Dell Franklin Financial Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Dell Franklin Financial Llc 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Dell Franklin Financial Llc 8334 Veterans Highway, Suite #1 Millersville, MD 21108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 569 |
| Total Mortgage Loan Application Amount | $143,846,000 |
| Average Mortgage Loan Application Amount | $247,000 |
| Highest Mortgage Loan Application Amount | $2,080,000 |
| Average Applicant Income | $93,500 |
| Highest Applicant Income | $780,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Dell Franklin Financial Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Dell Franklin Financial Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Dell Franklin Financial Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Dell Franklin Financial Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Dell Franklin Financial Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Dell Franklin Financial Llc's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Anne Arundel County Maryland | 80 | $ 27,030,000 | $ 337,000 | $ 145,000 |
| Baltimore County Maryland | 68 | $ 18,427,000 | $ 270,000 | $ 94,000 |
| Baltimore City County Maryland | 47 | $ 7,601,000 | $ 161,000 | $ 76,000 |
| Cook County Illinois | 41 | $ 10,374,000 | $ 253,000 | $ 118,000 |
| Prince George's County Maryland | 32 | $ 8,253,000 | $ 257,000 | $ 68,000 |
| Montgomery County Maryland | 29 | $ 7,958,000 | $ 274,000 | $ 75,000 |
| Fairfax County Virginia | 23 | $ 5,222,000 | $ 227,000 | $ 74,000 |
| Carroll County Maryland | 19 | $ 5,417,000 | $ 285,000 | $ 93,000 |
| Frederick County Maryland | 19 | $ 4,495,000 | $ 236,000 | $ 68,000 |
| Dorchester County Maryland | 14 | $ 3,170,000 | $ 226,000 | $ 101,000 |
| District of Columbia County District Of Columbia | 13 | $ 3,747,000 | $ 288,000 | $ 110,000 |
| Harford County Maryland | 11 | $ 2,544,000 | $ 231,000 | $ 57,000 |
| Kent County Delaware | 10 | $ 1,739,000 | $ 173,000 | $ 43,000 |
| Adams County Pennsylvania | 10 | $ 1,282,000 | $ 128,000 | $ 53,000 |
| DuPage County Illinois | 9 | $ 2,294,000 | $ 254,000 | $ 130,000 |
| Will County Illinois | 9 | $ 2,097,000 | $ 233,000 | $ 115,000 |
| Queen Anne's County Maryland | 9 | $ 3,855,000 | $ 428,000 | $ 121,000 |
| Worcester County Maryland | 7 | $ 1,611,000 | $ 230,000 | $ 120,000 |
| Franklin County Pennsylvania | 7 | $ 1,275,000 | $ 182,000 | $ 62,000 |
| Howard County Maryland | 6 | $ 3,052,000 | $ 508,000 | $ 201,000 |
| York County Pennsylvania | 6 | $ 991,000 | $ 165,000 | $ 41,000 |
| Sussex County Delaware | 5 | $ 1,153,000 | $ 230,000 | $ 131,000 |
| Charles County Maryland | 4 | $ 800,000 | $ 200,000 | $ 35,000 |
| Washington County Maryland | 4 | $ 1,049,000 | $ 262,000 | $ 70,000 |
| Philadelphia County Pennsylvania | 4 | $ 681,000 | $ 170,000 | $ 15,000 |
| Prince William County Virginia | 4 | $ 673,000 | $ 168,000 | $ 10,000 |
| Caroline County Maryland | 3 | $ 601,000 | $ 200,000 | $ 70,000 |
| Somerset County Maryland | 3 | $ 467,000 | $ 155,000 | $ 52,000 |
| Wicomico County Maryland | 3 | $ 488,000 | $ 162,000 | $ 48,000 |
| New Castle County Delaware | 2 | $ 499,000 | $ 249,000 | $ 21,000 |
| Sarasota County Florida | 2 | $ 318,000 | $ 159,000 | $ 133,000 |
| Kendall County Illinois | 2 | $ 402,000 | $ 201,000 | $ 75,000 |
| Cecil County Maryland | 2 | $ 509,000 | $ 254,000 | $ 32,000 |
| Garrett County Maryland | 2 | $ 873,000 | $ 436,000 | $ 137,000 |
| Talbot County Maryland | 2 | $ 266,000 | $ 133,000 | $ 15,000 |
| Chester County Pennsylvania | 2 | $ 666,000 | $ 333,000 | $ 85,000 |
| Delaware County Pennsylvania | 2 | $ 354,000 | $ 177,000 | $ 26,000 |
| Albemarle County Virginia | 2 | $ 261,000 | $ 130,000 | $ 300,000 |
| Arlington County Virginia | 2 | $ 230,000 | $ 115,000 | $ 74,000 |
| Chesterfield County Virginia | 2 | $ 584,000 | $ 292,000 | $ 39,000 |
| Fauquier County Virginia | 2 | $ 317,000 | $ 158,000 | $ 84,000 |
| Hanover County Virginia | 2 | $ 448,000 | $ 224,000 | $ 71,000 |
| Manassas County Virginia | 2 | $ 271,000 | $ 135,000 | $ 78,000 |
| Manassas Park County Virginia | 2 | $ 315,000 | $ 157,000 | $ 94,000 |
| Norfolk County Virginia | 2 | $ 110,000 | $ 55,000 | $ 71,000 |
| New London County Connecticut | 1 | $ 74,000 | $ 74,000 | $ 59,000 |
| Bay County Florida | 1 | $ 171,000 | $ 171,000 | $ 192,000 |
| Broward County Florida | 1 | $ 294,000 | $ 294,000 | $ 103,000 |
| Collier County Florida | 1 | $ 880,000 | $ 880,000 | $ 332,000 |
| Lee County Florida | 1 | $ 306,000 | $ 306,000 | $ 150,000 |
| Grundy County Illinois | 1 | $ 183,000 | $ 183,000 | $ 42,000 |
| Kane County Illinois | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Kankakee County Illinois | 1 | $ 60,000 | $ 60,000 | $ 22,000 |
| Lake County Illinois | 1 | $ 204,000 | $ 204,000 | $ 63,000 |
| McHenry County Illinois | 1 | $ 176,000 | $ 176,000 | $ 50,000 |
| Lake County Indiana | 1 | $ 410,000 | $ 410,000 | $ 152,000 |
| Calvert County Maryland | 1 | $ 273,000 | $ 273,000 | $ 0 |
| Kent County Maryland | 1 | $ 220,000 | $ 220,000 | $ 70,000 |
| St. Mary's County Maryland | 1 | $ 261,000 | $ 261,000 | $ 88,000 |
| Tompkins County New York | 1 | $ 182,000 | $ 182,000 | $ 180,000 |
| Union County Ohio | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Berks County Pennsylvania | 1 | $ 162,000 | $ 162,000 | $ 32,000 |
| Lancaster County Pennsylvania | 1 | $ 214,000 | $ 214,000 | $ 111,000 |
| Montgomery County Pennsylvania | 1 | $ 786,000 | $ 786,000 | $ 300,000 |
| Northampton County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Greenwood County South Carolina | 1 | $ 408,000 | $ 408,000 | $ 776,000 |
| Oconee County South Carolina | 1 | $ 189,000 | $ 189,000 | $ 61,000 |
| Dickson County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Lawrence County Tennessee | 1 | $ 156,000 | $ 156,000 | $ 83,000 |
| Lewis County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 23,000 |
| Maury County Tennessee | 1 | $ 144,000 | $ 144,000 | $ 104,000 |
| Montgomery County Tennessee | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Bristol County Virginia | 1 | $ 109,000 | $ 109,000 | $ 45,000 |
| Chesapeake County Virginia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Henrico County Virginia | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Newport News County Virginia | 1 | $ 237,000 | $ 237,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 174,000 | $ 174,000 | $ 46,000 |
| Spotsylvania County Virginia | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Suffolk County Virginia | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| Berkeley County West Virginia | 1 | $ 202,000 | $ 202,000 | $ 64,000 |
| Monongalia County West Virginia | 1 | $ 141,000 | $ 141,000 | $ 44,000 |
| Upshur County West Virginia | 1 | $ 417,000 | $ 417,000 | $ 144,000 |
Mortgage Loan Application Detail Totals for Dell Franklin Financial Llc in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 334 | $92,482,000 | $276,000 | $1,425,000 | $99,000 | $780,000 |
| Home Purchase | 235 | $51,364,000 | $218,000 | $2,080,000 | $88,000 | $672,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 322 | $90,785,000 | $281,000 | $1,500,000 | $115,000 | $780,000 |
| Black or African American | 126 | $27,048,000 | $214,000 | $848,000 | $66,000 | $416,000 |
| Hispanic | 83 | $17,362,000 | $209,000 | $2,080,000 | $74,000 | $672,000 |
| Not Provided | 32 | $7,119,000 | $222,000 | $880,000 | $55,000 | $332,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $885,000 | $221,000 | $434,000 | $0 | $0 |
| Asian | 2 | $647,000 | $323,000 | $517,000 | $231,000 | $231,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 356 | $98,075,000 | $275,000 | $2,080,000 | $118,000 | $780,000 |
| FHA-insured (Federal Housing Administration) | 201 | $42,766,000 | $212,000 | $368,000 | $56,000 | $336,000 |
| VA-guaranteed (Veterans Administration) | 12 | $3,005,000 | $250,000 | $409,000 | $44,000 | $122,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 424 | $110,051,000 | $259,000 | $1,500,000 | $90,000 | $780,000 |
| Application Denied By Financial Institution | 57 | $13,431,000 | $235,000 | $2,080,000 | $102,000 | $672,000 |
| Application Withdrawn By Applicant | 49 | $13,188,000 | $269,000 | $1,000,000 | $101,000 | $365,000 |
| Application Approved But Not Accepted | 36 | $6,766,000 | $187,000 | $712,000 | $123,000 | $416,000 |
| File Closed For Incompleteness | 3 | $410,000 | $136,000 | $194,000 | $65,000 | $74,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Unverifiable Information | 12 | $3,102,000 | $258,000 | $1,058,000 | $106,000 | $402,000 |
| Other | 10 | $1,903,000 | $190,000 | $440,000 | $61,000 | $168,000 |
| Credit History | 9 | $2,047,000 | $227,000 | $520,000 | $128,000 | $672,000 |
| Collateral | 3 | $1,189,000 | $396,000 | $848,000 | $174,000 | $416,000 |
| Debt-To-Income Ratio | 2 | $273,000 | $136,000 | $162,000 | $32,000 | $33,000 |
| Employment History | 1 | $141,000 | $141,000 | $141,000 | $44,000 | $44,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $2,080,000 | $2,080,000 | $2,080,000 | $672,000 | $672,000 |
| Credit Application Incomplete | 1 | $145,000 | $145,000 | $145,000 | $66,000 | $66,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Dell Franklin Financial Llc's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Dell Franklin Financial Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.