Cu Community, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Cu Community, Llc 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cu Community, Llc 2077 Town Center Boulevard Oak Ridge, TN 37922 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 417 |
| Total Mortgage Loan Application Amount | $53,213,000 |
| Average Mortgage Loan Application Amount | $122,000 |
| Highest Mortgage Loan Application Amount | $500,000 |
| Average Applicant Income | $68,333 |
| Highest Applicant Income | $381,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Cu Community, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cu Community, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Cu Community, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cu Community, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Cu Community, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cu Community, Llc's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton County Tennessee | 35 | $ 3,847,000 | $ 109,000 | $ 64,000 |
| Knox County Tennessee | 22 | $ 2,883,000 | $ 131,000 | $ 74,000 |
| Davidson County Tennessee | 17 | $ 2,342,000 | $ 137,000 | $ 79,000 |
| Hamblen County Tennessee | 17 | $ 1,638,000 | $ 96,000 | $ 48,000 |
| Putnam County Tennessee | 10 | $ 953,000 | $ 95,000 | $ 41,000 |
| Bradley County Tennessee | 9 | $ 1,467,000 | $ 163,000 | $ 73,000 |
| Madison County Tennessee | 9 | $ 625,000 | $ 69,000 | $ 71,000 |
| DeKalb County Georgia | 7 | $ 1,189,000 | $ 169,000 | $ 100,000 |
| Greene County Tennessee | 7 | $ 806,000 | $ 115,000 | $ 83,000 |
| Hawkins County Tennessee | 7 | $ 706,000 | $ 100,000 | $ 48,000 |
| Jefferson County Tennessee | 7 | $ 679,000 | $ 97,000 | $ 36,000 |
| Montgomery County Alabama | 5 | $ 237,000 | $ 47,000 | $ 73,000 |
| Catoosa County Georgia | 5 | $ 623,000 | $ 124,000 | $ 92,000 |
| Fannin County Georgia | 5 | $ 837,000 | $ 167,000 | $ 27,000 |
| Anderson County Tennessee | 5 | $ 606,000 | $ 121,000 | $ 97,000 |
| Blount County Tennessee | 5 | $ 357,000 | $ 71,000 | $ 29,000 |
| Polk County Tennessee | 5 | $ 420,000 | $ 84,000 | $ 25,000 |
| Sullivan County Tennessee | 5 | $ 774,000 | $ 154,000 | $ 56,000 |
| Washington County Tennessee | 5 | $ 634,000 | $ 126,000 | $ 49,000 |
| Fulton County Georgia | 4 | $ 995,000 | $ 248,000 | $ 136,000 |
| Gwinnett County Georgia | 4 | $ 595,000 | $ 148,000 | $ 107,000 |
| Roane County Tennessee | 4 | $ 435,000 | $ 108,000 | $ 46,000 |
| Williamson County Tennessee | 4 | $ 748,000 | $ 187,000 | $ 130,000 |
| Wilson County Tennessee | 4 | $ 457,000 | $ 114,000 | $ 51,000 |
| Elmore County Alabama | 3 | $ 302,000 | $ 100,000 | $ 35,000 |
| Overton County Tennessee | 3 | $ 368,000 | $ 122,000 | $ 57,000 |
| Robertson County Tennessee | 3 | $ 579,000 | $ 193,000 | $ 81,000 |
| Rutherford County Tennessee | 3 | $ 415,000 | $ 138,000 | $ 109,000 |
| Cobb County Georgia | 2 | $ 527,000 | $ 263,000 | $ 135,000 |
| Walker County Georgia | 2 | $ 340,000 | $ 170,000 | $ 85,000 |
| Claiborne County Tennessee | 2 | $ 151,000 | $ 75,000 | $ 33,000 |
| Cocke County Tennessee | 2 | $ 147,000 | $ 73,000 | $ 30,000 |
| McMinn County Tennessee | 2 | $ 177,000 | $ 88,000 | $ 21,000 |
| Smith County Tennessee | 2 | $ 192,000 | $ 96,000 | $ 45,000 |
| Sumner County Tennessee | 2 | $ 295,000 | $ 147,000 | $ 46,000 |
| Wise County Virginia | 2 | $ 223,000 | $ 111,000 | $ 81,000 |
| Autauga County Alabama | 1 | $ 90,000 | $ 90,000 | $ 61,000 |
| Butler County Alabama | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Jackson County Alabama | 1 | $ 137,000 | $ 137,000 | $ 120,000 |
| Tallapoosa County Alabama | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Carroll County Georgia | 1 | $ 106,000 | $ 106,000 | $ 78,000 |
| Fayette County Georgia | 1 | $ 235,000 | $ 235,000 | $ 123,000 |
| Forsyth County Georgia | 1 | $ 200,000 | $ 200,000 | $ 39,000 |
| Gilmer County Georgia | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Henry County Georgia | 1 | $ 104,000 | $ 104,000 | $ 90,000 |
| Murray County Georgia | 1 | $ 62,000 | $ 62,000 | $ 90,000 |
| Newton County Georgia | 1 | $ 120,000 | $ 120,000 | $ 230,000 |
| Paulding County Georgia | 1 | $ 206,000 | $ 206,000 | $ 84,000 |
| Putnam County Georgia | 1 | $ 178,000 | $ 178,000 | $ 99,000 |
| Tattnall County Georgia | 1 | $ 36,000 | $ 36,000 | $ 48,000 |
| Walton County Georgia | 1 | $ 130,000 | $ 130,000 | $ 121,000 |
| Whitfield County Georgia | 1 | $ 309,000 | $ 309,000 | $ 7,000 |
| Carter County Tennessee | 1 | $ 113,000 | $ 113,000 | $ 64,000 |
| Cheatham County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 35,000 |
| Cumberland County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 60,000 |
| Gibson County Tennessee | 1 | $ 173,000 | $ 173,000 | $ 127,000 |
| Grainger County Tennessee | 1 | $ 131,000 | $ 131,000 | $ 70,000 |
| Henderson County Tennessee | 1 | $ 122,000 | $ 122,000 | $ 111,000 |
| Monroe County Tennessee | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Morgan County Tennessee | 1 | $ 38,000 | $ 38,000 | $ 54,000 |
| Sequatchie County Tennessee | 1 | $ 206,000 | $ 206,000 | $ 81,000 |
| Sevier County Tennessee | 1 | $ 190,000 | $ 190,000 | $ 70,000 |
| Tipton County Tennessee | 1 | $ 179,000 | $ 179,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for Cu Community, Llc in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 248 | $33,072,000 | $133,000 | $500,000 | $60,000 | $348,000 |
| Refinancing | 144 | $17,294,000 | $120,000 | $484,000 | $67,000 | $381,000 |
| Home Improvement | 25 | $2,847,000 | $113,000 | $260,000 | $78,000 | $234,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 283 | $35,940,000 | $126,000 | $500,000 | $67,000 | $381,000 |
| Not Provided | 91 | $11,728,000 | $128,000 | $424,000 | $55,000 | $242,000 |
| Black or African American | 35 | $4,310,000 | $123,000 | $340,000 | $60,000 | $208,000 |
| Hispanic | 4 | $419,000 | $104,000 | $172,000 | $59,000 | $105,000 |
| Asian | 4 | $816,000 | $204,000 | $388,000 | $71,000 | $92,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 417 | $53,213,000 | $127,000 | $500,000 | $64,000 | $381,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 129 | $16,239,000 | $125,000 | $312,000 | $69,000 | $208,000 |
| Preapproval Approved but not Accepted | 81 | $12,176,000 | $150,000 | $500,000 | $70,000 | $254,000 |
| Preapproval Denied by Financial Institution | 74 | $8,949,000 | $120,000 | $388,000 | $46,000 | $167,000 |
| Application Approved But Not Accepted | 60 | $7,785,000 | $129,000 | $420,000 | $85,000 | $348,000 |
| Application Denied By Financial Institution | 52 | $5,988,000 | $115,000 | $484,000 | $57,000 | $381,000 |
| Application Withdrawn By Applicant | 13 | $1,241,000 | $95,000 | $160,000 | $35,000 | $76,000 |
| File Closed For Incompleteness | 8 | $835,000 | $104,000 | $260,000 | $9,000 | $37,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Insufficient Cash (Downpayment, Closing Cost) | 41 | $4,332,000 | $105,000 | $240,000 | $38,000 | $102,000 |
| Credit History | 36 | $4,067,000 | $112,000 | $424,000 | $59,000 | $381,000 |
| Debt-To-Income Ratio | 18 | $2,675,000 | $148,000 | $309,000 | $47,000 | $105,000 |
| Collateral | 8 | $1,134,000 | $141,000 | $484,000 | $41,000 | $105,000 |
| Other | 8 | $717,000 | $89,000 | $149,000 | $73,000 | $167,000 |
| Unverifiable Information | 1 | $165,000 | $165,000 | $165,000 | $208,000 | $208,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cu Community, Llc's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cu Community, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.