Crescom Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Crescom Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Crescom Bank 288 Meeting St Charleston, SC 29401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 563 |
| Total Mortgage Loan Application Amount | $128,533,000 |
| Average Mortgage Loan Application Amount | $205,666 |
| Highest Mortgage Loan Application Amount | $3,600,000 |
| Average Applicant Income | $62,000 |
| Highest Applicant Income | $1,292,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Crescom Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Crescom Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Crescom Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Crescom Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Crescom Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Crescom Bank's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Horry County South Carolina | 275 | $ 53,697,000 | $ 195,000 | $ 109,000 |
| Charleston County South Carolina | 71 | $ 28,606,000 | $ 402,000 | $ 159,000 |
| Dorchester County South Carolina | 18 | $ 4,107,000 | $ 228,000 | $ 82,000 |
| Georgetown County South Carolina | 17 | $ 3,950,000 | $ 232,000 | $ 148,000 |
| Berkeley County South Carolina | 11 | $ 3,945,000 | $ 358,000 | $ 95,000 |
| Calcasieu County Louisiana | 5 | $ 845,000 | $ 169,000 | $ 0 |
| Brunswick County North Carolina | 5 | $ 1,738,000 | $ 347,000 | $ 164,000 |
| Pinellas County Florida | 4 | $ 1,240,000 | $ 310,000 | $ 0 |
| Polk County Florida | 4 | $ 590,000 | $ 147,000 | $ 0 |
| Schuylkill County Pennsylvania | 4 | $ 429,000 | $ 107,000 | $ 0 |
| Williamson County Texas | 4 | $ 497,000 | $ 124,000 | $ 0 |
| Rowan County Kentucky | 3 | $ 460,000 | $ 153,000 | $ 0 |
| Scott County Kentucky | 3 | $ 623,000 | $ 207,000 | $ 0 |
| Lafayette County Louisiana | 3 | $ 382,000 | $ 127,000 | $ 0 |
| Orange County Texas | 3 | $ 343,000 | $ 114,000 | $ 0 |
| Jefferson County Alabama | 2 | $ 283,000 | $ 141,000 | $ 0 |
| Larimer County Colorado | 2 | $ 1,131,000 | $ 565,000 | $ 0 |
| Highlands County Florida | 2 | $ 175,000 | $ 87,000 | $ 0 |
| Bonneville County Idaho | 2 | $ 219,000 | $ 109,000 | $ 0 |
| Jessamine County Kentucky | 2 | $ 293,000 | $ 146,000 | $ 0 |
| Jefferson Davis County Louisiana | 2 | $ 192,000 | $ 96,000 | $ 0 |
| Lafourche County Louisiana | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Terrebonne County Louisiana | 2 | $ 212,000 | $ 106,000 | $ 0 |
| Douglas County Minnesota | 2 | $ 272,000 | $ 136,000 | $ 0 |
| Stearns County Minnesota | 2 | $ 277,000 | $ 138,000 | $ 0 |
| Ravalli County Montana | 2 | $ 235,000 | $ 117,000 | $ 0 |
| Halifax County North Carolina | 2 | $ 208,000 | $ 104,000 | $ 0 |
| Orangeburg County South Carolina | 2 | $ 445,000 | $ 222,000 | $ 92,000 |
| Richland County South Carolina | 2 | $ 404,000 | $ 202,000 | $ 73,000 |
| Greene County Tennessee | 2 | $ 548,000 | $ 274,000 | $ 0 |
| Skagit County Washington | 2 | $ 529,000 | $ 264,000 | $ 0 |
| Sweetwater County Wyoming | 2 | $ 298,000 | $ 149,000 | $ 0 |
| Dale County Alabama | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Etowah County Alabama | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Geneva County Alabama | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Houston County Alabama | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Adams County Colorado | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Boulder County Colorado | 1 | $ 613,000 | $ 613,000 | $ 0 |
| Douglas County Colorado | 1 | $ 100,000 | $ 100,000 | $ 0 |
| El Paso County Colorado | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Weld County Colorado | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Sussex County Delaware | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Alachua County Florida | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Brevard County Florida | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Lee County Florida | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 543,000 | $ 543,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Bulloch County Georgia | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Cobb County Georgia | 1 | $ 97,000 | $ 97,000 | $ 94,000 |
| Coffee County Georgia | 1 | $ 243,000 | $ 243,000 | $ 0 |
| Crisp County Georgia | 1 | $ 278,000 | $ 278,000 | $ 0 |
| Dodge County Georgia | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Greene County Georgia | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Hall County Georgia | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Hart County Georgia | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Laurens County Georgia | 1 | $ 226,000 | $ 226,000 | $ 0 |
| Walton County Georgia | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Clark County Indiana | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Graves County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Muhlenberg County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Whitley County Kentucky | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Acadia County Louisiana | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Bossier County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Caddo County Louisiana | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Concordia County Louisiana | 1 | $ 108,000 | $ 108,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 669,000 | $ 669,000 | $ 0 |
| Livingston County Louisiana | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Sabine County Louisiana | 1 | $ 170,000 | $ 170,000 | $ 0 |
| St. Martin County Louisiana | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Tangipahoa County Louisiana | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Webster County Louisiana | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 788,000 | $ 788,000 | $ 0 |
| Aitkin County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Otter Tail County Minnesota | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Pope County Minnesota | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Sherburne County Minnesota | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Pike County Mississippi | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Rankin County Mississippi | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Cass County Missouri | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Platte County Missouri | 1 | $ 530,000 | $ 530,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 689,000 | $ 689,000 | $ 0 |
| Stone County Missouri | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Flathead County Montana | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Ashe County North Carolina | 1 | $ 213,000 | $ 213,000 | $ 295,000 |
| Columbus County North Carolina | 1 | $ 233,000 | $ 233,000 | $ 0 |
| Wake County North Carolina | 1 | $ 227,000 | $ 227,000 | $ 111,000 |
| Franklin County Ohio | 1 | $ 713,000 | $ 713,000 | $ 0 |
| Marion County Oregon | 1 | $ 150,000 | $ 150,000 | $ 0 |
| York County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Washington County Rhode Island | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 294,000 | $ 294,000 | $ 113,000 |
| Marion County South Carolina | 1 | $ 96,000 | $ 96,000 | $ 57,000 |
| York County South Carolina | 1 | $ 132,000 | $ 132,000 | $ 75,000 |
| Blount County Tennessee | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Campbell County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Chester County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Coffee County Tennessee | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Cumberland County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Hamblen County Tennessee | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Hardin County Tennessee | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Jefferson County Tennessee | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Johnson County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Knox County Tennessee | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Monroe County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Putnam County Tennessee | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Washington County Tennessee | 1 | $ 237,000 | $ 237,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Llano County Texas | 1 | $ 417,000 | $ 417,000 | $ 0 |
| McLennan County Texas | 1 | $ 120,000 | $ 120,000 | $ 0 |
| San Jacinto County Texas | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Utah County Utah | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Bristol County Virginia | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Brunswick County Virginia | 1 | $ 297,000 | $ 297,000 | $ 0 |
| Campbell County Virginia | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Lunenburg County Virginia | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Richmond County Virginia | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Washington County Virginia | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Lewis County Washington | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Whatcom County Washington | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Yakima County Washington | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Cabell County West Virginia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Price County Wisconsin | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Albany County Wyoming | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Laramie County Wyoming | 1 | $ 160,000 | $ 160,000 | $ 0 |
Mortgage Loan Application Detail Totals for Crescom Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 275 | $70,972,000 | $258,000 | $3,600,000 | $74,000 | $637,000 |
| Home Purchase | 271 | $54,883,000 | $202,000 | $922,000 | $101,000 | $1,292,000 |
| Home Improvement | 17 | $2,678,000 | $157,000 | $860,000 | $11,000 | $76,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 348 | $77,035,000 | $221,000 | $1,602,000 | $128,000 | $1,292,000 |
| Not applicable | 185 | $44,682,000 | $241,000 | $3,600,000 | $0 | $0 |
| Not Provided | 14 | $3,354,000 | $239,000 | $1,100,000 | $144,000 | $390,000 |
| Black or African American | 7 | $1,093,000 | $156,000 | $382,000 | $99,000 | $337,000 |
| Hispanic | 6 | $1,183,000 | $197,000 | $335,000 | $98,000 | $150,000 |
| Asian | 2 | $1,046,000 | $523,000 | $760,000 | $117,000 | $179,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $140,000 | $140,000 | $140,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 533 | $123,510,000 | $231,000 | $3,600,000 | $88,000 | $1,292,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $1,746,000 | $134,000 | $199,000 | $39,000 | $68,000 |
| VA-guaranteed (Veterans Administration) | 12 | $2,522,000 | $210,000 | $302,000 | $64,000 | $176,000 |
| FHA-insured (Federal Housing Administration) | 5 | $755,000 | $151,000 | $270,000 | $11,000 | $57,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 251 | $57,533,000 | $229,000 | $1,375,000 | $124,000 | $1,292,000 |
| Loan Purchased By The Institution | 159 | $30,975,000 | $194,000 | $926,000 | $0 | $0 |
| Application Withdrawn By Applicant | 69 | $14,598,000 | $211,000 | $917,000 | $110,000 | $337,000 |
| Application Denied By Financial Institution | 66 | $16,903,000 | $256,000 | $1,602,000 | $107,000 | $600,000 |
| File Closed For Incompleteness | 11 | $3,011,000 | $273,000 | $760,000 | $125,000 | $433,000 |
| Application Approved But Not Accepted | 7 | $5,513,000 | $787,000 | $3,600,000 | $121,000 | $225,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Crescom Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Crescom Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.