 | $ 157,000 | $ 157,000 | $ 62,000 |
| Crawford County Pennsylvania | 1 | $ 128,000 | $ 128,000 | $ 41,000 |
| Cumberland County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Delaware County Pennsylvania | 1 | $ 222,000 | $ 222,000 | $ 92,000 |
| Franklin County Pennsylvania | 1 | $ 162,000 | $ 162,000 | $ 57,000 |
| Juniata County Pennsylvania | 1 | $ 117,000 | $ 117,000 | $ 59,000 |
| Lackawanna County Pennsylvania | 1 | $ 410,000 | $ 410,000 | $ 107,000 |
| Lancaster County Pennsylvania | 1 | $ 328,000 | $ 328,000 | $ 133,000 |
| Lehigh County Pennsylvania | 1 | $ 358,000 | $ 358,000 | $ 90,000 |
| Lycoming County Pennsylvania | 1 | $ 241,000 | $ 241,000 | $ 51,000 |
| Mercer County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 76,000 |
| Montgomery County Pennsylvania | 1 | $ 420,000 | $ 420,000 | $ 82,000 |
| Northumberland County Pennsylvania | 1 | $ 171,000 | $ 171,000 | $ 65,000 |
| Pike County Pennsylvania | 1 | $ 98,000 | $ 98,000 | $ 123,000 |
| Tioga County Pennsylvania | 1 | $ 163,000 | $ 163,000 | $ 82,000 |
| Venango County Pennsylvania | 1 | $ 121,000 | $ 121,000 | $ 40,000 |
| Washington County Pennsylvania | 1 | $ 143,000 | $ 143,000 | $ 175,000 |
| Westmoreland County Pennsylvania | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Collin County Texas | 1 | $ 183,000 | $ 183,000 | $ 52,000 |
| Orleans County Vermont | 1 | $ 169,000 | $ 169,000 | $ 600,000 |
| Fairfax County Virginia | 1 | $ 407,000 | $ 407,000 | $ 68,000 |
| Frederick County Virginia | 1 | $ 238,000 | $ 238,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 688,000 | $ 688,000 | $ 0 |
| Albany County Wyoming | 1 | $ 162,000 | $ 162,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,097 | $939,762,000 | $303,000 | $1,435,000 | $102,000 | $2,002,000 |
| Refinancing | 1,268 | $405,694,000 | $319,000 | $1,327,000 | $109,000 | $2,002,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,753 | $840,974,000 | $305,000 | $1,380,000 | $112,000 | $2,002,000 |
| Hispanic | 615 | $175,101,000 | $284,000 | $728,000 | $81,000 | $403,000 |
| Black or African American | 606 | $199,775,000 | $329,000 | $1,435,000 | $87,000 | $326,000 |
| Not Provided | 230 | $77,594,000 | $337,000 | $825,000 | $115,000 | $706,000 |
| Asian | 139 | $45,539,000 | $327,000 | $737,000 | $97,000 | $650,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $4,357,000 | $335,000 | $566,000 | $72,000 | $125,000 |
| American Indian or Alaskan Native | 9 | $2,116,000 | $235,000 | $410,000 | $75,000 | $119,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,654 | $836,682,000 | $315,000 | $1,435,000 | $90,000 | $1,500,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,586 | $468,568,000 | $295,000 | $1,380,000 | $128,000 | $2,002,000 |
| VA-guaranteed (Veterans Administration) | 122 | $39,438,000 | $323,000 | $688,000 | $88,000 | $219,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $768,000 | $256,000 | $386,000 | $84,000 | $126,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,447 | $1,059,327,000 | $307,000 | $1,180,000 | $105,000 | $2,002,000 |
| Application Withdrawn By Applicant | 606 | $196,877,000 | $324,000 | $1,435,000 | $107,000 | $1,500,000 |
| Application Denied By Financial Institution | 292 | $83,557,000 | $286,000 | $750,000 | $87,000 | $345,000 |
| Loan Purchased By The Institution | 15 | $3,993,000 | $266,000 | $688,000 | $46,000 | $118,000 |
| Application Approved But Not Accepted | 4 | $1,476,000 | $369,000 | $439,000 | $109,000 | $132,000 |
| File Closed For Incompleteness | 1 | $226,000 | $226,000 | $226,000 | $91,000 | $91,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 82 | $23,322,000 | $284,000 | $729,000 | $73,000 | $210,000 |
| Collateral | 74 | $22,400,000 | $302,000 | $750,000 | $103,000 | $345,000 |
| Credit History | 30 | $8,159,000 | $271,000 | $499,000 | $78,000 | $161,000 |
| Employment History | 16 | $4,790,000 | $299,000 | $649,000 | $79,000 | $179,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $4,259,000 | $266,000 | $426,000 | $92,000 | $177,000 |
| Unverifiable Information | 14 | $4,156,000 | $296,000 | $420,000 | $94,000 | $317,000 |
| Other | 12 | $3,829,000 | $319,000 | $708,000 | $96,000 | $167,000 |
| Mortgage Insurance Denied | 3 | $492,000 | $164,000 | $224,000 | $73,000 | $87,000 |
| Credit Application Incomplete | 2 | $459,000 | $229,000 | $322,000 | $78,000 | $89,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Continental Home Loans Inc.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Continental Home Loans Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.