Delaware
Mortgage Companies &
Lenders by City
| Year | Mortgage Loan Application Count | Mortgage Loan Application Amount |
|---|---|---|
| 2023 | 2,629,542 | $781,581,780,000 |
| 2022 | 3,602,267 | $1,115,146,395,000 |
| 2021 | 5,778,408 | $1,749,386,130,000 |
| 2020 | 4,911,698 | $1,450,355,195,000 |
| 2019 | 3,245,793 | $883,387,900,000 |
| 2018 | 2,452,754 | $625,903,425,000 |
| 2017 | 2,404,703 | $616,945,048,000 |
| 2016 | 2,670,307 | $643,154,103,000 |
| 2015 | 1,755,452 | $409,835,146,000 |
| 2014 | 1,210,504 | $259,608,658,000 |
| 2013 | 1,227,991 | $264,714,963,000 |
| 2012 | 895,249 | $207,702,433,000 |
| 2011 | 641,703 | $138,132,063,000 |
| 2010 | 338,109 | $77,082,200,000 |
| 2009 | 315,225 | $69,940,421,000 |
| 2008 | 410,610 | $86,986,214,000 |
| 2007 | 775,180 | $148,309,180,000 |
| 2006 | 778,114 | $128,507,527,000 |
| 2005 | 919,772 | $134,727,830,000 |
| 2004 | 792,678 | $97,682,440,000 |
| 2003 | 641,524 | $64,617,371,000 |
Mortgage Lender Totals by Delaware City from 2003 to 2023
| City | Mortgage Lender Count | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Bear, DE | 2 | 943 | $77,102,000 |
| Bethany Beach, DE | 0 | 0 | $0 |
| Bethel, DE | 0 | 0 | $0 |
| Bridgeville, DE | 0 | 0 | $0 |
| Camden Wyoming, DE | 2 | 2,995 | $574,364,000 |
| Cheswold, DE | 0 | 0 | $0 |
| Claymont, DE | 0 | 0 | $0 |
| Clayton, DE | 0 | 0 | $0 |
| Dagsboro, DE | 0 | 0 | $0 |
| Delaware City, DE | 0 | 0 | $0 |
| Delmar, DE | 0 | 0 | $0 |
| Dewey Beach, DE | 2 | 1,357 | $272,855,000 |
| Dover, DE | 9 | 30,162 | $6,543,340,000 |
| Dover AFB, DE | 0 | 0 | $0 |
| Ellendale, DE | 0 | 0 | $0 |
| Felton, DE | 1 | 401 | $51,024,000 |
| Fenwick Island, DE | 0 | 0 | $0 |
| Frankford, DE | 0 | 0 | $0 |
| Frederica, DE | 0 | 0 | $0 |
| Georgetown, DE | 1 | 329 | $50,677,000 |
| Greenwood, DE | 1 | 11,120 | $586,920,000 |
| Harbeson, DE | 0 | 0 | $0 |
| Harrington, DE | 0 | 0 | $0 |
| Hartly, DE | 0 | 0 | $0 |
| Hockessin, DE | 0 | 0 | $0 |
| Houston, DE | 0 | 0 | $0 |
| Kenton, DE | 0 | 0 | $0 |
| Kirkwood, DE | 0 | 0 | $0 |
| Laurel, DE | 0 | 0 | $0 |
| Lewes, DE | 2 | 329 | $138,881,000 |
| Lincoln, DE | 0 | 0 | $0 |
| Little Creek, DE | 0 | 0 | $0 |
| Magnolia, DE | 0 | 0 | $0 |
| Marydel, DE | 0 | 0 | $0 |
| Middletown, DE | 0 | 0 | $0 |
| Milford, DE | 0 | 0 | $0 |
| Millsboro, DE | 0 | 0 | $0 |
| Millville, DE | 0 | 0 | $0 |
| Milton, DE | 0 | 0 | $0 |
| Montchanin, DE | 0 | 0 | $0 |
| Nassau, DE | 0 | 0 | $0 |
| New Castle, DE | 2 | 827,657 | $66,043,757,000 |
| Newark, DE | 7 | 764,975 | $99,826,068,000 |
| Ocean View, DE | 0 | 0 | $0 |
| Odessa, DE | 0 | 0 | $0 |
| Port Penn, DE | 0 | 0 | $0 |
| Rockland, DE | 0 | 0 | $0 |
| Saint Georges, DE | 0 | 0 | $0 |
| Seaford, DE | 1 | 3,683 | $619,398,000 |
| Selbyville, DE | 0 | 0 | $0 |
| Smyrna, DE | 0 | 0 | $0 |
| Townsend, DE | 0 | 0 | $0 |
| Viola, DE | 0 | 0 | $0 |
| Wilmington, DE | 26 | 1,957,701 | $536,964,023,000 |
| Winterthur, DE | 0 | 0 | $0 |
| Woodside, DE | 0 | 0 | $0 |
| Yorklyn, DE | 0 | 0 | $0 |
Delaware Mortgage Lenders : Frequently Asked Questions
Who are the top 5 mortgage lenders?
The top mortgage lenders in Delaware are Quicken Loans/Rocket Mortgage, Wells Fargo, Bank of America, Chase, and PenFed Credit Union.
Who are the big 6 mortgage lenders?
The "Big 6" mortgage lenders in Delaware are Quicken Loans/Rocket Mortgage, Wells Fargo, Bank of America, Chase, PenFed Credit Union, and Freedom Mortgage.
What are mortgage rates in Delaware?
Delaware mortgage rates typically follow national trends, currently ranging from 5.5% to 7% depending on loan type, term, and borrower qualifications.
What credit score do you need to buy a house in Delaware?
Most Delaware lenders require a minimum score of 620 for conventional loans. FHA loans accept scores as low as 580, while VA and USDA loans may work with lower scores.
What is the first-time home owners loan in Delaware?
The Delaware State Housing Authority offers a First-Time Homebuyer Program with low-interest loans and down payment assistance up to $10,000 for qualified buyers.
What is the lowest credit score for a mortgage?
FHA loans accept scores as low as 580 with 3.5% down, or 500-579 with 10% down. Some specialized programs may work with lower scores.
Is a 900 credit score possible?
No. Credit scoring models like FICO and VantageScore have maximum scores of 850. Even perfect payment history cannot exceed this ceiling.
How to raise credit score fast?
To improve your credit score quickly, pay down credit card balances, dispute credit report errors, become an authorized user on a responsible person's account, request higher credit limits, and avoid applying for new credit.