Member Home Loan, L.L.C.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Member Home Loan, L.L.C. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Member Home Loan, L.L.C. 9601 Jones Rd Ste 108 Austin, TX 77065 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 449 |
| Total Mortgage Loan Application Amount | $111,795,000 |
| Average Mortgage Loan Application Amount | $228,750 |
| Highest Mortgage Loan Application Amount | $1,175,000 |
| Average Applicant Income | $149,250 |
| Highest Applicant Income | $2,828,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Member Home Loan, L.L.C.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Member Home Loan, L.L.C.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Member Home Loan, L.L.C.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Member Home Loan, L.L.C. serves its applicants.
Each category highlights the total number of mortgage applications processed by Member Home Loan, L.L.C., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Member Home Loan, L.L.C.'s mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 211 | $ 50,595,000 | $ 239,000 | $ 144,000 |
| Fort Bend County Texas | 40 | $ 10,940,000 | $ 273,000 | $ 136,000 |
| Randall County Texas | 22 | $ 5,900,000 | $ 268,000 | $ 125,000 |
| Potter County Texas | 20 | $ 3,350,000 | $ 167,000 | $ 89,000 |
| Montgomery County Texas | 19 | $ 6,495,000 | $ 341,000 | $ 181,000 |
| Brazoria County Texas | 11 | $ 3,185,000 | $ 289,000 | $ 152,000 |
| Galveston County Texas | 9 | $ 1,465,000 | $ 162,000 | $ 90,000 |
| Nueces County Texas | 9 | $ 2,095,000 | $ 232,000 | $ 117,000 |
| Waller County Texas | 7 | $ 2,315,000 | $ 330,000 | $ 107,000 |
| Dallas County Texas | 6 | $ 1,310,000 | $ 218,000 | $ 111,000 |
| Orange County Texas | 6 | $ 710,000 | $ 118,000 | $ 92,000 |
| Tarrant County Texas | 6 | $ 2,940,000 | $ 490,000 | $ 305,000 |
| Denton County Texas | 5 | $ 1,475,000 | $ 295,000 | $ 114,000 |
| Walker County Texas | 5 | $ 765,000 | $ 153,000 | $ 117,000 |
| Matagorda County Texas | 4 | $ 1,000,000 | $ 250,000 | $ 145,000 |
| Brazos County Texas | 3 | $ 645,000 | $ 215,000 | $ 121,000 |
| Nacogdoches County Texas | 3 | $ 485,000 | $ 161,000 | $ 204,000 |
| Travis County Texas | 3 | $ 1,815,000 | $ 605,000 | $ 276,000 |
| Williamson County Texas | 3 | $ 1,765,000 | $ 588,000 | $ 165,000 |
| Calcasieu County Louisiana | 2 | $ 390,000 | $ 195,000 | $ 144,000 |
| Iberia County Louisiana | 2 | $ 290,000 | $ 145,000 | $ 83,000 |
| Gray County Texas | 2 | $ 160,000 | $ 80,000 | $ 56,000 |
| Guadalupe County Texas | 2 | $ 580,000 | $ 290,000 | $ 1,479,000 |
| Henderson County Texas | 2 | $ 650,000 | $ 325,000 | $ 148,000 |
| Hidalgo County Texas | 2 | $ 570,000 | $ 285,000 | $ 105,000 |
| Hunt County Texas | 2 | $ 430,000 | $ 215,000 | $ 78,000 |
| Jasper County Texas | 2 | $ 340,000 | $ 170,000 | $ 93,000 |
| Jefferson County Texas | 2 | $ 190,000 | $ 95,000 | $ 101,000 |
| Kerr County Texas | 2 | $ 320,000 | $ 160,000 | $ 107,000 |
| Rains County Texas | 2 | $ 730,000 | $ 365,000 | $ 126,000 |
| San Patricio County Texas | 2 | $ 320,000 | $ 160,000 | $ 57,000 |
| Trinity County Texas | 2 | $ 400,000 | $ 200,000 | $ 278,000 |
| Val Verde County Texas | 2 | $ 470,000 | $ 235,000 | $ 149,000 |
| Washington County Texas | 2 | $ 470,000 | $ 235,000 | $ 107,000 |
| Jefferson Davis County Louisiana | 1 | $ 265,000 | $ 265,000 | $ 118,000 |
| St. Louis County Missouri | 1 | $ 355,000 | $ 355,000 | $ 236,000 |
| Macon County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 1,440,000 |
| Wake County North Carolina | 1 | $ 645,000 | $ 645,000 | $ 303,000 |
| Austin County Texas | 1 | $ 795,000 | $ 795,000 | $ 236,000 |
| Bexar County Texas | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Carson County Texas | 1 | $ 205,000 | $ 205,000 | $ 117,000 |
| Collin County Texas | 1 | $ 295,000 | $ 295,000 | $ 88,000 |
| Ellis County Texas | 1 | $ 365,000 | $ 365,000 | $ 98,000 |
| Gillespie County Texas | 1 | $ 145,000 | $ 145,000 | $ 153,000 |
| Grayson County Texas | 1 | $ 275,000 | $ 275,000 | $ 144,000 |
| Grimes County Texas | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
| Hays County Texas | 1 | $ 325,000 | $ 325,000 | $ 132,000 |
| Houston County Texas | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Hutchinson County Texas | 1 | $ 95,000 | $ 95,000 | $ 138,000 |
| Johnson County Texas | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| Kendall County Texas | 1 | $ 85,000 | $ 85,000 | $ 175,000 |
| Liberty County Texas | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Llano County Texas | 1 | $ 245,000 | $ 245,000 | $ 220,000 |
| Madison County Texas | 1 | $ 45,000 | $ 45,000 | $ 9,000 |
| McLennan County Texas | 1 | $ 285,000 | $ 285,000 | $ 275,000 |
| Midland County Texas | 1 | $ 195,000 | $ 195,000 | $ 216,000 |
| Navarro County Texas | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| Newton County Texas | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Polk County Texas | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| San Jacinto County Texas | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| Van Zandt County Texas | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
Mortgage Loan Application Detail Totals for Member Home Loan, L.L.C. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 268 | $78,870,000 | $294,000 | $1,175,000 | $170,000 | $2,828,000 |
| Cash-out Refinancing | 150 | $24,910,000 | $166,000 | $705,000 | $111,000 | $547,000 |
| Refinancing | 30 | $7,820,000 | $260,000 | $1,055,000 | $117,000 | $523,000 |
| Home Improvement | 1 | $195,000 | $195,000 | $195,000 | $199,000 | $199,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 143 | $29,845,000 | $208,000 | $695,000 | $117,000 | $905,000 |
| White | 141 | $39,325,000 | $278,000 | $1,175,000 | $168,000 | $2,828,000 |
| Black or African American | 86 | $19,280,000 | $224,000 | $705,000 | $119,000 | $466,000 |
| Not Provided | 40 | $9,820,000 | $245,000 | $785,000 | $191,000 | $1,440,000 |
| Asian | 23 | $9,475,000 | $411,000 | $1,005,000 | $226,000 | $643,000 |
| American Indian or Alaskan Native | 3 | $415,000 | $138,000 | $255,000 | $400,000 | $1,082,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 445 | $110,655,000 | $248,000 | $1,175,000 | $147,000 | $2,828,000 |
| FHA-insured (Federal Housing Administration) | 3 | $755,000 | $251,000 | $335,000 | $108,000 | $161,000 |
| VA-guaranteed (Veterans Administration) | 1 | $385,000 | $385,000 | $385,000 | $77,000 | $77,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 221 | $56,975,000 | $257,000 | $1,005,000 | $156,000 | $905,000 |
| Application Withdrawn By Applicant | 164 | $42,600,000 | $259,000 | $1,175,000 | $145,000 | $2,828,000 |
| Application Denied By Financial Institution | 46 | $6,780,000 | $147,000 | $545,000 | $89,000 | $226,000 |
| File Closed For Incompleteness | 15 | $4,645,000 | $309,000 | $705,000 | $218,000 | $1,440,000 |
| Application Approved But Not Accepted | 2 | $380,000 | $190,000 | $275,000 | $120,000 | $144,000 |
| Preapproval Approved but not Accepted | 1 | $415,000 | $415,000 | $415,000 | $150,000 | $150,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 403 | $105,015,000 | $260,000 | $1,175,000 | $154,000 | $2,828,000 |
| Credit History | 21 | $2,365,000 | $112,000 | $285,000 | $82,000 | $179,000 |
| Debt-To-Income Ratio | 21 | $3,345,000 | $159,000 | $545,000 | $78,000 | $153,000 |
| Collateral | 2 | $560,000 | $280,000 | $375,000 | $206,000 | $226,000 |
| Other | 1 | $395,000 | $395,000 | $395,000 | $207,000 | $207,000 |
| Employment History | 1 | $115,000 | $115,000 | $115,000 | $101,000 | $101,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Member Home Loan, L.L.C.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Member Home Loan, L.L.C.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.