Crescom Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Crescom Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Crescom Bank 288 Meeting St Charleston, SC 29401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 854 |
| Total Mortgage Loan Application Amount | $189,717,000 |
| Average Mortgage Loan Application Amount | $219,666 |
| Highest Mortgage Loan Application Amount | $7,512,000 |
| Average Applicant Income | $117,666 |
| Highest Applicant Income | $3,400,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Crescom Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Crescom Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Crescom Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Crescom Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Crescom Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Crescom Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Horry County South Carolina | 532 | $ 86,460,000 | $ 162,000 | $ 139,000 |
| Brunswick County North Carolina | 93 | $ 33,067,000 | $ 355,000 | $ 152,000 |
| Charleston County South Carolina | 42 | $ 16,016,000 | $ 381,000 | $ 206,000 |
| Georgetown County South Carolina | 23 | $ 8,274,000 | $ 359,000 | $ 146,000 |
| New Hanover County North Carolina | 22 | $ 6,079,000 | $ 276,000 | $ 82,000 |
| Dorchester County South Carolina | 19 | $ 4,388,000 | $ 230,000 | $ 106,000 |
| Berkeley County South Carolina | 13 | $ 3,930,000 | $ 302,000 | $ 223,000 |
| Columbus County North Carolina | 11 | $ 1,392,000 | $ 126,000 | $ 90,000 |
| Lexington County South Carolina | 8 | $ 1,682,000 | $ 210,000 | $ 59,000 |
| Miami-Dade County Florida | 5 | $ 2,193,000 | $ 438,000 | $ 0 |
| Greenville County South Carolina | 5 | $ 1,380,000 | $ 276,000 | $ 105,000 |
| Glynn County Georgia | 4 | $ 1,713,000 | $ 428,000 | $ 0 |
| DeKalb County Georgia | 3 | $ 1,510,000 | $ 503,000 | $ 0 |
| Lafayette County Louisiana | 3 | $ 730,000 | $ 243,000 | $ 0 |
| Aiken County South Carolina | 3 | $ 536,000 | $ 178,000 | $ 450,000 |
| Spartanburg County South Carolina | 3 | $ 1,007,000 | $ 335,000 | $ 261,000 |
| York County South Carolina | 3 | $ 1,502,000 | $ 500,000 | $ 49,000 |
| Hardin County Tennessee | 3 | $ 393,000 | $ 131,000 | $ 0 |
| Broward County Florida | 2 | $ 907,000 | $ 453,000 | $ 0 |
| Collier County Florida | 2 | $ 1,462,000 | $ 731,000 | $ 0 |
| Monroe County Florida | 2 | $ 870,000 | $ 435,000 | $ 44,000 |
| Beauregard County Louisiana | 2 | $ 242,000 | $ 121,000 | $ 0 |
| Wright County Minnesota | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Mecklenburg County North Carolina | 2 | $ 1,321,000 | $ 660,000 | $ 258,000 |
| Pender County North Carolina | 2 | $ 834,000 | $ 417,000 | $ 105,000 |
| Wake County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 119,000 |
| Pickens County South Carolina | 2 | $ 1,203,000 | $ 601,000 | $ 0 |
| Richland County South Carolina | 2 | $ 485,000 | $ 242,000 | $ 105,000 |
| Morgan County Colorado | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Kent County Delaware | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Sussex County Delaware | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Duval County Florida | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Lee County Florida | 1 | $ 984,000 | $ 984,000 | $ 0 |
| Sarasota County Florida | 1 | $ 1,920,000 | $ 1,920,000 | $ 780,000 |
| Bacon County Georgia | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Chatham County Georgia | 1 | $ 603,000 | $ 603,000 | $ 0 |
| Clarke County Georgia | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Coffee County Georgia | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Ware County Georgia | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Clark County Indiana | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Henry County Indiana | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Monroe County Indiana | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Fleming County Kentucky | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Jessamine County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Laurel County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Webster County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Pope County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Gasconade County Missouri | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Osage County Missouri | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 234,000 | $ 234,000 | $ 127,000 |
| Alamance County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 450,000 |
| Bladen County North Carolina | 1 | $ 227,000 | $ 227,000 | $ 48,000 |
| Onslow County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Union County North Carolina | 1 | $ 92,000 | $ 92,000 | $ 77,000 |
| Grady County Oklahoma | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 257,000 | $ 257,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 490,000 | $ 490,000 | $ 0 |
| Edgefield County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 56,000 |
| Fairfield County South Carolina | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Kershaw County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 25,000 |
| Marlboro County South Carolina | 1 | $ 935,000 | $ 935,000 | $ 0 |
| Orangeburg County South Carolina | 1 | $ 209,000 | $ 209,000 | $ 80,000 |
| Williamsburg County South Carolina | 1 | $ 73,000 | $ 73,000 | $ 21,000 |
| Putnam County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Henrico County Virginia | 1 | $ 374,000 | $ 374,000 | $ 123,000 |
Mortgage Loan Application Detail Totals for Crescom Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 677 | $138,430,000 | $204,000 | $1,800,000 | $133,000 | $2,271,000 |
| Refinancing | 150 | $47,558,000 | $317,000 | $7,512,000 | $149,000 | $3,400,000 |
| Home Improvement | 27 | $3,729,000 | $138,000 | $400,000 | $71,000 | $585,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 658 | $130,860,000 | $198,000 | $1,920,000 | $159,000 | $3,400,000 |
| Not applicable | 123 | $46,085,000 | $374,000 | $7,512,000 | $0 | $0 |
| Asian | 26 | $4,803,000 | $184,000 | $660,000 | $134,000 | $453,000 |
| Black or African American | 26 | $3,572,000 | $137,000 | $469,000 | $99,000 | $324,000 |
| Not Provided | 14 | $2,850,000 | $203,000 | $973,000 | $138,000 | $328,000 |
| Hispanic | 6 | $1,214,000 | $202,000 | $350,000 | $251,000 | $898,000 |
| American Indian or Alaskan Native | 1 | $333,000 | $333,000 | $333,000 | $102,000 | $102,000 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 824 | $184,866,000 | $224,000 | $7,512,000 | $136,000 | $3,400,000 |
| FHA-insured (Federal Housing Administration) | 16 | $2,228,000 | $139,000 | $234,000 | $44,000 | $135,000 |
| VA-guaranteed (Veterans Administration) | 12 | $2,379,000 | $198,000 | $367,000 | $102,000 | $595,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $244,000 | $122,000 | $158,000 | $31,000 | $38,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 548 | $121,001,000 | $220,000 | $7,512,000 | $135,000 | $2,271,000 |
| Application Withdrawn By Applicant | 119 | $23,733,000 | $199,000 | $1,360,000 | $148,000 | $724,000 |
| Application Denied By Financial Institution | 108 | $22,812,000 | $211,000 | $1,732,000 | $134,000 | $2,271,000 |
| Loan Purchased By The Institution | 53 | $14,819,000 | $279,000 | $989,000 | $0 | $0 |
| File Closed For Incompleteness | 20 | $6,071,000 | $303,000 | $1,920,000 | $189,000 | $780,000 |
| Application Approved But Not Accepted | 6 | $1,281,000 | $213,000 | $500,000 | $688,000 | $3,400,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Crescom Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Crescom Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.