Find mortgage loan statistics, lending data, and loan application totals for Massachusetts.
The mortgage statistics and data below are specific to mortgage loan applications for Digital Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Digital Federal Credit Union 220 Donald Lynch Boulevard Marlborough, MA 01752 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 14,021 |
Total Mortgage Loan Application Amount | $2,879,045,000 |
Average Mortgage Loan Application Amount | $176,333 |
Highest Mortgage Loan Application Amount | $23,705,000 |
Average Applicant Income | $109,166 |
Highest Applicant Income | $2,482,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Wilson County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 95,000 |
Cass County North Dakota | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
Belmont County Ohio | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
Crawford County Ohio | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
Greene County Ohio | 1 | $ 185,000 | $ 185,000 | $ 125,000 |
Licking County Ohio | 1 | $ 35,000 | $ 35,000 | $ 77,000 |
Mahoning County Ohio | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
Portage County Ohio | 1 | $ 125,000 | $ 125,000 | $ 225,000 |
Preble County Ohio | 1 | $ 105,000 | $ 105,000 | $ 101,000 |
Stark County Ohio | 1 | $ 285,000 | $ 285,000 | $ 160,000 |
Cleveland County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
Delaware County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
Kay County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 110,000 |
Pontotoc County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
Washington County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 131,000 |
Hood River County Oregon | 1 | $ 105,000 | $ 105,000 | $ 139,000 |
Jackson County Oregon | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
Lane County Oregon | 1 | $ 245,000 | $ 245,000 | $ 82,000 |
Linn County Oregon | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
Marion County Oregon | 1 | $ 315,000 | $ 315,000 | $ 95,000 |
Bedford County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 139,000 |
Butler County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 113,000 |
Centre County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 145,000 |
Jefferson County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 222,000 |
Lancaster County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 190,000 |
Lebanon County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 74,000 |
Lehigh County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 140,000 |
Lycoming County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 96,000 |
Monroe County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 92,000 |
Schuylkill County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 16,000 |
Westmoreland County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 155,000 |
Barnwell County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
Florence County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 285,000 |
Laurens County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 89,000 |
McCormick County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 82,000 |
Sumter County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 91,000 |
Brown County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 116,000 |
Day County South Dakota | 1 | $ 135,000 | $ 135,000 | $ 125,000 |
Lincoln County South Dakota | 1 | $ 585,000 | $ 585,000 | $ 152,000 |
Blount County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 97,000 |
Fayette County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
Montgomery County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 180,000 |
Sevier County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 116,000 |
Sumner County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
Bell County Texas | 1 | $ 55,000 | $ 55,000 | $ 102,000 |
El Paso County Texas | 1 | $ 235,000 | $ 235,000 | $ 129,000 |
Hidalgo County Texas | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
Limestone County Texas | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
Martin County Texas | 1 | $ 55,000 | $ 55,000 | $ 94,000 |
Oldham County Texas | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
Reeves County Texas | 1 | $ 135,000 | $ 135,000 | $ 446,000 |
San Saba County Texas | 1 | $ 85,000 | $ 85,000 | $ 95,000 |
Waller County Texas | 1 | $ 315,000 | $ 315,000 | $ 129,000 |
Davis County Utah | 1 | $ 165,000 | $ 165,000 | $ 161,000 |
Summit County Utah | 1 | $ 25,000 | $ 25,000 | $ 183,000 |
Addison County Vermont | 1 | $ 275,000 | $ 275,000 | $ 124,000 |
Bennington County Vermont | 1 | $ 65,000 | $ 65,000 | $ 154,000 |
Caledonia County Vermont | 1 | $ 195,000 | $ 195,000 | $ 220,000 |
Campbell County Virginia | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
Chesapeake County Virginia | 1 | $ 25,000 | $ 25,000 | $ 98,000 |
Hanover County Virginia | 1 | $ 375,000 | $ 375,000 | $ 103,000 |
James City County Virginia | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
Lynchburg County Virginia | 1 | $ 185,000 | $ 185,000 | $ 99,000 |
Newport News County Virginia | 1 | $ 215,000 | $ 215,000 | $ 127,000 |
Petersburg County Virginia | 1 | $ 35,000 | $ 35,000 | $ 147,000 |
Stafford County Virginia | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
Suffolk County Virginia | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
Tazewell County Virginia | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
Warren County Virginia | 1 | $ 15,000 | $ 15,000 | $ 103,000 |
Benton County Washington | 1 | $ 375,000 | $ 375,000 | $ 92,000 |
Chelan County Washington | 1 | $ 315,000 | $ 315,000 | $ 94,000 |
Clark County Washington | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
Klickitat County Washington | 1 | $ 485,000 | $ 485,000 | $ 121,000 |
Okanogan County Washington | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
Pierce County Washington | 1 | $ 385,000 | $ 385,000 | $ 177,000 |
Spokane County Washington | 1 | $ 25,000 | $ 25,000 | $ 18,000 |
Whitman County Washington | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
Kanawha County West Virginia | 1 | $ 335,000 | $ 335,000 | $ 183,000 |
Monongalia County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 153,000 |
Brown County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 116,000 |
Fond du Lac County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 69,000 |
Washington County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 165,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Massachusetts,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 3,807 | $1,206,165,000 | $316,000 | $21,665,000 | $133,000 | $2,482,000 |
Home Improvement | 3,158 | $208,770,000 | $66,000 | $2,875,000 | $127,000 | $1,826,000 |
Cash-out Refinancing | 2,985 | $592,605,000 | $198,000 | $1,505,000 | $134,000 | $1,100,000 |
Refinancing | 2,064 | $723,810,000 | $350,000 | $23,705,000 | $140,000 | $1,840,000 |
Other Purpose | 2,006 | $147,640,000 | $73,000 | $2,005,000 | $121,000 | $1,461,000 |
Not Applicable | 1 | $55,000 | $55,000 | $55,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 7,016 | $1,072,140,000 | $152,000 | $2,005,000 | $126,000 | $1,840,000 |
Asian | 2,349 | $590,595,000 | $251,000 | $1,375,000 | $150,000 | $1,196,000 |
Not Provided | 2,069 | $477,065,000 | $230,000 | $1,725,000 | $137,000 | $1,461,000 |
Hispanic | 767 | $106,475,000 | $138,000 | $865,000 | $88,000 | $400,000 |
Black or African American | 571 | $97,975,000 | $171,000 | $1,505,000 | $105,000 | $464,000 |
Not applicable | 84 | $206,180,000 | $2,454,000 | $23,705,000 | $0 | $0 |
American Indian or Alaskan Native | 45 | $5,005,000 | $111,000 | $605,000 | $109,000 | $300,000 |
Native Hawaiian or Other Pacific Islander | 10 | $2,260,000 | $226,000 | $645,000 | $165,000 | $360,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,009 | $2,875,445,000 | $205,000 | $23,705,000 | $131,000 | $2,482,000 |
VA-guaranteed (Veterans Administration) | 12 | $3,600,000 | $300,000 | $475,000 | $69,000 | $111,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 7,228 | $1,417,850,000 | $196,000 | $23,705,000 | $138,000 | $1,826,000 |
Application Withdrawn By Applicant | 2,772 | $717,310,000 | $258,000 | $1,575,000 | $140,000 | $2,482,000 |
Application Denied By Financial Institution | 2,369 | $342,325,000 | $144,000 | $5,005,000 | $95,000 | $1,377,000 |
File Closed For Incompleteness | 1,443 | $370,405,000 | $256,000 | $1,575,000 | $142,000 | $946,000 |
Application Approved But Not Accepted | 207 | $30,955,000 | $149,000 | $765,000 | $130,000 | $351,000 |
Loan Purchased By The Institution | 2 | $200,000 | $100,000 | $145,000 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 11,652 | $2,536,720,000 | $217,000 | $23,705,000 | $139,000 | $2,482,000 |
Debt-To-Income Ratio | 1,028 | $179,850,000 | $174,000 | $1,205,000 | $68,000 | $459,000 |
Other | 541 | $48,945,000 | $90,000 | $2,005,000 | $115,000 | $1,377,000 |
Collateral | 384 | $31,010,000 | $80,000 | $1,125,000 | $132,000 | $510,000 |
Credit History | 350 | $64,630,000 | $184,000 | $935,000 | $104,000 | $1,100,000 |
Employment History | 39 | $6,055,000 | $155,000 | $525,000 | $76,000 | $210,000 |
Unverifiable Information | 11 | $2,665,000 | $242,000 | $665,000 | $86,000 | $180,000 |
Insufficient Cash (Downpayment, Closing Cost) | 10 | $3,280,000 | $328,000 | $565,000 | $116,000 | $251,000 |
Credit Application Incomplete | 5 | $5,515,000 | $1,103,000 | $5,005,000 | $123,000 | $237,000 |
Mortgage Insurance Denied | 1 | $375,000 | $375,000 | $375,000 | $105,000 | $105,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Massachusetts, and search similar information at your convenience.