Hantz Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Hantz Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hantz Bank 26200 American Drive, 2Nd Floor Southfield, MI 48034 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 776 |
| Total Mortgage Loan Application Amount | $118,340,000 |
| Average Mortgage Loan Application Amount | $155,800 |
| Highest Mortgage Loan Application Amount | $915,000 |
| Average Applicant Income | $143,600 |
| Highest Applicant Income | $9,096,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Hantz Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hantz Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Hantz Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hantz Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Hantz Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hantz Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oakland County Michigan | 143 | $ 28,465,000 | $ 199,000 | $ 211,000 |
| Wayne County Michigan | 116 | $ 18,180,000 | $ 156,000 | $ 163,000 |
| Macomb County Michigan | 81 | $ 11,555,000 | $ 142,000 | $ 115,000 |
| Washtenaw County Michigan | 59 | $ 9,935,000 | $ 168,000 | $ 129,000 |
| Midland County Michigan | 28 | $ 3,250,000 | $ 116,000 | $ 112,000 |
| Livingston County Michigan | 25 | $ 5,015,000 | $ 200,000 | $ 155,000 |
| Saginaw County Michigan | 24 | $ 2,880,000 | $ 120,000 | $ 144,000 |
| Kent County Michigan | 20 | $ 2,310,000 | $ 115,000 | $ 89,000 |
| Bay County Michigan | 19 | $ 2,285,000 | $ 120,000 | $ 113,000 |
| Genesee County Michigan | 19 | $ 2,905,000 | $ 152,000 | $ 198,000 |
| Jackson County Michigan | 18 | $ 2,120,000 | $ 117,000 | $ 102,000 |
| Ingham County Michigan | 15 | $ 1,745,000 | $ 116,000 | $ 117,000 |
| Monroe County Michigan | 14 | $ 2,300,000 | $ 164,000 | $ 131,000 |
| Lucas County Ohio | 12 | $ 1,340,000 | $ 111,000 | $ 84,000 |
| Clinton County Michigan | 11 | $ 1,505,000 | $ 136,000 | $ 105,000 |
| Marquette County Michigan | 11 | $ 1,805,000 | $ 164,000 | $ 92,000 |
| Eaton County Michigan | 9 | $ 1,195,000 | $ 132,000 | $ 138,000 |
| Lenawee County Michigan | 9 | $ 855,000 | $ 95,000 | $ 118,000 |
| Lake County Ohio | 9 | $ 885,000 | $ 98,000 | $ 123,000 |
| Chippewa County Michigan | 8 | $ 630,000 | $ 78,000 | $ 67,000 |
| Cuyahoga County Ohio | 8 | $ 1,010,000 | $ 126,000 | $ 134,000 |
| Roscommon County Michigan | 7 | $ 945,000 | $ 135,000 | $ 151,000 |
| Gladwin County Michigan | 5 | $ 495,000 | $ 99,000 | $ 123,000 |
| Montcalm County Michigan | 5 | $ 795,000 | $ 159,000 | $ 130,000 |
| Ogemaw County Michigan | 5 | $ 505,000 | $ 101,000 | $ 155,000 |
| Ottawa County Michigan | 5 | $ 985,000 | $ 197,000 | $ 103,000 |
| Arenac County Michigan | 4 | $ 510,000 | $ 127,000 | $ 124,000 |
| Grand Traverse County Michigan | 4 | $ 510,000 | $ 127,000 | $ 168,000 |
| Huron County Michigan | 4 | $ 330,000 | $ 82,000 | $ 74,000 |
| Lapeer County Michigan | 4 | $ 450,000 | $ 112,000 | $ 120,000 |
| Allegan County Michigan | 3 | $ 655,000 | $ 218,000 | $ 135,000 |
| Isabella County Michigan | 3 | $ 355,000 | $ 118,000 | $ 132,000 |
| Leelanau County Michigan | 3 | $ 615,000 | $ 205,000 | $ 127,000 |
| Missaukee County Michigan | 3 | $ 375,000 | $ 125,000 | $ 330,000 |
| Otsego County Michigan | 3 | $ 675,000 | $ 225,000 | $ 197,000 |
| St. Clair County Michigan | 3 | $ 295,000 | $ 98,000 | $ 107,000 |
| Tuscola County Michigan | 3 | $ 205,000 | $ 68,000 | $ 68,000 |
| Sandusky County Ohio | 3 | $ 245,000 | $ 81,000 | $ 95,000 |
| Summit County Ohio | 3 | $ 425,000 | $ 141,000 | $ 157,000 |
| Benzie County Michigan | 2 | $ 220,000 | $ 110,000 | $ 42,000 |
| Hillsdale County Michigan | 2 | $ 210,000 | $ 105,000 | $ 78,000 |
| Ionia County Michigan | 2 | $ 320,000 | $ 160,000 | $ 102,000 |
| Iosco County Michigan | 2 | $ 220,000 | $ 110,000 | $ 70,000 |
| Kalamazoo County Michigan | 2 | $ 220,000 | $ 110,000 | $ 105,000 |
| Luce County Michigan | 2 | $ 320,000 | $ 160,000 | $ 94,000 |
| Mecosta County Michigan | 2 | $ 160,000 | $ 80,000 | $ 171,000 |
| Muskegon County Michigan | 2 | $ 220,000 | $ 110,000 | $ 89,000 |
| Oceana County Michigan | 2 | $ 260,000 | $ 130,000 | $ 134,000 |
| Osceola County Michigan | 2 | $ 100,000 | $ 50,000 | $ 108,000 |
| Shiawassee County Michigan | 2 | $ 390,000 | $ 195,000 | $ 128,000 |
| Van Buren County Michigan | 2 | $ 300,000 | $ 150,000 | $ 81,000 |
| Wood County Ohio | 2 | $ 170,000 | $ 85,000 | $ 136,000 |
| Alcona County Michigan | 1 | $ 145,000 | $ 145,000 | $ 258,000 |
| Antrim County Michigan | 1 | $ 425,000 | $ 425,000 | $ 500,000 |
| Baraga County Michigan | 1 | $ 65,000 | $ 65,000 | $ 49,000 |
| Barry County Michigan | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Berrien County Michigan | 1 | $ 195,000 | $ 195,000 | $ 163,000 |
| Calhoun County Michigan | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Charlevoix County Michigan | 1 | $ 475,000 | $ 475,000 | $ 159,000 |
| Cheboygan County Michigan | 1 | $ 65,000 | $ 65,000 | $ 232,000 |
| Clare County Michigan | 1 | $ 115,000 | $ 115,000 | $ 177,000 |
| Delta County Michigan | 1 | $ 95,000 | $ 95,000 | $ 77,000 |
| Emmet County Michigan | 1 | $ 305,000 | $ 305,000 | $ 209,000 |
| Gratiot County Michigan | 1 | $ 135,000 | $ 135,000 | $ 79,000 |
| Mason County Michigan | 1 | $ 175,000 | $ 175,000 | $ 115,000 |
| Sanilac County Michigan | 1 | $ 85,000 | $ 85,000 | $ 265,000 |
| Wexford County Michigan | 1 | $ 95,000 | $ 95,000 | $ 125,000 |
| Ashtabula County Ohio | 1 | $ 165,000 | $ 165,000 | $ 123,000 |
| Delaware County Ohio | 1 | $ 205,000 | $ 205,000 | $ 225,000 |
| Erie County Ohio | 1 | $ 245,000 | $ 245,000 | $ 644,000 |
| Geauga County Ohio | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| Ottawa County Ohio | 1 | $ 125,000 | $ 125,000 | $ 125,000 |
| Vinton County Ohio | 1 | $ 195,000 | $ 195,000 | $ 96,000 |
| Williams County Ohio | 1 | $ 105,000 | $ 105,000 | $ 122,000 |
Mortgage Loan Application Detail Totals for Hantz Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 330 | $44,750,000 | $135,000 | $915,000 | $158,000 | $9,096,000 |
| Cash-out Refinancing | 303 | $47,455,000 | $156,000 | $905,000 | $128,000 | $1,710,000 |
| Home Purchase | 112 | $22,210,000 | $198,000 | $865,000 | $162,000 | $2,733,000 |
| Other Purpose | 30 | $3,760,000 | $125,000 | $915,000 | $148,000 | $518,000 |
| Not Applicable | 1 | $165,000 | $165,000 | $165,000 | $122,000 | $122,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 705 | $105,735,000 | $149,000 | $915,000 | $132,000 | $2,733,000 |
| Black or African American | 29 | $3,625,000 | $125,000 | $275,000 | $101,000 | $274,000 |
| Asian | 24 | $6,390,000 | $266,000 | $655,000 | $662,000 | $9,096,000 |
| Hispanic | 12 | $1,430,000 | $119,000 | $215,000 | $93,000 | $176,000 |
| Not Provided | 2 | $300,000 | $150,000 | $245,000 | $129,000 | $150,000 |
| Not applicable | 1 | $305,000 | $305,000 | $305,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 776 | $118,340,000 | $152,000 | $915,000 | $147,000 | $9,096,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 602 | $90,800,000 | $150,000 | $915,000 | $150,000 | $9,096,000 |
| Application Denied By Financial Institution | 96 | $14,330,000 | $149,000 | $755,000 | $120,000 | $518,000 |
| Application Withdrawn By Applicant | 37 | $5,555,000 | $150,000 | $335,000 | $123,000 | $474,000 |
| File Closed For Incompleteness | 18 | $2,560,000 | $142,000 | $425,000 | $117,000 | $270,000 |
| Application Approved But Not Accepted | 17 | $4,455,000 | $262,000 | $915,000 | $286,000 | $2,733,000 |
| Loan Purchased By The Institution | 6 | $640,000 | $106,000 | $175,000 | $91,000 | $194,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 680 | $104,010,000 | $152,000 | $915,000 | $151,000 | $9,096,000 |
| Credit Application Incomplete | 37 | $5,045,000 | $136,000 | $375,000 | $124,000 | $364,000 |
| Debt-To-Income Ratio | 24 | $4,150,000 | $172,000 | $755,000 | $96,000 | $278,000 |
| Collateral | 21 | $3,085,000 | $146,000 | $475,000 | $139,000 | $518,000 |
| Credit History | 8 | $1,050,000 | $131,000 | $275,000 | $110,000 | $261,000 |
| Other | 2 | $440,000 | $220,000 | $255,000 | $165,000 | $201,000 |
| Unverifiable Information | 2 | $270,000 | $135,000 | $155,000 | $149,000 | $229,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $290,000 | $145,000 | $205,000 | $93,000 | $129,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hantz Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hantz Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.