Cornerstone Home Lending, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019

Cornerstone Home Lending, Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Cornerstone Home Lending, Inc.
1177 West Loop South Suite 200
Houston, TX 77027
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 34,501
Total Mortgage Loan Application Amount $10,103,055,000
Average Mortgage Loan Application Amount $286,800
Highest Mortgage Loan Application Amount $3,975,000
Average Applicant Income $121,400
Highest Applicant Income $6,653,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Cornerstone Home Lending, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cornerstone Home Lending, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2019 breaks down Cornerstone Home Lending, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cornerstone Home Lending, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Cornerstone Home Lending, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cornerstone Home Lending, Inc.'s mortgage activity for 2019.

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Mortgage Loan Application Detail Totals for Cornerstone Home Lending, Inc. in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 27,083 $7,621,465,000 $281,000 $2,705,000 $110,000 $2,448,000
Refinancing 4,556 $1,603,990,000 $352,000 $3,975,000 $142,000 $6,653,000
Cash-out Refinancing 2,585 $808,485,000 $312,000 $2,105,000 $119,000 $2,584,000
Other Purpose 216 $54,630,000 $252,000 $1,505,000 $101,000 $710,000
Home Improvement 61 $14,485,000 $237,000 $775,000 $135,000 $686,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 17,005 $5,155,865,000 $303,000 $3,975,000 $120,000 $3,391,000
Not applicable 6,614 $1,946,690,000 $294,000 $735,000 $0 $0
Not Provided 3,899 $1,255,065,000 $321,000 $2,105,000 $131,000 $6,653,000
Hispanic 3,520 $795,030,000 $225,000 $1,845,000 $87,000 $1,829,000
Black or African American 1,539 $362,105,000 $235,000 $1,235,000 $86,000 $687,000
Asian 944 $312,540,000 $331,000 $1,725,000 $121,000 $628,000
American Indian or Alaskan Native 497 $117,235,000 $235,000 $765,000 $94,000 $756,000
Native Hawaiian or Other Pacific Islander 29 $10,055,000 $346,000 $855,000 $123,000 $374,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 24,141 $7,455,425,000 $308,000 $3,975,000 $130,000 $3,391,000
FHA-insured (Federal Housing Administration) 6,286 $1,447,300,000 $230,000 $735,000 $75,000 $756,000
VA-guaranteed (Veterans Administration) 3,597 $1,104,765,000 $307,000 $1,265,000 $96,000 $6,653,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 477 $95,565,000 $200,000 $495,000 $60,000 $152,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 22,335 $6,529,835,000 $292,000 $3,975,000 $119,000 $6,653,000
Loan Purchased By The Institution 6,632 $1,951,480,000 $294,000 $735,000 $0 $0
Application Withdrawn By Applicant 4,680 $1,385,960,000 $296,000 $2,705,000 $0 $0
Application Denied By Financial Institution 672 $185,030,000 $275,000 $2,085,000 $15,000 $503,000
Application Approved But Not Accepted 180 $50,240,000 $279,000 $945,000 $63,000 $1,132,000
File Closed For Incompleteness 2 $510,000 $255,000 $325,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 33,829 $9,918,025,000 $293,000 $3,975,000 $118,000 $6,653,000
Credit Application Incomplete 190 $55,600,000 $292,000 $2,085,000 $0 $0
Debt-To-Income Ratio 190 $54,130,000 $284,000 $1,785,000 $53,000 $503,000
Collateral 146 $38,070,000 $260,000 $1,525,000 $0 $0
Credit History 83 $21,155,000 $254,000 $735,000 $1,000 $149,000
Insufficient Cash (Downpayment, Closing Cost) 30 $6,920,000 $230,000 $515,000 $0 $0
Unverifiable Information 17 $5,225,000 $307,000 $945,000 $0 $0
Employment History 9 $2,015,000 $223,000 $405,000 $0 $0
Other 7 $1,915,000 $273,000 $615,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Cornerstone Home Lending, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Cornerstone Home Lending, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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