Dane County Credit Union
Mortgage Loan Application
Totals and Details
for 2017

Find mortgage loan statistics, HMDA data, and lending totals for Wisconsin.
The mortgage statistics and HMDA data below are specific to mortgage loan applications for Dane County Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and HMDA stats broken down by several loan categories from 2003-2017.

Mortgage Company & Address Dane County Credit Union
2160 Rimrock Road
Madison, WI 53713
Tel #: available with data download
Federal Regulator * available with data download
Years 2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 574
Total Mortgage Loan Application Amount $35,836,000
Average Mortgage Loan Application Amount $46,875
Highest Mortgage Loan Application Amount $272,000
Average Applicant Income $82,583
Highest Applicant Income $650,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The HMDA loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and HMDA data in WI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

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The HMDA data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated HMDA data for the state of Wisconsin, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Dane County Credit Union in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 259 $18,760,000 $72,000 $252,000 $96,000 $650,000
Home Improvement 249 $11,216,000 $45,000 $220,000 $107,000 $528,000
Home Purchase 100 $10,850,000 $108,000 $315,000 $101,000 $825,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 483 $31,086,000 $64,000 $315,000 $106,000 $825,000
Hispanic 61 $5,681,000 $93,000 $280,000 $66,000 $126,000
Not Provided 26 $1,692,000 $65,000 $300,000 $111,000 $528,000
Black or African American 20 $1,163,000 $58,000 $159,000 $79,000 $298,000
Asian 15 $1,158,000 $77,000 $208,000 $116,000 $172,000
Not applicable 2 $22,000 $11,000 $12,000 $52,000 $55,000
American Indian or Alaskan Native 1 $24,000 $24,000 $24,000 $52,000 $52,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 606 $40,561,000 $66,000 $315,000 $102,000 $825,000
FHA-insured (Federal Housing Administration) 2 $265,000 $132,000 $225,000 $36,000 $39,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 411 $25,064,000 $60,000 $252,000 $108,000 $650,000
Application Denied By Financial Institution 80 $4,827,000 $60,000 $272,000 $82,000 $600,000
Application Withdrawn By Applicant 40 $5,127,000 $128,000 $315,000 $91,000 $825,000
File Closed For Incompleteness 34 $2,717,000 $79,000 $197,000 $93,000 $280,000
Application Approved But Not Accepted 27 $1,391,000 $51,000 $197,000 $103,000 $500,000
Preapproval Approved but not Accepted 9 $751,000 $83,000 $170,000 $69,000 $169,000
Preapproval Denied by Financial Institution 7 $949,000 $135,000 $300,000 $87,000 $130,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 21 $1,052,000 $50,000 $208,000 $92,000 $171,000
Credit History 19 $1,113,000 $58,000 $272,000 $68,000 $119,000
Debt-To-Income Ratio 14 $859,000 $61,000 $159,000 $47,000 $101,000
Other 7 $945,000 $135,000 $300,000 $147,000 $600,000
Employment History 2 $64,000 $32,000 $50,000 $57,000 $60,000
Insufficient Cash (Downpayment, Closing Cost) 1 $175,000 $175,000 $175,000 $110,000 $110,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This HMDA loan data gives you everything you need to know as you start your search for the best lenders in WI, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Wisconsin, and search similar information at your convenience.

Download the Wisconsin Lender List