Countrywide Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Countrywide Bank, N.A. 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Countrywide Bank, N.A. 35 North Lake, Ms 35-148 Pasadena, CA 91101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 78,296 |
| Total Mortgage Loan Application Amount | $15,883,474,000 |
| Average Mortgage Loan Application Amount | $116,953 |
| Highest Mortgage Loan Application Amount | $5,300,000 |
| Average Applicant Income | $94,807 |
| Highest Applicant Income | $8,859,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Countrywide Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Countrywide Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Countrywide Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Countrywide Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Countrywide Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Countrywide Bank, N.A.'s mortgage activity for 2003.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH, CA | 5,545 | $ 1,993,260,000 | $ 359,000 | $ 138,000 |
| DALLAS, TX | 5,276 | $ 563,105,000 | $ 106,000 | $ 89,000 |
| OAKLAND, CA | 2,801 | $ 1,115,980,000 | $ 398,000 | $ 139,000 |
| SAN DIEGO, CA | 2,776 | $ 943,312,000 | $ 339,000 | $ 132,000 |
| ORANGE COUNTY, CA | 2,537 | $ 876,020,000 | $ 345,000 | $ 136,000 |
| HOUSTON, TX | 2,251 | $ 111,195,000 | $ 49,000 | $ 95,000 |
| SAN JOSE, CA | 2,147 | $ 971,668,000 | $ 452,000 | $ 151,000 |
| RIVERSIDE-SAN BERNARDINO, CA | 1,901 | $ 340,902,000 | $ 179,000 | $ 101,000 |
| ATLANTA, GA | 1,845 | $ 214,574,000 | $ 116,000 | $ 93,000 |
| DENVER, CO | 1,719 | $ 303,457,000 | $ 176,000 | $ 101,000 |
| CHICAGO, IL | 1,668 | $ 410,920,000 | $ 246,000 | $ 107,000 |
| PHOENIX-MESA, AZ | 1,662 | $ 210,765,000 | $ 126,000 | $ 123,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1,463 | $ 278,471,000 | $ 190,000 | $ 94,000 |
| SAN FRANCISCO, CA | 1,446 | $ 700,114,000 | $ 484,000 | $ 166,000 |
| AUSTIN-SAN MARCOS, TX | 1,410 | $ 92,125,000 | $ 65,000 | $ 95,000 |
| SACRAMENTO, CA | 1,347 | $ 201,173,000 | $ 149,000 | $ 114,000 |
| LAS VEGAS, NV-AZ | 1,226 | $ 244,688,000 | $ 199,000 | $ 104,000 |
| PORTLAND-VANCOUVER, OR-WA | 1,159 | $ 99,632,000 | $ 85,000 | $ 88,000 |
| DETROIT, MI | 897 | $ 192,664,000 | $ 214,000 | $ 123,000 |
| MINNEAPOLIS-ST. PAUL, MN-WI | 876 | $ 164,260,000 | $ 187,000 | $ 91,000 |
| FORT WORTH-ARLINGTON, TX | 844 | $ 47,376,000 | $ 56,000 | $ 97,000 |
| SALT LAKE CITY-OGDEN, UT | 786 | $ 73,503,000 | $ 93,000 | $ 91,000 |
| VENTURA, CA | 786 | $ 274,111,000 | $ 348,000 | $ 121,000 |
| BOSTON, MA-NH | 725 | $ 206,297,000 | $ 284,000 | $ 120,000 |
| BALTIMORE, MD | 676 | $ 67,908,000 | $ 100,000 | $ 107,000 |
| SAN ANTONIO, TX | 575 | $ 23,367,000 | $ 40,000 | $ 92,000 |
| WASHINGTON, DC-MD-VA-WV | 458 | $ 89,061,000 | $ 194,000 | $ 106,000 |
| FORT LAUDERDALE, FL | 417 | $ 106,747,000 | $ 255,000 | $ 135,000 |
| TUCSON, AZ | 388 | $ 32,162,000 | $ 82,000 | $ 82,000 |
| ST. LOUIS, MO-IL | 386 | $ 74,101,000 | $ 191,000 | $ 98,000 |
| WEST PALM BEACH-BOCA RATON, FL | 381 | $ 97,565,000 | $ 256,000 | $ 145,000 |
| BIRMINGHAM, AL | 377 | $ 29,064,000 | $ 77,000 | $ 94,000 |
| TACOMA, WA | 367 | $ 33,987,000 | $ 92,000 | $ 86,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 360 | $ 56,321,000 | $ 156,000 | $ 104,000 |
| HONOLULU, HI | 355 | $ 38,490,000 | $ 108,000 | $ 122,000 |
| PHILADELPHIA, PA-NJ | 352 | $ 43,846,000 | $ 124,000 | $ 126,000 |
| BOISE CITY, ID | 341 | $ 23,220,000 | $ 68,000 | $ 71,000 |
| RALEIGH-DURHAM-CHAPEL HILL, NC | 340 | $ 54,102,000 | $ 159,000 | $ 109,000 |
| FRESNO, CA | 335 | $ 31,101,000 | $ 92,000 | $ 105,000 |
| ORLANDO, FL | 331 | $ 47,367,000 | $ 143,000 | $ 92,000 |
| SANTA ROSA, CA | 327 | $ 87,073,000 | $ 266,000 | $ 115,000 |
| STOCKTON-LODI, CA | 322 | $ 45,387,000 | $ 140,000 | $ 90,000 |
| VALLEJO-FAIRFIELD-NAPA, CA | 319 | $ 74,844,000 | $ 234,000 | $ 121,000 |
| PROVO-OREM, UT | 307 | $ 32,231,000 | $ 104,000 | $ 64,000 |
| SANTA BARBARA-SANTA MARIA-LOMPOC, CA | 306 | $ 136,537,000 | $ 446,000 | $ 162,000 |
| INDIANAPOLIS, IN | 298 | $ 62,437,000 | $ 209,000 | $ 121,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 273 | $ 40,356,000 | $ 147,000 | $ 101,000 |
| COLORADO SPRINGS, CO | 252 | $ 37,516,000 | $ 148,000 | $ 92,000 |
| NEWARK, NJ | 247 | $ 56,368,000 | $ 228,000 | $ 140,000 |
| COLUMBUS, OH | 244 | $ 39,381,000 | $ 161,000 | $ 148,000 |
| CLEVELAND-LORAIN-ELYRIA, OH | 239 | $ 32,558,000 | $ 136,000 | $ 84,000 |
| NEW YORK, NY | 238 | $ 68,263,000 | $ 286,000 | $ 127,000 |
| NASSAU-SUFFOLK, NY | 236 | $ 70,651,000 | $ 299,000 | $ 137,000 |
| RICHMOND-PETERSBURG, VA | 220 | $ 10,585,000 | $ 48,000 | $ 85,000 |
| BOULDER-LONGMONT, CO | 219 | $ 53,779,000 | $ 245,000 | $ 120,000 |
| ALBUQUERQUE, NM | 217 | $ 14,069,000 | $ 64,000 | $ 97,000 |
| MIAMI, FL | 216 | $ 58,931,000 | $ 272,000 | $ 136,000 |
| GRAND RAPIDS-MUSKEGON-HOLLAND, MI | 207 | $ 28,905,000 | $ 139,000 | $ 108,000 |
| BERGEN-PASSAIC, NJ | 205 | $ 54,778,000 | $ 267,000 | $ 153,000 |
| SALINAS, CA | 203 | $ 77,132,000 | $ 379,000 | $ 132,000 |
| STAMFORD-NORWALK, CT | 198 | $ 80,645,000 | $ 407,000 | $ 151,000 |
| NASHVILLE, TN | 193 | $ 38,654,000 | $ 200,000 | $ 90,000 |
| FORT COLLINS-LOVELAND, CO | 187 | $ 26,793,000 | $ 143,000 | $ 109,000 |
| SANTA CRUZ-WATSONVILLE, CA | 186 | $ 59,060,000 | $ 317,000 | $ 142,000 |
| KANSAS CITY, MO-KS | 184 | $ 24,832,000 | $ 134,000 | $ 101,000 |
| MIDDLESEX-SOMERSET-HUNTERDON, NJ | 172 | $ 49,674,000 | $ 288,000 | $ 132,000 |
| FORT MYERS-CAPE CORAL, FL | 170 | $ 30,862,000 | $ 181,000 | $ 122,000 |
| NORFOLK-VIRGINIA BEACH-NEWPORT NEWS, VA-NC | 169 | $ 10,438,000 | $ 61,000 | $ 83,000 |
| CINCINNATI, OH-KY-IN | 166 | $ 38,605,000 | $ 232,000 | $ 120,000 |
| MONMOUTH-OCEAN, NJ | 164 | $ 40,883,000 | $ 249,000 | $ 127,000 |
| GALVESTON-TEXAS CITY, TX | 161 | $ 5,143,000 | $ 31,000 | $ 108,000 |
| RENO, NV | 155 | $ 16,825,000 | $ 108,000 | $ 150,000 |
| ANN ARBOR, MI | 150 | $ 27,635,000 | $ 184,000 | $ 107,000 |
| MODESTO, CA | 150 | $ 13,244,000 | $ 88,000 | $ 89,000 |
| SAN LUIS OBISPO-ATASCADERO-PASO ROBLES, CA | 147 | $ 42,280,000 | $ 287,000 | $ 126,000 |
| BAKERSFIELD, CA | 146 | $ 8,846,000 | $ 60,000 | $ 82,000 |
| MILWAUKEE-WAUKESHA, WI | 146 | $ 33,982,000 | $ 232,000 | $ 117,000 |
| BRAZORIA, TX | 144 | $ 4,752,000 | $ 33,000 | $ 86,000 |
| SALEM, OR | 143 | $ 5,465,000 | $ 38,000 | $ 63,000 |
| HARTFORD, CT | 142 | $ 16,111,000 | $ 113,000 | $ 81,000 |
| TULSA, OK | 142 | $ 8,329,000 | $ 58,000 | $ 92,000 |
| JACKSONVILLE, FL | 133 | $ 14,043,000 | $ 105,000 | $ 102,000 |
| OMAHA, NE-IA | 128 | $ 7,908,000 | $ 61,000 | $ 94,000 |
| PITTSBURGH, PA | 128 | $ 11,984,000 | $ 93,000 | $ 84,000 |
| OLYMPIA, WA | 121 | $ 7,419,000 | $ 61,000 | $ 93,000 |
| EUGENE-SPRINGFIELD, OR | 116 | $ 4,362,000 | $ 37,000 | $ 67,000 |
| BREMERTON, WA | 115 | $ 12,663,000 | $ 110,000 | $ 87,000 |
| BRIDGEPORT, CT | 115 | $ 32,516,000 | $ 282,000 | $ 132,000 |
| LOUISVILLE, KY-IN | 107 | $ 17,048,000 | $ 159,000 | $ 109,000 |
| GREENSBORO--WINSTON-SALEM--HIGH POINT, NC | 105 | $ 11,140,000 | $ 106,000 | $ 78,000 |
| GREELEY, CO | 101 | $ 14,900,000 | $ 147,000 | $ 77,000 |
| NEW ORLEANS, LA | 101 | $ 11,469,000 | $ 113,000 | $ 100,000 |
| OKLAHOMA CITY, OK | 101 | $ 8,646,000 | $ 85,000 | $ 95,000 |
| AKRON, OH | 94 | $ 13,474,000 | $ 143,000 | $ 94,000 |
| YOLO, CA | 88 | $ 12,816,000 | $ 145,000 | $ 109,000 |
| SARASOTA-BRADENTON, FL | 87 | $ 17,011,000 | $ 195,000 | $ 110,000 |
| NAPLES, FL | 86 | $ 21,998,000 | $ 255,000 | $ 141,000 |
| HUNTSVILLE, AL | 85 | $ 4,384,000 | $ 51,000 | $ 68,000 |
| WILMINGTON-NEWARK, DE-MD | 83 | $ 4,370,000 | $ 52,000 | $ 89,000 |
| VISALIA-TULARE-PORTERVILLE, CA | 74 | $ 3,009,000 | $ 40,000 | $ 179,000 |
| MEMPHIS, TN-AR-MS | 72 | $ 15,373,000 | $ 213,000 | $ 85,000 |
| NEW HAVEN-MERIDEN, CT | 69 | $ 12,951,000 | $ 187,000 | $ 115,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 66 | $ 14,876,000 | $ 225,000 | $ 103,000 |
| CORPUS CHRISTI, TX | 65 | $ 2,161,000 | $ 33,000 | $ 96,000 |
| DANBURY, CT | 64 | $ 20,334,000 | $ 317,000 | $ 150,000 |
| FLAGSTAFF, AZ-UT | 64 | $ 6,884,000 | $ 107,000 | $ 140,000 |
| PROVIDENCE-FALL RIVER-WARWICK, RI-MA | 64 | $ 9,017,000 | $ 140,000 | $ 94,000 |
| CHARLOTTESVILLE, VA | 62 | $ 5,729,000 | $ 92,000 | $ 96,000 |
| SANTA FE, NM | 61 | $ 11,208,000 | $ 183,000 | $ 101,000 |
| BELLINGHAM, WA | 59 | $ 4,277,000 | $ 72,000 | $ 83,000 |
| HARRISBURG-LEBANON-CARLISLE, PA | 58 | $ 2,748,000 | $ 47,000 | $ 75,000 |
| MADISON, WI | 58 | $ 10,027,000 | $ 172,000 | $ 89,000 |
| LOWELL, MA-NH | 56 | $ 12,242,000 | $ 218,000 | $ 90,000 |
| MEDFORD-ASHLAND, OR | 56 | $ 7,219,000 | $ 128,000 | $ 72,000 |
| MERCED, CA | 56 | $ 6,466,000 | $ 115,000 | $ 78,000 |
| WORCESTER, MA-CT | 56 | $ 6,259,000 | $ 111,000 | $ 88,000 |
| GREENVILLE-SPARTANBURG-ANDERSON, SC | 55 | $ 10,291,000 | $ 187,000 | $ 84,000 |
| LEXINGTON, KY | 55 | $ 7,024,000 | $ 127,000 | $ 78,000 |
| BRYAN-COLLEGE STATION, TX | 54 | $ 1,917,000 | $ 35,000 | $ 66,000 |
| DAYTONA BEACH, FL | 54 | $ 6,494,000 | $ 120,000 | $ 72,000 |
| LAWRENCE, MA-NH | 53 | $ 14,553,000 | $ 274,000 | $ 123,000 |
| BATON ROUGE, LA | 51 | $ 3,347,000 | $ 65,000 | $ 93,000 |
| DAYTON-SPRINGFIELD, OH | 51 | $ 4,025,000 | $ 78,000 | $ 61,000 |
| SPOKANE, WA | 50 | $ 2,895,000 | $ 57,000 | $ 76,000 |
| CHICO-PARADISE, CA | 48 | $ 3,260,000 | $ 67,000 | $ 68,000 |
| KILLEEN-TEMPLE, TX | 48 | $ 1,270,000 | $ 26,000 | $ 141,000 |
| LANSING-EAST LANSING, MI | 48 | $ 6,624,000 | $ 138,000 | $ 88,000 |
| PORTSMOUTH-ROCHESTER, NH-ME | 48 | $ 8,200,000 | $ 170,000 | $ 135,000 |
| MOBILE, AL | 46 | $ 6,433,000 | $ 139,000 | $ 96,000 |
| LANCASTER, PA | 45 | $ 2,106,000 | $ 46,000 | $ 72,000 |
| ANCHORAGE, AK | 44 | $ 3,523,000 | $ 80,000 | $ 80,000 |
| ATLANTIC-CAPE MAY, NJ | 44 | $ 9,686,000 | $ 220,000 | $ 136,000 |
| TRENTON, NJ | 44 | $ 10,620,000 | $ 241,000 | $ 164,000 |
| FORT WAYNE, IN | 42 | $ 4,620,000 | $ 110,000 | $ 74,000 |
| BARNSTABLE-YARMOUTH, MA | 41 | $ 11,153,000 | $ 272,000 | $ 128,000 |
| EL PASO, TX | 41 | $ 1,127,000 | $ 27,000 | $ 82,000 |
| FLINT, MI | 41 | $ 4,842,000 | $ 118,000 | $ 104,000 |
| MONTGOMERY, AL | 41 | $ 3,116,000 | $ 76,000 | $ 74,000 |
| HAMILTON-MIDDLETOWN, OH | 39 | $ 4,189,000 | $ 107,000 | $ 76,000 |
| TYLER, TX | 39 | $ 2,510,000 | $ 64,000 | $ 131,000 |
| KNOXVILLE, TN | 38 | $ 3,529,000 | $ 92,000 | $ 83,000 |
| MCALLEN-EDINBURG-MISSION, TX | 38 | $ 1,561,000 | $ 41,000 | $ 102,000 |
| RICHLAND-KENNEWICK-PASCO, WA | 38 | $ 1,454,000 | $ 38,000 | $ 99,000 |
| SAVANNAH, GA | 38 | $ 4,346,000 | $ 114,000 | $ 121,000 |
| PORTLAND, ME | 37 | $ 8,116,000 | $ 219,000 | $ 99,000 |
| REDDING, CA | 36 | $ 2,591,000 | $ 71,000 | $ 71,000 |
| WILMINGTON, NC | 36 | $ 8,471,000 | $ 235,000 | $ 116,000 |
| AUBURN-OPELIKA, AL | 35 | $ 1,569,000 | $ 44,000 | $ 68,000 |
| CANTON-MASSILLON, OH | 35 | $ 4,786,000 | $ 136,000 | $ 68,000 |
| FORT PIERCE-PORT ST. LUCIE, FL | 32 | $ 5,439,000 | $ 169,000 | $ 90,000 |
| HAGERSTOWN, MD | 32 | $ 1,705,000 | $ 53,000 | $ 55,000 |
| MANCHESTER, NH | 32 | $ 4,577,000 | $ 143,000 | $ 105,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA | 31 | $ 2,416,000 | $ 77,000 | $ 95,000 |
| NASHUA, NH | 31 | $ 2,374,000 | $ 76,000 | $ 78,000 |
| TUSCALOOSA, AL | 31 | $ 3,482,000 | $ 112,000 | $ 126,000 |
| GRAND JUNCTION, CO | 30 | $ 4,168,000 | $ 138,000 | $ 61,000 |
| MELBOURNE-TITUSVILLE-PALM BAY, FL | 30 | $ 2,924,000 | $ 97,000 | $ 81,000 |
| FORT WALTON BEACH, FL | 29 | $ 5,595,000 | $ 192,000 | $ 203,000 |
| GADSDEN, AL | 29 | $ 785,000 | $ 27,000 | $ 58,000 |
| JERSEY CITY, NJ | 29 | $ 7,364,000 | $ 253,000 | $ 267,000 |
| WATERBURY, CT | 29 | $ 4,953,000 | $ 170,000 | $ 103,000 |
| APPLETON-OSHKOSH-NEENAH, WI | 28 | $ 1,978,000 | $ 70,000 | $ 80,000 |
| TOLEDO, OH | 28 | $ 2,892,000 | $ 103,000 | $ 59,000 |
| BROCKTON, MA | 27 | $ 4,769,000 | $ 176,000 | $ 82,000 |
| CORVALLIS, OR | 27 | $ 876,000 | $ 32,000 | $ 91,000 |
| ROCKFORD, IL | 27 | $ 2,340,000 | $ 86,000 | $ 102,000 |
| YOUNGSTOWN-WARREN, OH | 27 | $ 2,428,000 | $ 89,000 | $ 57,000 |
| COLUMBIA, SC | 24 | $ 3,169,000 | $ 132,000 | $ 85,000 |
| ODESSA-MIDLAND, TX | 24 | $ 520,000 | $ 21,000 | $ 102,000 |
| BUFFALO-NIAGARA FALLS, NY | 23 | $ 1,620,000 | $ 70,000 | $ 76,000 |
| NEW LONDON-NORWICH, CT-RI | 23 | $ 4,581,000 | $ 199,000 | $ 124,000 |
| PUEBLO, CO | 23 | $ 2,333,000 | $ 101,000 | $ 59,000 |
| READING, PA | 23 | $ 1,103,000 | $ 47,000 | $ 77,000 |
| YORK, PA | 23 | $ 944,000 | $ 41,000 | $ 80,000 |
| YUBA CITY, CA | 23 | $ 1,527,000 | $ 66,000 | $ 101,000 |
| AMARILLO, TX | 22 | $ 1,121,000 | $ 50,000 | $ 95,000 |
| ASHEVILLE, NC | 22 | $ 4,671,000 | $ 212,000 | $ 100,000 |
| DES MOINES, IA | 22 | $ 2,182,000 | $ 99,000 | $ 76,000 |
| LAREDO, TX | 21 | $ 801,000 | $ 38,000 | $ 96,000 |
| SHERMAN-DENISON, TX | 21 | $ 557,000 | $ 26,000 | $ 109,000 |
| SPRINGFIELD, MA | 21 | $ 2,198,000 | $ 104,000 | $ 93,000 |
| SPRINGFIELD, MO | 21 | $ 817,000 | $ 38,000 | $ 108,000 |
| DOVER, DE | 20 | $ 1,001,000 | $ 50,000 | $ 65,000 |
| LAKELAND-WINTER HAVEN, FL | 20 | $ 1,829,000 | $ 91,000 | $ 70,000 |
| RACINE, WI | 20 | $ 1,539,000 | $ 76,000 | $ 97,000 |
| ROCHESTER, NY | 20 | $ 964,000 | $ 48,000 | $ 67,000 |
| TALLAHASSEE, FL | 20 | $ 1,330,000 | $ 66,000 | $ 97,000 |
| HICKORY-MORGANTON-LENOIR, NC | 19 | $ 1,883,000 | $ 99,000 | $ 79,000 |
| MYRTLE BEACH, SC | 19 | $ 3,719,000 | $ 195,000 | $ 141,000 |
| POCATELLO, ID | 19 | $ 523,000 | $ 27,000 | $ 57,000 |
| SHREVEPORT-BOSSIER CITY, LA | 19 | $ 2,041,000 | $ 107,000 | $ 120,000 |
| ST. CLOUD, MN | 19 | $ 1,398,000 | $ 73,000 | $ 54,000 |
| BEAUMONT-PORT ARTHUR, TX | 17 | $ 568,000 | $ 33,000 | $ 97,000 |
| CHAMPAIGN-URBANA, IL | 17 | $ 799,000 | $ 47,000 | $ 82,000 |
| GARY, IN | 17 | $ 2,771,000 | $ 163,000 | $ 173,000 |
| MACON, GA | 17 | $ 836,000 | $ 49,000 | $ 82,000 |
| PENSACOLA, FL | 17 | $ 2,017,000 | $ 118,000 | $ 76,000 |
| ROCHESTER, MN | 17 | $ 1,346,000 | $ 79,000 | $ 77,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 16 | $ 960,000 | $ 60,000 | $ 79,000 |
| CEDAR RAPIDS, IA | 15 | $ 847,000 | $ 56,000 | $ 75,000 |
| FARGO-MOORHEAD, ND-MN | 15 | $ 1,579,000 | $ 105,000 | $ 70,000 |
| FITCHBURG-LEOMINSTER, MA | 15 | $ 1,769,000 | $ 117,000 | $ 77,000 |
| FLORENCE, AL | 15 | $ 568,000 | $ 37,000 | $ 57,000 |
| GREEN BAY, WI | 15 | $ 1,647,000 | $ 109,000 | $ 78,000 |
| JACKSON, MS | 15 | $ 4,193,000 | $ 279,000 | $ 164,000 |
| WACO, TX | 15 | $ 457,000 | $ 30,000 | $ 95,000 |
| YUMA, AZ | 15 | $ 900,000 | $ 60,000 | $ 72,000 |
| ATHENS, GA | 14 | $ 1,521,000 | $ 108,000 | $ 83,000 |
| BROWNSVILLE-HARLINGEN-SAN BENITO, TX | 14 | $ 1,204,000 | $ 86,000 | $ 195,000 |
| EVANSVILLE-HENDERSON, IN-KY | 14 | $ 1,659,000 | $ 118,000 | $ 111,000 |
| NEWBURGH, NY-PA | 14 | $ 2,683,000 | $ 191,000 | $ 124,000 |
| BLOOMINGTON-NORMAL, IL | 13 | $ 291,000 | $ 22,000 | $ 86,000 |
| KALAMAZOO-BATTLE CREEK, MI | 13 | $ 2,263,000 | $ 174,000 | $ 119,000 |
| KENOSHA, WI | 13 | $ 1,942,000 | $ 149,000 | $ 91,000 |
| OCALA, FL | 13 | $ 2,039,000 | $ 156,000 | $ 59,000 |
| WAUSAU, WI | 13 | $ 1,072,000 | $ 82,000 | $ 67,000 |
| YAKIMA, WA | 13 | $ 413,000 | $ 31,000 | $ 64,000 |
| JOPLIN, MO | 12 | $ 283,000 | $ 23,000 | $ 71,000 |
| PANAMA CITY, FL | 12 | $ 2,376,000 | $ 198,000 | $ 116,000 |
| SAGINAW-BAY CITY-MIDLAND, MI | 12 | $ 1,226,000 | $ 102,000 | $ 132,000 |
| BILOXI-GULFPORT-PASCAGOULA, MS | 11 | $ 1,524,000 | $ 138,000 | $ 92,000 |
| DECATUR, AL | 11 | $ 239,000 | $ 21,000 | $ 57,000 |
| GAINESVILLE, FL | 11 | $ 1,293,000 | $ 117,000 | $ 97,000 |
| MISSOULA, MT | 11 | $ 1,132,000 | $ 102,000 | $ 134,000 |
| PUNTA GORDA, FL | 11 | $ 1,930,000 | $ 175,000 | $ 88,000 |
| SIOUX FALLS, SD | 11 | $ 1,071,000 | $ 97,000 | $ 48,000 |
| STATE COLLEGE, PA | 11 | $ 267,000 | $ 24,000 | $ 59,000 |
| WICHITA, KS | 11 | $ 375,000 | $ 34,000 | $ 59,000 |
| BISMARCK, ND | 10 | $ 723,000 | $ 72,000 | $ 61,000 |
| FAYETTEVILLE, NC | 10 | $ 1,769,000 | $ 176,000 | $ 134,000 |
| LAFAYETTE, LA | 10 | $ 228,000 | $ 22,000 | $ 54,000 |
| ALBANY-SCHENECTADY-TROY, NY | 9 | $ 328,000 | $ 36,000 | $ 83,000 |
| CHATTANOOGA, TN-GA | 9 | $ 1,560,000 | $ 173,000 | $ 118,000 |
| CHEYENNE, WY | 9 | $ 500,000 | $ 55,000 | $ 68,000 |
| ERIE, PA | 9 | $ 239,000 | $ 26,000 | $ 86,000 |
| GREAT FALLS, MT | 9 | $ 327,000 | $ 36,000 | $ 77,000 |
| JACKSON, MI | 9 | $ 741,000 | $ 82,000 | $ 57,000 |
| LONGVIEW-MARSHALL, TX | 9 | $ 163,000 | $ 18,000 | $ 89,000 |
| SYRACUSE, NY | 9 | $ 234,000 | $ 26,000 | $ 89,000 |
| AUGUSTA-AIKEN, GA-SC | 8 | $ 942,000 | $ 117,000 | $ 112,000 |
| BILLINGS, MT | 8 | $ 298,000 | $ 37,000 | $ 65,000 |
| DOTHAN, AL | 8 | $ 303,000 | $ 37,000 | $ 92,000 |
| ELKHART-GOSHEN, IN | 8 | $ 814,000 | $ 101,000 | $ 88,000 |
| HATTIESBURG, MS | 8 | $ 1,066,000 | $ 133,000 | $ 89,000 |
| LYNCHBURG, VA | 8 | $ 402,000 | $ 50,000 | $ 70,000 |
| NEW BEDFORD, MA | 8 | $ 1,286,000 | $ 160,000 | $ 97,000 |
| RAPID CITY, SD | 8 | $ 1,000,000 | $ 125,000 | $ 144,000 |
| COLUMBUS, GA-AL | 7 | $ 782,000 | $ 111,000 | $ 130,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR | 7 | $ 2,939,000 | $ 419,000 | $ 253,000 |
| GOLDSBORO, NC | 7 | $ 155,000 | $ 22,000 | $ 57,000 |
| JOHNSTOWN, PA | 7 | $ 349,000 | $ 49,000 | $ 121,000 |
| LAS CRUCES, NM | 7 | $ 163,000 | $ 23,000 | $ 93,000 |
| LIMA, OH | 7 | $ 765,000 | $ 109,000 | $ 45,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 7 | $ 3,136,000 | $ 448,000 | $ 175,000 |
| PEORIA-PEKIN, IL | 7 | $ 201,000 | $ 28,000 | $ 69,000 |
| ROANOKE, VA | 7 | $ 487,000 | $ 69,000 | $ 63,000 |
| TOPEKA, KS | 7 | $ 131,000 | $ 18,000 | $ 65,000 |
| ABILENE, TX | 6 | $ 163,000 | $ 27,000 | $ 136,000 |
| ALBANY, GA | 6 | $ 128,000 | $ 21,000 | $ 42,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 6 | $ 953,000 | $ 158,000 | $ 165,000 |
| DULUTH-SUPERIOR, MN-WI | 6 | $ 381,000 | $ 63,000 | $ 53,000 |
| DUTCHESS COUNTY, NY | 6 | $ 733,000 | $ 122,000 | $ 81,000 |
| LAKE CHARLES, LA | 6 | $ 434,000 | $ 72,000 | $ 65,000 |
| LINCOLN, NE | 6 | $ 948,000 | $ 158,000 | $ 110,000 |
| SAN ANGELO, TX | 6 | $ 140,000 | $ 23,000 | $ 77,000 |
| SHEBOYGAN, WI | 6 | $ 194,000 | $ 32,000 | $ 52,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 6 | $ 180,000 | $ 30,000 | $ 107,000 |
| ANNISTON, AL | 5 | $ 737,000 | $ 147,000 | $ 56,000 |
| BENTON HARBOR, MI | 5 | $ 1,343,000 | $ 268,000 | $ 104,000 |
| COLUMBIA, MO | 5 | $ 332,000 | $ 66,000 | $ 82,000 |
| GRAND FORKS, ND-MN | 5 | $ 430,000 | $ 86,000 | $ 72,000 |
| HOUMA, LA | 5 | $ 116,000 | $ 23,000 | $ 63,000 |
| IOWA CITY, IA | 5 | $ 157,000 | $ 31,000 | $ 43,000 |
| JACKSON, TN | 5 | $ 385,000 | $ 77,000 | $ 57,000 |
| JANESVILLE-BELOIT, WI | 5 | $ 244,000 | $ 48,000 | $ 57,000 |
| JOHNSON CITY-KINGSPORT-BRISTOL, TN-VA | 5 | $ 351,000 | $ 70,000 | $ 62,000 |
| LAWTON, OK | 5 | $ 488,000 | $ 97,000 | $ 169,000 |
| LUBBOCK, TX | 5 | $ 111,000 | $ 22,000 | $ 112,000 |
| MANSFIELD, OH | 5 | $ 277,000 | $ 55,000 | $ 71,000 |
| OWENSBORO, KY | 5 | $ 807,000 | $ 161,000 | $ 61,000 |
| SOUTH BEND, IN | 5 | $ 207,000 | $ 41,000 | $ 51,000 |
| ALEXANDRIA, LA | 4 | $ 303,000 | $ 75,000 | $ 120,000 |
| EAU CLAIRE, WI | 4 | $ 102,000 | $ 25,000 | $ 56,000 |
| KOKOMO, IN | 4 | $ 79,000 | $ 19,000 | $ 46,000 |
| TEXARKANA, TX-AR | 4 | $ 69,000 | $ 17,000 | $ 39,000 |
| VICTORIA, TX | 4 | $ 200,000 | $ 50,000 | $ 75,000 |
| BINGHAMTON, NY | 3 | $ 119,000 | $ 39,000 | $ 54,000 |
| BLOOMINGTON, IN | 3 | $ 187,000 | $ 62,000 | $ 53,000 |
| BURLINGTON, VT | 3 | $ 134,000 | $ 44,000 | $ 60,000 |
| CUMBERLAND, MD-WV | 3 | $ 129,000 | $ 43,000 | $ 44,000 |
| LAFAYETTE, IN | 3 | $ 620,000 | $ 206,000 | $ 100,000 |
| LEWISTON-AUBURN, ME | 3 | $ 240,000 | $ 80,000 | $ 66,000 |
| MONROE, LA | 3 | $ 583,000 | $ 194,000 | $ 104,000 |
| WATERLOO-CEDAR FALLS, IA | 3 | $ 92,000 | $ 30,000 | $ 117,000 |
| WICHITA FALLS, TX | 3 | $ 67,000 | $ 22,000 | $ 51,000 |
| CLARKSVILLE-HOPKINSVILLE, TN-KY | 2 | $ 273,000 | $ 136,000 | $ 110,000 |
| DANVILLE, VA | 2 | $ 34,000 | $ 17,000 | $ 50,000 |
| FLORENCE, SC | 2 | $ 74,000 | $ 37,000 | $ 222,000 |
| GREENVILLE, NC | 2 | $ 78,000 | $ 39,000 | $ 128,000 |
| LAWRENCE, KS | 2 | $ 228,000 | $ 114,000 | $ 99,000 |
| MUNCIE, IN | 2 | $ 268,000 | $ 134,000 | $ 90,000 |
| ROCKY MOUNT, NC | 2 | $ 157,000 | $ 78,000 | $ 91,000 |
| SIOUX CITY, IA-NE | 2 | $ 58,000 | $ 29,000 | $ 56,000 |
| SUMTER, SC | 2 | $ 378,000 | $ 189,000 | $ 77,000 |
| CASPER, WY | 1 | $ 23,000 | $ 23,000 | $ 40,000 |
| CHARLESTON, WV | 1 | $ 174,000 | $ 174,000 | $ 0 |
| DECATUR, IL | 1 | $ 13,000 | $ 13,000 | $ 66,000 |
| DUBUQUE, IA | 1 | $ 30,000 | $ 30,000 | $ 37,000 |
| GLENS FALLS, NY | 1 | $ 650,000 | $ 650,000 | $ 274,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| JACKSONVILLE, NC | 1 | $ 29,000 | $ 29,000 | $ 51,000 |
| KANKAKEE, IL | 1 | $ 31,000 | $ 31,000 | $ 50,000 |
| LA CROSSE, WI-MN | 1 | $ 13,000 | $ 13,000 | $ 41,000 |
| PARKERSBURG-MARIETTA, WV-OH | 1 | $ 11,000 | $ 11,000 | $ 103,000 |
| SHARON, PA | 1 | $ 14,000 | $ 14,000 | $ 42,000 |
| SPRINGFIELD, IL | 1 | $ 21,000 | $ 21,000 | $ 51,000 |
| ST. JOSEPH, MO | 1 | $ 19,000 | $ 19,000 | $ 51,000 |
| TERRE HAUTE, IN | 1 | $ 70,000 | $ 70,000 | $ 77,000 |
| WHEELING, WV-OH | 1 | $ 26,000 | $ 26,000 | $ 80,000 |
Mortgage Loan Application Detail Totals for Countrywide Bank, N.A. in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase (one-to-four family) | 44,682 | $7,975,598,000 | $125,941 | $2,270,000 | $101,470 | $8,859,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 32,559 | $7,868,668,000 | $189,392 | $5,300,000 | $106,352 | $8,679,000 |
| Home Improvement (one-to-four family) | 1,055 | $39,208,000 | $32,204 | $527,000 | $75,857 | $500,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 37,047 | $5,164,229,000 | $113,058 | $1,500,000 | $97,764 | $8,859,000 |
| White | 27,703 | $7,269,672,000 | $202,882 | $5,300,000 | $106,862 | $5,401,000 |
| Asian or Pacific Islander | 4,888 | $1,540,640,000 | $224,102 | $1,881,000 | $109,974 | $1,680,000 |
| Information not provided by applicant in mail or telephone application | 3,521 | $868,315,000 | $163,583 | $2,498,000 | $108,229 | $7,133,000 |
| Hispanic | 2,939 | $579,488,000 | $171,027 | $1,915,000 | $91,486 | $2,580,000 |
| Black | 1,513 | $266,853,000 | $168,026 | $1,250,000 | $96,552 | $4,287,000 |
| Other | 535 | $161,155,000 | $232,421 | $2,500,000 | $114,447 | $900,000 |
| American Indian or Alaskan Native | 150 | $33,122,000 | $196,068 | $2,440,000 | $108,206 | $900,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 77,227 | $15,746,621,000 | $152,921 | $5,300,000 | $102,039 | $8,859,000 |
| FHA-insured (Federal Housing Administration) | 979 | $121,243,000 | $124,000 | $274,000 | $44,000 | $386,000 |
| VA-guaranteed (Veterans Administration) | 90 | $15,610,000 | $170,000 | $278,000 | $71,000 | $213,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 37,047 | $5,164,229,000 | $113,058 | $1,500,000 | $97,764 | $8,859,000 |
| Loan Originated | 20,396 | $5,366,480,000 | $187,607 | $5,300,000 | $103,117 | $7,133,000 |
| Application Approved But Not Accepted | 8,327 | $2,329,311,000 | $209,529 | $2,270,000 | $108,450 | $5,401,000 |
| Application Denied By Financial Institution | 7,425 | $1,628,523,000 | $184,568 | $3,000,000 | $94,078 | $2,805,000 |
| Application Withdrawn By Applicant | 5,101 | $1,394,931,000 | $224,938 | $2,500,000 | $118,387 | $4,287,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 2,949 | $662,279,000 | $185,240 | $2,625,000 | $73,580 | $1,533,000 |
| Credit History | 2,432 | $547,937,000 | $203,782 | $1,980,000 | $112,065 | $1,596,000 |
| Other | 909 | $217,150,000 | $191,500 | $3,000,000 | $124,722 | $2,805,000 |
| Collateral | 734 | $117,161,000 | $160,214 | $2,440,000 | $103,023 | $1,208,000 |
| Unverifiable Information | 346 | $69,424,000 | $200,125 | $1,000,000 | $116,968 | $1,080,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 46 | $12,117,000 | $203,437 | $1,290,000 | $85,125 | $299,000 |
| Credit Application Incomplete | 6 | $468,000 | $90,800 | $318,000 | $113,000 | $209,000 |
| Employment History | 3 | $1,987,000 | $539,500 | $1,000,000 | $188,000 | $298,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Countrywide Bank, N.A.'s 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Countrywide Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.