Countrywide Kb Home Loans
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Countrywide Kb Home Loans 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Countrywide Kb Home Loans 10990 Wilshire Blvd. 7Th Flr Los Angeles, CA 90024 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 |
| Total Number of Mortgage Applications | 8,049 |
| Total Mortgage Loan Application Amount | $1,633,788,000 |
| Average Mortgage Loan Application Amount | $175,666 |
| Highest Mortgage Loan Application Amount | $2,800,000 |
| Average Applicant Income | $82,333 |
| Highest Applicant Income | $1,199,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Countrywide Kb Home Loans. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Countrywide Kb Home Loans's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Countrywide Kb Home Loans's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Countrywide Kb Home Loans serves its applicants.
Each category highlights the total number of mortgage applications processed by Countrywide Kb Home Loans, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Countrywide Kb Home Loans's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 731 | $ 90,687,000 | $ 124,000 | $ 55,000 |
| Clark County Nevada | 674 | $ 160,684,000 | $ 238,000 | $ 88,000 |
| Bexar County Texas | 469 | $ 75,235,000 | $ 160,000 | $ 70,000 |
| Riverside County California | 317 | $ 90,855,000 | $ 286,000 | $ 98,000 |
| Los Angeles County California | 312 | $ 83,968,000 | $ 269,000 | $ 103,000 |
| Pima County Arizona | 294 | $ 54,053,000 | $ 183,000 | $ 62,000 |
| Maricopa County Arizona | 280 | $ 55,285,000 | $ 197,000 | $ 68,000 |
| Travis County Texas | 268 | $ 50,923,000 | $ 190,000 | $ 76,000 |
| Santa Clara County California | 264 | $ 89,188,000 | $ 337,000 | $ 122,000 |
| Wake County North Carolina | 260 | $ 53,435,000 | $ 205,000 | $ 88,000 |
| San Bernardino County California | 194 | $ 53,977,000 | $ 278,000 | $ 100,000 |
| Hillsborough County Florida | 176 | $ 28,064,000 | $ 159,000 | $ 65,000 |
| Montgomery County Texas | 168 | $ 19,735,000 | $ 117,000 | $ 55,000 |
| Williamson County Texas | 149 | $ 25,585,000 | $ 171,000 | $ 78,000 |
| Duval County Florida | 144 | $ 27,990,000 | $ 194,000 | $ 60,000 |
| St. Johns County Florida | 141 | $ 23,604,000 | $ 167,000 | $ 72,000 |
| Bernalillo County New Mexico | 136 | $ 22,671,000 | $ 166,000 | $ 74,000 |
| Mecklenburg County North Carolina | 129 | $ 23,829,000 | $ 184,000 | $ 69,000 |
| Orange County Florida | 123 | $ 28,010,000 | $ 227,000 | $ 82,000 |
| Osceola County Florida | 108 | $ 19,646,000 | $ 181,000 | $ 71,000 |
| Volusia County Florida | 108 | $ 22,954,000 | $ 212,000 | $ 112,000 |
| Berkeley County South Carolina | 100 | $ 18,893,000 | $ 188,000 | $ 70,000 |
| Dallas County Texas | 85 | $ 12,509,000 | $ 147,000 | $ 73,000 |
| Washoe County Nevada | 83 | $ 21,995,000 | $ 265,000 | $ 90,000 |
| Kern County California | 82 | $ 18,374,000 | $ 224,000 | $ 90,000 |
| Fresno County California | 81 | $ 17,253,000 | $ 213,000 | $ 69,000 |
| Hays County Texas | 78 | $ 10,854,000 | $ 139,000 | $ 55,000 |
| Lake County Florida | 77 | $ 16,222,000 | $ 210,000 | $ 72,000 |
| Contra Costa County California | 73 | $ 26,497,000 | $ 362,000 | $ 117,000 |
| San Joaquin County California | 73 | $ 20,221,000 | $ 277,000 | $ 88,000 |
| Denton County Texas | 68 | $ 10,849,000 | $ 159,000 | $ 77,000 |
| Kendall County Texas | 66 | $ 13,765,000 | $ 208,000 | $ 85,000 |
| Lee County Florida | 64 | $ 10,090,000 | $ 157,000 | $ 65,000 |
| Sacramento County California | 62 | $ 13,859,000 | $ 223,000 | $ 90,000 |
| Durham County North Carolina | 55 | $ 10,303,000 | $ 187,000 | $ 65,000 |
| Guadalupe County Texas | 55 | $ 9,136,000 | $ 166,000 | $ 75,000 |
| Polk County Florida | 52 | $ 9,593,000 | $ 184,000 | $ 64,000 |
| Fulton County Georgia | 52 | $ 9,711,000 | $ 186,000 | $ 58,000 |
| Collin County Texas | 52 | $ 7,894,000 | $ 151,000 | $ 68,000 |
| Pasco County Florida | 51 | $ 9,435,000 | $ 185,000 | $ 69,000 |
| Alameda County California | 48 | $ 17,429,000 | $ 363,000 | $ 124,000 |
| Iredell County North Carolina | 45 | $ 6,566,000 | $ 145,000 | $ 78,000 |
| Denver County Colorado | 42 | $ 8,896,000 | $ 211,000 | $ 95,000 |
| Galveston County Texas | 42 | $ 6,084,000 | $ 144,000 | $ 67,000 |
| Lexington County South Carolina | 39 | $ 7,179,000 | $ 184,000 | $ 80,000 |
| Douglas County Colorado | 36 | $ 4,801,000 | $ 133,000 | $ 72,000 |
| East Baton Rouge County Louisiana | 36 | $ 5,960,000 | $ 165,000 | $ 66,000 |
| Orange County California | 34 | $ 13,871,000 | $ 407,000 | $ 222,000 |
| Arapahoe County Colorado | 34 | $ 5,499,000 | $ 161,000 | $ 65,000 |
| Weld County Colorado | 32 | $ 4,772,000 | $ 149,000 | $ 58,000 |
| Pinellas County Florida | 32 | $ 5,217,000 | $ 163,000 | $ 58,000 |
| Gwinnett County Georgia | 32 | $ 5,221,000 | $ 163,000 | $ 59,000 |
| Pinal County Arizona | 30 | $ 4,452,000 | $ 148,000 | $ 65,000 |
| Yolo County California | 30 | $ 8,840,000 | $ 294,000 | $ 99,000 |
| San Diego County California | 28 | $ 7,861,000 | $ 280,000 | $ 94,000 |
| Seminole County Florida | 28 | $ 4,727,000 | $ 168,000 | $ 75,000 |
| York County South Carolina | 27 | $ 5,626,000 | $ 208,000 | $ 85,000 |
| Bell County Texas | 27 | $ 4,744,000 | $ 175,000 | $ 81,000 |
| Clay County Florida | 26 | $ 4,560,000 | $ 175,000 | $ 60,000 |
| Dorchester County South Carolina | 26 | $ 4,306,000 | $ 165,000 | $ 57,000 |
| Brazoria County Texas | 26 | $ 4,128,000 | $ 158,000 | $ 69,000 |
| Tarrant County Texas | 26 | $ 4,984,000 | $ 191,000 | $ 71,000 |
| Madera County California | 25 | $ 5,394,000 | $ 215,000 | $ 61,000 |
| Merced County California | 25 | $ 6,043,000 | $ 241,000 | $ 84,000 |
| Prince George's County Maryland | 25 | $ 9,569,000 | $ 382,000 | $ 102,000 |
| DeKalb County Georgia | 24 | $ 3,513,000 | $ 146,000 | $ 49,000 |
| Flagler County Florida | 21 | $ 3,828,000 | $ 182,000 | $ 80,000 |
| Jefferson County Colorado | 19 | $ 3,854,000 | $ 202,000 | $ 108,000 |
| Manatee County Florida | 19 | $ 2,494,000 | $ 131,000 | $ 110,000 |
| Charles County Maryland | 19 | $ 6,077,000 | $ 319,000 | $ 124,000 |
| Hidalgo County Texas | 19 | $ 2,357,000 | $ 124,000 | $ 60,000 |
| Adams County Colorado | 18 | $ 2,299,000 | $ 127,000 | $ 54,000 |
| Nassau County Florida | 18 | $ 3,469,000 | $ 192,000 | $ 66,000 |
| McHenry County Illinois | 18 | $ 3,708,000 | $ 206,000 | $ 70,000 |
| Union County North Carolina | 18 | $ 3,036,000 | $ 168,000 | $ 61,000 |
| Lancaster County South Carolina | 18 | $ 3,552,000 | $ 197,000 | $ 79,000 |
| Imperial County California | 16 | $ 3,803,000 | $ 237,000 | $ 79,000 |
| Yuba County California | 16 | $ 3,780,000 | $ 236,000 | $ 80,000 |
| Beaufort County South Carolina | 15 | $ 2,498,000 | $ 166,000 | $ 91,000 |
| Cook County Illinois | 14 | $ 5,575,000 | $ 398,000 | $ 219,000 |
| Sandoval County New Mexico | 14 | $ 2,274,000 | $ 162,000 | $ 62,000 |
| Charleston County South Carolina | 14 | $ 2,879,000 | $ 205,000 | $ 82,000 |
| Richland County South Carolina | 14 | $ 2,083,000 | $ 148,000 | $ 69,000 |
| St. Tammany County Louisiana | 13 | $ 2,243,000 | $ 172,000 | $ 74,000 |
| El Paso County Colorado | 11 | $ 1,764,000 | $ 160,000 | $ 56,000 |
| Placer County California | 10 | $ 3,697,000 | $ 369,000 | $ 100,000 |
| Johnston County North Carolina | 10 | $ 1,726,000 | $ 172,000 | $ 64,000 |
| Montgomery County Maryland | 9 | $ 2,629,000 | $ 292,000 | $ 122,000 |
| Sutter County California | 8 | $ 1,722,000 | $ 215,000 | $ 77,000 |
| Fort Bend County Texas | 8 | $ 1,896,000 | $ 237,000 | $ 193,000 |
| Loudoun County Virginia | 8 | $ 3,475,000 | $ 434,000 | $ 183,000 |
| Cobb County Georgia | 7 | $ 1,852,000 | $ 264,000 | $ 100,000 |
| Hamilton County Indiana | 7 | $ 1,192,000 | $ 170,000 | $ 90,000 |
| Kenosha County Wisconsin | 7 | $ 1,899,000 | $ 271,000 | $ 110,000 |
| Stanislaus County California | 6 | $ 1,551,000 | $ 258,000 | $ 90,000 |
| Cherokee County Georgia | 6 | $ 1,674,000 | $ 279,000 | $ 85,000 |
| Hancock County Indiana | 6 | $ 470,000 | $ 78,000 | $ 86,000 |
| Paulding County Georgia | 5 | $ 706,000 | $ 141,000 | $ 53,000 |
| Orleans County Louisiana | 5 | $ 1,088,000 | $ 217,000 | $ 96,000 |
| Marion County Indiana | 4 | $ 464,000 | $ 116,000 | $ 67,000 |
| Livingston County Louisiana | 4 | $ 518,000 | $ 129,000 | $ 45,000 |
| Orange County North Carolina | 4 | $ 804,000 | $ 201,000 | $ 90,000 |
| Hendricks County Indiana | 2 | $ 391,000 | $ 195,000 | $ 80,000 |
| Cabarrus County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 72,000 |
| Greenville County South Carolina | 2 | $ 366,000 | $ 183,000 | $ 58,000 |
| Burnet County Texas | 2 | $ 144,000 | $ 72,000 | $ 59,000 |
| Liberty County Texas | 2 | $ 236,000 | $ 118,000 | $ 55,000 |
| Charlotte County Florida | 1 | $ 83,000 | $ 83,000 | $ 21,000 |
| Miami-Dade County Florida | 1 | $ 147,000 | $ 147,000 | $ 48,000 |
| Douglas County Georgia | 1 | $ 153,000 | $ 153,000 | $ 54,000 |
| Jefferson County Louisiana | 1 | $ 157,000 | $ 157,000 | $ 45,000 |
| Cibola County New Mexico | 1 | $ 109,000 | $ 109,000 | $ 69,000 |
| Eddy County New Mexico | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Buncombe County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 156,000 |
| Burleson County Texas | 1 | $ 90,000 | $ 90,000 | $ 29,000 |
| Chambers County Texas | 1 | $ 46,000 | $ 46,000 | $ 39,000 |
| El Paso County Texas | 1 | $ 202,000 | $ 202,000 | $ 120,000 |
| Hill County Texas | 1 | $ 122,000 | $ 122,000 | $ 79,000 |
| Lubbock County Texas | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| Medina County Texas | 1 | $ 140,000 | $ 140,000 | $ 88,000 |
| Rusk County Texas | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Webb County Texas | 1 | $ 122,000 | $ 122,000 | $ 111,000 |
Mortgage Loan Application Detail Totals for Countrywide Kb Home Loans in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,959 | $1,614,174,000 | $202,000 | $824,000 | $79,000 | $1,199,000 |
| Refinancing | 89 | $19,508,000 | $219,000 | $2,800,000 | $97,000 | $600,000 |
| Home Improvement | 1 | $106,000 | $106,000 | $106,000 | $71,000 | $71,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,081 | $625,990,000 | $203,000 | $2,800,000 | $83,000 | $1,199,000 |
| Not Provided | 1,908 | $376,404,000 | $197,000 | $655,000 | $76,000 | $903,000 |
| Hispanic | 1,545 | $288,324,000 | $186,000 | $642,000 | $68,000 | $964,000 |
| Black or African American | 726 | $137,929,000 | $189,000 | $637,000 | $70,000 | $304,000 |
| Asian | 699 | $185,605,000 | $265,000 | $710,000 | $105,000 | $552,000 |
| Native Hawaiian or Other Pacific Islander | 48 | $11,044,000 | $230,000 | $500,000 | $75,000 | $231,000 |
| American Indian or Alaskan Native | 42 | $8,492,000 | $202,000 | $385,000 | $67,000 | $134,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,212 | $909,925,000 | $216,000 | $2,800,000 | $89,000 | $1,199,000 |
| FHA-insured (Federal Housing Administration) | 3,174 | $592,211,000 | $186,000 | $685,000 | $69,000 | $903,000 |
| VA-guaranteed (Veterans Administration) | 603 | $121,482,000 | $201,000 | $495,000 | $68,000 | $219,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 60 | $10,170,000 | $169,000 | $315,000 | $46,000 | $78,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,366 | $668,038,000 | $198,000 | $738,000 | $78,000 | $1,199,000 |
| Application Denied By Financial Institution | 2,541 | $519,587,000 | $204,000 | $824,000 | $77,000 | $1,199,000 |
| Application Withdrawn By Applicant | 1,606 | $325,578,000 | $202,000 | $2,800,000 | $83,000 | $600,000 |
| Application Approved But Not Accepted | 514 | $116,412,000 | $226,000 | $694,000 | $86,000 | $964,000 |
| Preapproval Denied by Financial Institution | 17 | $3,184,000 | $187,000 | $300,000 | $58,000 | $109,000 |
| File Closed For Incompleteness | 5 | $989,000 | $197,000 | $285,000 | $57,000 | $83,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 1,712 | $367,213,000 | $214,000 | $784,000 | $83,000 | $1,199,000 |
| Debt-To-Income Ratio | 315 | $63,371,000 | $201,000 | $824,000 | $59,000 | $363,000 |
| Credit Application Incomplete | 263 | $40,841,000 | $155,000 | $642,000 | $67,000 | $325,000 |
| Credit History | 107 | $19,072,000 | $178,000 | $413,000 | $64,000 | $175,000 |
| Unverifiable Information | 80 | $15,028,000 | $187,000 | $476,000 | $68,000 | $165,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 36 | $8,741,000 | $242,000 | $500,000 | $81,000 | $203,000 |
| Employment History | 27 | $4,491,000 | $166,000 | $271,000 | $64,000 | $120,000 |
| Collateral | 13 | $2,781,000 | $213,000 | $374,000 | $85,000 | $225,000 |
| Mortgage Insurance Denied | 5 | $1,233,000 | $246,000 | $398,000 | $60,000 | $84,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Countrywide Kb Home Loans's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Countrywide Kb Home Loans's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.