Dignified Home Loans LLC Mortgage Lending & HMDA Data, 2017

In 2017, Dignified Home Loans LLC of Westlake Village, CA reported 1,292 mortgage applications totaling $341.4 million, down 22% from 2016. The average application was for $264,243, and applicants reported an average income of $128,424. 70% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (395), Oxnard-Thousand Oaks-Ventura, CA (277) and Bakersfield, CA (204) (applications in parentheses).

Mortgage Company & Address Dignified Home Loans LLC
1 Baxter Way, Suite 120
Westlake Village, CA 91362
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 1,292
Total Mortgage Loan Application Amount $341,402,000
Average Mortgage Loan Application Amount $264,243
Highest Mortgage Loan Application Amount $2,310,000
Average Applicant Income $128,424
Highest Applicant Income $1,176,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Dignified Home Loans LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Dignified Home Loans LLC by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 395 $ 100,151,000 $ 253,546 $ 114,000
Ventura, California 278 $ 96,318,000 $ 346,467 $ 124,000
Kern, California 205 $ 39,208,000 $ 191,258 $ 123,000
Clark, Nevada 80 $ 17,934,000 $ 224,175 $ 98,000
San Bernardino, California 66 $ 10,937,000 $ 165,712 $ 151,000
Riverside, California 45 $ 10,991,000 $ 244,244 $ 188,000
Sacramento, California 30 $ 8,811,000 $ 293,700 $ 172,000
Shasta, California 26 $ 5,523,000 $ 212,423 $ 76,000
El Dorado, California 22 $ 6,714,000 $ 305,181 $ 190,000
Santa Cruz, California 13 $ 6,678,000 $ 513,692 $ 230,000
Carson City, Nevada 12 $ 3,020,000 $ 251,666 $ 140,000
Placer, California 11 $ 3,858,000 $ 350,727 $ 118,000
Trinity, California 9 $ 1,562,000 $ 173,555 $ 140,000
Monterey, California 8 $ 3,271,000 $ 408,875 $ 108,000
San Diego, California 8 $ 2,615,000 $ 326,875 $ 109,000
Douglas, Nevada 8 $ 1,839,000 $ 229,875 $ 261,000
Orange, California 6 $ 2,735,000 $ 455,833 $ 420,000
San Joaquin, California 6 $ 1,080,000 $ 180,000 $ 220,000
Fresno, California 4 $ 540,000 $ 135,000 $ 60,000
Lyon, Nevada 4 $ 678,000 $ 169,500 $ 427,000
Solano, California 3 $ 927,000 $ 309,000 $ 128,000
Tehama, California 3 $ 561,000 $ 187,000 $ 152,000
Alameda, California 2 $ 1,035,000 $ 517,500 $ 181,000
Calaveras, California 2 $ 528,000 $ 264,000 $ 77,000
Humboldt, California 2 $ 521,000 $ 260,500 $ 144,000
San Benito, California 2 $ 939,000 $ 469,500 $ 132,000
Santa Clara, California 2 $ 1,306,000 $ 653,000 $ 152,000
Sonoma, California 2 $ 969,000 $ 484,500 $ 149,000
Churchill, Nevada 2 $ 370,000 $ 185,000 $ 351,000
Washoe, Nevada 2 $ 479,000 $ 239,500 $ 49,000
Snohomish, Washington 2 $ 511,000 $ 255,500 $ 72,000
Alpine, California 1 $ 194,000 $ 194,000 $ 35,000
Butte, California 1 $ 364,000 $ 364,000 $ 88,000
Del Norte, California 1 $ 261,000 $ 261,000 $ 69,000
Madera, California 1 $ 500,000 $ 500,000 $ 163,000
Mariposa, California 1 $ 500,000 $ 500,000 $ 163,000
Merced, California 1 $ 261,000 $ 261,000 $ 58,000
San Luis Obispo, California 1 $ 184,000 $ 184,000 $ 34,000
Santa Barbara, California 1 $ 424,000 $ 424,000 $ 94,000
Yuba, California 1 $ 175,000 $ 175,000 $ 62,000
Henry, Illinois 1 $ 121,000 $ 121,000 $ 107,000
Knox, Illinois 1 $ 179,000 $ 179,000 $ 91,000
Nye, Nevada 1 $ 206,000 $ 206,000 $ 78,000
Josephine, Oregon 1 $ 256,000 $ 256,000 $ 72,000
Lane, Oregon 1 $ 156,000 $ 156,000 $ 60,000
Multnomah, Oregon 1 $ 338,000 $ 338,000 $ 113,000
King, Washington 1 $ 358,000 $ 358,000 $ 78,000
Lewis, Washington 1 $ 182,000 $ 182,000 $ 47,000

Mortgage Loan Application Detail Totals for Dignified Home Loans LLC in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 912 $228,077,000 $250,000 $1,020,000 $120,000 $1,116,000
Refinancing 305 $91,764,000 $300,000 $1,100,000 $137,000 $1,176,000
Home Improvement 75 $21,561,000 $287,000 $2,310,000 $196,000 $996,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 509 $143,713,000 $282,000 $1,114,000 $135,000 $1,152,000
Hispanic 506 $122,263,000 $241,000 $1,000,000 $120,000 $1,176,000
Asian 102 $27,154,000 $266,000 $636,000 $120,000 $648,000
Black or African American 71 $12,117,000 $170,000 $491,000 $101,000 $636,000
Not Provided 69 $24,314,000 $352,000 $896,000 $170,000 $1,116,000
American Indian or Alaskan Native 16 $5,507,000 $344,000 $2,310,000 $145,000 $603,000
Native Hawaiian or Other Pacific Islander 13 $4,258,000 $327,000 $606,000 $162,000 $936,000
Not applicable 6 $2,076,000 $346,000 $424,000 $102,000 $150,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 821 $208,717,000 $254,000 $2,310,000 $136,000 $1,176,000
FHA-insured (Federal Housing Administration) 331 $90,435,000 $273,000 $613,000 $120,000 $1,152,000
VA-guaranteed (Veterans Administration) 116 $36,518,000 $314,000 $717,000 $103,000 $648,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 24 $5,732,000 $238,000 $428,000 $109,000 $996,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 900 $235,569,000 $261,000 $1,020,000 $103,000 $984,000
Application Withdrawn By Applicant 210 $58,215,000 $277,000 $2,310,000 $153,000 $984,000
Application Approved But Not Accepted 76 $18,582,000 $244,000 $718,000 $188,000 $1,080,000
Application Denied By Financial Institution 69 $19,687,000 $285,000 $1,114,000 $205,000 $1,116,000
File Closed For Incompleteness 29 $7,264,000 $250,000 $961,000 $408,000 $1,176,000
Preapproval Approved but not Accepted 6 $1,825,000 $304,000 $526,000 $85,000 $110,000
Loan Purchased By The Institution 2 $260,000 $130,000 $252,000 $60,000 $63,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 25 $7,225,000 $289,000 $1,100,000 $167,000 $636,000
Collateral 10 $3,888,000 $388,000 $785,000 $145,000 $300,000
Credit History 10 $2,591,000 $259,000 $576,000 $164,000 $960,000
Credit Application Incomplete 4 $1,888,000 $472,000 $700,000 $189,000 $313,000
Insufficient Cash (Downpayment, Closing Cost) 3 $333,000 $111,000 $176,000 $416,000 $552,000
Unverifiable Information 3 $845,000 $281,000 $504,000 $349,000 $480,000
Other 1 $173,000 $173,000 $173,000 $191,000 $191,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Dignified Home Loans LLC's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Dignified Home Loans LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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