Dacotah Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Dacotah Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Dacotah Bank 308 S Main Street, Po Box 1210 Aberdeen, SD 57102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 640 |
| Total Mortgage Loan Application Amount | $121,420,000 |
| Average Mortgage Loan Application Amount | $146,600 |
| Highest Mortgage Loan Application Amount | $8,775,000 |
| Average Applicant Income | $82,400 |
| Highest Applicant Income | $771,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Dacotah Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Dacotah Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Dacotah Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Dacotah Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Dacotah Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Dacotah Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Brown County South Dakota | 84 | $ 11,530,000 | $ 137,000 | $ 84,000 |
| Codington County South Dakota | 68 | $ 11,100,000 | $ 163,000 | $ 73,000 |
| Pennington County South Dakota | 58 | $ 13,900,000 | $ 239,000 | $ 87,000 |
| Minnehaha County South Dakota | 41 | $ 7,815,000 | $ 190,000 | $ 131,000 |
| Stark County North Dakota | 33 | $ 20,425,000 | $ 618,000 | $ 117,000 |
| Barnes County North Dakota | 30 | $ 3,410,000 | $ 113,000 | $ 81,000 |
| Brookings County South Dakota | 29 | $ 6,365,000 | $ 219,000 | $ 71,000 |
| Walworth County South Dakota | 24 | $ 2,420,000 | $ 100,000 | $ 74,000 |
| Clark County South Dakota | 23 | $ 2,205,000 | $ 95,000 | $ 76,000 |
| Day County South Dakota | 21 | $ 1,845,000 | $ 87,000 | $ 57,000 |
| Roberts County South Dakota | 21 | $ 2,575,000 | $ 122,000 | $ 73,000 |
| Custer County South Dakota | 20 | $ 3,620,000 | $ 181,000 | $ 67,000 |
| Stevens County Minnesota | 17 | $ 1,425,000 | $ 83,000 | $ 61,000 |
| Ward County North Dakota | 15 | $ 2,205,000 | $ 147,000 | $ 97,000 |
| Rolette County North Dakota | 13 | $ 1,465,000 | $ 112,000 | $ 72,000 |
| Meade County South Dakota | 10 | $ 2,130,000 | $ 213,000 | $ 75,000 |
| Hamlin County South Dakota | 8 | $ 1,250,000 | $ 156,000 | $ 55,000 |
| Adams County North Dakota | 7 | $ 775,000 | $ 110,000 | $ 65,000 |
| Deuel County South Dakota | 7 | $ 545,000 | $ 77,000 | $ 79,000 |
| Faulk County South Dakota | 7 | $ 335,000 | $ 47,000 | $ 59,000 |
| Lincoln County South Dakota | 7 | $ 1,335,000 | $ 190,000 | $ 155,000 |
| Perkins County South Dakota | 6 | $ 760,000 | $ 126,000 | $ 64,000 |
| Marshall County South Dakota | 5 | $ 525,000 | $ 105,000 | $ 196,000 |
| Burke County North Dakota | 4 | $ 760,000 | $ 190,000 | $ 88,000 |
| Edmunds County South Dakota | 4 | $ 840,000 | $ 210,000 | $ 77,000 |
| Big Stone County Minnesota | 3 | $ 185,000 | $ 61,000 | $ 152,000 |
| Bottineau County North Dakota | 3 | $ 385,000 | $ 128,000 | $ 114,000 |
| Burleigh County North Dakota | 3 | $ 2,325,000 | $ 775,000 | $ 174,000 |
| Griggs County North Dakota | 3 | $ 335,000 | $ 111,000 | $ 55,000 |
| Campbell County South Dakota | 3 | $ 285,000 | $ 95,000 | $ 32,000 |
| Corson County South Dakota | 3 | $ 115,000 | $ 38,000 | $ 78,000 |
| Lake County South Dakota | 3 | $ 725,000 | $ 241,000 | $ 191,000 |
| Lawrence County South Dakota | 3 | $ 635,000 | $ 211,000 | $ 92,000 |
| McPherson County South Dakota | 3 | $ 195,000 | $ 65,000 | $ 47,000 |
| Spink County South Dakota | 3 | $ 395,000 | $ 131,000 | $ 58,000 |
| Hennepin County Minnesota | 2 | $ 640,000 | $ 320,000 | $ 185,000 |
| Lincoln County Minnesota | 2 | $ 130,000 | $ 65,000 | $ 61,000 |
| Otter Tail County Minnesota | 2 | $ 310,000 | $ 155,000 | $ 143,000 |
| Dunn County North Dakota | 2 | $ 620,000 | $ 310,000 | $ 130,000 |
| McLean County North Dakota | 2 | $ 410,000 | $ 205,000 | $ 125,000 |
| Stutsman County North Dakota | 2 | $ 290,000 | $ 145,000 | $ 30,000 |
| Williams County North Dakota | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Fall River County South Dakota | 2 | $ 600,000 | $ 300,000 | $ 151,000 |
| Hand County South Dakota | 2 | $ 330,000 | $ 165,000 | $ 124,000 |
| McCook County South Dakota | 2 | $ 130,000 | $ 65,000 | $ 94,000 |
| Moody County South Dakota | 2 | $ 400,000 | $ 200,000 | $ 96,000 |
| Yankton County South Dakota | 2 | $ 540,000 | $ 270,000 | $ 116,000 |
| Riverside County California | 1 | $ 175,000 | $ 175,000 | $ 750,000 |
| Arapahoe County Colorado | 1 | $ 525,000 | $ 525,000 | $ 588,000 |
| Lyon County Iowa | 1 | $ 345,000 | $ 345,000 | $ 159,000 |
| Douglas County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Grant County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 73,000 |
| Bowman County North Dakota | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Cass County North Dakota | 1 | $ 5,785,000 | $ 5,785,000 | $ 0 |
| Dickey County North Dakota | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Eddy County North Dakota | 1 | $ 45,000 | $ 45,000 | $ 80,000 |
| Kidder County North Dakota | 1 | $ 145,000 | $ 145,000 | $ 0 |
| LaMoure County North Dakota | 1 | $ 215,000 | $ 215,000 | $ 165,000 |
| Oliver County North Dakota | 1 | $ 205,000 | $ 205,000 | $ 113,000 |
| Ransom County North Dakota | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Sargent County North Dakota | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Beadle County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Clay County South Dakota | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Douglas County South Dakota | 1 | $ 45,000 | $ 45,000 | $ 53,000 |
| Kingsbury County South Dakota | 1 | $ 145,000 | $ 145,000 | $ 93,000 |
| Lyman County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Sully County South Dakota | 1 | $ 25,000 | $ 25,000 | $ 20,000 |
| Union County South Dakota | 1 | $ 215,000 | $ 215,000 | $ 96,000 |
| Ziebach County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 45,000 |
| Weston County Wyoming | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
Mortgage Loan Application Detail Totals for Dacotah Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 345 | $64,895,000 | $188,000 | $5,785,000 | $88,000 | $771,000 |
| Refinancing | 166 | $44,950,000 | $270,000 | $8,775,000 | $103,000 | $750,000 |
| Home Improvement | 54 | $2,650,000 | $49,000 | $505,000 | $70,000 | $312,000 |
| Cash-out Refinancing | 41 | $7,135,000 | $174,000 | $725,000 | $86,000 | $248,000 |
| Other Purpose | 34 | $1,790,000 | $52,000 | $185,000 | $65,000 | $221,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 523 | $76,595,000 | $146,000 | $1,625,000 | $88,000 | $771,000 |
| Not applicable | 63 | $37,555,000 | $596,000 | $8,775,000 | $0 | $0 |
| American Indian or Alaskan Native | 25 | $3,175,000 | $127,000 | $405,000 | $95,000 | $391,000 |
| Not Provided | 17 | $2,535,000 | $149,000 | $275,000 | $91,000 | $250,000 |
| Hispanic | 9 | $1,005,000 | $111,000 | $215,000 | $61,000 | $96,000 |
| Asian | 2 | $440,000 | $220,000 | $285,000 | $105,000 | $168,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $115,000 | $115,000 | $115,000 | $29,000 | $29,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 564 | $111,360,000 | $197,000 | $8,775,000 | $93,000 | $771,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 53 | $5,695,000 | $107,000 | $185,000 | $47,000 | $77,000 |
| VA-guaranteed (Veterans Administration) | 23 | $4,365,000 | $189,000 | $455,000 | $85,000 | $237,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 528 | $107,660,000 | $203,000 | $8,775,000 | $93,000 | $771,000 |
| Application Denied By Financial Institution | 65 | $6,475,000 | $99,000 | $725,000 | $51,000 | $174,000 |
| Application Approved But Not Accepted | 46 | $7,000,000 | $152,000 | $525,000 | $91,000 | $588,000 |
| Application Withdrawn By Applicant | 1 | $285,000 | $285,000 | $285,000 | $168,000 | $168,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 575 | $114,945,000 | $199,000 | $8,775,000 | $93,000 | $771,000 |
| Credit History | 27 | $2,135,000 | $79,000 | $235,000 | $49,000 | $138,000 |
| Debt-To-Income Ratio | 23 | $2,755,000 | $119,000 | $725,000 | $45,000 | $165,000 |
| Collateral | 10 | $1,340,000 | $134,000 | $405,000 | $69,000 | $174,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $105,000 | $35,000 | $45,000 | $40,000 | $54,000 |
| Other | 1 | $95,000 | $95,000 | $95,000 | $125,000 | $125,000 |
| Unverifiable Information | 1 | $45,000 | $45,000 | $45,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Dacotah Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Dacotah Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.