Countrywide Home Loans
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Countrywide Home Loans 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Countrywide Home Loans 30930 Russell Ranch Road Ms Wlrr-148 Westlake Village, CA 91362 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,824,152 |
| Total Mortgage Loan Application Amount | $479,982,080,000 |
| Average Mortgage Loan Application Amount | $130,116 |
| Highest Mortgage Loan Application Amount | $70,000,000 |
| Average Applicant Income | $61,233 |
| Highest Applicant Income | $9,991,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Countrywide Home Loans. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Countrywide Home Loans's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Countrywide Home Loans's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Countrywide Home Loans serves its applicants.
Each category highlights the total number of mortgage applications processed by Countrywide Home Loans, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Countrywide Home Loans's mortgage activity for 2003.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH, CA | 138,334 | $ 34,664,353,000 | $ 250,000 | $ 78,000 |
| CHICAGO, IL | 89,456 | $ 16,668,059,000 | $ 186,000 | $ 65,000 |
| RIVERSIDE-SAN BERNARDINO, CA | 79,058 | $ 13,991,611,000 | $ 176,000 | $ 59,000 |
| DETROIT, MI | 69,745 | $ 10,219,097,000 | $ 146,000 | $ 58,000 |
| PHOENIX-MESA, AZ | 68,934 | $ 10,028,953,000 | $ 145,000 | $ 49,000 |
| SAN DIEGO, CA | 62,968 | $ 16,256,666,000 | $ 258,000 | $ 79,000 |
| DENVER, CO | 58,981 | $ 10,981,538,000 | $ 186,000 | $ 62,000 |
| ATLANTA, GA | 53,755 | $ 8,444,953,000 | $ 157,000 | $ 57,000 |
| ORANGE COUNTY, CA | 52,329 | $ 14,472,250,000 | $ 276,000 | $ 93,000 |
| SACRAMENTO, CA | 47,648 | $ 9,345,665,000 | $ 196,000 | $ 77,000 |
| HOUSTON, TX | 47,344 | $ 5,997,495,000 | $ 126,000 | $ 67,000 |
| BOSTON, MA-NH | 45,900 | $ 10,910,617,000 | $ 237,000 | $ 79,000 |
| LAS VEGAS, NV-AZ | 43,749 | $ 7,066,544,000 | $ 161,000 | $ 62,000 |
| MINNEAPOLIS-ST. PAUL, MN-WI | 42,123 | $ 7,370,771,000 | $ 174,000 | $ 67,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 39,072 | $ 8,025,022,000 | $ 205,000 | $ 68,000 |
| OAKLAND, CA | 38,676 | $ 10,775,748,000 | $ 278,000 | $ 89,000 |
| DALLAS, TX | 35,918 | $ 5,185,663,000 | $ 144,000 | $ 70,000 |
| SALT LAKE CITY-OGDEN, UT | 32,828 | $ 4,856,651,000 | $ 147,000 | $ 50,000 |
| PHILADELPHIA, PA-NJ | 29,889 | $ 4,855,299,000 | $ 162,000 | $ 67,000 |
| PORTLAND-VANCOUVER, OR-WA | 28,813 | $ 4,766,051,000 | $ 165,000 | $ 63,000 |
| ST. LOUIS, MO-IL | 26,602 | $ 3,567,538,000 | $ 134,000 | $ 57,000 |
| NEW YORK, NY | 25,315 | $ 6,411,100,000 | $ 253,000 | $ 85,000 |
| BALTIMORE, MD | 23,612 | $ 4,037,953,000 | $ 171,000 | $ 65,000 |
| SAN JOSE, CA | 23,243 | $ 7,313,376,000 | $ 314,000 | $ 107,000 |
| NASSAU-SUFFOLK, NY | 22,745 | $ 5,393,229,000 | $ 237,000 | $ 82,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 22,543 | $ 2,841,093,000 | $ 126,000 | $ 55,000 |
| INDIANAPOLIS, IN | 21,512 | $ 2,834,028,000 | $ 131,000 | $ 55,000 |
| ORLANDO, FL | 21,164 | $ 2,857,041,000 | $ 134,000 | $ 53,000 |
| VENTURA, CA | 20,423 | $ 5,621,973,000 | $ 275,000 | $ 91,000 |
| SAN FRANCISCO, CA | 19,329 | $ 6,602,266,000 | $ 341,000 | $ 124,000 |
| MIAMI, FL | 18,908 | $ 2,925,698,000 | $ 154,000 | $ 72,000 |
| AUSTIN-SAN MARCOS, TX | 17,929 | $ 2,698,883,000 | $ 150,000 | $ 68,000 |
| NASHVILLE, TN | 17,865 | $ 2,448,076,000 | $ 137,000 | $ 53,000 |
| GRAND RAPIDS-MUSKEGON-HOLLAND, MI | 17,830 | $ 2,275,810,000 | $ 127,000 | $ 52,000 |
| FORT LAUDERDALE, FL | 17,418 | $ 2,786,170,000 | $ 159,000 | $ 56,000 |
| MILWAUKEE-WAUKESHA, WI | 16,418 | $ 2,476,494,000 | $ 150,000 | $ 69,000 |
| COLUMBUS, OH | 16,153 | $ 2,238,276,000 | $ 138,000 | $ 60,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 15,890 | $ 2,365,979,000 | $ 148,000 | $ 55,000 |
| FRESNO, CA | 15,467 | $ 2,216,122,000 | $ 143,000 | $ 59,000 |
| PITTSBURGH, PA | 15,182 | $ 1,657,010,000 | $ 109,000 | $ 52,000 |
| NEWARK, NJ | 14,699 | $ 3,220,197,000 | $ 219,000 | $ 79,000 |
| KANSAS CITY, MO-KS | 14,696 | $ 1,791,653,000 | $ 121,000 | $ 56,000 |
| FORT WORTH-ARLINGTON, TX | 14,438 | $ 1,802,554,000 | $ 124,000 | $ 61,000 |
| TUCSON, AZ | 13,881 | $ 1,823,384,000 | $ 131,000 | $ 53,000 |
| BAKERSFIELD, CA | 13,323 | $ 1,626,396,000 | $ 122,000 | $ 52,000 |
| HONOLULU, HI | 13,319 | $ 3,017,684,000 | $ 226,000 | $ 68,000 |
| MONMOUTH-OCEAN, NJ | 13,268 | $ 2,632,872,000 | $ 198,000 | $ 89,000 |
| MIDDLESEX-SOMERSET-HUNTERDON, NJ | 13,154 | $ 2,784,325,000 | $ 211,000 | $ 89,000 |
| CLEVELAND-LORAIN-ELYRIA, OH | 13,061 | $ 1,724,059,000 | $ 132,000 | $ 61,000 |
| TACOMA, WA | 12,433 | $ 1,947,475,000 | $ 156,000 | $ 55,000 |
| COLORADO SPRINGS, CO | 12,372 | $ 1,959,924,000 | $ 158,000 | $ 51,000 |
| NEW ORLEANS, LA | 12,234 | $ 1,525,780,000 | $ 124,000 | $ 58,000 |
| HARTFORD, CT | 12,183 | $ 1,839,095,000 | $ 150,000 | $ 58,000 |
| RALEIGH-DURHAM-CHAPEL HILL, NC | 11,909 | $ 1,869,072,000 | $ 156,000 | $ 56,000 |
| WEST PALM BEACH-BOCA RATON, FL | 11,293 | $ 1,917,771,000 | $ 169,000 | $ 65,000 |
| SAN ANTONIO, TX | 11,200 | $ 1,355,277,000 | $ 121,000 | $ 57,000 |
| CINCINNATI, OH-KY-IN | 11,198 | $ 1,707,124,000 | $ 152,000 | $ 66,000 |
| STOCKTON-LODI, CA | 11,023 | $ 2,105,559,000 | $ 191,000 | $ 63,000 |
| BIRMINGHAM, AL | 10,992 | $ 1,452,650,000 | $ 132,000 | $ 54,000 |
| BOISE CITY, ID | 10,753 | $ 1,359,573,000 | $ 126,000 | $ 52,000 |
| JACKSONVILLE, FL | 10,584 | $ 1,408,401,000 | $ 133,000 | $ 55,000 |
| LOUISVILLE, KY-IN | 10,570 | $ 1,362,513,000 | $ 128,000 | $ 59,000 |
| VALLEJO-FAIRFIELD-NAPA, CA | 10,525 | $ 2,371,346,000 | $ 225,000 | $ 82,000 |
| NORFOLK-VIRGINIA BEACH-NEWPORT NEWS, VA-NC | 10,435 | $ 1,396,724,000 | $ 133,000 | $ 53,000 |
| PROVIDENCE-FALL RIVER-WARWICK, RI-MA | 10,012 | $ 1,592,150,000 | $ 159,000 | $ 69,000 |
| ANN ARBOR, MI | 10,003 | $ 1,728,711,000 | $ 172,000 | $ 71,000 |
| BERGEN-PASSAIC, NJ | 9,720 | $ 2,387,792,000 | $ 245,000 | $ 87,000 |
| ALBUQUERQUE, NM | 9,481 | $ 1,228,030,000 | $ 129,000 | $ 52,000 |
| OKLAHOMA CITY, OK | 9,323 | $ 973,814,000 | $ 104,000 | $ 51,000 |
| SANTA ROSA, CA | 9,112 | $ 2,260,573,000 | $ 248,000 | $ 95,000 |
| PROVO-OREM, UT | 8,509 | $ 1,335,077,000 | $ 156,000 | $ 54,000 |
| FORT COLLINS-LOVELAND, CO | 8,066 | $ 1,395,831,000 | $ 173,000 | $ 67,000 |
| RICHMOND-PETERSBURG, VA | 8,034 | $ 1,119,202,000 | $ 139,000 | $ 54,000 |
| DAYTON-SPRINGFIELD, OH | 7,959 | $ 908,698,000 | $ 114,000 | $ 53,000 |
| MADISON, WI | 7,435 | $ 1,252,885,000 | $ 168,000 | $ 68,000 |
| MODESTO, CA | 7,410 | $ 1,231,767,000 | $ 166,000 | $ 62,000 |
| GREENSBORO--WINSTON-SALEM--HIGH POINT, NC | 7,328 | $ 946,157,000 | $ 129,000 | $ 47,000 |
| FORT MYERS-CAPE CORAL, FL | 7,165 | $ 1,006,411,000 | $ 140,000 | $ 54,000 |
| RENO, NV | 6,918 | $ 1,158,705,000 | $ 167,000 | $ 60,000 |
| MELBOURNE-TITUSVILLE-PALM BAY, FL | 6,701 | $ 788,264,000 | $ 117,000 | $ 47,000 |
| MEMPHIS, TN-AR-MS | 6,492 | $ 904,866,000 | $ 139,000 | $ 60,000 |
| TULSA, OK | 6,431 | $ 752,603,000 | $ 117,000 | $ 54,000 |
| SAN LUIS OBISPO-ATASCADERO-PASO ROBLES, CA | 6,378 | $ 1,470,235,000 | $ 230,000 | $ 91,000 |
| KNOXVILLE, TN | 6,243 | $ 798,860,000 | $ 127,000 | $ 52,000 |
| BOULDER-LONGMONT, CO | 6,180 | $ 1,314,034,000 | $ 212,000 | $ 77,000 |
| SARASOTA-BRADENTON, FL | 6,087 | $ 925,129,000 | $ 151,000 | $ 61,000 |
| ATLANTIC-CAPE MAY, NJ | 5,879 | $ 982,334,000 | $ 167,000 | $ 76,000 |
| BRIDGEPORT, CT | 5,833 | $ 1,127,528,000 | $ 193,000 | $ 61,000 |
| LANSING-EAST LANSING, MI | 5,798 | $ 701,703,000 | $ 121,000 | $ 65,000 |
| SANTA BARBARA-SANTA MARIA-LOMPOC, CA | 5,702 | $ 1,503,577,000 | $ 263,000 | $ 94,000 |
| DAYTONA BEACH, FL | 5,692 | $ 645,293,000 | $ 113,000 | $ 48,000 |
| LEXINGTON, KY | 5,610 | $ 704,070,000 | $ 125,000 | $ 57,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA | 5,576 | $ 698,832,000 | $ 125,000 | $ 58,000 |
| FLINT, MI | 5,507 | $ 654,617,000 | $ 118,000 | $ 49,000 |
| HUNTSVILLE, AL | 5,454 | $ 666,688,000 | $ 122,000 | $ 57,000 |
| VISALIA-TULARE-PORTERVILLE, CA | 5,437 | $ 646,059,000 | $ 118,000 | $ 50,000 |
| NEW HAVEN-MERIDEN, CT | 5,426 | $ 870,685,000 | $ 160,000 | $ 62,000 |
| AKRON, OH | 5,399 | $ 675,834,000 | $ 125,000 | $ 55,000 |
| GREELEY, CO | 5,326 | $ 879,440,000 | $ 165,000 | $ 53,000 |
| WORCESTER, MA-CT | 5,243 | $ 931,198,000 | $ 177,000 | $ 67,000 |
| BREMERTON, WA | 5,121 | $ 768,601,000 | $ 150,000 | $ 59,000 |
| LOWELL, MA-NH | 4,929 | $ 947,881,000 | $ 192,000 | $ 63,000 |
| GARY, IN | 4,928 | $ 558,793,000 | $ 113,000 | $ 49,000 |
| GREENVILLE-SPARTANBURG-ANDERSON, SC | 4,850 | $ 570,937,000 | $ 117,000 | $ 47,000 |
| SALINAS, CA | 4,847 | $ 1,299,056,000 | $ 268,000 | $ 87,000 |
| EUGENE-SPRINGFIELD, OR | 4,813 | $ 656,472,000 | $ 136,000 | $ 48,000 |
| SALEM, OR | 4,596 | $ 591,305,000 | $ 128,000 | $ 54,000 |
| MOBILE, AL | 4,437 | $ 587,591,000 | $ 132,000 | $ 60,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 4,258 | $ 635,746,000 | $ 149,000 | $ 53,000 |
| SPOKANE, WA | 4,254 | $ 464,857,000 | $ 109,000 | $ 42,000 |
| TRENTON, NJ | 4,238 | $ 767,469,000 | $ 181,000 | $ 81,000 |
| LAWRENCE, MA-NH | 4,188 | $ 892,530,000 | $ 213,000 | $ 67,000 |
| MEDFORD-ASHLAND, OR | 4,138 | $ 602,446,000 | $ 145,000 | $ 55,000 |
| PENSACOLA, FL | 3,911 | $ 446,406,000 | $ 114,000 | $ 49,000 |
| BATON ROUGE, LA | 3,822 | $ 465,869,000 | $ 121,000 | $ 55,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 3,801 | $ 438,554,000 | $ 115,000 | $ 58,000 |
| LAKELAND-WINTER HAVEN, FL | 3,740 | $ 380,488,000 | $ 101,000 | $ 52,000 |
| WILMINGTON-NEWARK, DE-MD | 3,695 | $ 565,400,000 | $ 153,000 | $ 62,000 |
| CORPUS CHRISTI, TX | 3,621 | $ 372,161,000 | $ 102,000 | $ 52,000 |
| PUEBLO, CO | 3,615 | $ 395,776,000 | $ 109,000 | $ 46,000 |
| HAMILTON-MIDDLETOWN, OH | 3,603 | $ 488,563,000 | $ 135,000 | $ 63,000 |
| WASHINGTON, DC-MD-VA-WV | 3,580 | $ 849,880,000 | $ 237,000 | $ 74,000 |
| PORTLAND, ME | 3,576 | $ 586,618,000 | $ 164,000 | $ 63,000 |
| BROCKTON, MA | 3,538 | $ 668,721,000 | $ 189,000 | $ 63,000 |
| MONTGOMERY, AL | 3,531 | $ 396,003,000 | $ 112,000 | $ 49,000 |
| STAMFORD-NORWALK, CT | 3,494 | $ 1,120,626,000 | $ 320,000 | $ 122,000 |
| ROCKFORD, IL | 3,457 | $ 360,115,000 | $ 104,000 | $ 47,000 |
| SANTA CRUZ-WATSONVILLE, CA | 3,447 | $ 979,687,000 | $ 284,000 | $ 108,000 |
| NAPLES, FL | 3,383 | $ 607,987,000 | $ 179,000 | $ 70,000 |
| SPRINGFIELD, MA | 3,338 | $ 426,112,000 | $ 127,000 | $ 48,000 |
| APPLETON-OSHKOSH-NEENAH, WI | 3,288 | $ 420,256,000 | $ 127,000 | $ 57,000 |
| GRAND JUNCTION, CO | 3,242 | $ 416,381,000 | $ 128,000 | $ 50,000 |
| COLUMBIA, SC | 3,201 | $ 401,428,000 | $ 125,000 | $ 55,000 |
| HARRISBURG-LEBANON-CARLISLE, PA | 3,178 | $ 367,369,000 | $ 115,000 | $ 51,000 |
| ROCHESTER, NY | 3,146 | $ 341,237,000 | $ 108,000 | $ 49,000 |
| FORT WAYNE, IN | 3,113 | $ 327,929,000 | $ 105,000 | $ 51,000 |
| YOLO, CA | 3,081 | $ 615,084,000 | $ 199,000 | $ 69,000 |
| BUFFALO-NIAGARA FALLS, NY | 3,064 | $ 326,824,000 | $ 106,000 | $ 47,000 |
| WICHITA, KS | 3,035 | $ 299,387,000 | $ 98,000 | $ 51,000 |
| MERCED, CA | 3,015 | $ 447,035,000 | $ 148,000 | $ 61,000 |
| GALVESTON-TEXAS CITY, TX | 3,011 | $ 372,389,000 | $ 123,000 | $ 67,000 |
| GREEN BAY, WI | 2,993 | $ 399,942,000 | $ 133,000 | $ 59,000 |
| KALAMAZOO-BATTLE CREEK, MI | 2,899 | $ 326,858,000 | $ 112,000 | $ 52,000 |
| YOUNGSTOWN-WARREN, OH | 2,893 | $ 274,659,000 | $ 94,000 | $ 46,000 |
| EL PASO, TX | 2,843 | $ 249,179,000 | $ 87,000 | $ 45,000 |
| OLYMPIA, WA | 2,842 | $ 417,123,000 | $ 146,000 | $ 55,000 |
| ALBANY-SCHENECTADY-TROY, NY | 2,825 | $ 323,613,000 | $ 114,000 | $ 59,000 |
| OMAHA, NE-IA | 2,810 | $ 353,638,000 | $ 125,000 | $ 58,000 |
| JERSEY CITY, NJ | 2,779 | $ 569,842,000 | $ 205,000 | $ 71,000 |
| CHICO-PARADISE, CA | 2,738 | $ 410,179,000 | $ 149,000 | $ 57,000 |
| TOLEDO, OH | 2,630 | $ 309,249,000 | $ 117,000 | $ 54,000 |
| BRAZORIA, TX | 2,628 | $ 329,361,000 | $ 125,000 | $ 69,000 |
| RACINE, WI | 2,609 | $ 324,675,000 | $ 124,000 | $ 55,000 |
| JACKSON, MS | 2,593 | $ 303,825,000 | $ 117,000 | $ 56,000 |
| NEWBURGH, NY-PA | 2,579 | $ 440,732,000 | $ 170,000 | $ 69,000 |
| FLAGSTAFF, AZ-UT | 2,540 | $ 391,109,000 | $ 153,000 | $ 70,000 |
| CHATTANOOGA, TN-GA | 2,509 | $ 282,100,000 | $ 112,000 | $ 46,000 |
| CANTON-MASSILLON, OH | 2,505 | $ 274,098,000 | $ 109,000 | $ 49,000 |
| BARNSTABLE-YARMOUTH, MA | 2,501 | $ 531,903,000 | $ 212,000 | $ 93,000 |
| WILMINGTON, NC | 2,484 | $ 362,883,000 | $ 146,000 | $ 61,000 |
| YORK, PA | 2,472 | $ 290,702,000 | $ 117,000 | $ 51,000 |
| DES MOINES, IA | 2,457 | $ 300,823,000 | $ 122,000 | $ 50,000 |
| FORT WALTON BEACH, FL | 2,448 | $ 344,985,000 | $ 140,000 | $ 67,000 |
| ANCHORAGE, AK | 2,432 | $ 428,145,000 | $ 176,000 | $ 61,000 |
| PANAMA CITY, FL | 2,428 | $ 320,399,000 | $ 131,000 | $ 62,000 |
| LANCASTER, PA | 2,362 | $ 279,566,000 | $ 118,000 | $ 47,000 |
| READING, PA | 2,349 | $ 277,317,000 | $ 118,000 | $ 54,000 |
| SHREVEPORT-BOSSIER CITY, LA | 2,333 | $ 251,607,000 | $ 107,000 | $ 53,000 |
| BILOXI-GULFPORT-PASCAGOULA, MS | 2,331 | $ 252,612,000 | $ 108,000 | $ 57,000 |
| CEDAR RAPIDS, IA | 2,327 | $ 244,684,000 | $ 105,000 | $ 47,000 |
| REDDING, CA | 2,322 | $ 342,090,000 | $ 147,000 | $ 57,000 |
| FORT PIERCE-PORT ST. LUCIE, FL | 2,310 | $ 331,786,000 | $ 143,000 | $ 57,000 |
| TOPEKA, KS | 2,268 | $ 223,858,000 | $ 98,000 | $ 45,000 |
| ASHEVILLE, NC | 2,260 | $ 304,399,000 | $ 134,000 | $ 58,000 |
| NASHUA, NH | 2,233 | $ 386,430,000 | $ 173,000 | $ 70,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 2,211 | $ 221,280,000 | $ 100,000 | $ 51,000 |
| SYRACUSE, NY | 2,195 | $ 214,779,000 | $ 97,000 | $ 51,000 |
| PORTSMOUTH-ROCHESTER, NH-ME | 2,175 | $ 409,803,000 | $ 188,000 | $ 73,000 |
| MYRTLE BEACH, SC | 2,173 | $ 251,604,000 | $ 115,000 | $ 68,000 |
| DANBURY, CT | 2,145 | $ 487,814,000 | $ 227,000 | $ 83,000 |
| SPRINGFIELD, MO | 2,136 | $ 219,214,000 | $ 102,000 | $ 42,000 |
| AMARILLO, TX | 2,078 | $ 186,738,000 | $ 89,000 | $ 58,000 |
| NEW LONDON-NORWICH, CT-RI | 2,047 | $ 311,210,000 | $ 152,000 | $ 66,000 |
| FAYETTEVILLE, NC | 2,037 | $ 205,226,000 | $ 100,000 | $ 46,000 |
| MANCHESTER, NH | 2,028 | $ 343,958,000 | $ 169,000 | $ 67,000 |
| YUBA CITY, CA | 2,001 | $ 290,755,000 | $ 145,000 | $ 60,000 |
| LAWRENCE, KS | 2,000 | $ 255,359,000 | $ 127,000 | $ 61,000 |
| JACKSON, MI | 1,937 | $ 228,035,000 | $ 117,000 | $ 47,000 |
| HICKORY-MORGANTON-LENOIR, NC | 1,926 | $ 221,894,000 | $ 115,000 | $ 49,000 |
| KILLEEN-TEMPLE, TX | 1,921 | $ 175,297,000 | $ 91,000 | $ 40,000 |
| OCALA, FL | 1,920 | $ 181,266,000 | $ 94,000 | $ 43,000 |
| PUNTA GORDA, FL | 1,916 | $ 216,380,000 | $ 112,000 | $ 49,000 |
| CHARLOTTESVILLE, VA | 1,877 | $ 304,504,000 | $ 162,000 | $ 70,000 |
| KENOSHA, WI | 1,876 | $ 257,646,000 | $ 137,000 | $ 54,000 |
| WATERBURY, CT | 1,857 | $ 278,631,000 | $ 150,000 | $ 56,000 |
| SAVANNAH, GA | 1,856 | $ 261,120,000 | $ 140,000 | $ 59,000 |
| JOHNSON CITY-KINGSPORT-BRISTOL, TN-VA | 1,839 | $ 188,770,000 | $ 102,000 | $ 46,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR | 1,703 | $ 205,755,000 | $ 120,000 | $ 54,000 |
| BEAUMONT-PORT ARTHUR, TX | 1,640 | $ 147,812,000 | $ 90,000 | $ 60,000 |
| SAGINAW-BAY CITY-MIDLAND, MI | 1,636 | $ 174,843,000 | $ 106,000 | $ 52,000 |
| COLUMBIA, MO | 1,619 | $ 168,714,000 | $ 104,000 | $ 45,000 |
| EVANSVILLE-HENDERSON, IN-KY | 1,617 | $ 173,628,000 | $ 107,000 | $ 49,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1,617 | $ 178,195,000 | $ 110,000 | $ 82,000 |
| SANTA FE, NM | 1,609 | $ 322,938,000 | $ 200,000 | $ 76,000 |
| LAFAYETTE, LA | 1,579 | $ 165,515,000 | $ 104,000 | $ 56,000 |
| SOUTH BEND, IN | 1,549 | $ 155,914,000 | $ 100,000 | $ 63,000 |
| DUTCHESS COUNTY, NY | 1,530 | $ 286,405,000 | $ 187,000 | $ 76,000 |
| JACKSONVILLE, NC | 1,494 | $ 151,019,000 | $ 101,000 | $ 43,000 |
| BELLINGHAM, WA | 1,475 | $ 219,577,000 | $ 148,000 | $ 57,000 |
| RICHLAND-KENNEWICK-PASCO, WA | 1,468 | $ 183,327,000 | $ 124,000 | $ 67,000 |
| LUBBOCK, TX | 1,437 | $ 132,853,000 | $ 92,000 | $ 63,000 |
| GAINESVILLE, FL | 1,430 | $ 171,643,000 | $ 120,000 | $ 55,000 |
| MACON, GA | 1,414 | $ 166,541,000 | $ 117,000 | $ 50,000 |
| JOPLIN, MO | 1,387 | $ 126,268,000 | $ 91,000 | $ 47,000 |
| FITCHBURG-LEOMINSTER, MA | 1,356 | $ 212,437,000 | $ 156,000 | $ 56,000 |
| JANESVILLE-BELOIT, WI | 1,340 | $ 146,519,000 | $ 109,000 | $ 52,000 |
| TUSCALOOSA, AL | 1,294 | $ 171,042,000 | $ 132,000 | $ 57,000 |
| PEORIA-PEKIN, IL | 1,293 | $ 124,723,000 | $ 96,000 | $ 52,000 |
| MISSOULA, MT | 1,270 | $ 180,814,000 | $ 142,000 | $ 57,000 |
| TALLAHASSEE, FL | 1,268 | $ 149,380,000 | $ 117,000 | $ 54,000 |
| CHARLESTON, WV | 1,254 | $ 130,035,000 | $ 103,000 | $ 49,000 |
| SHEBOYGAN, WI | 1,248 | $ 139,374,000 | $ 111,000 | $ 58,000 |
| BENTON HARBOR, MI | 1,247 | $ 147,691,000 | $ 118,000 | $ 50,000 |
| BRYAN-COLLEGE STATION, TX | 1,232 | $ 140,023,000 | $ 113,000 | $ 67,000 |
| DECATUR, AL | 1,218 | $ 129,750,000 | $ 106,000 | $ 57,000 |
| NEW BEDFORD, MA | 1,215 | $ 204,325,000 | $ 168,000 | $ 70,000 |
| LAFAYETTE, IN | 1,189 | $ 138,108,000 | $ 116,000 | $ 49,000 |
| AUGUSTA-AIKEN, GA-SC | 1,145 | $ 128,874,000 | $ 112,000 | $ 42,000 |
| ODESSA-MIDLAND, TX | 1,121 | $ 90,548,000 | $ 80,000 | $ 55,000 |
| DULUTH-SUPERIOR, MN-WI | 1,098 | $ 121,638,000 | $ 110,000 | $ 61,000 |
| ROCHESTER, MN | 1,095 | $ 151,279,000 | $ 138,000 | $ 50,000 |
| CORVALLIS, OR | 1,080 | $ 162,486,000 | $ 150,000 | $ 61,000 |
| BILLINGS, MT | 1,073 | $ 124,401,000 | $ 115,000 | $ 47,000 |
| CHEYENNE, WY | 1,072 | $ 129,386,000 | $ 120,000 | $ 55,000 |
| YAKIMA, WA | 1,067 | $ 129,607,000 | $ 121,000 | $ 55,000 |
| COLUMBUS, GA-AL | 1,039 | $ 124,329,000 | $ 119,000 | $ 51,000 |
| BROWNSVILLE-HARLINGEN-SAN BENITO, TX | 1,025 | $ 95,678,000 | $ 93,000 | $ 75,000 |
| LAWTON, OK | 1,009 | $ 88,182,000 | $ 87,000 | $ 40,000 |
| TYLER, TX | 1,004 | $ 104,953,000 | $ 104,000 | $ 60,000 |
| HATTIESBURG, MS | 1,002 | $ 98,608,000 | $ 98,000 | $ 43,000 |
| SIOUX FALLS, SD | 999 | $ 118,145,000 | $ 118,000 | $ 74,000 |
| HAGERSTOWN, MD | 993 | $ 134,965,000 | $ 135,000 | $ 57,000 |
| ROANOKE, VA | 990 | $ 121,153,000 | $ 122,000 | $ 47,000 |
| GADSDEN, AL | 978 | $ 88,597,000 | $ 90,000 | $ 51,000 |
| ERIE, PA | 934 | $ 90,761,000 | $ 97,000 | $ 50,000 |
| YUMA, AZ | 925 | $ 98,522,000 | $ 106,000 | $ 46,000 |
| ST. CLOUD, MN | 923 | $ 115,187,000 | $ 124,000 | $ 51,000 |
| BURLINGTON, VT | 912 | $ 145,271,000 | $ 159,000 | $ 82,000 |
| ELKHART-GOSHEN, IN | 912 | $ 89,684,000 | $ 98,000 | $ 43,000 |
| WAUSAU, WI | 883 | $ 106,160,000 | $ 120,000 | $ 66,000 |
| LYNCHBURG, VA | 874 | $ 101,120,000 | $ 115,000 | $ 50,000 |
| LAREDO, TX | 861 | $ 92,370,000 | $ 107,000 | $ 60,000 |
| POCATELLO, ID | 837 | $ 82,288,000 | $ 98,000 | $ 45,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 836 | $ 90,645,000 | $ 108,000 | $ 50,000 |
| WACO, TX | 793 | $ 76,582,000 | $ 96,000 | $ 49,000 |
| ABILENE, TX | 788 | $ 70,465,000 | $ 89,000 | $ 54,000 |
| CLARKSVILLE-HOPKINSVILLE, TN-KY | 770 | $ 75,278,000 | $ 97,000 | $ 44,000 |
| RAPID CITY, SD | 761 | $ 87,512,000 | $ 114,000 | $ 55,000 |
| GREENVILLE, NC | 754 | $ 87,817,000 | $ 116,000 | $ 55,000 |
| IOWA CITY, IA | 752 | $ 100,353,000 | $ 133,000 | $ 61,000 |
| FLORENCE, AL | 697 | $ 63,634,000 | $ 91,000 | $ 49,000 |
| OWENSBORO, KY | 676 | $ 66,979,000 | $ 99,000 | $ 44,000 |
| JOHNSTOWN, PA | 654 | $ 55,565,000 | $ 84,000 | $ 51,000 |
| UTICA-ROME, NY | 650 | $ 53,157,000 | $ 81,000 | $ 47,000 |
| GREAT FALLS, MT | 649 | $ 67,005,000 | $ 103,000 | $ 45,000 |
| HOUMA, LA | 631 | $ 65,683,000 | $ 104,000 | $ 53,000 |
| AUBURN-OPELIKA, AL | 624 | $ 78,248,000 | $ 125,000 | $ 56,000 |
| BISMARCK, ND | 619 | $ 66,639,000 | $ 107,000 | $ 64,000 |
| WATERLOO-CEDAR FALLS, IA | 617 | $ 60,275,000 | $ 97,000 | $ 53,000 |
| GLENS FALLS, NY | 602 | $ 62,668,000 | $ 104,000 | $ 54,000 |
| ATHENS, GA | 598 | $ 81,566,000 | $ 136,000 | $ 59,000 |
| SHERMAN-DENISON, TX | 594 | $ 64,597,000 | $ 108,000 | $ 69,000 |
| DOVER, DE | 593 | $ 73,351,000 | $ 123,000 | $ 47,000 |
| KOKOMO, IN | 583 | $ 55,149,000 | $ 94,000 | $ 55,000 |
| SHARON, PA | 569 | $ 55,536,000 | $ 97,000 | $ 55,000 |
| MUNCIE, IN | 565 | $ 49,954,000 | $ 88,000 | $ 49,000 |
| EAU CLAIRE, WI | 544 | $ 67,346,000 | $ 123,000 | $ 62,000 |
| ALEXANDRIA, LA | 541 | $ 50,819,000 | $ 93,000 | $ 67,000 |
| BLOOMINGTON-NORMAL, IL | 534 | $ 62,940,000 | $ 117,000 | $ 65,000 |
| ANNISTON, AL | 526 | $ 49,096,000 | $ 93,000 | $ 48,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 525 | $ 53,224,000 | $ 101,000 | $ 49,000 |
| CHAMPAIGN-URBANA, IL | 488 | $ 58,779,000 | $ 120,000 | $ 51,000 |
| MONROE, LA | 478 | $ 52,826,000 | $ 110,000 | $ 55,000 |
| SPRINGFIELD, IL | 478 | $ 52,604,000 | $ 110,000 | $ 44,000 |
| ROCKY MOUNT, NC | 476 | $ 52,175,000 | $ 109,000 | $ 51,000 |
| LINCOLN, NE | 474 | $ 60,626,000 | $ 127,000 | $ 64,000 |
| MANSFIELD, OH | 473 | $ 45,904,000 | $ 97,000 | $ 52,000 |
| FORT SMITH, AR-OK | 468 | $ 49,502,000 | $ 105,000 | $ 51,000 |
| LAS CRUCES, NM | 459 | $ 51,862,000 | $ 112,000 | $ 51,000 |
| LONGVIEW-MARSHALL, TX | 452 | $ 39,539,000 | $ 87,000 | $ 57,000 |
| LAKE CHARLES, LA | 426 | $ 41,923,000 | $ 98,000 | $ 61,000 |
| DOTHAN, AL | 422 | $ 42,889,000 | $ 101,000 | $ 49,000 |
| STATE COLLEGE, PA | 391 | $ 48,223,000 | $ 123,000 | $ 64,000 |
| LEWISTON-AUBURN, ME | 378 | $ 40,468,000 | $ 107,000 | $ 71,000 |
| JACKSON, TN | 377 | $ 37,406,000 | $ 99,000 | $ 48,000 |
| ST. JOSEPH, MO | 373 | $ 36,894,000 | $ 98,000 | $ 58,000 |
| BLOOMINGTON, IN | 370 | $ 45,274,000 | $ 122,000 | $ 52,000 |
| LA CROSSE, WI-MN | 354 | $ 44,150,000 | $ 124,000 | $ 72,000 |
| GOLDSBORO, NC | 349 | $ 35,345,000 | $ 101,000 | $ 40,000 |
| LIMA, OH | 338 | $ 32,394,000 | $ 95,000 | $ 51,000 |
| PARKERSBURG-MARIETTA, WV-OH | 315 | $ 29,642,000 | $ 94,000 | $ 54,000 |
| BANGOR, ME | 310 | $ 32,743,000 | $ 105,000 | $ 41,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 304 | $ 27,375,000 | $ 90,000 | $ 40,000 |
| BINGHAMTON, NY | 300 | $ 26,094,000 | $ 86,000 | $ 42,000 |
| DANVILLE, VA | 300 | $ 27,766,000 | $ 92,000 | $ 80,000 |
| FLORENCE, SC | 294 | $ 32,848,000 | $ 111,000 | $ 58,000 |
| SUMTER, SC | 264 | $ 25,548,000 | $ 96,000 | $ 46,000 |
| WILLIAMSPORT, PA | 248 | $ 23,127,000 | $ 93,000 | $ 50,000 |
| ALTOONA, PA | 229 | $ 19,699,000 | $ 86,000 | $ 45,000 |
| TERRE HAUTE, IN | 223 | $ 20,915,000 | $ 93,000 | $ 45,000 |
| KANKAKEE, IL | 218 | $ 23,586,000 | $ 108,000 | $ 51,000 |
| TEXARKANA, TX-AR | 204 | $ 19,749,000 | $ 96,000 | $ 62,000 |
| CASPER, WY | 203 | $ 19,433,000 | $ 95,000 | $ 49,000 |
| ALBANY, GA | 202 | $ 19,863,000 | $ 98,000 | $ 56,000 |
| FARGO-MOORHEAD, ND-MN | 195 | $ 21,861,000 | $ 112,000 | $ 59,000 |
| SAN ANGELO, TX | 194 | $ 17,017,000 | $ 87,000 | $ 67,000 |
| WICHITA FALLS, TX | 193 | $ 17,576,000 | $ 91,000 | $ 61,000 |
| PINE BLUFF, AR | 188 | $ 15,365,000 | $ 81,000 | $ 50,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 182 | $ 13,599,000 | $ 74,000 | $ 45,000 |
| PITTSFIELD, MA | 174 | $ 22,071,000 | $ 126,000 | $ 61,000 |
| ENID, OK | 168 | $ 13,449,000 | $ 80,000 | $ 37,000 |
| JONESBORO, AR | 165 | $ 17,267,000 | $ 104,000 | $ 56,000 |
| DUBUQUE, IA | 163 | $ 15,259,000 | $ 93,000 | $ 47,000 |
| JAMESTOWN, NY | 133 | $ 12,156,000 | $ 91,000 | $ 66,000 |
| CUMBERLAND, MD-WV | 129 | $ 11,611,000 | $ 90,000 | $ 69,000 |
| DECATUR, IL | 124 | $ 13,400,000 | $ 108,000 | $ 72,000 |
| GRAND FORKS, ND-MN | 124 | $ 12,109,000 | $ 97,000 | $ 56,000 |
| SIOUX CITY, IA-NE | 116 | $ 10,491,000 | $ 90,000 | $ 49,000 |
| WHEELING, WV-OH | 109 | $ 10,308,000 | $ 94,000 | $ 63,000 |
| VICTORIA, TX | 103 | $ 9,126,000 | $ 88,000 | $ 53,000 |
| ELMIRA, NY | 101 | $ 8,471,000 | $ 83,000 | $ 115,000 |
| SAN JUAN-BAYAMON, PR | 1 | $ 247,000 | $ 247,000 | $ 102,000 |
Mortgage Loan Application Detail Totals for Countrywide Home Loans in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,992,411 | $337,453,886,000 | $146,549 | $70,000,000 | $57,235 | $9,991,000 |
| Home Purchase (one-to-four family) | 826,663 | $142,030,304,000 | $154,000 | $4,700,000 | $66,192 | $9,775,000 |
| Home Improvement (one-to-four family) | 5,078 | $497,890,000 | $89,333 | $1,625,000 | $60,176 | $969,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,864,939 | $305,089,626,000 | $148,826 | $70,000,000 | $65,788 | $9,991,000 |
| Information not provided by applicant in mail or telephone application | 321,457 | $56,813,522,000 | $148,647 | $27,335,000 | $69,921 | $9,979,000 |
| Hispanic | 231,157 | $35,821,633,000 | $130,215 | $3,900,000 | $55,235 | $8,872,000 |
| Asian or Pacific Islander | 140,504 | $30,342,659,000 | $162,313 | $2,000,000 | $72,490 | $6,194,000 |
| Black | 134,172 | $18,542,439,000 | $130,431 | $1,911,000 | $55,313 | $9,107,000 |
| Not applicable | 86,320 | $25,464,395,000 | $250,470 | $2,664,000 | $549 | $2,400,000 |
| Other | 23,836 | $4,492,138,000 | $150,392 | $3,000,000 | $72,823 | $6,352,000 |
| American Indian or Alaskan Native | 21,767 | $3,415,668,000 | $132,784 | $2,000,000 | $64,450 | $5,786,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,582,122 | $450,529,935,000 | $152,826 | $70,000,000 | $71,538 | $9,979,000 |
| FHA-insured (Federal Housing Administration) | 183,788 | $21,838,147,000 | $112,117 | $548,000 | $29,803 | $9,991,000 |
| VA-guaranteed (Veterans Administration) | 55,895 | $7,381,616,000 | $125,882 | $390,000 | $27,156 | $6,000,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2,347 | $232,382,000 | $102,191 | $400,000 | $41,808 | $535,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,302,495 | $228,608,148,000 | $154,176 | $2,997,000 | $57,470 | $9,991,000 |
| Loan Originated | 1,112,227 | $183,865,619,000 | $143,823 | $4,700,000 | $66,235 | $9,107,000 |
| Application Approved But Not Accepted | 146,686 | $25,548,989,000 | $147,666 | $27,335,000 | $61,941 | $9,087,000 |
| Application Withdrawn By Applicant | 131,903 | $21,214,186,000 | $144,115 | $4,700,000 | $59,115 | $6,742,000 |
| Application Denied By Financial Institution | 78,124 | $12,282,657,000 | $141,627 | $70,000,000 | $60,176 | $6,361,000 |
| File Closed For Incompleteness | 52,717 | $8,462,481,000 | $136,705 | $4,000,000 | $55,862 | $6,000,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 19,510 | $2,928,247,000 | $135,313 | $2,500,000 | $57,490 | $1,976,000 |
| Other | 18,866 | $3,024,603,000 | $138,274 | $2,500,000 | $62,745 | $4,524,000 |
| Debt-To-Income Ratio | 18,409 | $3,036,517,000 | $152,686 | $70,000,000 | $52,137 | $6,361,000 |
| Collateral | 12,367 | $1,857,845,000 | $143,313 | $3,000,000 | $69,117 | $2,021,000 |
| Credit Application Incomplete | 3,336 | $520,700,000 | $134,843 | $4,098,000 | $63,549 | $1,240,000 |
| Employment History | 2,882 | $483,336,000 | $145,460 | $2,080,000 | $64,760 | $1,560,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1,584 | $236,107,000 | $137,500 | $2,860,000 | $57,437 | $1,080,000 |
| Unverifiable Information | 1,003 | $171,725,000 | $144,163 | $3,000,000 | $66,897 | $2,400,000 |
| Mortgage Insurance Denied | 42 | $7,512,000 | $185,095 | $713,000 | $39,523 | $321,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Countrywide Home Loans's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Countrywide Home Loans's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.