Dignified Home Loans, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Dignified Home Loans, Llc 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Dignified Home Loans, Llc 1 Baxter Way, Suite 120 Westlake Village, CA 91362 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 5,399 |
| Total Mortgage Loan Application Amount | $1,741,905,000 |
| Average Mortgage Loan Application Amount | $310,250 |
| Highest Mortgage Loan Application Amount | $1,805,000 |
| Average Applicant Income | $90,750 |
| Highest Applicant Income | $1,350,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Dignified Home Loans, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Dignified Home Loans, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Dignified Home Loans, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Dignified Home Loans, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Dignified Home Loans, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Dignified Home Loans, Llc's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kern County California | 1,473 | $ 338,675,000 | $ 229,000 | $ 91,000 |
| Ventura County California | 723 | $ 289,745,000 | $ 400,000 | $ 114,000 |
| Los Angeles County California | 603 | $ 223,365,000 | $ 370,000 | $ 121,000 |
| Clark County Nevada | 388 | $ 91,630,000 | $ 236,000 | $ 78,000 |
| Orange County California | 363 | $ 170,395,000 | $ 469,000 | $ 149,000 |
| San Luis Obispo County California | 299 | $ 119,675,000 | $ 400,000 | $ 131,000 |
| Riverside County California | 293 | $ 96,565,000 | $ 329,000 | $ 97,000 |
| San Diego County California | 232 | $ 98,730,000 | $ 425,000 | $ 131,000 |
| San Joaquin County California | 170 | $ 41,970,000 | $ 246,000 | $ 84,000 |
| San Bernardino County California | 163 | $ 49,305,000 | $ 302,000 | $ 115,000 |
| Shasta County California | 137 | $ 29,335,000 | $ 214,000 | $ 82,000 |
| Sacramento County California | 76 | $ 25,780,000 | $ 339,000 | $ 105,000 |
| Santa Barbara County California | 72 | $ 26,470,000 | $ 367,000 | $ 116,000 |
| Monterey County California | 41 | $ 21,135,000 | $ 515,000 | $ 147,000 |
| Fresno County California | 29 | $ 6,875,000 | $ 237,000 | $ 110,000 |
| El Dorado County California | 26 | $ 8,370,000 | $ 321,000 | $ 107,000 |
| Contra Costa County California | 20 | $ 9,200,000 | $ 460,000 | $ 110,000 |
| Douglas County Nevada | 20 | $ 7,170,000 | $ 358,000 | $ 132,000 |
| Maricopa County Arizona | 15 | $ 3,805,000 | $ 253,000 | $ 200,000 |
| Santa Cruz County California | 15 | $ 8,245,000 | $ 549,000 | $ 176,000 |
| Placer County California | 13 | $ 4,415,000 | $ 339,000 | $ 187,000 |
| Alameda County California | 11 | $ 5,355,000 | $ 486,000 | $ 140,000 |
| Carson City County Nevada | 11 | $ 2,585,000 | $ 235,000 | $ 68,000 |
| Stanislaus County California | 10 | $ 3,020,000 | $ 302,000 | $ 93,000 |
| Tulare County California | 10 | $ 2,280,000 | $ 228,000 | $ 114,000 |
| Santa Clara County California | 9 | $ 5,425,000 | $ 602,000 | $ 160,000 |
| Ada County Idaho | 9 | $ 3,735,000 | $ 415,000 | $ 102,000 |
| Calaveras County California | 8 | $ 2,300,000 | $ 287,000 | $ 98,000 |
| Mohave County Arizona | 7 | $ 1,425,000 | $ 203,000 | $ 89,000 |
| Marion County Oregon | 7 | $ 2,545,000 | $ 363,000 | $ 111,000 |
| Butte County California | 6 | $ 1,010,000 | $ 168,000 | $ 87,000 |
| Kings County California | 6 | $ 1,590,000 | $ 265,000 | $ 93,000 |
| Nye County Nevada | 6 | $ 770,000 | $ 128,000 | $ 59,000 |
| Merced County California | 5 | $ 1,195,000 | $ 239,000 | $ 109,000 |
| Mono County California | 5 | $ 1,925,000 | $ 385,000 | $ 510,000 |
| Tehama County California | 5 | $ 1,505,000 | $ 301,000 | $ 110,000 |
| Tuolumne County California | 5 | $ 645,000 | $ 129,000 | $ 131,000 |
| Washington County Utah | 5 | $ 1,575,000 | $ 315,000 | $ 176,000 |
| San Benito County California | 4 | $ 1,900,000 | $ 475,000 | $ 172,000 |
| Kootenai County Idaho | 4 | $ 1,360,000 | $ 340,000 | $ 173,000 |
| Lyon County Nevada | 4 | $ 940,000 | $ 235,000 | $ 74,000 |
| Washoe County Nevada | 4 | $ 1,360,000 | $ 340,000 | $ 52,000 |
| Washington County Oregon | 4 | $ 1,330,000 | $ 332,000 | $ 141,000 |
| Salt Lake County Utah | 4 | $ 1,190,000 | $ 297,000 | $ 145,000 |
| Madera County California | 3 | $ 675,000 | $ 225,000 | $ 113,000 |
| Sonoma County California | 3 | $ 1,525,000 | $ 508,000 | $ 124,000 |
| Yolo County California | 3 | $ 1,225,000 | $ 408,000 | $ 151,000 |
| El Paso County Colorado | 3 | $ 1,165,000 | $ 388,000 | $ 114,000 |
| Storey County Nevada | 3 | $ 1,085,000 | $ 361,000 | $ 58,000 |
| King County Washington | 3 | $ 735,000 | $ 245,000 | $ 273,000 |
| Navajo County Arizona | 2 | $ 540,000 | $ 270,000 | $ 64,000 |
| Alpine County California | 2 | $ 510,000 | $ 255,000 | $ 63,000 |
| Del Norte County California | 2 | $ 400,000 | $ 200,000 | $ 63,000 |
| Glenn County California | 2 | $ 670,000 | $ 335,000 | $ 144,000 |
| Mariposa County California | 2 | $ 520,000 | $ 260,000 | $ 114,000 |
| Nevada County California | 2 | $ 630,000 | $ 315,000 | $ 101,000 |
| San Mateo County California | 2 | $ 640,000 | $ 320,000 | $ 171,000 |
| Solano County California | 2 | $ 760,000 | $ 380,000 | $ 75,000 |
| Weld County Colorado | 2 | $ 590,000 | $ 295,000 | $ 77,000 |
| Peoria County Illinois | 2 | $ 320,000 | $ 160,000 | $ 107,000 |
| Benton County Oregon | 2 | $ 630,000 | $ 315,000 | $ 481,000 |
| Deschutes County Oregon | 2 | $ 800,000 | $ 400,000 | $ 91,000 |
| Multnomah County Oregon | 2 | $ 790,000 | $ 395,000 | $ 164,000 |
| Kane County Utah | 2 | $ 340,000 | $ 170,000 | $ 64,000 |
| Clallam County Washington | 2 | $ 660,000 | $ 330,000 | $ 114,000 |
| Gila County Arizona | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Pima County Arizona | 1 | $ 215,000 | $ 215,000 | $ 87,000 |
| Yavapai County Arizona | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Yuma County Arizona | 1 | $ 325,000 | $ 325,000 | $ 475,000 |
| Inyo County California | 1 | $ 295,000 | $ 295,000 | $ 86,000 |
| Lake County California | 1 | $ 335,000 | $ 335,000 | $ 61,000 |
| Marin County California | 1 | $ 655,000 | $ 655,000 | $ 295,000 |
| Modoc County California | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Plumas County California | 1 | $ 335,000 | $ 335,000 | $ 148,000 |
| San Francisco County California | 1 | $ 405,000 | $ 405,000 | $ 278,000 |
| Sierra County California | 1 | $ 405,000 | $ 405,000 | $ 141,000 |
| Siskiyou County California | 1 | $ 105,000 | $ 105,000 | $ 141,000 |
| Sutter County California | 1 | $ 515,000 | $ 515,000 | $ 187,000 |
| Yuba County California | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Denver County Colorado | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| Douglas County Colorado | 1 | $ 295,000 | $ 295,000 | $ 136,000 |
| Jefferson County Colorado | 1 | $ 305,000 | $ 305,000 | $ 104,000 |
| Mesa County Colorado | 1 | $ 135,000 | $ 135,000 | $ 147,000 |
| Boise County Idaho | 1 | $ 165,000 | $ 165,000 | $ 92,000 |
| Idaho County Idaho | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Lemhi County Idaho | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| Washington County Idaho | 1 | $ 405,000 | $ 405,000 | $ 160,000 |
| Fulton County Illinois | 1 | $ 135,000 | $ 135,000 | $ 27,000 |
| Woodford County Illinois | 1 | $ 395,000 | $ 395,000 | $ 67,000 |
| Josephine County Oregon | 1 | $ 415,000 | $ 415,000 | $ 147,000 |
| Lane County Oregon | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Lincoln County Oregon | 1 | $ 205,000 | $ 205,000 | $ 127,000 |
| Linn County Oregon | 1 | $ 275,000 | $ 275,000 | $ 481,000 |
| Chelan County Washington | 1 | $ 455,000 | $ 455,000 | $ 337,000 |
| Pierce County Washington | 1 | $ 295,000 | $ 295,000 | $ 120,000 |
| Spokane County Washington | 1 | $ 155,000 | $ 155,000 | $ 146,000 |
Mortgage Loan Application Detail Totals for Dignified Home Loans, Llc in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,258 | $802,620,000 | $355,000 | $1,805,000 | $112,000 | $1,311,000 |
| Home Purchase | 2,200 | $634,730,000 | $288,000 | $1,505,000 | $102,000 | $1,350,000 |
| Cash-out Refinancing | 939 | $304,005,000 | $323,000 | $1,125,000 | $117,000 | $987,000 |
| Other Purpose | 2 | $550,000 | $275,000 | $285,000 | $32,000 | $38,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,111 | $1,034,465,000 | $332,000 | $1,805,000 | $121,000 | $1,350,000 |
| Hispanic | 1,476 | $431,330,000 | $292,000 | $995,000 | $88,000 | $424,000 |
| Asian | 444 | $142,380,000 | $320,000 | $765,000 | $107,000 | $960,000 |
| Not Provided | 166 | $72,180,000 | $434,000 | $1,075,000 | $92,000 | $577,000 |
| Black or African American | 160 | $48,970,000 | $306,000 | $715,000 | $89,000 | $281,000 |
| Native Hawaiian or Other Pacific Islander | 21 | $5,995,000 | $285,000 | $515,000 | $112,000 | $288,000 |
| American Indian or Alaskan Native | 20 | $6,420,000 | $321,000 | $1,025,000 | $117,000 | $330,000 |
| Not applicable | 1 | $165,000 | $165,000 | $165,000 | $13,000 | $13,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,161 | $1,331,815,000 | $320,000 | $1,805,000 | $121,000 | $1,350,000 |
| FHA-insured (Federal Housing Administration) | 797 | $248,435,000 | $311,000 | $995,000 | $70,000 | $290,000 |
| VA-guaranteed (Veterans Administration) | 410 | $153,920,000 | $375,000 | $1,325,000 | $59,000 | $322,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 31 | $7,735,000 | $249,000 | $435,000 | $66,000 | $123,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,328 | $1,416,980,000 | $327,000 | $1,325,000 | $110,000 | $1,311,000 |
| Application Withdrawn By Applicant | 739 | $225,555,000 | $305,000 | $1,805,000 | $103,000 | $987,000 |
| Application Approved But Not Accepted | 207 | $64,725,000 | $312,000 | $1,105,000 | $111,000 | $1,278,000 |
| Application Denied By Financial Institution | 125 | $34,645,000 | $277,000 | $715,000 | $91,000 | $1,350,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,274 | $1,707,260,000 | $323,000 | $1,805,000 | $109,000 | $1,311,000 |
| Debt-To-Income Ratio | 34 | $9,900,000 | $291,000 | $715,000 | $108,000 | $1,350,000 |
| Collateral | 25 | $7,105,000 | $284,000 | $645,000 | $90,000 | $211,000 |
| Other | 23 | $6,225,000 | $270,000 | $705,000 | $91,000 | $176,000 |
| Employment History | 19 | $5,025,000 | $264,000 | $455,000 | $77,000 | $362,000 |
| Credit History | 9 | $3,165,000 | $351,000 | $545,000 | $77,000 | $253,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,140,000 | $190,000 | $325,000 | $61,000 | $159,000 |
| Credit Application Incomplete | 5 | $1,035,000 | $207,000 | $375,000 | $103,000 | $192,000 |
| Unverifiable Information | 4 | $1,050,000 | $262,000 | $345,000 | $61,000 | $136,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Dignified Home Loans, Llc's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Dignified Home Loans, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.