Crescom Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Crescom Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Crescom Bank 288 Meeting St Charleston, SC 29401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 962 |
| Total Mortgage Loan Application Amount | $192,373,000 |
| Average Mortgage Loan Application Amount | $189,666 |
| Highest Mortgage Loan Application Amount | $3,100,000 |
| Average Applicant Income | $92,000 |
| Highest Applicant Income | $6,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Crescom Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Crescom Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Crescom Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Crescom Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Crescom Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Crescom Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Horry County South Carolina | 453 | $ 83,413,000 | $ 184,000 | $ 172,000 |
| Brunswick County North Carolina | 83 | $ 23,009,000 | $ 277,000 | $ 133,000 |
| Hartford County Connecticut | 79 | $ 13,165,000 | $ 166,000 | $ 0 |
| Hampden County Massachusetts | 60 | $ 8,090,000 | $ 134,000 | $ 0 |
| Tolland County Connecticut | 52 | $ 10,010,000 | $ 192,000 | $ 0 |
| Charleston County South Carolina | 47 | $ 17,888,000 | $ 380,000 | $ 154,000 |
| Dorchester County South Carolina | 18 | $ 3,946,000 | $ 219,000 | $ 88,000 |
| Georgetown County South Carolina | 18 | $ 5,297,000 | $ 294,000 | $ 203,000 |
| Berkeley County South Carolina | 13 | $ 3,222,000 | $ 247,000 | $ 112,000 |
| Hampshire County Massachusetts | 10 | $ 1,232,000 | $ 123,000 | $ 0 |
| Columbus County North Carolina | 6 | $ 1,277,000 | $ 212,000 | $ 98,000 |
| Litchfield County Connecticut | 5 | $ 770,000 | $ 154,000 | $ 0 |
| New Hanover County North Carolina | 5 | $ 1,090,000 | $ 218,000 | $ 90,000 |
| Worcester County Massachusetts | 4 | $ 464,000 | $ 116,000 | $ 0 |
| Sussex County Delaware | 3 | $ 380,000 | $ 126,000 | $ 0 |
| Polk County Florida | 3 | $ 428,000 | $ 142,000 | $ 0 |
| Lawrence County Ohio | 3 | $ 327,000 | $ 109,000 | $ 0 |
| New Haven County Connecticut | 2 | $ 187,000 | $ 93,000 | $ 0 |
| New London County Connecticut | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Brevard County Florida | 2 | $ 379,000 | $ 189,000 | $ 71,000 |
| Hillsborough County Florida | 2 | $ 165,000 | $ 82,000 | $ 0 |
| Lake County Florida | 2 | $ 850,000 | $ 425,000 | $ 0 |
| Beauregard County Louisiana | 2 | $ 285,000 | $ 142,000 | $ 0 |
| Calcasieu County Louisiana | 2 | $ 595,000 | $ 297,000 | $ 0 |
| Barnstable County Massachusetts | 2 | $ 452,000 | $ 226,000 | $ 0 |
| Oakland County Michigan | 2 | $ 173,000 | $ 86,000 | $ 0 |
| Wayne County North Carolina | 2 | $ 167,000 | $ 83,000 | $ 22,000 |
| Colleton County South Carolina | 2 | $ 783,000 | $ 391,000 | $ 15,000 |
| Sullivan County Tennessee | 2 | $ 166,000 | $ 83,000 | $ 0 |
| Van Zandt County Texas | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Fremont County Wyoming | 2 | $ 628,000 | $ 314,000 | $ 0 |
| Marshall County Alabama | 1 | $ 672,000 | $ 672,000 | $ 0 |
| Larimer County Colorado | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 432,000 | $ 432,000 | $ 0 |
| Middlesex County Connecticut | 1 | $ 323,000 | $ 323,000 | $ 0 |
| Charlotte County Florida | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Hernando County Florida | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Lee County Florida | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Sarasota County Florida | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Berrien County Georgia | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Hall County Georgia | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Jasper County Georgia | 1 | $ 68,000 | $ 68,000 | $ 110,000 |
| Laurens County Georgia | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Lowndes County Georgia | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Pierce County Georgia | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Tattnall County Georgia | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Treutlen County Georgia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Clark County Indiana | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Jefferson County Indiana | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Fleming County Kentucky | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Hardin County Kentucky | 1 | $ 344,000 | $ 344,000 | $ 0 |
| Laurel County Kentucky | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Woodford County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Concordia County Louisiana | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Lafayette County Louisiana | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Lafourche County Louisiana | 1 | $ 131,000 | $ 131,000 | $ 0 |
| St. Martin County Louisiana | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Terrebonne County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 0 |
| West Baton Rouge County Louisiana | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Franklin County Massachusetts | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Genesee County Michigan | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Blue Earth County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 0 |
| DeSoto County Mississippi | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Tate County Mississippi | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Osage County Missouri | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Bladen County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 74,000 |
| Halifax County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Harnett County North Carolina | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Pender County North Carolina | 1 | $ 438,000 | $ 438,000 | $ 135,000 |
| Rowan County North Carolina | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Wake County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Fairfield County Ohio | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Franklin County Ohio | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Canadian County Oklahoma | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Cumberland County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Dauphin County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 0 |
| York County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Washington County Rhode Island | 1 | $ 269,000 | $ 269,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Newberry County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 312,000 |
| Oconee County South Carolina | 1 | $ 752,000 | $ 752,000 | $ 0 |
| Orangeburg County South Carolina | 1 | $ 240,000 | $ 240,000 | $ 86,000 |
| Franklin County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Hardin County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Hawkins County Tennessee | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Knox County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Washington County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Bell County Texas | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Collin County Texas | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Dallas County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| McLennan County Texas | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Smith County Texas | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 1,180,000 | $ 1,180,000 | $ 424,000 |
| Prince William County Virginia | 1 | $ 181,000 | $ 181,000 | $ 50,000 |
| Lewis County Washington | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Whatcom County Washington | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Barron County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Sweetwater County Wyoming | 1 | $ 417,000 | $ 417,000 | $ 0 |
Mortgage Loan Application Detail Totals for Crescom Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 679 | $130,720,000 | $192,000 | $2,315,000 | $115,000 | $1,040,000 |
| Refinancing | 259 | $57,946,000 | $223,000 | $3,100,000 | $99,000 | $6,000,000 |
| Home Improvement | 24 | $3,707,000 | $154,000 | $1,350,000 | $62,000 | $612,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 570 | $119,597,000 | $209,000 | $2,690,000 | $170,000 | $6,000,000 |
| Not applicable | 333 | $64,083,000 | $192,000 | $3,100,000 | $0 | $0 |
| Asian | 22 | $3,787,000 | $172,000 | $339,000 | $189,000 | $590,000 |
| Black or African American | 21 | $2,210,000 | $105,000 | $371,000 | $93,000 | $421,000 |
| Not Provided | 8 | $1,698,000 | $212,000 | $528,000 | $159,000 | $230,000 |
| American Indian or Alaskan Native | 4 | $325,000 | $81,000 | $100,000 | $110,000 | $244,000 |
| Hispanic | 4 | $673,000 | $168,000 | $360,000 | $105,000 | $146,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 947 | $189,593,000 | $200,000 | $3,100,000 | $110,000 | $6,000,000 |
| FHA-insured (Federal Housing Administration) | 12 | $1,917,000 | $159,000 | $285,000 | $33,000 | $78,000 |
| VA-guaranteed (Veterans Administration) | 2 | $700,000 | $350,000 | $371,000 | $127,000 | $142,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $163,000 | $163,000 | $163,000 | $46,000 | $46,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 464 | $99,065,000 | $213,000 | $3,100,000 | $172,000 | $6,000,000 |
| Loan Purchased By The Institution | 306 | $48,948,000 | $159,000 | $700,000 | $0 | $0 |
| Application Withdrawn By Applicant | 89 | $21,529,000 | $241,000 | $2,690,000 | $159,000 | $972,000 |
| Application Denied By Financial Institution | 79 | $16,993,000 | $215,000 | $2,315,000 | $100,000 | $1,221,000 |
| File Closed For Incompleteness | 16 | $4,746,000 | $296,000 | $700,000 | $140,000 | $579,000 |
| Application Approved But Not Accepted | 8 | $1,092,000 | $136,000 | $400,000 | $142,000 | $232,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Crescom Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Crescom Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.