Dovenmuehle Funding, Inc Mortgage Lending & HMDA Data, 2004

In 2004, Dovenmuehle Funding, Inc of Lake Zurich, IL reported 351 mortgage applications totaling $37.6 million, down 92% from 2003. The average application was for $107,150, and applicants reported an average income of $71,603. 59% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (44), Atlanta-Sandy Springs-Marietta, GA (31) and Shreveport-Bossier City, LA (7) (applications in parentheses).

Mortgage Company & Address Dovenmuehle Funding, Inc
1 Corporate Drive Suite 360
Lake Zurich, IL 60047
Federal Regulator * available with data download
Years 2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 351
Total Mortgage Loan Application Amount $37,610,000
Average Mortgage Loan Application Amount $107,150
Highest Mortgage Loan Application Amount $334,000
Average Applicant Income $71,603
Highest Applicant Income $1,404,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Dovenmuehle Funding, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Dovenmuehle Funding, Inc by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 34 $ 3,338,000 $ 98,176 $ 52,000
Fairfax, Virginia 9 $ 1,429,000 $ 158,777 $ 72,000
Los Angeles, California 6 $ 843,000 $ 140,500 $ 49,000
Fulton, Georgia 5 $ 685,000 $ 137,000 $ 102,000
Gwinnett, Georgia 5 $ 771,000 $ 154,200 $ 84,000
DuPage, Illinois 5 $ 542,000 $ 108,400 $ 78,000
Orange, California 4 $ 854,000 $ 213,500 $ 91,000
Hartford, Connecticut 4 $ 465,000 $ 116,250 $ 78,000
Miami-Dade, Florida 4 $ 358,000 $ 89,500 $ 67,000
Bossier, Louisiana 4 $ 277,000 $ 69,250 $ 52,000
Montgomery, Maryland 4 $ 791,000 $ 197,750 $ 151,000
Durham, North Carolina 4 $ 350,000 $ 87,500 $ 78,000
Lexington, South Carolina 4 $ 283,000 $ 70,750 $ 66,000
Dallas, Texas 4 $ 348,000 $ 87,000 $ 100,000
Madison, Alabama 3 $ 256,000 $ 85,333 $ 74,000
New Haven, Connecticut 3 $ 476,000 $ 158,666 $ 65,000
New London, Connecticut 3 $ 293,000 $ 97,666 $ 51,000
Broward, Florida 3 $ 292,000 $ 97,333 $ 35,000
Hillsborough, Florida 3 $ 270,000 $ 90,000 $ 73,000
Palm Beach, Florida 3 $ 368,000 $ 122,666 $ 185,000
Pinellas, Florida 3 $ 246,000 $ 82,000 $ 71,000
Cobb, Georgia 3 $ 195,000 $ 65,000 $ 37,000
DeKalb, Georgia 3 $ 313,000 $ 104,333 $ 60,000
Gordon, Georgia 3 $ 304,000 $ 101,333 $ 74,000
Henry, Georgia 3 $ 370,000 $ 123,333 $ 67,000
Walton, Georgia 3 $ 359,000 $ 119,666 $ 77,000
Kane, Illinois 3 $ 252,000 $ 84,000 $ 53,000
Prince George's, Maryland 3 $ 488,000 $ 162,666 $ 83,000
St. Charles, Missouri 3 $ 250,000 $ 83,333 $ 84,000
Providence, Rhode Island 3 $ 347,000 $ 115,666 $ 53,000
Marin, California 2 $ 184,000 $ 92,000 $ 177,000
San Mateo, California 2 $ 385,000 $ 192,500 $ 77,000
Stanislaus, California 2 $ 174,000 $ 87,000 $ 55,000
Jefferson, Colorado 2 $ 299,000 $ 149,500 $ 46,000
Lee, Florida 2 $ 129,000 $ 64,500 $ 46,000
Orange, Florida 2 $ 183,000 $ 91,500 $ 75,000
Bibb, Georgia 2 $ 146,000 $ 73,000 $ 74,000
Hall, Georgia 2 $ 179,000 $ 89,500 $ 55,000
Jackson, Georgia 2 $ 164,000 $ 82,000 $ 85,000
Adams, Illinois 2 $ 123,000 $ 61,500 $ 58,000
Coles, Illinois 2 $ 106,000 $ 53,000 $ 35,000
Will, Illinois 2 $ 170,000 $ 85,000 $ 59,000
Lake, Indiana 2 $ 176,000 $ 88,000 $ 82,000
Marion, Indiana 2 $ 74,000 $ 37,000 $ 40,000
Porter, Indiana 2 $ 330,000 $ 165,000 $ 114,000
Ascension, Louisiana 2 $ 102,000 $ 51,000 $ 67,000
De Soto, Louisiana 2 $ 101,000 $ 50,500 $ 19,000
Jefferson, Louisiana 2 $ 166,000 $ 83,000 $ 65,000
York, Maine 2 $ 249,000 $ 124,500 $ 62,000
Macomb, Michigan 2 $ 227,000 $ 113,500 $ 91,000
Oakland, Michigan 2 $ 275,000 $ 137,500 $ 77,000
Wayne, Michigan 2 $ 374,000 $ 187,000 $ 62,000
Dakota, Minnesota 2 $ 403,000 $ 201,500 $ 112,000
Hennepin, Minnesota 2 $ 173,000 $ 86,500 $ 42,000
Harrison, Mississippi 2 $ 220,000 $ 110,000 $ 89,000
Clark, Nevada 2 $ 141,000 $ 70,500 $ 64,000
New Hanover, North Carolina 2 $ 250,000 $ 125,000 $ 734,000
Wake, North Carolina 2 $ 319,000 $ 159,500 $ 123,000
Montgomery, Ohio 2 $ 205,000 $ 102,500 $ 108,000
Oklahoma, Oklahoma 2 $ 104,000 $ 52,000 $ 38,000
Shelby, Tennessee 2 $ 264,000 $ 132,000 $ 61,000
Harris, Texas 2 $ 162,000 $ 81,000 $ 101,000
Tarrant, Texas 2 $ 191,000 $ 95,500 $ 102,000
Webb, Texas 2 $ 163,000 $ 81,500 $ 77,000
Chesapeake, Virginia 2 $ 267,000 $ 133,500 $ 68,000
Hanover, Virginia 2 $ 247,000 $ 123,500 $ 91,000
James City, Virginia 2 $ 119,000 $ 59,500 $ 48,000
Virginia Beach, Virginia 2 $ 233,000 $ 116,500 $ 81,000
King, Washington 2 $ 367,000 $ 183,500 $ 105,000
Marion, Alabama 1 $ 50,000 $ 50,000 $ 50,000
Walker, Alabama 1 $ 75,000 $ 75,000 $ 46,000
Contra Costa, California 1 $ 47,000 $ 47,000 $ 24,000
Fresno, California 1 $ 100,000 $ 100,000 $ 60,000
Kings, California 1 $ 125,000 $ 125,000 $ 43,000
Riverside, California 1 $ 73,000 $ 73,000 $ 102,000
San Diego, California 1 $ 222,000 $ 222,000 $ 62,000
Siskiyou, California 1 $ 65,000 $ 65,000 $ 115,000
Solano, California 1 $ 230,000 $ 230,000 $ 59,000
Ventura, California 1 $ 70,000 $ 70,000 $ 35,000
Arapahoe, Colorado 1 $ 228,000 $ 228,000 $ 183,000
Boulder, Colorado 1 $ 107,000 $ 107,000 $ 59,000
Denver, Colorado 1 $ 30,000 $ 30,000 $ 38,000
Fairfield, Connecticut 1 $ 200,000 $ 200,000 $ 135,000
Alachua, Florida 1 $ 39,000 $ 39,000 $ 130,000
Collier, Florida 1 $ 117,000 $ 117,000 $ 44,000
Duval, Florida 1 $ 102,000 $ 102,000 $ 87,000
Polk, Florida 1 $ 45,000 $ 45,000 $ 70,000
Bartow, Georgia 1 $ 63,000 $ 63,000 $ 33,000
Bleckley, Georgia 1 $ 57,000 $ 57,000 $ 52,000
Brantley, Georgia 1 $ 105,000 $ 105,000 $ 85,000
Brooks, Georgia 1 $ 43,000 $ 43,000 $ 30,000
Carroll, Georgia 1 $ 179,000 $ 179,000 $ 56,000
Cherokee, Georgia 1 $ 75,000 $ 75,000 $ 147,000
Clayton, Georgia 1 $ 35,000 $ 35,000 $ 44,000
Coffee, Georgia 1 $ 55,000 $ 55,000 $ 52,000
Columbia, Georgia 1 $ 53,000 $ 53,000 $ 105,000
Dawson, Georgia 1 $ 70,000 $ 70,000 $ 49,000
Douglas, Georgia 1 $ 80,000 $ 80,000 $ 34,000
Early, Georgia 1 $ 60,000 $ 60,000 $ 79,000
Forsyth, Georgia 1 $ 83,000 $ 83,000 $ 63,000
Franklin, Georgia 1 $ 140,000 $ 140,000 $ 23,000
Habersham, Georgia 1 $ 109,000 $ 109,000 $ 42,000
Houston, Georgia 1 $ 135,000 $ 135,000 $ 123,000
Madison, Georgia 1 $ 104,000 $ 104,000 $ 175,000
Newton, Georgia 1 $ 110,000 $ 110,000 $ 75,000
Paulding, Georgia 1 $ 52,000 $ 52,000 $ 48,000
Peach, Georgia 1 $ 35,000 $ 35,000 $ 41,000
Richmond, Georgia 1 $ 59,000 $ 59,000 $ 83,000
Sumter, Georgia 1 $ 98,000 $ 98,000 $ 65,000
Tift, Georgia 1 $ 65,000 $ 65,000 $ 76,000
Honolulu, Hawaii 1 $ 136,000 $ 136,000 $ 149,000
Christian, Illinois 1 $ 47,000 $ 47,000 $ 42,000
Clark, Illinois 1 $ 58,000 $ 58,000 $ 46,000
Henderson, Illinois 1 $ 65,000 $ 65,000 $ 56,000
Lake, Illinois 1 $ 104,000 $ 104,000 $ 33,000
Macon, Illinois 1 $ 69,000 $ 69,000 $ 38,000
McHenry, Illinois 1 $ 135,000 $ 135,000 $ 64,000
St. Clair, Illinois 1 $ 64,000 $ 64,000 $ 37,000
Union, Illinois 1 $ 64,000 $ 64,000 $ 23,000
Williamson, Illinois 1 $ 30,000 $ 30,000 $ 69,000
Boone, Indiana 1 $ 140,000 $ 140,000 $ 47,000
Jasper, Indiana 1 $ 150,000 $ 150,000 $ 70,000
Acadia, Louisiana 1 $ 53,000 $ 53,000 $ 52,000
Avoyelles, Louisiana 1 $ 31,000 $ 31,000 $ 20,000
Caddo, Louisiana 1 $ 55,000 $ 55,000 $ 28,000
East Baton Rouge, Louisiana 1 $ 94,000 $ 94,000 $ 29,000
Lafayette, Louisiana 1 $ 66,000 $ 66,000 $ 54,000
Tangipahoa, Louisiana 1 $ 46,000 $ 46,000 $ 25,000
Anne Arundel, Maryland 1 $ 334,000 $ 334,000 $ 105,000
Baltimore City, Maryland 1 $ 90,000 $ 90,000 $ 27,000
Cecil, Maryland 1 $ 110,000 $ 110,000 $ 89,000
Charles, Maryland 1 $ 140,000 $ 140,000 $ 60,000
Frederick, Maryland 1 $ 180,000 $ 180,000 $ 150,000
Howard, Maryland 1 $ 35,000 $ 35,000 $ 71,000
Talbot, Maryland 1 $ 74,000 $ 74,000 $ 58,000
Washington, Maryland 1 $ 154,000 $ 154,000 $ 78,000
Wicomico, Maryland 1 $ 63,000 $ 63,000 $ 50,000
Barnstable, Massachusetts 1 $ 210,000 $ 210,000 $ 67,000
Bristol, Massachusetts 1 $ 50,000 $ 50,000 $ 24,000
Essex, Massachusetts 1 $ 110,000 $ 110,000 $ 46,000
Middlesex, Massachusetts 1 $ 259,000 $ 259,000 $ 47,000
Plymouth, Massachusetts 1 $ 139,000 $ 139,000 $ 92,000
Suffolk, Massachusetts 1 $ 258,000 $ 258,000 $ 104,000
Cass, Michigan 1 $ 73,000 $ 73,000 $ 64,000
Eaton, Michigan 1 $ 72,000 $ 72,000 $ 163,000
Kent, Michigan 1 $ 83,000 $ 83,000 $ 49,000
Muskegon, Michigan 1 $ 55,000 $ 55,000 $ 60,000
Van Buren, Michigan 1 $ 86,000 $ 86,000 $ 102,000
Grant, Minnesota 1 $ 225,000 $ 225,000 $ 115,000
Isanti, Minnesota 1 $ 165,000 $ 165,000 $ 37,000
Pennington, Minnesota 1 $ 97,000 $ 97,000 $ 94,000
Steele, Minnesota 1 $ 91,000 $ 91,000 $ 26,000
Waseca, Minnesota 1 $ 112,000 $ 112,000 $ 32,000
Hancock, Mississippi 1 $ 95,000 $ 95,000 $ 75,000
Lee, Mississippi 1 $ 45,000 $ 45,000 $ 25,000
Jackson, Missouri 1 $ 168,000 $ 168,000 $ 116,000
St. Louis, Missouri 1 $ 78,000 $ 78,000 $ 35,000
Douglas, Nebraska 1 $ 74,000 $ 74,000 $ 55,000
Cheshire, New Hampshire 1 $ 98,000 $ 98,000 $ 38,000
Strafford, New Hampshire 1 $ 244,000 $ 244,000 $ 82,000
Sullivan, New Hampshire 1 $ 166,000 $ 166,000 $ 94,000
Mecklenburg, North Carolina 1 $ 63,000 $ 63,000 $ 51,000
Butler, Ohio 1 $ 93,000 $ 93,000 $ 44,000
Clermont, Ohio 1 $ 65,000 $ 65,000 $ 59,000
Franklin, Ohio 1 $ 107,000 $ 107,000 $ 74,000
Hamilton, Ohio 1 $ 63,000 $ 63,000 $ 39,000
Lake, Ohio 1 $ 55,000 $ 55,000 $ 100,000
Lucas, Ohio 1 $ 71,000 $ 71,000 $ 35,000
Union, Ohio 1 $ 198,000 $ 198,000 $ 87,000
Cleveland, Oklahoma 1 $ 35,000 $ 35,000 $ 20,000
Pontotoc, Oklahoma 1 $ 128,000 $ 128,000 $ 78,000
Benton, Oregon 1 $ 44,000 $ 44,000 $ 27,000
Lane, Oregon 1 $ 107,000 $ 107,000 $ 54,000
Tillamook, Oregon 1 $ 246,000 $ 246,000 $ 122,000
Anderson, South Carolina 1 $ 56,000 $ 56,000 $ 38,000
Pickens, South Carolina 1 $ 54,000 $ 54,000 $ 15,000
York, South Carolina 1 $ 93,000 $ 93,000 $ 73,000
Chester, Tennessee 1 $ 113,000 $ 113,000 $ 62,000
Davidson, Tennessee 1 $ 47,000 $ 47,000 $ 32,000
El Paso, Texas 1 $ 147,000 $ 147,000 $ 145,000
Galveston, Texas 1 $ 99,000 $ 99,000 $ 42,000
Grayson, Texas 1 $ 37,000 $ 37,000 $ 18,000
Harrison, Texas 1 $ 80,000 $ 80,000 $ 72,000
Hutchinson, Texas 1 $ 41,000 $ 41,000 $ 43,000
Alexandria, Virginia 1 $ 108,000 $ 108,000 $ 49,000
Arlington, Virginia 1 $ 334,000 $ 334,000 $ 100,000
Campbell, Virginia 1 $ 148,000 $ 148,000 $ 62,000
Lynchburg, Virginia 1 $ 60,000 $ 60,000 $ 42,000
Manassas, Virginia 1 $ 80,000 $ 80,000 $ 106,000
Richmond City, Virginia 1 $ 123,000 $ 123,000 $ 81,000
Roanoke, Virginia 1 $ 100,000 $ 100,000 $ 44,000
Cowlitz, Washington 1 $ 113,000 $ 113,000 $ 68,000
Island, Washington 1 $ 38,000 $ 38,000 $ 41,000
Kitsap, Washington 1 $ 170,000 $ 170,000 $ 96,000
Mason, Washington 1 $ 47,000 $ 47,000 $ 34,000
Pierce, Washington 1 $ 112,000 $ 112,000 $ 58,000
La Crosse, Wisconsin 1 $ 48,000 $ 48,000 $ 60,000
Vilas, Wisconsin 1 $ 100,000 $ 100,000 $ 43,000

Mortgage Loan Application Detail Totals for Dovenmuehle Funding, Inc in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 327 $34,525,000 $104,709 $334,000 $72,967 $1,404,000
Home Purchase 24 $3,085,000 $146,266 $334,000 $74,466 $130,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 287 $30,021,000 $108,100 $334,000 $69,933 $1,404,000
Hispanic 25 $2,802,000 $107,571 $204,000 $83,714 $149,000
Black or African American 16 $1,570,000 $95,625 $175,000 $92,625 $273,000
Not Provided 15 $2,084,000 $138,583 $334,000 $87,083 $315,000
Asian 5 $935,000 $193,750 $256,000 $69,000 $150,000
American Indian or Alaskan Native 3 $198,000 $66,000 $73,000 $86,333 $102,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 351 $37,610,000 $108,709 $334,000 $73,935 $1,404,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 207 $21,460,000 $103,354 $312,000 $75,677 $1,404,000
Application Denied By Financial Institution 84 $9,695,000 $124,000 $334,000 $66,409 $183,000
Application Withdrawn By Applicant 60 $6,455,000 $112,086 $334,000 $71,608 $240,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 42 $4,724,000 $129,111 $334,000 $74,055 $183,000
Credit Application Incomplete 29 $3,581,000 $123,071 $334,000 $67,071 $144,000
Debt-To-Income Ratio 8 $1,036,000 $137,333 $323,000 $43,833 $88,000
Collateral 5 $354,000 $73,500 $134,000 $46,500 $70,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Dovenmuehle Funding, Inc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Dovenmuehle Funding, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet with aggregated HMDA statistics today.

Download the Illinois Lender List