Cu Community, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Cu Community, Llc 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cu Community, Llc 2077 Town Center Boulevard Oak Ridge, TN 37922 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 247 |
| Total Mortgage Loan Application Amount | $39,255,000 |
| Average Mortgage Loan Application Amount | $135,750 |
| Highest Mortgage Loan Application Amount | $725,000 |
| Average Applicant Income | $82,500 |
| Highest Applicant Income | $600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Cu Community, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cu Community, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Cu Community, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cu Community, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Cu Community, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cu Community, Llc's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Davidson County Tennessee | 24 | $ 2,110,000 | $ 87,000 | $ 96,000 |
| Hamilton County Tennessee | 14 | $ 1,990,000 | $ 142,000 | $ 68,000 |
| Knox County Tennessee | 13 | $ 3,535,000 | $ 271,000 | $ 107,000 |
| Putnam County Tennessee | 13 | $ 1,755,000 | $ 135,000 | $ 85,000 |
| Blount County Tennessee | 10 | $ 1,250,000 | $ 125,000 | $ 90,000 |
| Bradley County Tennessee | 7 | $ 1,955,000 | $ 279,000 | $ 111,000 |
| Anderson County Tennessee | 6 | $ 1,300,000 | $ 216,000 | $ 74,000 |
| Greene County Tennessee | 5 | $ 545,000 | $ 109,000 | $ 89,000 |
| McMinn County Tennessee | 5 | $ 785,000 | $ 157,000 | $ 50,000 |
| Polk County Tennessee | 5 | $ 685,000 | $ 137,000 | $ 51,000 |
| Rutherford County Tennessee | 5 | $ 355,000 | $ 71,000 | $ 61,000 |
| Wilson County Tennessee | 5 | $ 215,000 | $ 43,000 | $ 123,000 |
| Marion County Tennessee | 4 | $ 560,000 | $ 140,000 | $ 59,000 |
| Sumner County Tennessee | 4 | $ 570,000 | $ 142,000 | $ 85,000 |
| Clarke County Mississippi | 3 | $ 355,000 | $ 118,000 | $ 41,000 |
| Overton County Tennessee | 3 | $ 145,000 | $ 48,000 | $ 50,000 |
| Washington County Tennessee | 3 | $ 325,000 | $ 108,000 | $ 60,000 |
| Walker County Georgia | 2 | $ 330,000 | $ 165,000 | $ 93,000 |
| Lauderdale County Mississippi | 2 | $ 120,000 | $ 60,000 | $ 70,000 |
| Marion County Mississippi | 2 | $ 250,000 | $ 125,000 | $ 58,000 |
| Cumberland County Tennessee | 2 | $ 240,000 | $ 120,000 | $ 80,000 |
| DeKalb County Tennessee | 2 | $ 130,000 | $ 65,000 | $ 37,000 |
| Hamblen County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 54,000 |
| Jackson County Tennessee | 2 | $ 170,000 | $ 85,000 | $ 42,000 |
| Madison County Tennessee | 2 | $ 120,000 | $ 60,000 | $ 22,000 |
| Robertson County Tennessee | 2 | $ 570,000 | $ 285,000 | $ 79,000 |
| Williamson County Tennessee | 2 | $ 590,000 | $ 295,000 | $ 130,000 |
| Tuscaloosa County Alabama | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| Escambia County Florida | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Catoosa County Georgia | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Fannin County Georgia | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Henry County Georgia | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Murray County Georgia | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Whitfield County Georgia | 1 | $ 45,000 | $ 45,000 | $ 37,000 |
| Kemper County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| Lawrence County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
| Cuyahoga County Ohio | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Carter County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Cheatham County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 110,000 |
| Clay County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Cocke County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| Gibson County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 67,000 |
| Haywood County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Jefferson County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 87,000 |
| Loudon County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 136,000 |
| Marshall County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Maury County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 138,000 |
| Monroe County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Morgan County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 202,000 |
| Pickett County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Rhea County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Roane County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 99,000 |
| White County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 93,000 |
Mortgage Loan Application Detail Totals for Cu Community, Llc in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 139 | $27,035,000 | $194,000 | $525,000 | $78,000 | $600,000 |
| Cash-out Refinancing | 83 | $8,975,000 | $108,000 | $725,000 | $86,000 | $240,000 |
| Refinancing | 19 | $2,625,000 | $138,000 | $375,000 | $65,000 | $176,000 |
| Home Improvement | 6 | $620,000 | $103,000 | $265,000 | $101,000 | $166,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 161 | $24,775,000 | $153,000 | $525,000 | $81,000 | $600,000 |
| Not Provided | 39 | $6,605,000 | $169,000 | $485,000 | $86,000 | $275,000 |
| Black or African American | 34 | $4,420,000 | $130,000 | $315,000 | $70,000 | $237,000 |
| Hispanic | 9 | $2,325,000 | $258,000 | $505,000 | $82,000 | $212,000 |
| Asian | 3 | $1,065,000 | $355,000 | $725,000 | $138,000 | $240,000 |
| American Indian or Alaskan Native | 1 | $65,000 | $65,000 | $65,000 | $41,000 | $41,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 218 | $33,490,000 | $153,000 | $725,000 | $80,000 | $356,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 15 | $2,505,000 | $167,000 | $235,000 | $58,000 | $96,000 |
| VA-guaranteed (Veterans Administration) | 8 | $2,100,000 | $262,000 | $315,000 | $73,000 | $101,000 |
| FHA-insured (Federal Housing Administration) | 6 | $1,160,000 | $193,000 | $295,000 | $169,000 | $600,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 86 | $11,080,000 | $128,000 | $525,000 | $87,000 | $237,000 |
| Application Approved But Not Accepted | 40 | $6,750,000 | $168,000 | $365,000 | $72,000 | $170,000 |
| Preapproval Approved but not Accepted | 35 | $7,995,000 | $228,000 | $485,000 | $96,000 | $356,000 |
| Application Denied By Financial Institution | 32 | $4,890,000 | $152,000 | $375,000 | $64,000 | $240,000 |
| Preapproval Denied by Financial Institution | 30 | $5,150,000 | $171,000 | $315,000 | $71,000 | $600,000 |
| Application Withdrawn By Applicant | 19 | $2,855,000 | $150,000 | $725,000 | $83,000 | $240,000 |
| File Closed For Incompleteness | 5 | $535,000 | $107,000 | $225,000 | $86,000 | $138,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 185 | $29,215,000 | $157,000 | $725,000 | $85,000 | $356,000 |
| Credit History | 35 | $5,435,000 | $155,000 | $325,000 | $77,000 | $600,000 |
| Debt-To-Income Ratio | 12 | $2,590,000 | $215,000 | $375,000 | $44,000 | $92,000 |
| Other | 6 | $1,020,000 | $170,000 | $315,000 | $72,000 | $128,000 |
| Collateral | 4 | $260,000 | $65,000 | $85,000 | $52,000 | $63,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $350,000 | $175,000 | $285,000 | $84,000 | $95,000 |
| Mortgage Insurance Denied | 1 | $165,000 | $165,000 | $165,000 | $53,000 | $53,000 |
| Unverifiable Information | 1 | $165,000 | $165,000 | $165,000 | $65,000 | $65,000 |
| Employment History | 1 | $55,000 | $55,000 | $55,000 | $28,000 | $28,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cu Community, Llc's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cu Community, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.