Delmar Financial Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Delmar Financial Company 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Delmar Financial Company 1066 Executive Parkway Saint Louis, MO 63141 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,774 |
| Total Mortgage Loan Application Amount | $127,709,000 |
| Average Mortgage Loan Application Amount | $73,777 |
| Highest Mortgage Loan Application Amount | $555,000 |
| Average Applicant Income | $32,444 |
| Highest Applicant Income | $355,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Delmar Financial Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Delmar Financial Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Delmar Financial Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Delmar Financial Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Delmar Financial Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Delmar Financial Company's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 737 | $ 57,470,000 | $ 77,000 | $ 38,000 |
| St. Clair County Illinois | 151 | $ 9,135,000 | $ 60,000 | $ 36,000 |
| St. Charles County Missouri | 140 | $ 12,907,000 | $ 92,000 | $ 38,000 |
| St. Louis City County Missouri | 130 | $ 9,058,000 | $ 69,000 | $ 33,000 |
| Madison County Illinois | 125 | $ 6,814,000 | $ 54,000 | $ 41,000 |
| Greene County Missouri | 71 | $ 3,992,000 | $ 56,000 | $ 30,000 |
| Jefferson County Missouri | 49 | $ 4,123,000 | $ 84,000 | $ 52,000 |
| Adams County Illinois | 39 | $ 2,418,000 | $ 62,000 | $ 22,000 |
| Sangamon County Illinois | 39 | $ 2,423,000 | $ 62,000 | $ 29,000 |
| Marion County Missouri | 37 | $ 2,280,000 | $ 61,000 | $ 36,000 |
| Hancock County Illinois | 18 | $ 1,486,000 | $ 82,000 | $ 36,000 |
| Franklin County Missouri | 17 | $ 968,000 | $ 56,000 | $ 31,000 |
| Christian County Missouri | 11 | $ 788,000 | $ 71,000 | $ 35,000 |
| Logan County Illinois | 10 | $ 646,000 | $ 64,000 | $ 29,000 |
| McDonough County Illinois | 9 | $ 718,000 | $ 79,000 | $ 35,000 |
| Lee County Iowa | 9 | $ 617,000 | $ 68,000 | $ 19,000 |
| Ralls County Missouri | 9 | $ 632,000 | $ 70,000 | $ 27,000 |
| Lincoln County Missouri | 7 | $ 613,000 | $ 87,000 | $ 39,000 |
| Cook County Illinois | 6 | $ 489,000 | $ 81,000 | $ 58,000 |
| Macoupin County Illinois | 6 | $ 431,000 | $ 71,000 | $ 31,000 |
| Massac County Illinois | 6 | $ 448,000 | $ 74,000 | $ 21,000 |
| Morgan County Illinois | 6 | $ 334,000 | $ 55,000 | $ 7,000 |
| Boone County Missouri | 6 | $ 664,000 | $ 110,000 | $ 44,000 |
| Howell County Missouri | 6 | $ 383,000 | $ 63,000 | $ 67,000 |
| Macon County Illinois | 5 | $ 258,000 | $ 51,000 | $ 18,000 |
| Pike County Illinois | 5 | $ 442,000 | $ 88,000 | $ 40,000 |
| Jackson County Missouri | 5 | $ 321,000 | $ 64,000 | $ 16,000 |
| Lewis County Missouri | 5 | $ 248,000 | $ 49,000 | $ 29,000 |
| Adair County Missouri | 4 | $ 224,000 | $ 56,000 | $ 33,000 |
| Butler County Missouri | 4 | $ 165,000 | $ 41,000 | $ 8,000 |
| Monroe County Missouri | 4 | $ 319,000 | $ 79,000 | $ 39,000 |
| Taney County Missouri | 4 | $ 246,000 | $ 61,000 | $ 34,000 |
| Warren County Missouri | 4 | $ 244,000 | $ 61,000 | $ 22,000 |
| Clinton County Illinois | 3 | $ 244,000 | $ 81,000 | $ 44,000 |
| Monroe County Illinois | 3 | $ 324,000 | $ 108,000 | $ 64,000 |
| Schuyler County Illinois | 3 | $ 182,000 | $ 60,000 | $ 50,000 |
| Crawford County Missouri | 3 | $ 198,000 | $ 66,000 | $ 40,000 |
| Phelps County Missouri | 3 | $ 302,000 | $ 100,000 | $ 86,000 |
| St. Francois County Missouri | 3 | $ 150,000 | $ 50,000 | $ 49,000 |
| Stoddard County Missouri | 3 | $ 122,000 | $ 40,000 | $ 38,000 |
| Webster County Missouri | 3 | $ 160,000 | $ 53,000 | $ 11,000 |
| Christian County Illinois | 2 | $ 58,000 | $ 29,000 | $ 35,000 |
| De Witt County Illinois | 2 | $ 184,000 | $ 92,000 | $ 30,000 |
| Greene County Illinois | 2 | $ 76,000 | $ 38,000 | $ 13,000 |
| Jersey County Illinois | 2 | $ 65,000 | $ 32,000 | $ 15,000 |
| Johnson County Illinois | 2 | $ 144,000 | $ 72,000 | $ 0 |
| Pulaski County Illinois | 2 | $ 84,000 | $ 42,000 | $ 0 |
| Saline County Illinois | 2 | $ 66,000 | $ 33,000 | $ 16,000 |
| Williamson County Illinois | 2 | $ 68,000 | $ 34,000 | $ 26,000 |
| Livingston County Kentucky | 2 | $ 114,000 | $ 57,000 | $ 10,000 |
| Camden County Missouri | 2 | $ 100,000 | $ 50,000 | $ 77,000 |
| Jasper County Missouri | 2 | $ 125,000 | $ 62,000 | $ 0 |
| Polk County Missouri | 2 | $ 121,000 | $ 60,000 | $ 45,000 |
| Pulaski County Missouri | 2 | $ 93,000 | $ 46,000 | $ 62,000 |
| Scott County Missouri | 2 | $ 73,000 | $ 36,000 | $ 39,000 |
| Texas County Missouri | 2 | $ 91,000 | $ 45,000 | $ 13,000 |
| Bond County Illinois | 1 | $ 27,000 | $ 27,000 | $ 14,000 |
| Brown County Illinois | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Champaign County Illinois | 1 | $ 64,000 | $ 64,000 | $ 26,000 |
| DuPage County Illinois | 1 | $ 82,000 | $ 82,000 | $ 44,000 |
| Franklin County Illinois | 1 | $ 41,000 | $ 41,000 | $ 28,000 |
| Jackson County Illinois | 1 | $ 45,000 | $ 45,000 | $ 59,000 |
| Marion County Illinois | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Montgomery County Illinois | 1 | $ 64,000 | $ 64,000 | $ 29,000 |
| Perry County Illinois | 1 | $ 70,000 | $ 70,000 | $ 68,000 |
| Pope County Illinois | 1 | $ 53,000 | $ 53,000 | $ 48,000 |
| Shelby County Illinois | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Tazewell County Illinois | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Washington County Illinois | 1 | $ 83,000 | $ 83,000 | $ 67,000 |
| Emmet County Iowa | 1 | $ 59,000 | $ 59,000 | $ 42,000 |
| Linn County Iowa | 1 | $ 56,000 | $ 56,000 | $ 71,000 |
| Cape Girardeau County Missouri | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Clay County Missouri | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Cole County Missouri | 1 | $ 72,000 | $ 72,000 | $ 56,000 |
| Howard County Missouri | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Lawrence County Missouri | 1 | $ 60,000 | $ 60,000 | $ 41,000 |
| Newton County Missouri | 1 | $ 24,000 | $ 24,000 | $ 50,000 |
| Pike County Missouri | 1 | $ 93,000 | $ 93,000 | $ 58,000 |
| Stone County Missouri | 1 | $ 60,000 | $ 60,000 | $ 186,000 |
| Wright County Missouri | 1 | $ 30,000 | $ 30,000 | $ 0 |
Mortgage Loan Application Detail Totals for Delmar Financial Company in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,590 | $112,251,000 | $61,000 | $555,000 | $26,800 | $355,000 |
| Home Purchase (one-to-four family) | 184 | $15,458,000 | $89,750 | $240,000 | $39,500 | $164,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,220 | $89,681,000 | $66,800 | $555,000 | $26,800 | $355,000 |
| Black | 414 | $28,394,000 | $64,000 | $252,000 | $29,000 | $138,000 |
| Hispanic | 59 | $4,455,000 | $67,500 | $230,000 | $27,750 | $126,000 |
| Other | 38 | $2,402,000 | $50,666 | $144,000 | $31,333 | $139,000 |
| American Indian or Alaskan Native | 31 | $2,005,000 | $65,000 | $124,000 | $47,000 | $116,000 |
| Asian or Pacific Islander | 12 | $772,000 | $62,000 | $99,000 | $29,500 | $78,000 |
| Information not provided by applicant in mail or telephone application | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 927 | $59,099,000 | $65,000 | $188,000 | $15,800 | $126,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 652 | $53,544,000 | $69,000 | $555,000 | $45,000 | $355,000 |
| VA-guaranteed (Veterans Administration) | 195 | $15,066,000 | $74,250 | $230,000 | $23,500 | $116,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,122 | $82,569,000 | $65,800 | $555,000 | $31,400 | $355,000 |
| Application Withdrawn By Applicant | 534 | $36,772,000 | $65,400 | $300,000 | $25,600 | $280,000 |
| Application Denied By Financial Institution | 116 | $8,153,000 | $57,250 | $218,000 | $18,750 | $101,000 |
| Application Approved But Not Accepted | 2 | $215,000 | $107,000 | $115,000 | $31,000 | $33,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 87 | $5,974,000 | $54,000 | $218,000 | $11,333 | $101,000 |
| Debt-To-Income Ratio | 10 | $934,000 | $80,000 | $160,000 | $20,000 | $45,000 |
| Other | 7 | $461,000 | $66,500 | $124,000 | $26,500 | $72,000 |
| Credit Application Incomplete | 5 | $267,000 | $53,000 | $84,000 | $6,000 | $50,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $164,000 | $51,500 | $74,000 | $14,500 | $58,000 |
| Mortgage Insurance Denied | 1 | $122,000 | $122,000 | $122,000 | $29,000 | $29,000 |
| Unverifiable Information | 1 | $44,000 | $44,000 | $44,000 | $0 | $0 |
| Collateral | 1 | $153,000 | $153,000 | $153,000 | $24,000 | $24,000 |
| Employment History | 1 | $34,000 | $34,000 | $34,000 | $21,000 | $21,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Delmar Financial Company's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Delmar Financial Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.