Dubuque Bank And Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Dubuque Bank And Trust Company 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Dubuque Bank And Trust Company 1398 Central Avenue Dubuque, IA 52001 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,320 |
| Total Mortgage Loan Application Amount | $134,894,000 |
| Average Mortgage Loan Application Amount | $95,440 |
| Highest Mortgage Loan Application Amount | $961,000 |
| Average Applicant Income | $22,520 |
| Highest Applicant Income | $1,375,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Dubuque Bank And Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Dubuque Bank And Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Dubuque Bank And Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Dubuque Bank And Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Dubuque Bank And Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Dubuque Bank And Trust Company's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dubuque County Iowa | 630 | $ 65,575,000 | $ 104,000 | $ 50,000 |
| Winnebago County Illinois | 172 | $ 16,119,000 | $ 93,000 | $ 0 |
| Jo Daviess County Illinois | 147 | $ 16,715,000 | $ 113,000 | $ 42,000 |
| Lee County Iowa | 59 | $ 3,678,000 | $ 62,000 | $ 0 |
| Jackson County Iowa | 39 | $ 3,394,000 | $ 87,000 | $ 74,000 |
| Maricopa County Arizona | 33 | $ 3,698,000 | $ 112,000 | $ 0 |
| Hancock County Illinois | 28 | $ 2,008,000 | $ 71,000 | $ 0 |
| Green County Wisconsin | 24 | $ 1,991,000 | $ 82,000 | $ 0 |
| Grant County Wisconsin | 23 | $ 1,517,000 | $ 65,000 | $ 45,000 |
| Carroll County Illinois | 19 | $ 1,847,000 | $ 97,000 | $ 8,000 |
| Clinton County Iowa | 18 | $ 2,068,000 | $ 114,000 | $ 134,000 |
| Boone County Illinois | 10 | $ 1,989,000 | $ 198,000 | $ 0 |
| Curry County New Mexico | 9 | $ 739,000 | $ 82,000 | $ 0 |
| Lafayette County Wisconsin | 6 | $ 579,000 | $ 96,000 | $ 14,000 |
| Pinal County Arizona | 5 | $ 590,000 | $ 118,000 | $ 0 |
| Linn County Iowa | 5 | $ 864,000 | $ 172,000 | $ 55,000 |
| Rock County Wisconsin | 5 | $ 581,000 | $ 116,000 | $ 0 |
| Stephenson County Illinois | 4 | $ 666,000 | $ 166,000 | $ 289,000 |
| Black Hawk County Iowa | 4 | $ 235,000 | $ 58,000 | $ 350,000 |
| Clayton County Iowa | 4 | $ 454,000 | $ 113,000 | $ 80,000 |
| Yellowstone County Montana | 4 | $ 363,000 | $ 90,000 | $ 0 |
| Cook County Illinois | 3 | $ 628,000 | $ 209,000 | $ 92,000 |
| Ogle County Illinois | 3 | $ 371,000 | $ 123,000 | $ 0 |
| Roosevelt County New Mexico | 3 | $ 333,000 | $ 111,000 | $ 0 |
| Santa Fe County New Mexico | 3 | $ 171,000 | $ 57,000 | $ 0 |
| Dane County Wisconsin | 3 | $ 342,000 | $ 114,000 | $ 0 |
| Flagler County Florida | 2 | $ 178,000 | $ 89,000 | $ 0 |
| Rock Island County Illinois | 2 | $ 361,000 | $ 180,000 | $ 0 |
| Whiteside County Illinois | 2 | $ 127,000 | $ 63,000 | $ 0 |
| Delaware County Iowa | 2 | $ 270,000 | $ 135,000 | $ 46,000 |
| Johnson County Iowa | 2 | $ 585,000 | $ 292,000 | $ 55,000 |
| Jones County Iowa | 2 | $ 117,000 | $ 58,000 | $ 61,000 |
| Louisa County Iowa | 2 | $ 232,000 | $ 116,000 | $ 190,000 |
| Scott County Iowa | 2 | $ 215,000 | $ 107,000 | $ 60,000 |
| Anne Arundel County Maryland | 2 | $ 351,000 | $ 175,000 | $ 68,000 |
| Freeborn County Minnesota | 2 | $ 83,000 | $ 41,000 | $ 60,000 |
| Clark County Missouri | 2 | $ 116,000 | $ 58,000 | $ 0 |
| Sandoval County New Mexico | 2 | $ 259,000 | $ 129,000 | $ 0 |
| Mohave County Arizona | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Larimer County Colorado | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Sumter County Florida | 1 | $ 32,000 | $ 32,000 | $ 0 |
| DuPage County Illinois | 1 | $ 312,000 | $ 312,000 | $ 0 |
| Lee County Illinois | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Marshall County Illinois | 1 | $ 76,000 | $ 76,000 | $ 0 |
| McDonough County Illinois | 1 | $ 50,000 | $ 50,000 | $ 0 |
| McHenry County Illinois | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Marion County Indiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Allamakee County Iowa | 1 | $ 24,000 | $ 24,000 | $ 58,000 |
| Fayette County Iowa | 1 | $ 600,000 | $ 600,000 | $ 40,000 |
| Mahaska County Iowa | 1 | $ 12,000 | $ 12,000 | $ 120,000 |
| Mitchell County Iowa | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Washington County Iowa | 1 | $ 70,000 | $ 70,000 | $ 54,000 |
| Hennepin County Minnesota | 1 | $ 166,000 | $ 166,000 | $ 42,000 |
| Wabasha County Minnesota | 1 | $ 58,000 | $ 58,000 | $ 113,000 |
| Flathead County Montana | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Sanders County Montana | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Sheridan County Montana | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Dona Ana County New Mexico | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Quay County New Mexico | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Davis County Utah | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Adams County Wisconsin | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Crawford County Wisconsin | 1 | $ 174,000 | $ 174,000 | $ 80,000 |
| Eau Claire County Wisconsin | 1 | $ 102,000 | $ 102,000 | $ 46,000 |
| Iowa County Wisconsin | 1 | $ 36,000 | $ 36,000 | $ 46,000 |
| Milwaukee County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 80,000 |
| Outagamie County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Sheboygan County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Vilas County Wisconsin | 1 | $ 311,000 | $ 311,000 | $ 0 |
Mortgage Loan Application Detail Totals for Dubuque Bank And Trust Company in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 829 | $87,494,000 | $106,769 | $961,000 | $19,538 | $1,306,000 |
| Refinancing | 445 | $45,798,000 | $94,222 | $600,000 | $18,111 | $1,375,000 |
| Home Improvement | 46 | $1,602,000 | $50,000 | $297,000 | $48,666 | $500,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 667 | $73,610,000 | $115,200 | $961,000 | $67,400 | $646,000 |
| Not applicable | 583 | $57,208,000 | $94,181 | $428,000 | $0 | $0 |
| Not Provided | 55 | $2,707,000 | $105,333 | $454,000 | $147,000 | $1,375,000 |
| Hispanic | 8 | $618,000 | $77,000 | $156,000 | $254,000 | $1,306,000 |
| Asian | 4 | $309,000 | $77,000 | $106,000 | $78,000 | $100,000 |
| Black or African American | 3 | $442,000 | $147,000 | $162,000 | $63,000 | $68,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,299 | $132,315,000 | $100,153 | $961,000 | $21,384 | $1,375,000 |
| VA-guaranteed (Veterans Administration) | 18 | $2,375,000 | $131,000 | $237,000 | $54,500 | $103,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $204,000 | $68,000 | $74,000 | $5,000 | $21,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 664 | $73,968,000 | $119,400 | $961,000 | $83,600 | $1,375,000 |
| Loan Purchased By The Institution | 565 | $55,320,000 | $93,545 | $360,000 | $0 | $0 |
| Application Denied By Financial Institution | 52 | $1,896,000 | $33,666 | $169,000 | $42,333 | $82,000 |
| Application Approved But Not Accepted | 34 | $3,231,000 | $79,333 | $428,000 | $73,000 | $185,000 |
| Application Withdrawn By Applicant | 5 | $479,000 | $102,000 | $113,000 | $56,500 | $121,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Dubuque Bank And Trust Company's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Dubuque Bank And Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet
with aggregated HMDA statistics today.