Credit Union Financial Services, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Credit Union Financial Services, Llc 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Credit Union Financial Services, Llc 1123 Elm St Ne Suwanee, GA 30014 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 1,295 |
| Total Mortgage Loan Application Amount | $192,607,000 |
| Average Mortgage Loan Application Amount | $140,333 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $58,333 |
| Highest Applicant Income | $687,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Credit Union Financial Services, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Credit Union Financial Services, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Credit Union Financial Services, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Credit Union Financial Services, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Credit Union Financial Services, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Credit Union Financial Services, Llc's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Gwinnett County Georgia | 79 | $ 13,568,000 | $ 171,000 | $ 76,000 |
| DeKalb County Georgia | 32 | $ 5,226,000 | $ 163,000 | $ 66,000 |
| Hall County Georgia | 27 | $ 4,008,000 | $ 148,000 | $ 53,000 |
| Paulding County Georgia | 21 | $ 2,649,000 | $ 126,000 | $ 69,000 |
| Fulton County Georgia | 20 | $ 4,962,000 | $ 248,000 | $ 100,000 |
| Cobb County Georgia | 19 | $ 2,854,000 | $ 150,000 | $ 68,000 |
| Walton County Georgia | 17 | $ 2,633,000 | $ 154,000 | $ 78,000 |
| Douglas County Georgia | 15 | $ 2,057,000 | $ 137,000 | $ 49,000 |
| Bibb County Georgia | 14 | $ 2,011,000 | $ 143,000 | $ 43,000 |
| Chatham County Georgia | 13 | $ 2,507,000 | $ 192,000 | $ 62,000 |
| Carroll County Georgia | 11 | $ 1,748,000 | $ 158,000 | $ 86,000 |
| Jackson County Georgia | 11 | $ 2,103,000 | $ 191,000 | $ 110,000 |
| Houston County Georgia | 10 | $ 904,000 | $ 90,000 | $ 59,000 |
| Rockdale County Georgia | 9 | $ 1,600,000 | $ 177,000 | $ 62,000 |
| Barrow County Georgia | 8 | $ 1,067,000 | $ 133,000 | $ 67,000 |
| Clayton County Georgia | 8 | $ 884,000 | $ 110,000 | $ 73,000 |
| Forsyth County Georgia | 7 | $ 1,878,000 | $ 268,000 | $ 101,000 |
| Henry County Georgia | 7 | $ 921,000 | $ 131,000 | $ 41,000 |
| Wayne County Georgia | 7 | $ 808,000 | $ 115,000 | $ 52,000 |
| Bulloch County Georgia | 6 | $ 704,000 | $ 117,000 | $ 55,000 |
| Richmond County Georgia | 6 | $ 706,000 | $ 117,000 | $ 25,000 |
| Cherokee County Georgia | 5 | $ 842,000 | $ 168,000 | $ 59,000 |
| Clarke County Georgia | 5 | $ 582,000 | $ 116,000 | $ 25,000 |
| Baldwin County Georgia | 4 | $ 410,000 | $ 102,000 | $ 27,000 |
| Bryan County Georgia | 4 | $ 639,000 | $ 159,000 | $ 127,000 |
| Newton County Georgia | 4 | $ 425,000 | $ 106,000 | $ 36,000 |
| White County Georgia | 4 | $ 621,000 | $ 155,000 | $ 29,000 |
| Floyd County Georgia | 3 | $ 296,000 | $ 98,000 | $ 20,000 |
| Habersham County Georgia | 3 | $ 350,000 | $ 116,000 | $ 72,000 |
| Liberty County Georgia | 3 | $ 192,000 | $ 64,000 | $ 17,000 |
| Madison County Georgia | 3 | $ 687,000 | $ 229,000 | $ 61,000 |
| Monroe County Georgia | 3 | $ 604,000 | $ 201,000 | $ 101,000 |
| Pike County Georgia | 3 | $ 368,000 | $ 122,000 | $ 72,000 |
| Bartow County Georgia | 2 | $ 222,000 | $ 111,000 | $ 39,000 |
| Burke County Georgia | 2 | $ 147,000 | $ 73,000 | $ 77,000 |
| Butts County Georgia | 2 | $ 222,000 | $ 111,000 | $ 75,000 |
| Dougherty County Georgia | 2 | $ 346,000 | $ 173,000 | $ 55,000 |
| Effingham County Georgia | 2 | $ 303,000 | $ 151,000 | $ 60,000 |
| Franklin County Georgia | 2 | $ 235,000 | $ 117,000 | $ 46,000 |
| Greene County Georgia | 2 | $ 626,000 | $ 313,000 | $ 100,000 |
| Jones County Georgia | 2 | $ 246,000 | $ 123,000 | $ 49,000 |
| Lumpkin County Georgia | 2 | $ 436,000 | $ 218,000 | $ 89,000 |
| Oconee County Georgia | 2 | $ 296,000 | $ 148,000 | $ 66,000 |
| Putnam County Georgia | 2 | $ 223,000 | $ 111,000 | $ 124,000 |
| Thomas County Georgia | 2 | $ 264,000 | $ 132,000 | $ 63,000 |
| Duval County Florida | 1 | $ 158,000 | $ 158,000 | $ 61,000 |
| Seminole County Florida | 1 | $ 85,000 | $ 85,000 | $ 20,000 |
| Banks County Georgia | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Bleckley County Georgia | 1 | $ 66,000 | $ 66,000 | $ 38,000 |
| Candler County Georgia | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Clinch County Georgia | 1 | $ 199,000 | $ 199,000 | $ 102,000 |
| Columbia County Georgia | 1 | $ 60,000 | $ 60,000 | $ 65,000 |
| Coweta County Georgia | 1 | $ 290,000 | $ 290,000 | $ 157,000 |
| Dawson County Georgia | 1 | $ 392,000 | $ 392,000 | $ 175,000 |
| Emanuel County Georgia | 1 | $ 277,000 | $ 277,000 | $ 89,000 |
| Evans County Georgia | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| Fayette County Georgia | 1 | $ 311,000 | $ 311,000 | $ 118,000 |
| Gilmer County Georgia | 1 | $ 225,000 | $ 225,000 | $ 687,000 |
| Haralson County Georgia | 1 | $ 69,000 | $ 69,000 | $ 23,000 |
| Jeff Davis County Georgia | 1 | $ 30,000 | $ 30,000 | $ 70,000 |
| Jenkins County Georgia | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Lamar County Georgia | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Long County Georgia | 1 | $ 172,000 | $ 172,000 | $ 78,000 |
| Lowndes County Georgia | 1 | $ 61,000 | $ 61,000 | $ 42,000 |
| Macon County Georgia | 1 | $ 92,000 | $ 92,000 | $ 37,000 |
| Mitchell County Georgia | 1 | $ 87,000 | $ 87,000 | $ 63,000 |
| Oglethorpe County Georgia | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Peach County Georgia | 1 | $ 314,000 | $ 314,000 | $ 0 |
| Pulaski County Georgia | 1 | $ 164,000 | $ 164,000 | $ 102,000 |
| Stephens County Georgia | 1 | $ 110,000 | $ 110,000 | $ 42,000 |
| Union County Georgia | 1 | $ 117,000 | $ 117,000 | $ 56,000 |
| Johnston County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 54,000 |
| Lincoln County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 64,000 |
| Aiken County South Carolina | 1 | $ 159,000 | $ 159,000 | $ 45,000 |
| Washington County Tennessee | 1 | $ 580,000 | $ 580,000 | $ 120,000 |
Mortgage Loan Application Detail Totals for Credit Union Financial Services, Llc in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 959 | $142,446,000 | $148,000 | $1,200,000 | $52,000 | $519,000 |
| Refinancing | 327 | $49,043,000 | $149,000 | $583,000 | $63,000 | $687,000 |
| Home Improvement | 9 | $1,118,000 | $124,000 | $212,000 | $60,000 | $157,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 680 | $92,828,000 | $136,000 | $540,000 | $40,000 | $250,000 |
| White | 384 | $64,854,000 | $168,000 | $1,200,000 | $82,000 | $687,000 |
| Black or African American | 178 | $25,638,000 | $144,000 | $417,000 | $52,000 | $239,000 |
| Hispanic | 33 | $4,844,000 | $146,000 | $273,000 | $51,000 | $123,000 |
| Asian | 15 | $3,732,000 | $248,000 | $410,000 | $60,000 | $125,000 |
| American Indian or Alaskan Native | 5 | $711,000 | $142,000 | $187,000 | $36,000 | $72,000 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 693 | $92,578,000 | $133,000 | $349,000 | $39,000 | $189,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 524 | $89,491,000 | $170,000 | $1,200,000 | $77,000 | $687,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 41 | $4,917,000 | $119,000 | $401,000 | $44,000 | $206,000 |
| VA-guaranteed (Veterans Administration) | 37 | $5,621,000 | $151,000 | $405,000 | $48,000 | $130,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 449 | $55,420,000 | $123,000 | $540,000 | $29,000 | $206,000 |
| Application Withdrawn By Applicant | 354 | $59,223,000 | $167,000 | $583,000 | $64,000 | $519,000 |
| Loan Originated | 227 | $37,502,000 | $165,000 | $1,200,000 | $84,000 | $687,000 |
| File Closed For Incompleteness | 167 | $24,336,000 | $145,000 | $410,000 | $56,000 | $250,000 |
| Application Approved But Not Accepted | 98 | $16,126,000 | $164,000 | $445,000 | $65,000 | $202,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 67 | $8,935,000 | $133,000 | $540,000 | $8,000 | $181,000 |
| Debt-To-Income Ratio | 19 | $2,298,000 | $120,000 | $225,000 | $18,000 | $110,000 |
| Collateral | 8 | $831,000 | $103,000 | $270,000 | $21,000 | $125,000 |
| Other | 6 | $532,000 | $88,000 | $157,000 | $0 | $0 |
| Unverifiable Information | 6 | $925,000 | $154,000 | $223,000 | $9,000 | $57,000 |
| Credit Application Incomplete | 3 | $265,000 | $88,000 | $98,000 | $6,000 | $20,000 |
| Employment History | 2 | $283,000 | $141,000 | $160,000 | $21,000 | $42,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $98,000 | $98,000 | $98,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Credit Union Financial Services, Llc's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Credit Union Financial Services, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.